UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: RIGGS BANK NA
ADDRESS: P.O. BOX 96202
WASHINGTON, DC 20077-7570
13F FILE NUMBER: 28-5510
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: BASIL D. YAUGER
TITLE: SENIOR VICE PRESIDENT
PHONE: 301-887-4668
SIGNATURE,PLACE,AND DATE OF SIGNING:
BASIL D. YAUGER RIVERDALE, MD 7/3/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 618
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,639,972
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T COMMON STOCK 001957109 14250 255317 SH SOLE 242978 0 12339
A T & T COMMON STOCK 001957109 5631 100886 SH OTHER 73665 21647 5574
ABBOTT LABS COMMON STOCK 002824100 3917 86319 SH SOLE 78049 0 8270
ABBOTT LABS COMMON STOCK 002824100 5836 128615 SH OTHER 91015 37600 0
ACTION PERFORMANCE COS INC COMMON STOCK 004933107 2371 71836 SH SOLE 71836 0 0
ADVANTA CORP CL B COMMON STOCK 007942204 2224 163965 SH SOLE 163965 0 0
AEROFLEX INC COMMON STOCK 007768104 1803 91289 SH SOLE 91289 0 0
AETNA INC COMMON STOCK 008117103 267 2983 SH SOLE 2983 0 0
AETNA INC COMMON STOCK 008117103 801 8956 SH OTHER 4106 4050 800
AHL SVCS INC COMMON STOCK 001296102 766 30720 SH SOLE 30720 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 606 15050 SH SOLE 15050 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 785 19500 SH OTHER 12300 7200 0
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 876 7893 SH SOLE 7893 0 0
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 2367 21323 SH OTHER 16427 4896 0
ALBERTSONS INC COMMON STOCK 013104104 7355 142643 SH SOLE 134522 0 8121
ALBERTSONS INC COMMON STOCK 013104104 72 1395 SH OTHER 1017 378 0
ALCOA INC COMMON STOCK 013817101 1608 25995 SH SOLE 22990 0 3005
ALCOA INC COMMON STOCK 013817101 306 4945 SH OTHER 2945 2000 0
ALLIANCE CAP MGMT L P UNIT LTD COMMON STOCK 018548107 284 8800 SH OTHER 8000 800 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 3030 126258 SH SOLE 126258 0 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 446 18582 SH OTHER 1575 0 17007
ALLIED SIGNAL INC COMMON STOCK 019512102 1454 23083 SH SOLE 23083 0 0
ALLIED SIGNAL INC COMMON STOCK 019512102 1390 22056 SH OTHER 13056 9000 0
ALLSTATE CORP COMMON STOCK 020002101 2012 56094 SH SOLE 55230 280 584
ALLSTATE CORP COMMON STOCK 020002101 2406 67058 SH OTHER 51816 11542 3700
ALLTEL CORP COMMON STOCK 020039103 22 314 SH SOLE 314 0 0
ALLTEL CORP COMMON STOCK 020039103 238 3328 SH OTHER 3328 0 0
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 877 7970 SH SOLE 7970 0 0
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 1474 13400 SH OTHER 3900 9200 300
AMERICAN CMNTY PPTYS TR COMMON STOCK 02520N106 108 21150 SH OTHER 0 0 21150
AMERICAN EXPRESS CO COMMON STOCK 025816109 22192 170542 SH SOLE 162422 220 7900
AMERICAN EXPRESS CO COMMON STOCK 025816109 5470 42038 SH OTHER 30776 9562 1700
AMERICAN GEN CORP COMMON STOCK 026351106 185 2460 SH SOLE 2460 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 180 2392 SH OTHER 2392 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 21547 375540 SH SOLE 363615 145 11780
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 16287 283871 SH OTHER 213571 66900 3400
AMERICAN INTL GROUP INC COMMON STOCK 026874107 9806 83635 SH SOLE 82926 236 473
AMERICAN INTL GROUP INC COMMON STOCK 026874107 5988 51069 SH OTHER 33013 15695 2361
AMERITECH CORP COMMON STOCK 030954101 13192 179488 SH SOLE 172538 0 6950
AMERITECH CORP COMMON STOCK 030954101 2714 36930 SH OTHER 29034 7896 0
AMGEN INC COMMON STOCK 031162100 871 14310 SH SOLE 14310 0 0
AMGEN INC COMMON STOCK 031162100 136 2228 SH OTHER 1628 600 0
