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RYDEX ADVISOR VARIABLE ANNUITY ACCOUNT Supplement dated January 5, 2000 to Prospectus dated May 1, 1999 The fourth paragraph under "Purchase Payments" on page 15 of the prospectus is replaced with the following: Initial purchase payments will be allocated to the Subaccounts of the Separate Account or the Fixed Account pursuant to instructions from your Financial Advisor. CV193
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