UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: RIGGS BANK NA
ADDRESS: P.O. BOX 96202
WASHINGTON, DC 20077-7570
13F FILE NUMBER: 28-5510
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: BASIL D. YAUGER
TITLE: SENIOR VICE PRESIDENT
PHONE: 301-887-4668
SIGNATURE,PLACE,AND DATE OF SIGNING:
/s/ BASIL D. YAUGER RIVERDALE, MD 10/2/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 600
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,449,450
<PAGE>
<TABLE> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T COMMON STOCK 001957109 9192 211312 SH SOLE 204218 0 7094
A T & T COMMON STOCK 001957109 4409 101345 SH OTHER 73524 22247 5574
ABBOTT LABS COMMON STOCK 002824100 3207 87409 SH SOLE 79139 0 8270
ABBOTT LABS COMMON STOCK 002824100 4698 128065 SH OTHER 90465 37600 0
ACTION PERFORMANCE COS INC COMMON STOCK 004933107 2993 142111 SH SOLE 142111 0 0
ADVANTA CORP CL B COMMON STOCK 007942204 1673 142355 SH SOLE 142355 0 0
AEROFLEX INC COMMON STOCK 007768104 1380 113219 SH SOLE 113219 0 0
AETNA INC COMMON STOCK 008117103 144 2933 SH SOLE 2933 0 0
AETNA INC COMMON STOCK 008117103 441 8956 SH OTHER 4106 4050 800
AHL SVCS INC COMMON STOCK 001296102 1574 60375 SH SOLE 60375 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 440 15050 SH SOLE 15050 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 524 17900 SH OTHER 10700 7200 0
ALBERTSONS INC COMMON STOCK 013104104 5584 141138 SH SOLE 133018 0 8120
ALBERTSONS INC COMMON STOCK 013104104 67 1695 SH OTHER 1317 378 0
ALCOA INC COMMON STOCK 013817101 62 1000 SH SOLE 1000 0 0
ALCOA INC COMMON STOCK 013817101 223 3600 SH OTHER 2600 1000 0
ALLIANCE CAP MGMT L P UNIT LTD COMMON STOCK 018548107 241 8800 SH OTHER 8000 800 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 2030 90464 SH SOLE 90464 0 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 237 10582 SH OTHER 1575 0 9007
ALLIED SIGNAL INC COMMON STOCK 019512102 1364 22750 SH SOLE 22750 0 0
ALLIED SIGNAL INC COMMON STOCK 019512102 1304 21756 SH OTHER 13256 8500 0
ALLSTATE CORP COMMON STOCK 020002101 1283 51460 SH SOLE 50876 0 584
ALLSTATE CORP COMMON STOCK 020002101 1744 69940 SH OTHER 54698 11542 3700
ALLTEL CORP COMMON STOCK 020039103 22 314 SH SOLE 314 0 0
ALLTEL CORP COMMON STOCK 020039103 234 3328 SH OTHER 3328 0 0
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 839 8065 SH SOLE 7565 0 500
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 1389 13350 SH OTHER 3850 9200 300
AMERICAN BANCSHARES INC FLA COMMON STOCK 02408H106 337 26280 SH SOLE 26280 0 0
AMERICAN CMNTY PPTYS TR COMMON STOCK 02520N106 71 21150 SH OTHER 0 0 21150
AMERICAN EXPRESS CO COMMON STOCK 025816109 15991 118452 SH SOLE 114107 165 4180
AMERICAN EXPRESS CO COMMON STOCK 025816109 5849 43329 SH OTHER 32067 9562 1700
AMERICAN GEN CORP COMMON STOCK 026351106 156 2460 SH SOLE 2460 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 151 2392 SH OTHER 2392 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 15182 365839 SH SOLE 353914 145 11780
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 12003 289221 SH OTHER 219921 65900 3400
AMERICAN INTL GROUP INC COMMON STOCK 026874107 8348 96021 SH SOLE 95136 295 590
AMERICAN INTL GROUP INC COMMON STOCK 026874107 5870 67523 SH OTHER 44960 19614 2949
AMERITECH CORP COMMON STOCK 030954101 11935 178805 SH SOLE 171855 0 6950
AMERITECH CORP COMMON STOCK 030954101 2467 36952 SH OTHER 29056 7896 0
AMGEN INC COMMON STOCK 031162100 1180 14475 SH SOLE 14475 0 0
AMGEN INC COMMON STOCK 031162100 182 2228 SH OTHER 1628 600 0
AMRESCO INC COMMON STOCK 031909104 654 218010 SH SOLE 218010 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 35 500 SH SOLE 500 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 678 9680 SH OTHER 5900 2400 1380
APARTMENT INVT & MGMT CO CL A COMMON STOCK 03748R101 2110 55155 SH SOLE 55155 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 4551 71885 SH SOLE 63175 0 8710
