JOHN HANCOCK VARIABLE ANNUITY ACCOUNT H
SUPPLEMENT DATED NOVEMBER 15, 2000
TO
PROSPECTUSES DATED NOVEMBER 1, 2000
WASHINGTON ONLY
Notwithstanding any language in the prospectus to the contrary, the following
shall apply with respect to REVOLUTION EXTRA, REVOLUTION VALUE and REVOLUTION
ACCESS VARIABLE ANNUITY contracts delivered or issued for delivery in the state
of Washington:
o The "guarantee periods" described in the prospectus are not available
as investment options. You may allocate premiums and transfer contract
value only to the variable investment options. All references to
"guarantee periods" in the prospectus should be disregarded.
o No "market value adjustment" or "MVA" will be applied to contact
proceeds. All references to these terms in the prospectus should be
disregarded.
o The Enhanced death benefit rider described in response to the
question "What happens if the annuitant dies before my contract's date
of maturity" is not available. Instead, if you are under age 80 when
you apply for your contract, you may elect to enhance the standard
death benefit by purchasing a "one year stepped-up" death benefit
rider. Under this rider, if the annuitant dies before the contract's
date of maturity, we will pay the beneficiary the greater of (i) the
standard death benefit, or (ii) the highest total value of your
contract as of any anniversary of your contract to date (prior to the
anniversary of the contract nearest the annuitant's 81st birthday),
plus any premium payments you have made since that anniversary, minus
any withdrawals you have taken (and any related withdrawal charges)
since that anniversary. We count only those contract anniversaries that
occur before we receive proof of death. We charge a separate monthly
charge for this rider at the beginning of each month. The charge is
1/12th of an annual percentage equal to 0.15% of your contract's total
value. For a more complete description of the terms and conditions of
this benefit, you should refer directly to the rider. We will provide
you with a copy on request. This rider (and related charges) will
terminate on the contract's date of maturity, upon your surrendering
the contract, or upon your written request that we terminate it.
REVWASUPP 11/00
