UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 19999
Check here if Amendment [ ]; Amendment Number: ____
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Bay Isle Financial Corporation
Address: 160 Sansome Street, 17th Floor
San Francisco, CA 94104
Form 13F File Number: 28-99999
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Gary Pollock
Title: President
Phone: (415) 705-7777
Signature, Place, and Date of Signing:
Gary Pollock San Francisco, CA May 5, 1999
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager: NONE
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 140
Form 13F Information Table Value Total: $341,142
List of Other Included Managers: NONE
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FORM 13F INFORMATION TABLE
VALUE SHRS OR SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ---------- -------- -------- --------
Abbott Laboratories COM 002824100 10213 218169 SH SOLE 0 0 218169
Advanced Fibre Communications COM 00754A105 291 30300 SH SOLE 0 0 30300
Air Touch Communications COM 00949T100 892 9233 SH SOLE 0 0 9233
Airtouch Ser B Cv Pfd PFD 00949T209 725 9200 SH SOLE 0 0 9200
Allstate Corporation COM 020002101 1317 35535 SH SOLE 0 0 35535
Amazon.com Inc. COM 023135106 376 2186 SH SOLE 0 0 2186
America Online Inc. COM 02364J104 719 4890 SH SOLE 0 0 4890
American Express COM 025816109 3297 27997 SH SOLE 0 0 27997
American Home Products COM 026609107 3713 56910 SH SOLE 0 0 56910
American Int'l Group COM 026874107 8275 68598 SH SOLE 0 0 68598
American Stores COM 030096101 9635 291975 SH SOLE 0 0 291975
Ameritech COM 030954101 398 6900 SH SOLE 0 0 6900
Archstone Communities Trust COM 039581103 2316 115100 SH SOLE 0 0 115100
AT&T COM 001957109 8997 112730 SH SOLE 0 0 112730
AT&T Corp Liberty Media Group COM 001957208 5228 99412 SH SOLE 0 0 99412
Automatic Data Proc. COM 053015103 7650 184893 SH SOLE 0 0 184893
AvalonBay Communities Inc COM 053484101 7067 221703 SH SOLE 0 0 221703
Banc One Corp. COM 06423A103 214 3888 SH SOLE 0 0 3888
Bank of Alameda COM 060432101 255 15000 SH SOLE 0 0 15000
Bank of America Corp. COM 060505104 2724 38563 SH SOLE 0 0 38563
Bank of New York Co COM 064057102 2784 77475 SH SOLE 0 0 77475
Baxter International COM 071813109 1513 22925 SH SOLE 0 0 22925
Becton-Dickinson COM 075887109 3126 81585 SH SOLE 0 0 81585
Bell Atlantic Corp. COM 077853109 257 4970 SH SOLE 0 0 4970
BellSouth Corp. COM 079860102 274 6844 SH SOLE 0 0 6844
Bristol-Myers/Squibb COM 110122108 5067 79020 SH SOLE 0 0 79020
Cardinal Health Inc. COM 14149Y108 4533 68675 SH SOLE 0 0 68675
Carramerica Realty Corp COM 144418100 275 12450 SH SOLE 0 0 12450
Casmyn Corp. COM 147619100 0 22000 SH SOLE 0 0 22000
CBL & Assoc. Properties, Inc. COM 124830100 524 22550 SH SOLE 0 0 22550
CBS Inc. COM 12490K107 1733 42460 SH SOLE 0 0 42460
Charles Schwab Corp. COM 808513105 8205 85357 SH SOLE 0 0 85357
Chase Manhattan Bank COM 16161A108 2919 35869 SH SOLE 0 0 35869
Chelsea GCA Realty COM 163262108 3600 129132 SH SOLE 0 0 129132
Chevron COM 166751107 7429 83702 SH SOLE 0 0 83702
Cisco Systems COM 17275R102 1988 18149 SH SOLE 0 0 18149
Citigroup Inc. COM 172967101 681 10664 SH SOLE 0 0 10664