APPLE COMPUTER INC COMMON STOCK 037833100 294 4640 SH OTHER 990 3650 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 130 3608 SH SOLE 3608 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 468 12987 SH OTHER 11690 816 481
ATLANTIC COAST AIRLS HLDGS INC COMMON STOCK 048396105 1776 100051 SH SOLE 100051 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1335 15062 SH SOLE 15062 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 3070 34641 SH OTHER 22233 5542 6866
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 346 7760 SH SOLE 7760 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1160 26000 SH OTHER 26000 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 249 4725 SH SOLE 4725 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 1000 18950 SH OTHER 17600 1350 0
AXENT TECHNOLOGIES INC COMMON STOCK 05459C108 1539 118929 SH SOLE 118929 0 0
BANK NEW YORK INC COMMON STOCK 064057102 157 4700 SH SOLE 3900 800 0
BANK NEW YORK INC COMMON STOCK 064057102 54 1600 SH OTHER 1600 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 6536 117377 SH SOLE 106247 0 11130
BANK OF AMERICA CORP COMMON STOCK 060505104 2375 42650 SH OTHER 31346 2611 8693
BANK ONE CORP COMMON STOCK 06423A103 728 20915 SH SOLE 20915 0 0
BANK ONE CORP COMMON STOCK 06423A103 11282 324087 SH OTHER 318112 2575 3400
BANKBOSTON CORP COMMON STOCK 06605R106 5362 123614 SH SOLE 107634 0 15980
BANKBOSTON CORP COMMON STOCK 06605R106 171 3940 SH OTHER 3140 800 0
BAXTER INTL INC COMMON STOCK 071813109 3157 52400 SH SOLE 46405 0 5995
BAXTER INTL INC COMMON STOCK 071813109 120 1995 SH OTHER 695 1300 0
BECTON DICKINSON & CO COMMON STOCK 075887109 45 1600 SH SOLE 1600 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 674 24000 SH OTHER 24000 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 8295 123225 SH SOLE 123225 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 14775 219493 SH OTHER 161939 42838 14716
BELLSOUTH CORP COMMON STOCK 079860102 2827 62819 SH SOLE 62819 0 0
BELLSOUTH CORP COMMON STOCK 079860102 10024 222750 SH OTHER 147274 51216 24260
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 262 141 SH SOLE 141 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 204 110 SH OTHER 5 105 0
BESTFOODS COMMON STOCK 08658U101 2132 43900 SH SOLE 43900 0 0
BESTFOODS COMMON STOCK 08658U101 2936 60456 SH OTHER 40704 4552 15200
BOEING CO COMMON STOCK 097023105 93 2179 SH SOLE 1879 0 300
BOEING CO COMMON STOCK 097023105 1367 32079 SH OTHER 19915 11964 200
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 158 6372 SH SOLE 5658 300 414
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 112 4506 SH OTHER 1656 2550 300
BRIGGS & STRATTON CORP COMMON STOCK 109043109 409 7000 SH SOLE 7000 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 58 1000 SH OTHER 1000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 5838 86485 SH SOLE 86485 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 7322 108467 SH OTHER 54642 49025 4800
BROOKTROUT TECHNOLOGY INC COMMON STOCK 114580103 1938 139687 SH SOLE 139687 0 0
BUCKLE INC COMMON STOCK 118440106 490 28420 SH SOLE 28420 0 0
BUILDING ONE SVCS CORP COMMON STOCK 120114103 1727 141714 SH SOLE 141714 0 0
BUSH INDS INC CL A COMMON STOCK 123164105 157 12000 SH OTHER 0 0 12000
CABLEVISION SYS CORP CL A COMMON STOCK 12686C109 291 4000 SH OTHER 0 0 4000
CAMPBELL SOUP CO COMMON STOCK 134429109 215 5500 SH SOLE 5500 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 133 3400 SH OTHER 2600 800 0
CANANDAIGUA WINE CL A COMMON STOCK 137219200 263 4400 SH OTHER 0 0 4400
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 47 1200 SH SOLE 1200 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 1739 44586 SH OTHER 1797 15732 27057
CARDINAL HEALTH INC COMMON STOCK 14149Y108 3276 60114 SH SOLE 53370 0 6744
