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JOHN HANCOCK VARIABLE ANNUITY ACCOUNTS H AND V
PATRIOT VARIABLE ANNUITY
SUPPLEMENT DATED SEPTEMBER 14, 1999
TO THE PROSPECTUS DATED MAY 3, 1999
AS SUPPLEMENTED MAY 3, 1999
The following language replaces the second bullet point in the subsection
"COMPUTATION OF MARKET VALUE ADJUSTMENT" in the section entitled "APPENDIX A -
DETAILS ABOUT OUR GUARANTEED PERIODS FOR CONTRACTS ISSUED IN NEW YORK" as set
forth in the Supplement dated May 3, 1999 to the Prospectus dated May 3, 1999:
* c is the guaranteed rate then in effect for a new guarantee
period with a duration equal to the time remaining in the current
guarantee period. If the time remaining in the current guarantee
period is not a whole number of years, then the rate will be
interpolated between the guaranteed rates then in effect for the
two new guarantee periods then being offered with durations closest
to the time remaining in the current guarantee period.
