UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 19999
Check here if Amendment [ ]; Amendment Number: ____
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Bay Isle Financial Corporation
Address: 160 Sansome Street, 17th Floor
San Francisco, CA 94104
Form 13F File Number: 28-99999
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Gary Pollock
Title: President
Phone: (415) 705-7777
Signature, Place, and Date of Signing:
Gary Pollock San Francisco, CA July 6, 1999
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager: NONE
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 177
Form 13F Information Table Value Total: $438,013
List of Other Included Managers: NONE
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FORM 13F INFORMATION TABLE
VALUE SHRS OR SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ---------- -------- -------- --------
ADC Telecommunications COM 000886101 251 5500 SH SOLE 0 0 5500
AMB Property Corp COM 00163T109 693 29500 SH SOLE 0 0 29500
AT&T COM 001957109 6021 107883 SH SOLE 0 0 107883
AT&T Corp Liberty Media Group COM 001957208 7874 214250 SH SOLE 0 0 214250
Abbott Laboratories COM 002824100 10287 226716 SH SOLE 0 0 226716
Advanced Fibre Communications COM 00754A105 473 30300 SH SOLE 0 0 30300
Albertsons Inc. COM 013104104 9880 191617 SH SOLE 0 0 191617
Allstate Corporation COM 020002101 1673 46633 SH SOLE 0 0 46633
Amazon.com Inc. COM 023135106 267 2136 SH SOLE 0 0 2136
America Online Inc. COM 02364J104 1404 12764 SH SOLE 0 0 12764
American Express COM 025816109 3916 30097 SH SOLE 0 0 30097
American Home Products COM 026609107 3227 56245 SH SOLE 0 0 56245
American Int'l Group COM 026874107 8021 68407 SH SOLE 0 0 68407
Ameritech COM 030954101 527 7164 SH SOLE 0 0 7164
Archstone Communities Trust COM 039581103 3400 155000 SH SOLE 0 0 155000
At Home Corp COM 045919107 238 4408 SH SOLE 0 0 4408
Automatic Data Proc. COM 053015103 9235 209881 SH SOLE 0 0 209881
AvalonBay Communities Inc COM 053484101 9436 255038 SH SOLE 0 0 255038
AXENT Technologies COM 05459C108 187 16800 SH SOLE 0 0 16800
Bank of Alameda COM 060432101 315 15000 SH SOLE 0 0 15000
Bank of America Corp. COM 060505104 2754 37563 SH SOLE 0 0 37563
Bank of New York Co COM 064057102 5334 145380 SH SOLE 0 0 145380
Banc One Corp. COM 06423A103 222 3726 SH SOLE 0 0 3726
Baxter International COM 071813109 1784 29423 SH SOLE 0 0 29423
Becton-Dickinson COM 075887109 273 9100 SH SOLE 0 0 9100
Bell Atlantic Corp. COM 077853109 364 5570 SH SOLE 0 0 5570
BellSouth Corp. COM 079860102 328 7108 SH SOLE 0 0 7108
Berkshire Hathaway COM 08467099 276 40 SH SOLE 0 0 40
Blockrock Target Term Tr COM 092476100 366 38000 SH SOLE 0 0 38000
Boston Properties Inc COM 101121101 621 17300 SH SOLE 0 0 17300
Bristol-Myers/Squibb COM 110122108 5247 74495 SH SOLE 0 0 74495
CBT Group Inc. COM 124853300 165 10000 SH SOLE 0 0 10000
Cnet Inc. COM 125945105 1383 24000 SH SOLE 0 0 24000