CARDINAL HEALTH INC COMMON STOCK 14149Y108 99 1818 SH OTHER 1744 74 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 72 2029 SH SOLE 2029 0 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 366 10340 SH OTHER 1820 8520 0
CATERPILLAR INC COMMON STOCK 149123101 260 4750 SH SOLE 4750 0 0
CATERPILLAR INC COMMON STOCK 149123101 863 15750 SH OTHER 6300 8650 800
CBRL GROUP INC COMMON STOCK 12489V106 737 47520 SH SOLE 47520 0 0
CBRL GROUP INC COMMON STOCK 12489V106 1 90 SH OTHER 0 90 0
CBS CORP COMMON STOCK 12490K107 106 2300 SH SOLE 2300 0 0
CBS CORP COMMON STOCK 12490K107 2034 43988 SH OTHER 38988 3000 2000
CENDANT CORP COMMON STOCK 151313103 5108 287760 SH SOLE 250240 0 37520
CENDANT CORP COMMON STOCK 151313103 141 7935 SH OTHER 7830 105 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 143 6750 SH SOLE 6750 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 289 13700 SH OTHER 12500 1200 0
CEPHALON INC COMMON STOCK 156708109 1425 79310 SH SOLE 79310 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 486 6442 SH SOLE 6442 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 343 4556 SH OTHER 1556 3000 0
CHECKPOINT SYS INC COMMON STOCK 162825103 93 10000 SH SOLE 10000 0 0
CHEVRON INC COMMON STOCK 166751107 3912 44076 SH SOLE 43776 0 300
CHEVRON INC COMMON STOCK 166751107 3691 41585 SH OTHER 27545 9060 4980
CHUBB CORP COMMON STOCK 171232101 457 9200 SH SOLE 9200 0 0
CHUBB CORP COMMON STOCK 171232101 685 13803 SH OTHER 11903 1900 0
CIGNA CORP COMMON STOCK 125509109 626 8046 SH SOLE 8046 0 0
CIGNA CORP COMMON STOCK 125509109 221 2847 SH OTHER 2847 0 0
CIRCUIT CITY STORES INC COMMON STOCK 172737108 7667 181734 SH SOLE 172544 150 9040
CIRCUIT CITY STORES INC COMMON STOCK 172737108 1164 27582 SH OTHER 19752 2630 5200
CISCO SYS INC COMMON STOCK 17275R102 18099 263979 SH SOLE 251273 500 12206
CISCO SYS INC COMMON STOCK 17275R102 2446 35669 SH OTHER 27771 5898 2000
CITIGROUP INC COMMON STOCK 172967101 2703 61434 SH SOLE 60273 187 974
CITIGROUP INC COMMON STOCK 172967101 3915 88984 SH OTHER 42924 36168 9892
CLOROX CO COMMON STOCK 189054109 195 5100 SH SOLE 5100 0 0
CLOROX CO COMMON STOCK 189054109 1446 37800 SH OTHER 12400 25400 0
COASTAL CORP COMMON STOCK 190441105 7891 192760 SH SOLE 181475 0 11285
COASTAL CORP COMMON STOCK 190441105 111 2715 SH OTHER 2315 400 0
COCA COLA CO COMMON STOCK 191216100 8185 169644 SH SOLE 168879 245 520
COCA COLA CO COMMON STOCK 191216100 20676 428521 SH OTHER 287831 124877 15813
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1226 26800 SH SOLE 26800 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 660 14420 SH OTHER 12420 2000 0
COLONIAL PPTYS TR COMMON STOCK 195872106 11 403 SH SOLE 403 0 0
COLONIAL PPTYS TR COMMON STOCK 195872106 268 10000 SH OTHER 0 0 10000
COLUMBIA/HCA HEALTHCARE CORP COMMON STOCK 197677107 45 2147 SH SOLE 2147 0 0
COLUMBIA/HCA HEALTHCARE CORP COMMON STOCK 197677107 178 8396 SH OTHER 3771 4475 150
COMERICA INC COMMON STOCK 200340107 224 4425 SH SOLE 4425 0 0
COMERICA INC COMMON STOCK 200340107 65 1275 SH OTHER 1275 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 8533 373047 SH SOLE 354051 335 18661
COMPAQ COMPUTER CORP COMMON STOCK 204493100 586 25631 SH OTHER 9406 7374 8851
CONEXANT SYS INC COMMON STOCK 207142100 46 633 SH SOLE 633 0 0
CONEXANT SYS INC COMMON STOCK 207142100 231 3182 SH OTHER 3182 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 71 1700 SH SOLE 1700 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 252 6082 SH OTHER 6082 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 229 8143 SH SOLE 8143 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 317 11275 SH OTHER 11275 0 0
COOPER COS INC (NEW) COMMON STOCK 216648402 1861 60267 SH SOLE 60267 0 0
CORNING INCORPORATED COMMON STOCK 219350105 21 300 SH SOLE 300 0 0