Clorox COM 189054109 3698 31560 SH SOLE 0 0 31560
Cnet Inc. COM 125945105 1143 12402 SH SOLE 0 0 12402
Coca-Cola COM 191216100 712 11595 SH SOLE 0 0 11595
Commercial Net Lease COM 202218103 292 26100 SH SOLE 0 0 26100
Compaq Computer COM 204493100 6748 212949 SH SOLE 0 0 212949
CRIIMI Mae COM 226603108 217 80875 SH SOLE 0 0 80875
Dayton Hudson Corp. COM 239753106 240 3600 SH SOLE 0 0 3600
Dell Computer Corp COM 247025109 1053 25770 SH SOLE 0 0 25770
Delta & Pine Land Company COM 247357106 3117 101370 SH SOLE 0 0 101370
Dover Corp. COM 260003108 240 7300 SH SOLE 0 0 7300
DPL Inc. COM 233293109 1410 85450 SH SOLE 0 0 85450
Duke Realty Investments Inc COM 264411505 849 39500 SH SOLE 0 0 39500
Eli Lilly COM 532457108 1397 16460 SH SOLE 0 0 16460
Emerging Markets Income Fund I COM 290920107 151 15500 SH SOLE 0 0 15500
Equity Office Properties Trust COM 294741103 673 26525 SH SOLE 0 0 26525
Exxon COM 302290101 2195 31101 SH SOLE 0 0 31101
First Data Corp. COM 319963104 7551 176630 SH SOLE 0 0 176630
First Tennessee National Corp COM 337162101 4034 110139 SH SOLE 0 0 110139
Fruit of the Loom Ltd. COM G3682L105 574 53350 SH SOLE 0 0 53350
Gap Inc. COM 364760108 1084 16100 SH SOLE 0 0 16100
General Electric COM 369604103 12650 114349 SH SOLE 0 0 114349
Great Lakes REIT COM 390752103 282 19450 SH SOLE 0 0 19450
GTE Corp. COM 362320103 3432 56735 SH SOLE 0 0 56735
Hewlett-Packard COM 428236103 723 10665 SH SOLE 0 0 10665
Home Properties of New York COM 437306103 3780 163460 SH SOLE 0 0 163460
Host Marriot Corporation COM 44107P104 126 11338 SH SOLE 0 0 11338
HRPT Properties Trust COM 40426W101 1450 107440 SH SOLE 0 0 107440
Illinois Tool Works COM 452308109 798 12890 SH SOLE 0 0 12890
Innkeepers USA Trust COM 4576J0104 4809 516415 SH SOLE 0 0 516415
Intel Corp. COM 458140100 18054 151876 SH SOLE 0 0 151876
International Business Machine COM 459200101 848 4785 SH SOLE 0 0 4785
IRT Property Co. COM 450058102 506 57400 SH SOLE 0 0 57400
Irvine Apartment Communities COM 463606103 632 19225 SH SOLE 0 0 19225
Johnson & Johnson COM 478160104 8592 91890 SH SOLE 0 0 91890
Kaneb Pipeline Partners LP COM 484169107 305 9850 SH SOLE 0 0 9850
Kansas City Southern Corp. COM 485170104 6637 116440 SH SOLE 0 0 116440
Kimco Realty REIT COM 49446R109 5157 139845 SH SOLE 0 0 139845
Kroger Co Comm COM 501044101 251 4200 SH SOLE 0 0 4200
Leggett & Platt Inc. COM 524660107 1862 93100 SH SOLE 0 0 93100
Level 3 Communications Inc COM 52729N100 204 2800 SH SOLE 0 0 2800
LTC Properties COM 502175102 976 80495 SH SOLE 0 0 80495
Lucent Technologies COM 549463107 647 5993 SH SOLE 0 0 5993
Macerich Co. COM 554382101 568 25025 SH SOLE 0 0 25025
Mallinckrodt Inc. COM 561232109 1545 58025 SH SOLE 0 0 58025
Manufactured Home Communitites COM 564682102 1228 51185 SH SOLE 0 0 51185
Maxus Energy $2.50 Pfd A PFD 577730302 1170 46550 SH SOLE 0 0 46550
McGraw-Hill COM 580645109 4260 78165 SH SOLE 0 0 78165
MCI Worldcom COM 55268B106 8850 99930 SH SOLE 0 0 99930
Media One Inc. COM 58440J104 3902 61502 SH SOLE 0 0 61502
Meditrust SBI COM 58501T306 185 14900 SH SOLE 0 0 14900
Medtronic Inc. COM 585055106 375 5224 SH SOLE 0 0 5224
Mellon Bank COM 585509102 2728 38759 SH SOLE 0 0 38759
