UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 1999
Check here if Amendment [ ]; Amendment Number: ____
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Bay Isle Financial Corporation
Address: 160 Sansome Street, 17th Floor
San Francisco, CA 94104
Form 13F File Number: 28-99999
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Gary Pollock
Title: President
Phone: (415) 705-7777
Signature, Place, and Date of Signing:
Gary Pollock San Francisco, CA 94104 January 10, 2000
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager: NONE
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 134
Form 13F Information Table Value Total: $ 307,360
List of Other Included Managers: NONE
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FORM 13F INFORMATION TABLE
VALUE SHRS OR SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ---------- -------- -------- --------
AT&T COM 001957109 5051 99409 SH SOLE 0 0 99409
AT&T Corp Liberty Media Group COM 001957208 11547 203245 SH SOLE 0 0 203245
Abbott Laboratories COM 002824100 1278 35203 SH SOLE 0 0 35203
Advanced Fibre Communications COM 00754A105 460 10300 SH SOLE 0 0 10300
Aegon NV COM 007924103 1628 17042 SH SOLE 0 0 17042
Akamai Technologies COM 00971T101 415 1266 SH SOLE 0 0 1266
Albertsons Inc. COM 013104104 385 11931 SH SOLE 0 0 11931
Amazon.com Inc. COM 023135106 302 3972 SH SOLE 0 0 3972
America Online Inc. COM 02364J104 823 10841 SH SOLE 0 0 10841
American Express COM 025816109 6164 37077 SH SOLE 0 0 37077
American Home Products COM 026609107 424 10800 SH SOLE 0 0 10800
American Int'l Group COM 026874107 7951 73533 SH SOLE 0 0 73533
Archstone Communities Trust COM 039581103 1583 77225 SH SOLE 0 0 77225
Automatic Data Proc. COM 053015103 6583 122193 SH SOLE 0 0 122193
AvalonBay Communities Inc COM 053484101 7671 221534 SH SOLE 0 0 221534
Bank of America Corp. COM 060505104 1699 33855 SH SOLE 0 0 33855
Bank of New York Co COM 064057102 2060 51490 SH SOLE 0 0 51490
Baxter International COM 071813109 257 4085 SH SOLE 0 0 4085
Bell Atlantic Corp. COM 077853109 306 4970 SH SOLE 0 0 4970
BellSouth Corp. COM 079860102 314 6708 SH SOLE 0 0 6708
Blackrock Target Term Tr COM 092476100 402 41745 SH SOLE 0 0 41745
Bristol-Myers/Squibb COM 110122108 4376 68170 SH SOLE 0 0 68170
CBS Inc. COM 12490k107 4341 67900 SH SOLE 0 0 67900
CRIIMI Mae COM 226603108 75 51875 SH SOLE 0 0 51875
Camden Property Trust SBI COM 133131102 233 8400 SH SOLE 0 0 8400
Casmyn Corp. COM 147619100 0 22000 SH SOLE 0 0 22000
Charles E. Smith Residential R COM 832197107 367 10375 SH SOLE 0 0 10375
Charles Schwab Corp. COM 808513105 6830 178549 SH SOLE 0 0 178549
Chase Manhattan Bank COM 16161A108 800 10295 SH SOLE 0 0 10295
Chelsea GCA Realty COM 163262108 2807 94352 SH SOLE 0 0 94352
Chevron COM 166751107 9401 108525 SH SOLE 0 0 108525
Cisco Systems COM 17275R102 7849 73267 SH SOLE 0 0 73267
Citigroup Inc. COM 172967101 960 17235 SH SOLE 0 0 17235
Clorox COM 189054109 1353 26850 SH SOLE 0 0 26850
Cnet Inc. COM 125945105 1362 24000 SH SOLE 0 0 24000
Coca-Cola COM 191216100 271 4659 SH SOLE 0 0 4659
