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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0001013274
<NAME> IBW FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 12,011
<INT-BEARING-DEPOSITS> 700
<FED-FUNDS-SOLD> 2,800
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 132,087
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 116,747
<ALLOWANCE> 4,082
<TOTAL-ASSETS> 267,749
<DEPOSITS> 206,987
<SHORT-TERM> 40,534
<LIABILITIES-OTHER> 1,914
<LONG-TERM> 0
0
500
<COMMON> 668
<OTHER-SE> 17,146
<TOTAL-LIABILITIES-AND-EQUITY> 267,749
<INTEREST-LOAN> 4,783
<INTEREST-INVEST> 4,062
<INTEREST-OTHER> 186
<INTEREST-TOTAL> 9,031
<INTEREST-DEPOSIT> 1,943
<INTEREST-EXPENSE> 2,821
<INTEREST-INCOME-NET> 6,210
<LOAN-LOSSES> 0
<SECURITIES-GAINS> (1)
<EXPENSE-OTHER> 6,909
<INCOME-PRETAX> 1,220
<INCOME-PRE-EXTRAORDINARY> 1,220
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 959
<EPS-BASIC> 1.42
<EPS-DILUTED> 1.42
<YIELD-ACTUAL> 5.28
<LOANS-NON> 4,138
<LOANS-PAST> 694
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 6,572
<ALLOWANCE-OPEN> 4,272
<CHARGE-OFFS> 350
<RECOVERIES> 160
<ALLOWANCE-CLOSE> 4,082
<ALLOWANCE-DOMESTIC> 4,082
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,264
</TABLE>
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