SCHEDULE TO MONTHLY SERVICER'S CERTIFICATE
MONTHLY PERIOD ENDING MAY 31, 2000
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BANK OF AMERICA NATIONAL ASSOCIATION
BA MASTER CREDIT CARD TRUST SERIES 1997-A
1. The aggregate amount of the Investor Percentage
of Collections of Principal Receivables................$110,844,065.55
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2. The aggregate amount of the Investor Percentage
of Collections of Finance Charge Receivables
(excluding Interchange)................................$ 12,373,611.80
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3. The aggregate amount of the Investor Percentage
of Interchange.........................................$ 1,769,604.27
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4. The aggregate amount of Servicer Interchange...........$ 625,000.00
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5. The aggregate amount of funds on deposit in
Finance Charge Account allocable to the Series
1997-A Certificates................................... $ 13,518,216.07
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6. The aggregate amount of funds on deposit in
the Principal Account allocable to the Series
1997-A Certificates..................................$ 110,844,065.55
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7. The aggregate amount of funds on deposit in
the Principal Funding Account allocable to
the Series 1997-A Certificates.........................$ 0.00
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8. The aggregate amount to be withdrawn from the
Finance Charge Account and paid in accordance
with the Loan Agreement pursuant to Section 4.11.......$ 0.00
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9. The excess, if any, of the Required Collateral
Interest over the Collateral Interest..................$ 0.00
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10. The Collateral Interest on the Transfer Date
of the current calendar month, after giving
effect to the deposits and withdrawals specified
above, is equal to.....................................$ 60,000,000.00
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11. The amount of Monthly Interest, Deficiency
Amounts and Additional Interest payable to the
(i) Class A Certificateholders.........................$ 3,705,218.49
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(ii) Class B Certificateholders.........................$ 241,985.68
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(iii)Collateral Interest Holder.........................$ 360,245.83
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12. The amount of principal payable to the
(i) Class A Certificateholders........................$ 0.00
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(ii) Class B Certificateholders........................$ 0.00
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(iii)Collateral Interest Holder........................$ 0.00
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13. The sum of all amounts payable to the
(i) Class A Certificateholders........................$ 3,705,218.49
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(ii) Class B Certificateholders .......................$ 241,985.68
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(iii)Collateral Interest Holder........................$ 360,245.83
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14. To the knowledge of the undersigned, no Series
1997-A Pay Out Event or Trust Pay Out Event
has occurred except as described below:
None
IN WITNESS WHEREOF, the undersigned has duly executed
and delivered this Certificate this 12th day of JUNE, 2000.
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BANK OF AMERICA NATIONAL ASSOCIATION
Transferor and Servicer
By: /s/ DAVID M. BELK
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Name: David M. Belk
Title: Senior Vice President