AMRESCO INC COMMON STOCK 031909104 2139 332255 SH SOLE 332255 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 35 500 SH SOLE 500 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 687 9680 SH OTHER 5900 2400 1380
APARTMENT INVT & MGMT CO CL A COMMON STOCK 03748R101 2346 54875 SH SOLE 54875 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 4993 107820 SH SOLE 95060 0 12760
APPLE COMPUTER INC COMMON STOCK 037833100 378 8170 SH OTHER 1520 3650 3000
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 168 3816 SH SOLE 3816 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 564 12773 SH OTHER 11690 816 267
ATLANTIC COAST AIRLS HLDGS INC COMMON STOCK 048396105 1897 99851 SH SOLE 99851 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1259 15062 SH SOLE 15062 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 3062 36641 SH OTHER 22233 7542 6866
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 403 9160 SH SOLE 9160 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1146 26050 SH OTHER 26050 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 285 4725 SH SOLE 4725 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 1144 18950 SH OTHER 17600 1350 0
AXENT TECHNOLOGIES INC COMMON STOCK 05459C108 1590 142899 SH SOLE 142899 0 0
BANK NEW YORK INC COMMON STOCK 064057102 154 4200 SH SOLE 3400 800 0
BANK NEW YORK INC COMMON STOCK 064057102 77 2100 SH OTHER 2100 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 8686 118473 SH SOLE 107343 0 11130
BANK OF AMERICA CORP COMMON STOCK 060505104 3428 46756 SH OTHER 34148 3915 8693
BANK ONE CORP COMMON STOCK 06423A103 14523 243829 SH SOLE 230119 0 13710
BANK ONE CORP COMMON STOCK 06423A103 19238 322987 SH OTHER 320012 2575 400
BANKBOSTON CORP COMMON STOCK 06605R106 6555 128224 SH SOLE 112244 0 15980
BANKBOSTON CORP COMMON STOCK 06605R106 171 3340 SH OTHER 2540 800 0
BAXTER INTL INC COMMON STOCK 071813109 3105 51210 SH SOLE 45215 0 5995
BAXTER INTL INC COMMON STOCK 071813109 121 1995 SH OTHER 695 1300 0
BECTON DICKINSON & CO COMMON STOCK 075887109 53 1750 SH SOLE 1750 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 720 24000 SH OTHER 24000 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 8086 123688 SH SOLE 123688 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 14370 219814 SH OTHER 161220 43878 14716
BELLSOUTH CORP COMMON STOCK 079860102 3445 74689 SH SOLE 74689 0 0
BELLSOUTH CORP COMMON STOCK 079860102 10328 223918 SH OTHER 147242 52416 24260
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 316 141 SH SOLE 141 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 246 110 SH OTHER 5 105 0
BESTFOODS COMMON STOCK 08658U101 2173 43900 SH SOLE 43900 0 0
BESTFOODS COMMON STOCK 08658U101 3097 62556 SH OTHER 41204 6152 15200
BIOMET INC COMMON STOCK 090613100 239 6000 SH SOLE 6000 0 0
BIOMET INC COMMON STOCK 090613100 24 600 SH OTHER 600 0 0
BOEING CO COMMON STOCK 097023105 109 2479 SH SOLE 2179 0 300
BOEING CO COMMON STOCK 097023105 1407 31979 SH OTHER 19815 11964 200
BORON LEPORE & ASSOCS INC COMMON STOCK 10001P102 1321 157676 SH SOLE 157676 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 305 6942 SH SOLE 5958 570 414
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 210 4776 SH OTHER 1926 2550 300
BRIGGS & STRATTON CORP COMMON STOCK 109043109 404 7000 SH SOLE 7000 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 58 1000 SH OTHER 1000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 6552 93015 SH SOLE 93015 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 7372 104667 SH OTHER 50842 49025 4800
BROOKTROUT TECHNOLOGY INC COMMON STOCK 114580103 1817 113102 SH SOLE 113102 0 0
BROWNING FERRIS INDS INC COMMON STOCK 115885105 146 3400 SH SOLE 3400 0 0