Compaq Computer COM 204493100 345 12750 SH SOLE 0 0 12750
Compuware COM 205638109 1259 33795 SH SOLE 0 0 33795
Cousins Property COM 222795106 495 14580 SH SOLE 0 0 14580
DPL Inc. COM 233293109 665 38400 SH SOLE 0 0 38400
Dell Computer Corp COM 247025109 820 16085 SH SOLE 0 0 16085
Diebold Inc. COM 253651103 2539 108025 SH SOLE 0 0 108025
Dover Corp. COM 260003108 682 15035 SH SOLE 0 0 15035
Duke-Weeks Realty Corp. COM 264411505 1571 80583 SH SOLE 0 0 80583
EMC Corp COM 268648102 433 3960 SH SOLE 0 0 3960
Eli Lilly COM 532457108 875 13160 SH SOLE 0 0 13160
Emerging Markets Income Fund I COM 290920107 113 11200 SH SOLE 0 0 11200
Equity Office Properties Trust COM 294741103 681 27650 SH SOLE 0 0 27650
Equity Residential Properties COM 29476L107 474 11100 SH SOLE 0 0 11100
Exxon Mobil Corporation COM 302290101 3490 43319 SH SOLE 0 0 43319
First Data Corp. COM 319963104 4517 91593 SH SOLE 0 0 91593
First Tennessee National Corp COM 337162101 1171 41085 SH SOLE 0 0 41085
Franchise Fin Corp America COM 351807102 521 21750 SH SOLE 0 0 21750
GTE Corp. COM 362320103 1338 18960 SH SOLE 0 0 18960
Gap Inc. COM 364760108 1893 41160 SH SOLE 0 0 41160
General Electric COM 369604103 17445 112728 SH SOLE 0 0 112728
General Growth Properties COM 370021107 375 13400 SH SOLE 0 0 13400
General Motors Class H COM 370442832 5971 62195 SH SOLE 0 0 62195
Great Lakes REIT COM 390752103 300 20850 SH SOLE 0 0 20850
HRPT Properties Trust COM 422169102 111 12300 SH SOLE 0 0 12300
Hewlett-Packard COM 428236103 1334 11727 SH SOLE 0 0 11727
Home Properties of New York COM 437306103 4377 159535 SH SOLE 0 0 159535
IRT Property Co. COM 450058102 266 34000 SH SOLE 0 0 34000
Innkeepers USA Trust COM 4576J0104 3479 424880 SH SOLE 0 0 424880
Intel Corp. COM 458140100 17965 218258 SH SOLE 0 0 218258
International Business Machine COM 459200101 933 8653 SH SOLE 0 0 8653
Interpublic Group of Cos COM 460690100 5593 96958 SH SOLE 0 0 96958
Johnson & Johnson COM 478160104 8684 93125 SH SOLE 0 0 93125
K-Mart COM 482584109 714 70925 SH SOLE 0 0 70925
Kansas City Southern Corp. COM 485170104 5535 74165 SH SOLE 0 0 74165
Kilroy Realty Corp COM 49427f108 675 30150 SH SOLE 0 0 30150
Kimco Realty REIT COM 49446R109 3779 111558 SH SOLE 0 0 111558
Leggett & Platt Inc. COM 524660107 1609 75075 SH SOLE 0 0 75075
Level 3 Communications Inc COM 52729n100 242 2950 SH SOLE 0 0 2950
Lucent Technologies COM 549463107 1108 14770 SH SOLE 0 0 14770
MCI Worldcom COM 55268b106 5697 107363 SH SOLE 0 0 107363
MSU Corp COM 553757105 37 17800 SH SOLE 0 0 17800
Macerich Co. COM 554382101 313 15025 SH SOLE 0 0 15025
Manufactured Home Communitites COM 564682102 1394 57350 SH SOLE 0 0 57350
McGraw-Hill COM 580645109 2674 43395 SH SOLE 0 0 43395
Media One Inc. COM 58440j104 647 8429 SH SOLE 0 0 8429
Medtronic Inc. COM 585055106 308 8448 SH SOLE 0 0 8448
Mellon Financial Corp COM 58551a100 2583 75823 SH SOLE 0 0 75823
Merck COM 589331107 5853 87110 SH SOLE 0 0 87110
Merrill Lynch COM 590188108 240 2875 SH SOLE 0 0 2875
Microsoft Corp. COM 594918104 5934 50823 SH SOLE 0 0 50823
