FIRST CITIZENS CORP /GA/
SC 13G/A, 1999-02-16
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                  SCHEDULE 13G

                    Under the Securities Exchange Act of 1934

                                (Amendment No. 1)


                           First Citizens Corporation
                                (Name of Issuer)

                                  Common Stock
                          (Title of Class of Securities

                                   319588 10 9
                                 (CUSIP Number)

Check the following box if a fee is being paid with this statement ___. (A fee
is not required only if the filing person: (1) has a previous statement on file
reporting beneficial ownership of more than five percent of the class of
securities described in Item 1; and (2) has filed no amendment subsequent
thereto reporting a benefical ownership of five percent or less of such class.)
(See Rule 13d-7).

*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).


<PAGE>
                                       13G
                                                               Page 1 of 4 pages

CUSIP No.:  319588 10 9

1.  Name of Reporting Person:

    Ellis A. Mansour

2.  Check the appropriate box if a member of a Group (a) ____ (b) ____

3.  SEC use only

4.  Citizenship or place of organization.

   USA

Number of shares of beneficially owned by each reporting person with
5.  Sole voting power:
      119,337

6.  Shared voting power
      37,790

7.  Sole dispositive power
      119,337

8.  Shared dispositive power
      37,790

9.  Aggregate amount beneficially owned by each reporting person.
      157,127

10. Check box if the aggregate amount in row (9) excludes certain shares.

11. Percent of class represented by amount in row 9

    5.51%

12. Type of reporting person.

    IN

<PAGE>

Item 1.
(a)   Name of Issuer:  First Citizens Corporation
(b)   Address of Issuer's Principal Business Office:  19 Jefferson Street,
      Newnan, Georgia  30263


Item 2.
(a) Name of Person Filing:  Ellis A. Mansour
(b) Address of Principal Business Office:  6 East Court Square;  Newnan,
    Georgia  30263
(c) Citizenship: USA
(d) Title of Class of Securities: Common
(e) CUSIP Number: 319588 10 9

Item 3: If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b), check
whether the person filing is a:

(a) ___ Broker of Dealer registered under Section 15 of the Act
(b) ___ Bank as defined in section 3(a)(19) of the act
(c) ___ Insurance Company as defined in section 3(a)(19) of the act
(d) ___ Investment Company registered under section 8 of the Investment
        Company Act
(e) ___ Investment Advisor registered under section203 of the Investment
        Advisers Act of 1940
(f) ___ Employee Benefit Plan, Pension Fund which is subject to the
        provisions of the Employee Retirement Income Security Act of 1974 or
        Endowment Fund; see Sect. 240.13d-1(b)(1)(ii)(F)
(g) ___ Parent Holding Company, in accordance with Sect. 240.13d-(b)(1)(ii)(G)
(h) ___ Group, in accordance with Sect. 240.13d-1(b)(1)(ii)(H)

Item 4.  Ownership

(a)   Amount Beneficially Owned:  157,127
(b)   Percent of Class:  5.51%
(c)   Number of shares as to which such person has:
          (i)   sole power to vote or to direct the vote:  119,337
          (ii)  shared power to vote or to direct the vote:  37,790
          (iii) sole power to dispose or to direct the disposition of:  119,337
          (iv)  shared power to dispose or to direct the disposition of:  37,790


<PAGE>

Item 5. Ownership of Five Percent or Less of a Class

        If this statement is being filed to report the fact that as of the date
        hereof the reporting person has ceased to be the beneficial owner of
        more than five percent of the class of securities, check the following
        ___.

Item 6. Ownership of More than Five Percent on Behalf of Another Person.

        No other person is known to have the right to receive or the power to
        direct the receipt of dividends from, or the proceeds from the sale of,
        such securities.

Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on By the Parent Holding Company.

        Not applicable.

Item 8. Identification and Classification of Members of the Group

        Not applicable.

Item 9. Notice of Dissolution of a Group.

        Not applicable.

Item 10. Certification

      By signing below I certify that, to the best of my knowledge and belief,
      the securities referred to above were acquired in the ordinary course of
      business and were not acquired for the purpose of and do not have the
      effect of changing or influencing the control of the issuer of sich
      securities and were not acquired in connection with or as a participant in
      any transaction having such purposes of effect.

<PAGE>
                                       SIGNATURE

      After reasonable inquiry and to the best of my knowledge and belief, I
      certify that the information set forth in this statement is true, complete
      and correct.

      February 16, 1999
      ----------------------
      Date


      /s/Ellis A. Mansour
      ----------------------------
      Signature

      Ellis A. Mansour, Director
      ---------------------------------
      Name/Title


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