BROWNING FERRIS INDS INC COMMON STOCK 115885105 62 1450 SH OTHER 1450 0 0
BUILDING ONE SVCS CORP COMMON STOCK 120114103 1469 105879 SH SOLE 105879 0 0
BUSH INDS INC CL A COMMON STOCK 123164105 200 12000 SH OTHER 0 0 12000
CABLEVISION SYS CORP CL A COMMON STOCK 12686C109 280 4000 SH OTHER 0 0 4000
CAMPBELL SOUP CO COMMON STOCK 134429109 255 5500 SH SOLE 5500 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 158 3400 SH OTHER 2600 800 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 67 1200 SH SOLE 1200 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 2416 43386 SH OTHER 1797 15732 25857
CARDINAL HEALTH INC COMMON STOCK 14149Y108 3819 59559 SH SOLE 52815 0 6744
CARDINAL HEALTH INC COMMON STOCK 14149Y108 102 1593 SH OTHER 1519 74 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 87 2029 SH SOLE 2029 0 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 313 7320 SH OTHER 1820 5500 0
CATERPILLAR INC COMMON STOCK 149123101 285 4750 SH SOLE 4750 0 0
CATERPILLAR INC COMMON STOCK 149123101 945 15750 SH OTHER 6300 8650 800
CBRL GROUP INC COMMON STOCK 12489V106 823 47510 SH SOLE 47510 0 0
CBRL GROUP INC COMMON STOCK 12489V106 2 90 SH OTHER 0 90 0
CBS CORP COMMON STOCK 12490K107 100 2300 SH SOLE 2300 0 0
CBS CORP COMMON STOCK 12490K107 1916 43988 SH OTHER 38988 3000 2000
CENDANT CORP COMMON STOCK 151313103 6181 301490 SH SOLE 263970 0 37520
CENDANT CORP COMMON STOCK 151313103 163 7935 SH OTHER 7830 105 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 158 6750 SH SOLE 6750 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 320 13700 SH OTHER 12500 1200 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 514 5942 SH SOLE 5942 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 394 4556 SH OTHER 1556 3000 0
CHECKPOINT SYS INC COMMON STOCK 162825103 89 10000 SH SOLE 10000 0 0
CHEVRON INC COMMON STOCK 166751107 4230 44501 SH SOLE 44101 100 300
CHEVRON INC COMMON STOCK 166751107 3986 41928 SH OTHER 27888 9060 4980
CHUBB CORP COMMON STOCK 171232101 639 9200 SH SOLE 9200 0 0
CHUBB CORP COMMON STOCK 171232101 959 13803 SH OTHER 11903 1900 0
CIGNA CORP COMMON STOCK 125509109 716 8046 SH SOLE 8046 0 0
CIGNA CORP COMMON STOCK 125509109 253 2847 SH OTHER 2847 0 0
CIRCUIT CITY STORES INC COMMON STOCK 172737108 5165 55537 SH SOLE 55262 75 200
CIRCUIT CITY STORES INC COMMON STOCK 172737108 1237 13306 SH OTHER 9391 1315 2600
CISCO SYS INC COMMON STOCK 17275R102 17392 269907 SH SOLE 257201 500 12206
CISCO SYS INC COMMON STOCK 17275R102 2116 32844 SH OTHER 25446 5398 2000
CITIGROUP INC COMMON STOCK 172967101 3506 73821 SH SOLE 72660 187 974
CITIGROUP INC COMMON STOCK 172967101 3924 82609 SH OTHER 36549 36168 9892
CLOROX CO COMMON STOCK 189054109 294 2750 SH SOLE 2750 0 0
CLOROX CO COMMON STOCK 189054109 2019 18900 SH OTHER 6200 12700 0
COASTAL CORP COMMON STOCK 190441105 7750 192545 SH SOLE 181260 0 11285
COASTAL CORP COMMON STOCK 190441105 109 2715 SH OTHER 2315 400 0
COCA COLA CO COMMON STOCK 191216100 11221 180980 SH SOLE 180215 245 520
COCA COLA CO COMMON STOCK 191216100 26355 425079 SH OTHER 284389 124877 15813
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1330 13500 SH SOLE 13500 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 710 7210 SH OTHER 6210 1000 0
COLONIAL PPTYS TR COMMON STOCK 195872106 11 403 SH SOLE 403 0 0
COLONIAL PPTYS TR COMMON STOCK 195872106 283 10000 SH OTHER 0 0 10000
COLORADO MEDTECH INC COMMON STOCK 19652U104 1332 60705 SH SOLE 60705 0 0
COLUMBIA/HCA HEALTHCARE CORP COMMON STOCK 197677107 52 2297 SH SOLE 2297 0 0
COLUMBIA/HCA HEALTHCARE CORP COMMON STOCK 197677107 196 8583 SH OTHER 3958 4475 150
COMERICA INC COMMON STOCK 200340107 202 3400 SH SOLE 3400 0 0