Mercantile Bankshares COM 587405101 2411 65150 SH SOLE 0 0 65150
Merck COM 589331107 6918 86340 SH SOLE 0 0 86340
Merrill Lynch COM 590188108 288 3250 SH SOLE 0 0 3250
Microsoft Corp. COM 594918104 1238 13818 SH SOLE 0 0 13818
Mobil Corp. COM 607059102 3216 36548 SH SOLE 0 0 36548
MSU Corp COM 553757105 20 20000 SH SOLE 0 0 20000
National Australian Bank Ltd PFD 632525309 5728 182925 SH SOLE 0 0 182925
Nationwide Health Properties COM 638620104 2179 114700 SH SOLE 0 0 114700
NCR Corp. COM 62886E108 6882 137647 SH SOLE 0 0 137647
Newell Rubbermaid Inc. COM 651229106 6896 145173 SH SOLE 0 0 145173
Nextel STRYPES Tr Structured Y PFD 65332Y107 1843 58975 SH SOLE 0 0 58975
PepsiCo Inc. COM 713448108 3292 83995 SH SOLE 0 0 83995
Pfizer Inc. COM 717081103 1037 7475 SH SOLE 0 0 7475
Philip Morris COM 718154107 352 10000 SH SOLE 0 0 10000
Policy Management Systems Corp COM 731108106 282 9200 SH SOLE 0 0 9200
Post Properties Inc. COM 737464107 3526 97274 SH SOLE 0 0 97274
Procter & Gamble COM 742718109 360 3676 SH SOLE 0 0 3676
ProLogis Trust COM 743410102 1592 77650 SH SOLE 0 0 77650
Reckson Services Industries COM 75621J109 49 10964 SH SOLE 0 0 10964
Regency Realty Corp COM 758939102 530 28250 SH SOLE 0 0 28250
Roche Holdings COM 771195104 347 2850 SH SOLE 0 0 2850
Royal Dutch Petroleum COM 780257804 351 6750 SH SOLE 0 0 6750
Royal Star Resources Ltd. COM 78076G109 0 45000 SH SOLE 0 0 45000
Safeway Inc. COM 786514208 797 15527 SH SOLE 0 0 15527
SBC Communications Inc. COM 78387G103 635 13452 SH SOLE 0 0 13452
Schering-Plough COM 806605101 238 4300 SH SOLE 0 0 4300
Scios Inc. COM 808905103 272 30000 SH SOLE 0 0 30000
Service Corporation Internatio COM 817565104 1321 92710 SH SOLE 0 0 92710
Simon Property Group COM 828806109 370 13496 SH SOLE 0 0 13496
Spieker Properties, Inc. COM 848497103 3823 108460 SH SOLE 0 0 108460
Storage USA Inc. COM 861907103 2843 100196 SH SOLE 0 0 100196
Sun Communities Inc COM 866674104 976 30725 SH SOLE 0 0 30725
Tanger Factory Outlet Centers COM 875465106 491 25675 SH SOLE 0 0 25675
Taubman Centers Inc. COM 876664103 3056 249500 SH SOLE 0 0 249500
Texas Instruments COM 882508104 1901 19150 SH SOLE 0 0 19150
The Centris Group COM 155904105 165 15610 SH SOLE 0 0 15610
Thornburg Mortgage Asset Corp COM 885218107 291 33785 SH SOLE 0 0 33785
Time Warner COM 887315109 2089 29495 SH SOLE 0 0 29495
Transamerica COM 893485102 1665 23456 SH SOLE 0 0 23456
TVI Pacific Inc. COM 872917109 3 50000 SH SOLE 0 0 50000
Unilever N.V. COM 904784501 595 8960 SH SOLE 0 0 8960
Universal Health Realty COM 91359E105 421 21600 SH SOLE 0 0 21600
US Restaurant Properties Inc. COM 902971100 440 22762 SH SOLE 0 0 22762
Vanguard Airlines Inc COM 92201B109 17 18000 SH SOLE 0 0 18000
Vista Gold Corp. COM 927926105 2 10000 SH SOLE 0 0 10000
Wal-Mart Stores COM 931142103 295 3200 SH SOLE 0 0 3200
Walt Disney Inc. COM 254687106 475 15245 SH SOLE 0 0 15245
WaterPur International Inc. COM 941844102 1 16000 SH SOLE 0 0 16000
Weeks Corp COM 94856P102 2008 70285 SH SOLE 0 0 70285
Wells Fargo and Co. COM 949746101 4108 117170 SH SOLE 0 0 117170
Williams Companies COM 969457100 8428 213364 SH SOLE 0 0 213364
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