Camden Property Trust SBI COM 133131102 233 8400 SH SOLE 0 0 8400
Carramerica Realty Corp COM 144418100 1030 41200 SH SOLE 0 0 41200
Casmyn Corp. COM 147619100 0 22000 SH SOLE 0 0 22000
The Centris Group COM 155904105 152 15000 SH SOLE 0 0 15000
Chase Manhattan Bank COM 16161A108 4396 50822 SH SOLE 0 0 50822
Chelsea GCA Realty COM 163262108 4462 120202 SH SOLE 0 0 120202
Chevron COM 166751107 9454 99452 SH SOLE 0 0 99452
Cisco Systems COM 17275R102 3711 57588 SH SOLE 0 0 57588
Citigroup Inc. COM 172967101 746 15710 SH SOLE 0 0 15710
Clorox COM 189054109 3199 29950 SH SOLE 0 0 29950
Coca-Cola COM 191216100 725 11695 SH SOLE 0 0 11695
Commercial Net Lease COM 202218103 336 26100 SH SOLE 0 0 26100
Compaq Computer COM 204493100 476 20100 SH SOLE 0 0 20100
Compuware COM 205638109 4286 134735 SH SOLE 0 0 134735
Cousins Property COM 222795106 1548 45780 SH SOLE 0 0 45780
Crescent Real Estate Equities COM 225756105 694 29200 SH SOLE 0 0 29200
CRIIMI Mae COM 226603108 179 79725 SH SOLE 0 0 79725
DPL Inc. COM 233293109 1539 83200 SH SOLE 0 0 83200
Dayton Hudson Corp. COM 239753106 234 3600 SH SOLE 0 0 3600
Dell Computer Corp COM 247025109 968 26170 SH SOLE 0 0 26170
Delta & Pine Land Company COM 247357106 1099 34890 SH SOLE 0 0 34890
Diebold Inc. COM 253651103 5837 203030 SH SOLE 0 0 203030
Walt Disney Inc. COM 254687106 434 14075 SH SOLE 0 0 14075
Dover Corp. COM 260003108 267 7625 SH SOLE 0 0 7625
Duke Realty Investments Inc COM 264411505 1996 88475 SH SOLE 0 0 88475
EMC Corp COM 268648102 741 13478 SH SOLE 0 0 13478
Emerging Markets Income Fund I COM 290920107 207 18000 SH SOLE 0 0 18000
Equity Office Properties Trust COM 294741103 1550 60475 SH SOLE 0 0 60475
Essex Property Trust Inc. COM 297178105 640 18100 SH SOLE 0 0 18100
Exxon COM 302290101 2378 30835 SH SOLE 0 0 30835
First Data Corp. COM 319963104 10902 222767 SH SOLE 0 0 222767
First Tennessee National Corp COM 337162101 5495 143426 SH SOLE 0 0 143426
Frontier Corp COM 35906P105 236 4030 SH SOLE 0 0 4030
GTE Corp. COM 362320103 5116 67759 SH SOLE 0 0 67759
Gap Inc. COM 364760108 1216 24147 SH SOLE 0 0 24147
General Dynamics Corp. COM 369550108 207 3000 SH SOLE 0 0 3000
General Electric COM 369604103 12907 114224 SH SOLE 0 0 114224
Great Lakes REIT COM 390752103 316 19450 SH SOLE 0 0 19450
HRPT Properties Trust COM 40426W101 1607 104940 SH SOLE 0 0 104940
Hewlett-Packard COM 428236103 1306 12990 SH SOLE 0 0 12990
Home Properties of New York COM 437306103 5194 188010 SH SOLE 0 0 188010
Host Marriot Corporation COM 44107P104 252 21228 SH SOLE 0 0 21228
IRT Property Co. COM 450058102 366 37100 SH SOLE 0 0 37100
Illinois Tool Works COM 452308109 945 11565 SH SOLE 0 0 11565
Innkeepers USA Trust COM 4576J0104 5609 560925 SH SOLE 0 0 560925
Intel Corp. COM 458140100 19210 322852 SH SOLE 0 0 322852
International Business Machine COM 459200101 1837 14213 SH SOLE 0 0 14213
Johnson & Johnson COM 478160104 9065 92505 SH SOLE 0 0 92505
K-Mart COM 482584109 4163 252330 SH SOLE 0 0 252330