COMERICA INC COMMON STOCK 200340107 152 2550 SH OTHER 2550 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 8781 370722 SH SOLE 351726 335 18661
COMPAQ COMPUTER CORP COMMON STOCK 204493100 586 24731 SH OTHER 8506 7374 8851
CONEXANT SYS INC COMMON STOCK 207142100 37 633 SH SOLE 633 0 0
CONEXANT SYS INC COMMON STOCK 207142100 185 3182 SH OTHER 3182 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 23 500 SH SOLE 500 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 275 6082 SH OTHER 6082 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 298 10043 SH SOLE 10043 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 290 9775 SH OTHER 9775 0 0
COOPER COS INC (NEW) COMMON STOCK 216648402 2605 104477 SH SOLE 104477 0 0
CORNING INCORPORATED COMMON STOCK 219350105 21 300 SH SOLE 300 0 0
CORNING INCORPORATED COMMON STOCK 219350105 512 7300 SH OTHER 2300 5000 0
COSTCO COS INC COMMON STOCK 22160Q102 400 5000 SH OTHER 0 0 5000
COVENTRY HEALTH CARE INC COMMON STOCK 222862104 927 84730 SH SOLE 84730 0 0
CSX CORP COMMON STOCK 126408103 277 6110 SH SOLE 6110 0 0
CSX CORP COMMON STOCK 126408103 280 6162 SH OTHER 4808 1354 0
CVS CORP COMMON STOCK 126650100 3374 66485 SH SOLE 66385 0 100
CVS CORP COMMON STOCK 126650100 635 12510 SH OTHER 10895 1615 0
DANA CORP COMMON STOCK 235811106 314 6816 SH OTHER 6816 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 158 7266 SH SOLE 7266 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 390 17875 SH OTHER 10625 7000 250
DAYTON HUDSON CORP COMMON STOCK 239753106 1073 16500 SH SOLE 16500 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 2709 41675 SH OTHER 31475 3000 7200
DEERE & CO COMMON STOCK 244199105 18 450 SH SOLE 450 0 0
DEERE & CO COMMON STOCK 244199105 261 6662 SH OTHER 6062 0 600
DELL COMPUTER CORP COMMON STOCK 247025109 171 4610 SH SOLE 4610 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 215 5800 SH OTHER 2600 600 2600
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 183 9913 SH SOLE 9913 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 389 21004 SH OTHER 13576 5543 1885
DIGENE CORP COMMON STOCK 253752109 6 500 SH SOLE 0 0 500
DIGENE CORP COMMON STOCK 253752109 166 15031 SH OTHER 15031 0 0
DISNEY WALT CO COMMON STOCK 254687106 548 17792 SH SOLE 15392 0 2400
DISNEY WALT CO COMMON STOCK 254687106 1320 42832 SH OTHER 27832 6000 9000
DOCUCORP INTL INC COMMON STOCK 255911109 54 13200 SH OTHER 0 0 13200
DOMINION RESOURCES INC VA COMMON STOCK 257470104 306 7075 SH SOLE 7075 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 619 14302 SH OTHER 9836 2966 1500
DONNELLEY R R & SONS CO COMMON STOCK 257867101 511 13800 SH SOLE 13800 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 2328 62800 SH OTHER 41350 19100 2350
DOW CHEMICAL COMPANY COMMON STOCK 260543103 428 3371 SH SOLE 3371 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1297 10223 SH OTHER 6048 2375 1800
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3269 47848 SH SOLE 47848 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 5984 87596 SH OTHER 62742 19454 5400
DUKE ENERGY CORP COMMON STOCK 264399106 3579 65736 SH SOLE 64851 160 725
DUKE ENERGY CORP COMMON STOCK 264399106 1657 30437 SH OTHER 22532 6555 1350
DUN & BRADSTREET CORP (NEW) COMMON STOCK 26483B106 19 550 SH SOLE 550 0 0
DUN & BRADSTREET CORP (NEW) COMMON STOCK 26483B106 190 5350 SH OTHER 1450 3900 0
EASTMAN CHEM CO COMMON STOCK 277432100 2727 52686 SH SOLE 52686 0 0
EASTMAN CHEM CO COMMON STOCK 277432100 116 2233 SH OTHER 1537 696 0
EASTMAN KODAK CO COMMON STOCK 277461109 18138 267725 SH SOLE 261764 0 5961
EASTMAN KODAK CO COMMON STOCK 277461109 1360 20070 SH OTHER 13868 5852 350