CORNING INCORPORATED COMMON STOCK 219350105 501 7300 SH OTHER 2300 5000 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 360 5000 SH OTHER 0 0 5000
COVENTRY HEALTH CARE INC COMMON STOCK 222862104 1141 120055 SH SOLE 120055 0 0
CREDITRUST CORP COMMON STOCK 225429109 1699 75710 SH SOLE 75710 0 0
CSX CORP COMMON STOCK 126408103 259 6110 SH SOLE 6110 0 0
CSX CORP COMMON STOCK 126408103 261 6162 SH OTHER 4808 1354 0
CVS CORP COMMON STOCK 126650100 2980 73015 SH SOLE 72915 0 100
CVS CORP COMMON STOCK 126650100 535 13110 SH OTHER 11495 1615 0
DANA CORP COMMON STOCK 235811106 253 6816 SH OTHER 6816 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 141 7200 SH SOLE 7200 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 350 17875 SH OTHER 10625 7000 250
DAYTON HUDSON CORP COMMON STOCK 239753106 2555 42540 SH SOLE 39435 0 3105
DAYTON HUDSON CORP COMMON STOCK 239753106 2524 42025 SH OTHER 31825 3000 7200
DEERE & CO COMMON STOCK 244199105 17 450 SH SOLE 450 0 0
DEERE & CO COMMON STOCK 244199105 304 7862 SH OTHER 7262 0 600
DELL COMPUTER CORP COMMON STOCK 247025109 243 5810 SH SOLE 5810 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 209 5000 SH OTHER 1800 600 2600
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 157 9797 SH SOLE 9797 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 315 19589 SH OTHER 12929 4775 1885
DIEDRICH COFFEE INC COMMON STOCK 253675102 738 173705 SH SOLE 173705 0 0
DIGENE CORP COMMON STOCK 253752109 6 500 SH SOLE 0 0 500
DIGENE CORP COMMON STOCK 253752109 186 15031 SH OTHER 15031 0 0
DISNEY WALT CO COMMON STOCK 254687106 480 18449 SH SOLE 16049 0 2400
DISNEY WALT CO COMMON STOCK 254687106 1170 45010 SH OTHER 30010 6000 9000
DOCUCORP INTL INC COMMON STOCK 255911109 84 13200 SH OTHER 0 0 13200
DOMINION RESOURCES INC VA COMMON STOCK 257470104 314 6950 SH SOLE 6950 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 612 13552 SH OTHER 9086 2966 1500
DONNELLEY R R & SONS CO COMMON STOCK 257867101 3075 106490 SH SOLE 95250 0 11240
DONNELLEY R R & SONS CO COMMON STOCK 257867101 1851 64100 SH OTHER 42650 19100 2350
DOW CHEMICAL COMPANY COMMON STOCK 260543103 434 3821 SH SOLE 3821 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1110 9773 SH OTHER 5598 2375 1800
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2293 37898 SH SOLE 37898 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 5672 93746 SH OTHER 68892 19454 5400
DUKE ENERGY CORP COMMON STOCK 264399106 3683 66811 SH SOLE 65926 160 725
DUKE ENERGY CORP COMMON STOCK 264399106 1636 29687 SH OTHER 21782 6555 1350
DUN & BRADSTREET CORP (NEW) COMMON STOCK 26483B106 16 550 SH SOLE 550 0 0
DUN & BRADSTREET CORP (NEW) COMMON STOCK 26483B106 249 8350 SH OTHER 1450 3900 3000
EASTERN ENTERPRISES COMMON STOCK 27637F100 232 5000 SH OTHER 5000 0 0
EASTMAN CHEM CO COMMON STOCK 277432100 2101 52686 SH SOLE 52686 0 0
EASTMAN CHEM CO COMMON STOCK 277432100 89 2233 SH OTHER 1537 696 0
EASTMAN KODAK CO COMMON STOCK 277461109 20219 267364 SH SOLE 261403 0 5961
EASTMAN KODAK CO COMMON STOCK 277461109 1518 20070 SH OTHER 13868 5852 350
EATON CORP COMMON STOCK 278058102 37 430 SH SOLE 430 0 0
EATON CORP COMMON STOCK 278058102 371 4300 SH OTHER 4300 0 0
ECLIPSYS CORP COMMON STOCK 278856109 574 39940 SH SOLE 39940 0 0
EDISON INTERNATIONAL INC COMMON STOCK 281020107 5809 238944 SH SOLE 225904 290 12750
EDISON INTERNATIONAL INC COMMON STOCK 281020107 511 21021 SH OTHER 15251 5770 0
ELECTRONIC DATA SYSTEMS CORP ( COMMON STOCK 285661104 96 1816 SH SOLE 1816 0 0
ELECTRONIC DATA SYSTEMS CORP ( COMMON STOCK 285661104 144 2720 SH OTHER 2720 0 0
EMC CORPORATION COMMON STOCK 268648102 11239 157466 SH SOLE 149036 0 8430
EMC CORPORATION COMMON STOCK 268648102 1178 16505 SH OTHER 14905 400 1200
EMERSON ELEC CO COMMON STOCK 291011104 2489 39388 SH SOLE 39388 0 0
EMERSON ELEC CO COMMON STOCK 291011104 8174 129365 SH OTHER 89483 35082 4800
