UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K-A
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported:) September 9, 1997
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NORWOOD FINANCIAL CORP.
(Exact name of Registrant as specified in its Charter)
Pennsylvania 0-28366 23-2828306
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
717 Main Street, Honesdale, Pennsylvania 18341
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (717)253-1455
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Not Applicable
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(Former name or former address, if changed since last Report)
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INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
(c) Exhibits:
16 Response of S.R. Snodgrass, A.C. regarding Form 8-K-A
filed with the Commission on September 30, 1997 (Item
4. Change in Registrant's Certifying Auditors).
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
NORWOOD FINANCIAL CORP.
Date: October 2, 1997 By: /s/Lewis J. Critelli
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Lewis J. Critelli
Senior Vice President and Chief
Financial Officer
EXHIBIT 16
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[S.R. Snodgrss Logo]
October 1, 1997
U.S. Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Ladies and Gentlemen:
This letter is furnished pursuant to 17 C.F.R. Section 229.304(a)(3). We have
reviewed the disclosure contained in the Form 8-K-A Current Report of Norwood
Financial Corp. filed with your office on September 30, 1997 and agree with the
statements made by Norwood Financial Corp. in response to 17 C.F.R. Section
229.304(a) that relate to S.R. Snodgrass, A.C.
It is our understanding that this letter will be filed as Exhibit 16 to an
amendment to the Form 8-K-A Current Report referenced in the preceding
paragraph.
Sincerely,
/s/S.R. Snograss, A.C.
S.R. Snodgrass, A.C.
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101 Bradford Road Wexford, PA 15090-6909 Phone: 412-934-0344 Facsimile: 412-934-0345
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