<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0001013274
<NAME> IBW FINANCIAL COPORATION
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 12,837
<INT-BEARING-DEPOSITS> 640
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 132,034
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 126,356
<ALLOWANCE> 4,140
<TOTAL-ASSETS> 275,211
<DEPOSITS> 210,349
<SHORT-TERM> 44,017
<LIABILITIES-OTHER> 1,414
<LONG-TERM> 0
0
500
<COMMON> 668
<OTHER-SE> 18,263
<TOTAL-LIABILITIES-AND-EQUITY> 275,211
<INTEREST-LOAN> 7,505
<INTEREST-INVEST> 6,274
<INTEREST-OTHER> 201
<INTEREST-TOTAL> 13,979
<INTEREST-DEPOSIT> 2,931
<INTEREST-EXPENSE> 4,487
<INTEREST-INCOME-NET> 9,492
<LOAN-LOSSES> 0
<SECURITIES-GAINS> (128)
<EXPENSE-OTHER> 10,613
<INCOME-PRETAX> 1,645
<INCOME-PRE-EXTRAORDINARY> 1,645
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,309
<EPS-BASIC> 1.93
<EPS-DILUTED> 1.93
<YIELD-ACTUAL> 5.27
<LOANS-NON> 3,844
<LOANS-PAST> 532
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 7,098
<ALLOWANCE-OPEN> 4,272
<CHARGE-OFFS> 423
<RECOVERIES> 291
<ALLOWANCE-CLOSE> 4,140
<ALLOWANCE-DOMESTIC> 4,140
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,227
</TABLE>