ENRON CORP COMMON STOCK 293561106 41 1006 SH SOLE 1006 0 0
ENRON CORP COMMON STOCK 293561106 2260 55048 SH OTHER 55048 0 0
EXXON CORP COMMON STOCK 302290101 13237 174168 SH SOLE 172318 0 1850
EXXON CORP COMMON STOCK 302290101 26904 353996 SH OTHER 270788 65064 18144
F & M NATL CORP COMMON STOCK 302374103 905 34817 SH SOLE 34817 0 0
FALCON PRODS INC COMMON STOCK 306075102 158 18000 SH OTHER 0 0 18000
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 354 6800 SH SOLE 6800 0 0
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 785 15100 SH OTHER 12600 0 2500
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 7850 125227 SH SOLE 116857 70 8300
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 393 6268 SH OTHER 6268 0 0
FIRST CONSULTING GROUP INC COMMON STOCK 31986R103 1639 163905 SH SOLE 163905 0 0
FIRST DATA CORP COMMON STOCK 319963104 3428 78120 SH SOLE 68615 0 9505
FIRST DATA CORP COMMON STOCK 319963104 47 1065 SH OTHER 1065 0 0
FIRST INDL RLTY TR INC COMMON STOCK 32054K103 2118 85590 SH SOLE 85590 0 0
FIRST UNION CORP COMMON STOCK 337358105 1203 33757 SH SOLE 33757 0 0
FIRST UNION CORP COMMON STOCK 337358105 2047 57473 SH OTHER 32103 12848 12522
FLEET FINL GROUP INC COMMON STOCK 338915101 282 7712 SH SOLE 7712 0 0
FLEET FINL GROUP INC COMMON STOCK 338915101 1297 35406 SH OTHER 29906 5500 0
FORD MTR CO DEL COMMON STOCK 345370100 743 14792 SH SOLE 14792 0 0
FORD MTR CO DEL COMMON STOCK 345370100 1344 26751 SH OTHER 24269 1562 920
FORT JAMES CORP COMMON STOCK 347471104 7798 292201 SH SOLE 279851 0 12350
FORT JAMES CORP COMMON STOCK 347471104 78 2931 SH OTHER 2931 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 159 4940 SH SOLE 4940 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 46 1420 SH OTHER 1420 0 0
FPIC INS GROUP INC COMMON STOCK 302563101 2064 137020 SH SOLE 137020 0 0
FPL GROUP INC COMMON STOCK 302571104 190 3768 SH SOLE 3768 0 0
FPL GROUP INC COMMON STOCK 302571104 819 16253 SH OTHER 6125 8728 1400
FRONTIER CORP COMMON STOCK 35906P105 261 5276 SH OTHER 0 332 4944
FURNITURE BRANDS INTERNATIONAL COMMON STOCK 360921100 1560 79231 SH SOLE 79231 0 0
GANNETT INC COMMON STOCK 364730101 1045 15100 SH SOLE 15100 0 0
GANNETT INC COMMON STOCK 364730101 696 10058 SH OTHER 1800 2058 6200
GENERAL ELEC CO COMMON STOCK 369604103 35193 296829 SH SOLE 296116 255 458
GENERAL ELEC CO COMMON STOCK 369604103 55753 470240 SH OTHER 344187 89025 37028
GENERAL INSTR CORP DEL COMMON STOCK 370120107 1469 30610 SH SOLE 26900 0 3710
GENERAL INSTR CORP DEL COMMON STOCK 370120107 20 415 SH OTHER 415 0 0
GENERAL MLS INC COMMON STOCK 370334104 1768 21795 SH SOLE 21795 0 0
GENERAL MLS INC COMMON STOCK 370334104 2975 36672 SH OTHER 21072 13350 2250
GENERAL MTRS CORP COMMON STOCK 370442105 915 14534 SH SOLE 14534 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 1822 28950 SH OTHER 19010 7240 2700
GENOME THERAPEUTICS CORP COMMON STOCK 372430108 40 10000 SH OTHER 0 0 10000
GEORGIA PAC CORP COMMON STOCK 373298108 2648 65493 SH SOLE 57755 0 7738
GEORGIA PAC CORP COMMON STOCK 373298108 506 12519 SH OTHER 10237 0 2282
GILLETTE CO COMMON STOCK 375766102 612 18034 SH SOLE 17734 0 300
GILLETTE CO COMMON STOCK 375766102 401 11828 SH OTHER 6628 5200 0
GLOBAL IMAGING SYS INC COMMON STOCK 37934A100 851 57212 SH SOLE 57212 0 0
GOLD BANC CORP INC COMMON STOCK 379907108 1249 126465 SH SOLE 126465 0 0
GOODYEAR TIRE & RUBR CO COMMON STOCK 382550101 451 9375 SH OTHER 5750 1000 2625
GPU INC COMMON STOCK 36225X100 5602 171705 SH SOLE 162970 0 8735
GPU INC COMMON STOCK 36225X100 136 4168 SH OTHER 2488 1680 0
GRAINGER W W INC COMMON STOCK 384802104 216 4500 SH OTHER 4500 0 0
GROUP MAINTENANCE AMER CORP COMMON STOCK 39943E107 2287 182930 SH SOLE 182930 0 0
GTE CORP COMMON STOCK 362320103 15340 199551 SH SOLE 192600 350 6601