Kaneb Pipeline Partners LP COM 484169107 295 9300 SH SOLE 0 0 9300
Kansas City Southern Corp. COM 485170104 6056 94899 SH SOLE 0 0 94899
Kilroy Realty Corp COM 49427F108 1317 54050 SH SOLE 0 0 54050
Kimco Realty REIT COM 49446R109 6079 152920 SH SOLE 0 0 152920
Kroger Co Comm COM 501044101 218 7800 SH SOLE 0 0 7800
LSI Logic Corp. COM 502161102 470 10188 SH SOLE 0 0 10188
LTC Properties COM 502175102 714 54915 SH SOLE 0 0 54915
LaSalle Hotels Properties COM 517942108 435 28400 SH SOLE 0 0 28400
Legato Systems Inc. COM 524651106 277 4800 SH SOLE 0 0 4800
Leggett & Platt Inc. COM 524660107 2539 91275 SH SOLE 0 0 91275
Level 3 Communications Inc COM 52729N100 457 7610 SH SOLE 0 0 7610
Eli Lilly COM 532457108 1172 16360 SH SOLE 0 0 16360
Lucent Technologies COM 549463107 1567 23231 SH SOLE 0 0 23231
MCI Worldcom COM 55268B106 8103 94154 SH SOLE 0 0 94154
MSU Corp COM 553757105 69 17800 SH SOLE 0 0 17800
Macerich Co. COM 554382101 1444 55025 SH SOLE 0 0 55025
Manufactured Home Communitites COM 564682102 2328 89525 SH SOLE 0 0 89525
McGraw-Hill COM 580645109 4770 88434 SH SOLE 0 0 88434
Media One Inc. COM 58440J104 5553 74668 SH SOLE 0 0 74668
Meditrust SBI COM 58501T306 209 16000 SH SOLE 0 0 16000
Medtronic Inc. COM 585055106 407 5224 SH SOLE 0 0 5224
Mellon Bank COM 585509102 4475 123016 SH SOLE 0 0 123016
Mercantile Bankshares COM 587405101 3065 86636 SH SOLE 0 0 86636
Merck COM 589331107 6660 90465 SH SOLE 0 0 90465
Merrill Lynch COM 590188108 310 3900 SH SOLE 0 0 3900
Microsoft Corp. COM 594918104 1424 15793 SH SOLE 0 0 15793
Mobil Corp. COM 607059102 4398 44535 SH SOLE 0 0 44535
Motorola Inc. COM 620076109 326 3445 SH SOLE 0 0 3445
NCR Corp. COM 62886E108 8115 166255 SH SOLE 0 0 166255
National Australian Bank Ltd PFD 632525309 5793 190725 SH SOLE 0 0 190725
Nationwide Health Properties COM 638620104 2044 107250 SH SOLE 0 0 107250
Network Appliance Corp COM 64120L104 496 8879 SH SOLE 0 0 8879
Newell Rubbermaid Inc. COM 651229106 8645 186406 SH SOLE 0 0 186406
NEXTEL Communications, Inc. COM 65332V103 396 7900 SH SOLE 0 0 7900
Nextel STRYPES Tr Structured Y PFD 65332Y107 2456 58475 SH SOLE 0 0 58475
Nokia Corp ADS COM 654902204 584 6381 SH SOLE 0 0 6381
Nortel Networks Corp COM 656569100 240 2760 SH SOLE 0 0 2760
Novell Inc. COM 670006105 270 10200 SH SOLE 0 0 10200
Oracle Inc. COM 68389X105 498 13412 SH SOLE 0 0 13412
P.S. Business Parks 'A' COM 69360J107 1033 42375 SH SOLE 0 0 42375
Patterson Dental Co COM 703412106 3259 93790 SH SOLE 0 0 93790
PepsiCo Inc. COM 713448108 664 17170 SH SOLE 0 0 17170
Pfizer Inc. COM 717081103 831 7625 SH SOLE 0 0 7625
Philip Morris COM 718154107 402 10000 SH SOLE 0 0 10000
Post Properties Inc. COM 737464107 5371 130999 SH SOLE 0 0 130999
Prentiss Properties Trust COM 740706106 1174 49700 SH SOLE 0 0 49700
Procter & Gamble COM 742718109 328 3676 SH SOLE 0 0 3676
ProLogis Trust COM 743410102 2434 120199 SH SOLE 0 0 120199