EATON CORP COMMON STOCK 278058102 40 430 SH SOLE 430 0 0
EATON CORP COMMON STOCK 278058102 396 4300 SH OTHER 4300 0 0
EDISON INTERNATIONAL INC COMMON STOCK 281020107 6338 236941 SH SOLE 223901 290 12750
EDISON INTERNATIONAL INC COMMON STOCK 281020107 565 21126 SH OTHER 15356 5770 0
ELECTRONIC DATA SYSTEMS CORP ( COMMON STOCK 285661104 103 1816 SH SOLE 1816 0 0
ELECTRONIC DATA SYSTEMS CORP ( COMMON STOCK 285661104 154 2720 SH OTHER 2720 0 0
EMC CORPORATION COMMON STOCK 268648102 9991 181654 SH SOLE 173294 0 8360
EMC CORPORATION COMMON STOCK 268648102 851 15480 SH OTHER 13880 400 1200
EMERSON ELEC CO COMMON STOCK 291011104 2407 38238 SH SOLE 38238 0 0
EMERSON ELEC CO COMMON STOCK 291011104 8232 130790 SH OTHER 90908 35082 4800
ENRON CORP COMMON STOCK 293561106 41 503 SH SOLE 503 0 0
ENRON CORP COMMON STOCK 293561106 2250 27524 SH OTHER 27524 0 0
EXXON CORP COMMON STOCK 302290101 14204 184168 SH SOLE 182318 0 1850
EXXON CORP COMMON STOCK 302290101 26790 347356 SH OTHER 262548 66664 18144
F & M NATL CORP COMMON STOCK 302374103 1183 35632 SH SOLE 35632 0 0
FAMILY GOLF CTRS INC COMMON STOCK 30701A106 1192 155070 SH SOLE 155070 0 0
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 519 8950 SH SOLE 8950 0 0
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 890 15350 SH OTHER 12850 0 2500
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 126 1842 SH SOLE 1842 0 0
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 336 4923 SH OTHER 4923 0 0
FIRST CONSULTING GROUP INC COMMON STOCK 31986R103 1733 163120 SH SOLE 163120 0 0
FIRST DATA CORP COMMON STOCK 319963104 3283 67085 SH SOLE 59315 0 7770
FIRST DATA CORP COMMON STOCK 319963104 44 895 SH OTHER 895 0 0
FIRST INDL RLTY TR INC COMMON STOCK 32054K103 2337 85160 SH SOLE 85160 0 0
FIRST UNION CORP COMMON STOCK 337358105 1798 38152 SH SOLE 38152 0 0
FIRST UNION CORP COMMON STOCK 337358105 2574 54623 SH OTHER 29253 12848 12522
FLEET FINL GROUP INC COMMON STOCK 338915101 342 7712 SH SOLE 7712 0 0
FLEET FINL GROUP INC COMMON STOCK 338915101 1795 40446 SH OTHER 29946 5500 5000
FORD MTR CO DEL COMMON STOCK 345370100 857 15192 SH SOLE 15192 0 0
FORD MTR CO DEL COMMON STOCK 345370100 1510 26751 SH OTHER 24269 1562 920
FORT JAMES CORP COMMON STOCK 347471104 10399 274561 SH SOLE 264271 0 10290
FORT JAMES CORP COMMON STOCK 347471104 104 2741 SH OTHER 2741 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 204 4940 SH SOLE 4940 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 59 1420 SH OTHER 1420 0 0
FPIC INS GROUP INC COMMON STOCK 302563101 2982 61475 SH SOLE 61475 0 0
FPL GROUP INC COMMON STOCK 302571104 244 4468 SH SOLE 4468 0 0
FPL GROUP INC COMMON STOCK 302571104 888 16253 SH OTHER 6125 8728 1400
FRONTIER CORP COMMON STOCK 35906P105 309 5276 SH OTHER 0 332 4944
FURNITURE BRANDS INTERNATIONAL COMMON STOCK 360921100 2198 78856 SH SOLE 78856 0 0
GANNETT INC COMMON STOCK 364730101 1199 16800 SH SOLE 16800 0 0
GANNETT INC COMMON STOCK 364730101 718 10058 SH OTHER 1800 2058 6200
GAP INC COMMON STOCK 364760108 209 4145 SH SOLE 4145 0 0
GENERAL ELEC CO COMMON STOCK 369604103 36850 326109 SH SOLE 325396 255 458
GENERAL ELEC CO COMMON STOCK 369604103 52409 463800 SH OTHER 337597 89175 37028
GENERAL MLS INC COMMON STOCK 370334104 1752 21795 SH SOLE 21795 0 0
GENERAL MLS INC COMMON STOCK 370334104 2948 36672 SH OTHER 21072 13350 2250
GENERAL MTRS CORP COMMON STOCK 370442105 937 14200 SH SOLE 14200 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 1990 30150 SH OTHER 19510 7940 2700
GENESYS TELECOMM LABS INC COMMON STOCK 371931106 2420 96786 SH SOLE 96786 0 0
GENOME THERAPEUTICS CORP COMMON STOCK 372430108 30 10000 SH OTHER 0 0 10000