GTE CORP COMMON STOCK 362320103 7341 95488 SH OTHER 80975 12963 1550
HALLIBURTON CO COMMON STOCK 406216101 677 16517 SH SOLE 16517 0 0
HALLIBURTON CO COMMON STOCK 406216101 1235 30113 SH OTHER 24069 2700 3344
HANGER ORTHOPEDIC GRP INC NEW COMMON STOCK 41043F208 1629 112370 SH SOLE 112370 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 8756 214207 SH SOLE 201127 0 13080
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 386 9436 SH OTHER 6386 2650 400
HEINZ H J CO COMMON STOCK 423074103 1252 29126 SH SOLE 28576 150 400
HEINZ H J CO COMMON STOCK 423074103 682 15870 SH OTHER 11945 3775 150
HEWLETT PACKARD CO COMMON STOCK 428236103 2590 28539 SH SOLE 28539 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 6605 72780 SH OTHER 54180 17570 1030
HOME DEPOT INC COMMON STOCK 437076102 444 6468 SH SOLE 6468 0 0
HOME DEPOT INC COMMON STOCK 437076102 645 9400 SH OTHER 1900 5100 2400
HONEYWELL INC COMMON STOCK 438506107 116 1040 SH SOLE 1040 0 0
HONEYWELL INC COMMON STOCK 438506107 657 5900 SH OTHER 5900 0 0
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 147 15427 SH SOLE 15427 0 0
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 18 1863 SH OTHER 146 0 1717
HUDSON UNITED BANCORP COMMON STOCK 444165104 1932 62689 SH SOLE 62689 0 0
HUMANA INC COMMON STOCK 444859102 105 15291 SH SOLE 15291 0 0
HUMANA INC COMMON STOCK 444859102 10 1480 SH OTHER 1280 200 0
IMPERIAL CR COML MTG INVT CORP COMMON STOCK 45272T102 2612 237435 SH SOLE 237435 0 0
IMS HEALTH INC COMMON STOCK 449934108 7 300 SH SOLE 300 0 0
IMS HEALTH INC COMMON STOCK 449934108 251 11000 SH OTHER 1800 9200 0
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INGERSOLL RAND CO COMMON STOCK 456866102 7984 145327 SH SOLE 136974 0 8353
INGERSOLL RAND CO COMMON STOCK 456866102 144 2626 SH OTHER 1801 825 0
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INTEL CORP COMMON STOCK 458140100 13738 184873 SH OTHER 119723 56300 8850
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INTERNATIONAL PAPER CO COMMON STOCK 460146103 1506 31342 SH OTHER 11260 10072 10010
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IRT PPTY CO COMMON STOCK 450058102 44 4843 SH SOLE 4843 0 0
IRT PPTY CO COMMON STOCK 450058102 90 9990 SH OTHER 9990 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 20714 225461 SH SOLE 217781 95 7585
JOHNSON & JOHNSON COMMON STOCK 478160104 11139 121245 SH OTHER 61012 49293 10940
KELLOGG CO COMMON STOCK 487836108 78 2080 SH SOLE 2080 0 0
KELLOGG CO COMMON STOCK 487836108 442 11800 SH OTHER 8400 1400 2000
KENNAMETAL INC COMMON STOCK 489170100 202 7800 SH OTHER 0 0 7800
KIMBERLY CLARK CORP COMMON STOCK 494368103 1018 19295 SH SOLE 19145 0 150
KIMBERLY CLARK CORP COMMON STOCK 494368103 4180 79241 SH OTHER 60622 4127 14492
LANDSTAR SYS INC COMMON STOCK 515098101 1283 36925 SH SOLE 36925 0 0
LCC INTL INC CL A COMMON STOCK 501810105 1273 210005 SH SOLE 210005 0 0
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LILLY ELI & CO COMMON STOCK 532457108 236 3680 SH SOLE 3680 0 0
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LOCKHEED MARTIN CORP COMMON STOCK 539830109 26 800 SH OTHER 800 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 15591 240316 SH SOLE 228258 134 11924
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 7204 111052 SH OTHER 84420 22716 3916
MACK CALI RLTY CORP COMMON STOCK 554489104 215 8000 SH OTHER 0 0 8000
MADDEN STEVEN LTD COMMON STOCK 556269108 2054 158751 SH SOLE 158751 0 0
MARKETING SPECIALISTS CORP COMMON STOCK 57060R107 237 44000 SH OTHER 0 0 44000
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 1140 34867 SH SOLE 34867 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 55 1670 SH OTHER 270 0 1400
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 291 4250 SH OTHER 2600 1650 0
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MAY DEPT STORES CO COMMON STOCK 577778103 121 3318 SH OTHER 1242 2076 0