Public Storage Inc. COM 74460D109 1002 35775 SH SOLE 0 0 35775
QWest Communications Int'l Inc COM 749121109 1036 31330 SH SOLE 0 0 31330
Rational Software Corp COM 75409P202 240 7300 SH SOLE 0 0 7300
Regency Realty Corp COM 758939102 1288 58700 SH SOLE 0 0 58700
Roche Holdings COM 771195104 299 2850 SH SOLE 0 0 2850
Royal Dutch Petroleum COM 780257804 407 6750 SH SOLE 0 0 6750
Royal Star Resources Ltd. COM 78076G109 0 45000 SH SOLE 0 0 45000
SBC Communications Inc. COM 78387G103 855 14736 SH SOLE 0 0 14736
Safeway Inc. COM 786514208 788 15927 SH SOLE 0 0 15927
Sara Lee COM 803111103 1691 74515 SH SOLE 0 0 74515
Charles Schwab Corp. COM 808513105 9315 85457 SH SOLE 0 0 85457
Scios Inc. COM 808905103 98 30000 SH SOLE 0 0 30000
Scottsdale Scientific COM 81052T103 8925 6800000 SH SOLE 0 0 6800000
Service Corporation Internatio COM 817565104 10558 548458 SH SOLE 0 0 548458
Siebel Systems COM 826170102 212 3200 SH SOLE 0 0 3200
Simon Property Group COM 828806109 292 11516 SH SOLE 0 0 11516
Charles E. Smith Residential R COM 832197107 1129 33275 SH SOLE 0 0 33275
Spieker Properties, Inc. COM 848497103 5502 141535 SH SOLE 0 0 141535
Starwood Hotels and Resorts Wo COM 85590A203 3427 112127 SH SOLE 0 0 112127
Storage USA Inc. COM 861907103 3984 124496 SH SOLE 0 0 124496
Sun Communities Inc COM 866674104 2635 74215 SH SOLE 0 0 74215
Sun Microsystems COM 866810104 760 11029 SH SOLE 0 0 11029
TVI Pacific Inc. COM 872917109 3 50000 SH SOLE 0 0 50000
Tanger Factory Outlet Centers COM 875465106 603 23175 SH SOLE 0 0 23175
Taubman Centers Inc. COM 876664103 4022 305000 SH SOLE 0 0 305000
Telewest Communications COM 87956P105 275 6000 SH SOLE 0 0 6000
Teligent Inc. COM 87959Y103 675 11290 SH SOLE 0 0 11290
Tellabs, Inc. COM 879664100 209 3100 SH SOLE 0 0 3100
Texas Instruments COM 882508104 2915 20245 SH SOLE 0 0 20245
Thornburg Mortgage Asset Corp COM 885218107 338 33785 SH SOLE 0 0 33785
Time Warner COM 887315109 2589 35650 SH SOLE 0 0 35650
Transamerica COM 893485102 1759 23456 SH SOLE 0 0 23456
US Bancorp COM 902973106 291 8710 SH SOLE 0 0 8710
Unilever N.V. COM 904784709 558 7998 SH SOLE 0 0 7998
Unisys Corp COM 909214108 335 8608 SH SOLE 0 0 8608
Universal Health Realty COM 91359E105 323 16400 SH SOLE 0 0 16400
Urban Shopping Centers COM 917060105 1707 54200 SH SOLE 0 0 54200
Vista Gold Corp. COM 927926105 2 10000 SH SOLE 0 0 10000
Vodafone AirTouch PLC COM 92857T107 1818 9227 SH SOLE 0 0 9227
Vornado Realty COM 929042109 710 20100 SH SOLE 0 0 20100
Wal-Mart Stores COM 931142103 309 6400 SH SOLE 0 0 6400
WaterPur International Inc. COM 941844102 2 16000 SH SOLE 0 0 16000
Weeks Corp COM 94856P102 2090 68535 SH SOLE 0 0 68535
Wells Fargo and Co. COM 949746101 5009 117170 SH SOLE 0 0 117170
Williams Companies COM 969457100 10314 242324 SH SOLE 0 0 242324
Winstar Communications inc COM 975515107 238 4885 SH SOLE 0 0 4885
Yahoo! Inc COM 984332106 395 2296 SH SOLE 0 0 2296
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