GEORGIA PAC CORP COMMON STOCK 373298108 1522 32123 SH SOLE 28505 0 3618
GEORGIA PAC CORP COMMON STOCK 373298108 600 12664 SH OTHER 9782 600 2282
GILLETTE CO COMMON STOCK 375766102 730 17804 SH SOLE 17504 0 300
GILLETTE CO COMMON STOCK 375766102 515 12558 SH OTHER 8858 3700 0
GLOBAL IMAGING SYS INC COMMON STOCK 37934A100 2379 130342 SH SOLE 130342 0 0
GOLD BANC CORP INC COMMON STOCK 379907108 1293 98505 SH SOLE 98505 0 0
GOODYEAR TIRE & RUBR CO COMMON STOCK 382550101 551 9375 SH OTHER 5750 1000 2625
GOODYS FAMILY CLOTHING INC COMMON STOCK 382588101 2532 221345 SH SOLE 221345 0 0
GPU INC COMMON STOCK 36225X100 7231 171408 SH SOLE 162673 0 8735
GPU INC COMMON STOCK 36225X100 160 3798 SH OTHER 2118 1680 0
GRAINGER W W INC COMMON STOCK 384802104 242 4500 SH OTHER 4500 0 0
GROUP MAINTENANCE AMER CORP COMMON STOCK 39943E107 2178 168365 SH SOLE 168365 0 0
GTE CORP COMMON STOCK 362320103 15219 201571 SH SOLE 194620 350 6601
GTE CORP COMMON STOCK 362320103 7260 96158 SH OTHER 81245 13363 1550
HALLIBURTON CO COMMON STOCK 406216101 770 17017 SH SOLE 16517 0 500
HALLIBURTON CO COMMON STOCK 406216101 1363 30113 SH OTHER 24069 2700 3344
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 12497 214317 SH SOLE 201237 0 13080
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 597 10236 SH OTHER 7186 2650 400
HEINZ H J CO COMMON STOCK 423074103 1384 27611 SH SOLE 26856 355 400
HEINZ H J CO COMMON STOCK 423074103 727 14495 SH OTHER 11170 3175 150
HERCULES INC COMMON STOCK 427056106 173 4399 SH SOLE 4399 0 0
HERCULES INC COMMON STOCK 427056106 41 1050 SH OTHER 1050 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 2959 29439 SH SOLE 29439 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 7345 73080 SH OTHER 54480 17570 1030
HOME DEPOT INC COMMON STOCK 437076102 410 6368 SH SOLE 6368 0 0
HOME DEPOT INC COMMON STOCK 437076102 622 9650 SH OTHER 2150 5100 2400
HONEYWELL INC COMMON STOCK 438506107 306 2640 SH SOLE 2640 0 0
HONEYWELL INC COMMON STOCK 438506107 498 4300 SH OTHER 4300 0 0
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 183 15427 SH SOLE 15427 0 0
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 22 1863 SH OTHER 146 0 1717
HUDSON UNITED BANCORP COMMON STOCK 444165104 1962 62531 SH SOLE 62531 0 0
HUMANA INC COMMON STOCK 444859102 7908 611243 SH SOLE 569538 0 41705
HUMANA INC COMMON STOCK 444859102 84 6530 SH OTHER 6330 200 0
IDT CORP COMMON STOCK 448947101 964 43340 SH SOLE 43340 0 0
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INTERDENT INC COMMON STOCK 45865R109 2359 322581 SH SOLE 322581 0 0
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INTERNATIONAL PAPER CO COMMON STOCK 460146103 1575 31342 SH OTHER 11260 10072 10010
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INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 13423 103855 SH OTHER 52095 20560 31200
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IRT PPTY CO COMMON STOCK 450058102 48 4843 SH SOLE 4843 0 0
IRT PPTY CO COMMON STOCK 450058102 99 9990 SH OTHER 9990 0 0
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KELLOGG CO COMMON STOCK 487836108 69 2080 SH SOLE 2080 0 0
KELLOGG CO COMMON STOCK 487836108 389 11800 SH OTHER 8400 1400 2000
KENNAMETAL INC COMMON STOCK 489170100 242 7800 SH OTHER 0 0 7800
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KIMBERLY CLARK CORP COMMON STOCK 494368103 4512 79161 SH OTHER 60542 4127 14492
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LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 7282 107984 SH OTHER 81096 22972 3916
MACK CALI RLTY CORP COMMON STOCK 554489104 248 8000 SH OTHER 0 0 8000
