IBW FINANCIAL CORP
10QSB, EX-27, 2000-11-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK>     0001013274
<NAME>     IBW FINANCIAL COPORATION
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          12,837
<INT-BEARING-DEPOSITS>                             640
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    132,034
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        126,356
<ALLOWANCE>                                      4,140
<TOTAL-ASSETS>                                 275,211
<DEPOSITS>                                     210,349
<SHORT-TERM>                                    44,017
<LIABILITIES-OTHER>                              1,414
<LONG-TERM>                                          0
                                0
                                        500
<COMMON>                                           668
<OTHER-SE>                                      18,263
<TOTAL-LIABILITIES-AND-EQUITY>                 275,211
<INTEREST-LOAN>                                  7,505
<INTEREST-INVEST>                                6,274
<INTEREST-OTHER>                                   201
<INTEREST-TOTAL>                                13,979
<INTEREST-DEPOSIT>                               2,931
<INTEREST-EXPENSE>                               4,487
<INTEREST-INCOME-NET>                            9,492
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                               (128)
<EXPENSE-OTHER>                                 10,613
<INCOME-PRETAX>                                  1,645
<INCOME-PRE-EXTRAORDINARY>                       1,645
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,309
<EPS-BASIC>                                       1.93
<EPS-DILUTED>                                     1.93
<YIELD-ACTUAL>                                    5.27
<LOANS-NON>                                      3,844
<LOANS-PAST>                                       532
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  7,098
<ALLOWANCE-OPEN>                                 4,272
<CHARGE-OFFS>                                      423
<RECOVERIES>                                       291
<ALLOWANCE-CLOSE>                                4,140
<ALLOWANCE-DOMESTIC>                             4,140
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,227


</TABLE>


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