NCR Corp. COM 62886E108 277 7316 SH SOLE 0 0 7316
NEXTEL Communications, Inc. COM 65332V103 429 4162 SH SOLE 0 0 4162
National Australian Bank Ltd PFD 632525309 4701 170175 SH SOLE 0 0 170175
Nationwide Health Properties COM 638620104 1732 125975 SH SOLE 0 0 125975
Newell Rubbermaid Inc. COM 651229106 1507 51950 SH SOLE 0 0 51950
Nextel STRYPES Tr Structured Y PFD 65332Y107 5038 55975 SH SOLE 0 0 55975
Nokia Corp ADS COM 654902204 522 2731 SH SOLE 0 0 2731
Oracle Inc. COM 68389X105 1321 11790 SH SOLE 0 0 11790
P.S. Business Parks 'A' COM 6936oj107 213 9375 SH SOLE 0 0 9375
Patterson Dental Co COM 703412106 3458 81125 SH SOLE 0 0 81125
PepsiCo Inc. COM 713448108 605 17170 SH SOLE 0 0 17170
Pfizer Inc. COM 717081103 559 17225 SH SOLE 0 0 17225
Post Properties Inc. COM 737464107 3368 88049 SH SOLE 0 0 88049
ProLogis Trust COM 743410102 1553 80699 SH SOLE 0 0 80699
Procter & Gamble COM 742718109 425 3878 SH SOLE 0 0 3878
QUALCOMM Inc. COM 747525103 208 1180 SH SOLE 0 0 1180
QWest Communications Int'l Inc COM 749121109 791 18396 SH SOLE 0 0 18396
Roche Holdings COM 771195104 337 2850 SH SOLE 0 0 2850
Royal Dutch Petroleum COM 780257804 399 6590 SH SOLE 0 0 6590
Royal Star Resources Ltd. COM 78076G109 0 45000 SH SOLE 0 0 45000
SBC Communications Inc. COM 78387G103 1162 23827 SH SOLE 0 0 23827
Safeway Inc. COM 786514208 534 14950 SH SOLE 0 0 14950
Scios Inc. COM 808905103 126 30000 SH SOLE 0 0 30000
Scottsdale Scientific COM 81052T103 2448 6800000 SH SOLE 0 0 6800000
Spieker Properties, Inc. COM 848497103 4237 116285 SH SOLE 0 0 116285
State Street Corp COM 857477103 3008 41175 SH SOLE 0 0 41175
Sterling Software, Inc. COM 859547101 1992 63250 SH SOLE 0 0 63250
Storage USA Inc. COM 861907103 3059 101121 SH SOLE 0 0 101121
Sun Communities Inc COM 866674104 670 20815 SH SOLE 0 0 20815
Sun Microsystems COM 866810104 1709 22073 SH SOLE 0 0 22073
Sunrise Assisted Living Inc COM 86768K106 144 10500 SH SOLE 0 0 10500
TVI Pacific Inc. COM 872917109 3 50000 SH SOLE 0 0 50000
Tanger Factory Outlet Centers COM 875465106 670 32275 SH SOLE 0 0 32275
Target Corporation COM 87612E106 264 3600 SH SOLE 0 0 3600
Taubman Centers Inc. COM 876664103 2144 199400 SH SOLE 0 0 199400
Texas Instruments COM 882508104 3892 40275 SH SOLE 0 0 40275
Thornburg Mortgage Asset Corp COM 885218107 266 32185 SH SOLE 0 0 32185
Time Warner COM 887315109 2657 36740 SH SOLE 0 0 36740
U.S. West Incorporated COM 91273h101 9196 127719 SH SOLE 0 0 127719
Unilever N.V. COM 904784709 428 7856 SH SOLE 0 0 7856
Uniphase Corp. COM 46612J101 541 3356 SH SOLE 0 0 3356
Urban Shopping Centers COM 917060105 739 27250 SH SOLE 0 0 27250
Vista Gold Corp. COM 927926105 1 10000 SH SOLE 0 0 10000
Vodafone AirTouch PLC COM 92857T107 2059 41605 SH SOLE 0 0 41605
Wal-Mart Stores COM 931142103 378 5475 SH SOLE 0 0 5475
WaterPur International Inc. COM 941844102 0 16000 SH SOLE 0 0 16000
Wells Fargo and Co. COM 949746101 4738 117170 SH SOLE 0 0 117170
Williams Companies COM 969457100 4472 146324 SH SOLE 0 0 146324
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