MADDEN STEVEN LTD COMMON STOCK 556269108 2144 158086 SH SOLE 158086 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 1378 36867 SH SOLE 36867 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 62 1670 SH OTHER 270 0 1400
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 333 4400 SH OTHER 2600 1800 0
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MAY DEPT STORES CO COMMON STOCK 577778103 136 3318 SH OTHER 1242 2076 0
MCCORMICK & CO INC COMMON STOCK 579780206 63 2000 SH SOLE 2000 0 0
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MCDONALDS CORP COMMON STOCK 580135101 9050 220052 SH OTHER 101050 88900 30102
MCGRAW HILL INC COMMON STOCK 580645109 228 4225 SH SOLE 4225 0 0
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MCI WORLDCOM INC COMMON STOCK 55268B106 3042 35352 SH OTHER 23416 500 11436
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MEDIAONE GROUP INC COMMON STOCK 58440J104 1426 19175 SH OTHER 9083 5292 4800
MEDICONSULT COM INC COMMON STOCK 58469J100 146 14000 SH OTHER 14000 0 0
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MELLON BK CORP COMMON STOCK 585509102 73 2000 SH OTHER 2000 0 0
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MERCK & CO INC COMMON STOCK 589331107 6422 87231 SH SOLE 83887 300 3044
MERCK & CO INC COMMON STOCK 589331107 17174 233265 SH OTHER 181495 34870 16900
MERKERT AMERN CORP COMMON STOCK 590080107 380 40000 SH OTHER 0 0 40000
MERRILL LYNCH & CO INC COMMON STOCK 590188108 3903 49099 SH SOLE 44239 0 4860
MERRILL LYNCH & CO INC COMMON STOCK 590188108 134 1685 SH OTHER 685 1000 0
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METZLER GROUP INC COMMON STOCK 592903108 946 34250 SH SOLE 34250 0 0
MICROSOFT CORP COMMON STOCK 594918104 1841 20416 SH SOLE 20416 0 0
MICROSOFT CORP COMMON STOCK 594918104 2557 28350 SH OTHER 27350 800 200
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MOBIL CORP COMMON STOCK 607059102 18436 186697 SH SOLE 178901 200 7596
MOBIL CORP COMMON STOCK 607059102 11114 112548 SH OTHER 77241 29407 5900
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MODIS PROFESSIONAL SVCS INC COMMON STOCK 607830106 94 6940 SH OTHER 6940 0 0
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MORGAN J P & CO INC COMMON STOCK 616880100 4995 35554 SH OTHER 25165 8504 1885
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NEW CENTURY ENERGIES INC COMMON STOCK 64352U103 88 2279 SH SOLE 2279 0 0
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NEW YORK TIMES CO CL A COMMON STOCK 650111107 405 11000 SH SOLE 11000 0 0
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OFFICE DEPOT INC COMMON STOCK 676220106 233 10576 SH OTHER 8776 1800 0
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PEPSI BOTTLING GROUP INC COMMON STOCK 713409100 50 2155 SH OTHER 2155 0 0
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PHILIP MORRIS COS INC COMMON STOCK 718154107 9374 233259 SH SOLE 215844 0 17415
PHILIP MORRIS COS INC COMMON STOCK 718154107 3867 96220 SH OTHER 79570 13650 3000
PHILLIPS PETE CO COMMON STOCK 718507106 10 200 SH SOLE 200 0 0
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PP & L RES INC COMMON STOCK 693499105 37 1199 SH SOLE 1199 0 0
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PPG INDS INC COMMON STOCK 693506107 118 2000 SH SOLE 2000 0 0
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RARE HOSPITALITY INTL INC COMMON STOCK 753820109 2159 84678 SH SOLE 84678 0 0
RAYTHEON CO COMMON STOCK 755111408 106 1500 SH SOLE 1500 0 0
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RICHFOOD HLDGS INC COMMON STOCK 763408101 2157 122355 SH SOLE 122355 0 0
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WELLS FARGO & CO (NEW) COMMON STOCK 949746101 374 8760 SH SOLE 8760 0 0