MCCORMICK & CO INC COMMON STOCK 579780206 66 2000 SH SOLE 2000 0 0
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MCDONALDS CORP COMMON STOCK 580135101 2022 46742 SH SOLE 46742 0 0
MCDONALDS CORP COMMON STOCK 580135101 9716 224647 SH OTHER 105850 88900 29897
MCGRAW HILL INC COMMON STOCK 580645109 194 4000 SH SOLE 4000 0 0
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MCI WORLDCOM INC COMMON STOCK 55268B106 2978 41427 SH OTHER 29491 500 11436
MEAD CORP COMMON STOCK 582834107 448 13040 SH OTHER 0 13040 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 136 1984 SH SOLE 1984 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 1310 19175 SH OTHER 9083 5292 4800
MEDICONSULT COM INC COMMON STOCK 58469J100 109 14000 SH OTHER 14000 0 0
MEDTRONIC INC COMMON STOCK 585055106 592 16640 SH SOLE 16640 0 0
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MELLON BK CORP COMMON STOCK 585509102 67 2000 SH OTHER 2000 0 0
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MERCK & CO INC COMMON STOCK 589331107 5285 81549 SH SOLE 78205 300 3044
MERCK & CO INC COMMON STOCK 589331107 15155 233825 SH OTHER 181555 35370 16900
MERRILL LYNCH & CO INC COMMON STOCK 590188108 3374 50084 SH SOLE 45224 0 4860
MERRILL LYNCH & CO INC COMMON STOCK 590188108 157 2335 SH OTHER 1335 1000 0
MESA AIR GROUP, INC COMMON STOCK 590479101 1266 206659 SH SOLE 206659 0 0
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MICROSOFT CORP COMMON STOCK 594918104 1758 19416 SH SOLE 19416 0 0
MICROSOFT CORP COMMON STOCK 594918104 2367 26135 SH OTHER 25135 800 200
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MID-ATLANTIC RLTY TR COMMON STOCK 595232109 146 14000 SH OTHER 0 0 14000
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MOBIL CORP COMMON STOCK 607059102 18438 183010 SH SOLE 175214 200 7596
MOBIL CORP COMMON STOCK 607059102 11390 113048 SH OTHER 77741 29407 5900
MODIS PROFESSIONAL SVCS INC COMMON STOCK 607830106 5027 379420 SH SOLE 351355 0 28065
MODIS PROFESSIONAL SVCS INC COMMON STOCK 607830106 57 4305 SH OTHER 4305 0 0
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MORGAN J P & CO INC COMMON STOCK 616880100 2728 23880 SH SOLE 23772 0 108
MORGAN J P & CO INC COMMON STOCK 616880100 4062 35554 SH OTHER 25165 8504 1885
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NABISCO HLDGS CORP CL A COMMON STOCK 629526104 261 7563 SH OTHER 6413 1150 0
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NEW CENTURY ENERGIES INC COMMON STOCK 64352U103 76 2279 SH SOLE 2279 0 0
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NEW YORK TIMES CO CL A COMMON STOCK 650111107 413 11000 SH SOLE 11000 0 0
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OFFICE DEPOT INC COMMON STOCK 676220106 6290 599004 SH SOLE 559197 345 39462
OFFICE DEPOT INC COMMON STOCK 676220106 113 10761 SH OTHER 8961 1800 0
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PEPSI BOTTLING GROUP INC COMMON STOCK 713409100 3798 222590 SH SOLE 195445 0 27145
PEPSI BOTTLING GROUP INC COMMON STOCK 713409100 53 3120 SH OTHER 3120 0 0
PEPSICO INC COMMON STOCK 713448108 985 32304 SH SOLE 29768 0 2536
PEPSICO INC COMMON STOCK 713448108 2137 70075 SH OTHER 33475 32600 4000
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PHARMACEUTICAL PROD DEV INC COMMON STOCK 717124101 1310 96570 SH SOLE 96570 0 0
PHILIP MORRIS COS INC COMMON STOCK 718154107 8096 236799 SH SOLE 219384 0 17415
PHILIP MORRIS COS INC COMMON STOCK 718154107 3290 96220 SH OTHER 79570 13650 3000
PITNEY BOWES INC COMMON STOCK 724479100 353 5800 SH SOLE 5800 0 0
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PP & L RES INC COMMON STOCK 693499105 32 1199 SH SOLE 1199 0 0
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PPG INDS INC COMMON STOCK 693506107 120 2000 SH SOLE 2000 0 0
