SIS BANCORP INC
8-K, 1998-02-13
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


              -----------------------------------------------------



                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934




                Date of Report (Date of earliest event reported):
                      February 13, 1998 (January 31, 1998)




                                SIS Bancorp, Inc.
               (Exact name of registrant as specified in charter)




        Massachusetts                  000-20809               04-3303264
(State or other jurisdiction      (Commission file           (IRS employer 
     of incorporation)                 number)             identification no.)

   1441 Main Street, Springfield, MA                     01102
(Address of principal executive offices)               (Zip code)

                                 (413) 748-8000
               Registrant's telephone number, including area code


<PAGE>




Item 5:  Other Events:

         SIS Bancorp, Inc., a Massachusetts corporation (the "Company") acquired
Glastonbury  Bank & Trust  Company  ("GBT")  effective  December 17,  1997.  The
Company is  required  to report the results of the  combined  operations  of the
Company  and GBT for a period  covering at least 30 days  following  the date of
acquisition in order to terminate certain  prohibitions on sales or transfers of
the  Company's  stock by  affiliates of the Company and GBT. This report on Form
8-K is designed  solely to present the  results of combined  operations  for the
Company and its  subsidiaries,  including  GBT, for the month ended  January 31,
1998.  These  results are not  necessarily  indicative  of the results which the
Company may report for the quarter ending March 31, 1998.

         The sole purpose of the following  financial statement is to report the
results of combined  operations for a one month period.  It should not be relied
upon for any other purpose.


                                        For the One Month
                                        Period Ended
                                        January 31, 1998
                                        (unaudited)
                                        (in 000s)
Net Interest and Dividend
Income after Provision
for Possible Loan Losses:               $4,961
Total Noninterest Income:               $1,346
Net Income:                             $1,244




<PAGE>



                                   SIGNATURES

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
SIS Bancorp,  Inc. has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                SIS BANCORP, INC.


Date:  February 13, 1998            By: /s/ William F. Marshall, Jr.
                                        Name:  William F. Marshall, Jr.
                                        Title:    President and Chief 
                                                   Executive Officer




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