WELLS FARGO & CO (NEW) COMMON STOCK 949746101 737 17240 SH OTHER 17240 0 0
WENDYS INTL INC COMMON STOCK 950590109 134 4700 SH SOLE 4700 0 0
WENDYS INTL INC COMMON STOCK 950590109 228 8000 SH OTHER 4200 3800 0
WESTERN RESOURCES INC COMMON STOCK 959425109 207 7774 SH SOLE 7774 0 0
WESTERN RESOURCES INC COMMON STOCK 959425109 730 27425 SH OTHER 26075 950 400
WEYERHAEUSER CO COMMON STOCK 962166104 1502 21849 SH SOLE 21549 100 200
WEYERHAEUSER CO COMMON STOCK 962166104 2373 34521 SH OTHER 22431 10215 1875
WHITE CAP INDS INC COMMON STOCK 963505102 1484 125639 SH SOLE 125639 0 0
WHITMAN CORP NEW COMMON STOCK 96647R107 202 11200 SH SOLE 11200 0 0
WHITNEY HLDG CORP COMMON STOCK 966612103 27 675 SH SOLE 675 0 0
WHITNEY HLDG CORP COMMON STOCK 966612103 815 20500 SH OTHER 0 20500 0
WHOLE FOODS MKT INC COMMON STOCK 966837106 107 2230 SH SOLE 2230 0 0
WHOLE FOODS MKT INC COMMON STOCK 966837106 133 2775 SH OTHER 0 2075 700
WILLAMETTE INDS INC COMMON STOCK 969133107 138 3000 SH SOLE 3000 0 0
WILLAMETTE INDS INC COMMON STOCK 969133107 184 4000 SH OTHER 4000 0 0
WILMINGTON TR CORP COMMON STOCK 971807102 563 9804 SH OTHER 6480 0 3324
WISCONSIN ENERGY CORP COMMON STOCK 976657106 42 1657 SH SOLE 1657 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 282 11250 SH OTHER 1800 9450 0
XEROX CORP COMMON STOCK 984121103 19659 332846 SH SOLE 316746 450 15650
XEROX CORP COMMON STOCK 984121103 5802 98235 SH OTHER 74525 19510 4200
ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 3081 80145 SH SOLE 80145 0 0
AEGON N V ORD SHS AMER REG COMMON STOCK 007924103 2211 29897 SH OTHER 29897 0 0
BP AMOCO PLC SPSD ADR COMMON STOCK 055622104 14587 134441 SH SOLE 128116 250 6075
BP AMOCO PLC SPSD ADR COMMON STOCK 055622104 5035 46401 SH OTHER 30540 9728 6133
BRITISH TELECOMM PLCADR FINAL COMMON STOCK 111021408 205 1195 SH OTHER 0 1195 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 951 10682 SH SOLE 10340 93 249
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 405 4554 SH OTHER 3807 436 311
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 68 2060 SH SOLE 2060 0 0
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 935 28400 SH OTHER 28400 0 0
ESG RE LTD COMMON STOCK G31215109 2062 137435 SH SOLE 137435 0 0
KONINKLIJKE PHILIPS ELCTR NV A COMMON STOCK 500472204 5050 50061 SH SOLE 44138 0 5923
KONINKLIJKE PHILIPS ELCTR NV A COMMON STOCK 500472204 167 1656 SH OTHER 1656 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 339 3901 SH SOLE 3901 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 10 120 SH OTHER 120 0 0
PRECISION DRILLING CORP COMMON STOCK 74022D100 1049 55030 SH SOLE 55030 0 0
ROYAL DUTCH PETE CO PAR N GLDR COMMON STOCK 780257804 4733 78552 SH SOLE 77006 0 1546
ROYAL DUTCH PETE CO PAR N GLDR COMMON STOCK 780257804 4793 79553 SH OTHER 55823 20930 2800
RYANAIR HLDGS PLC COMMON STOCK 783513104 2402 45329 SH SOLE 45329 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 8730 137070 SH SOLE 126420 80 10570
SCHLUMBERGER LTD COMMON STOCK 806857108 2050 32188 SH OTHER 18674 7990 5524
SMITHKLINE BEECHAM P L C ADR COMMON STOCK 832378301 350 5296 SH SOLE 5296 0 0
SMITHKLINE BEECHAM P L C ADR COMMON STOCK 832378301 1004 15200 SH OTHER 4800 10400 0
TYCO INTL LTD NEW COMMON STOCK 902124106 7058 74494 SH SOLE 65534 0 8960
TYCO INTL LTD NEW COMMON STOCK 902124106 12517 132102 SH OTHER 1098 300 130704
MUNIVEST FD INC OTHER 626295109 114 12000 SH OTHER N.A. N.A. N.A.
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 15 417 SH SOLE N.A. N.A. N.A.
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 241 6500 SH OTHER N.A. N.A. N.A.
</TABLE>