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PROCTER & GAMBLE CO COMMON STOCK 742718109 7781 82994 SH SOLE 82994 0 0
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QUAKER OATS CO COMMON STOCK 747402105 40 654 SH SOLE 654 0 0
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RAINBOW RENTALS INC COMMON STOCK 750857104 1350 145955 SH SOLE 145955 0 0
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RAYTHEON CO COMMON STOCK 755111408 74 1500 SH SOLE 1500 0 0
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SAFEGUARD SCIENTIFICS INC COMMON STOCK 786449108 408 6000 SH OTHER 0 0 6000
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SAFEWAY INC NEW COMMON STOCK 786514208 269 7061 SH OTHER 5761 1300 0
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SARA LEE CORP COMMON STOCK 803111103 189 8100 SH SOLE 8100 0 0
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SAVOIR TECHNOLOGY GROUP INC COMMON STOCK 80533W107 1772 209968 SH SOLE 209968 0 0
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 3835 75107 SH SOLE 73889 530 688
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 6929 135703 SH OTHER 97429 23794 14480
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SCI SYS INC COMMON STOCK 783890106 3658 82324 SH SOLE 72374 0 9950
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SOLUTIA INC COMMON STOCK 834376105 7 400 SH SOLE 400 0 0
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XEROX CORP COMMON STOCK 984121103 14877 354731 SH SOLE 334891 450 19390
XEROX CORP COMMON STOCK 984121103 4406 105060 SH OTHER 79750 19510 5800
ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 1745 38380 SH SOLE 38380 0 0
AEGON N V ORD SHS AMER REG COMMON STOCK 007924103 107 1233 SH SOLE 1233 0 0
AEGON N V ORD SHS AMER REG COMMON STOCK 007924103 2932 33901 SH OTHER 33901 0 0
BP AMOCO PLC SPSD ADR COMMON STOCK 055622104 14744 133050 SH SOLE 126725 250 6075
BP AMOCO PLC SPSD ADR COMMON STOCK 055622104 5127 46266 SH OTHER 30405 9728 6133
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 692 9968 SH SOLE 9626 93 249
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 311 4480 SH OTHER 3733 436 311
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 64 2060 SH SOLE 2060 0 0
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 888 28400 SH OTHER 28400 0 0
KONINKLIJKE PHILIPS ELCTR NV A COMMON STOCK 500472204 5044 49940 SH SOLE 44017 0 5923
KONINKLIJKE PHILIPS ELCTR NV A COMMON STOCK 500472204 167 1656 SH OTHER 1656 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 271 5312 SH SOLE 5312 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 33 640 SH OTHER 640 0 0
PRECISION DRILLING CORP COMMON STOCK 74022D100 1283 55335 SH SOLE 55335 0 0
ROYAL DUTCH PETE CO PAR N GLDR COMMON STOCK 780257804 4186 70879 SH SOLE 69333 0 1546
ROYAL DUTCH PETE CO PAR N GLDR COMMON STOCK 780257804 4557 77153 SH OTHER 53423 20930 2800
RYANAIR HLDGS PLC COMMON STOCK 783513104 2083 45410 SH SOLE 45410 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 8282 132915 SH SOLE 122265 80 10570
SCHLUMBERGER LTD COMMON STOCK 806857108 2190 35138 SH OTHER 21624 7990 5524
SMITHKLINE BEECHAM P L C ADR COMMON STOCK 832378301 305 5296 SH SOLE 5296 0 0
SMITHKLINE BEECHAM P L C ADR COMMON STOCK 832378301 876 15200 SH OTHER 4800 10400 0
TYCO INTL LTD NEW COMMON STOCK 902124106 5058 48986 SH SOLE 43171 0 5815
TYCO INTL LTD NEW COMMON STOCK 902124106 12564 121683 SH OTHER 688 300 120695
VODAFONE GROUP PUBLIC LTD COMMON STOCK 92857T107 950 3996 SH SOLE 3996 0 0
VODAFONE GROUP PUBLIC LTD COMMON STOCK 92857T107 2047 8611 SH OTHER 8163 448 0
MUNIVEST FD INC OTHER 626295109 100 12000 SH OTHER N.A. N.A. N.A.
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 18 417 SH SOLE N.A. N.A. N.A.
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 347 8000 SH OTHER N.A. N.A. N.A.
</TABLE>
