UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 12/31/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: RIGGS BANK NA
ADDRESS: P.O. BOX 96202
WASHINGTON, DC 20077-7570
13F FILE NUMBER: 28-5510
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: BASIL D. YAUGER
TITLE: SENIOR VICE PRESIDENT
PHONE: 301-887-4668
SIGNATURE,PLACE,AND DATE OF SIGNING:
BASIL D. YAUGER RIVERDALE, MD 1/8/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 612
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,453,792
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T COMMON STOCK 001957109 7576 149088 SH SOLE 141894 100 7094
A T & T COMMON STOCK 001957109 5146 101284 SH OTHER 74008 21702 5574
ABBOTT LABS COMMON STOCK 002824100 3013 82984 SH SOLE 74714 0 8270
ABBOTT LABS COMMON STOCK 002824100 4685 129015 SH OTHER 89415 37600 2000
ACTION PERFORMANCE COS INC COMMON STOCK 004933107 2350 204317 SH SOLE 204317 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 218 3000 SH OTHER 0 0 3000
ADVANTA CORP CL B COMMON STOCK 007942204 2713 192925 SH SOLE 192925 0 0
AEROFLEX INC COMMON STOCK 007768104 1210 116644 SH SOLE 116644 0 0
AETNA INC COMMON STOCK 008117103 164 2933 SH SOLE 2933 0 0
AETNA INC COMMON STOCK 008117103 489 8756 SH OTHER 3906 4050 800
AHL SVCS INC COMMON STOCK 001296102 1684 80655 SH SOLE 80655 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 522 15550 SH SOLE 15550 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 601 17900 SH OTHER 10700 7200 0
ALASKA COMMUNICATIONS SYS GRP COMMON STOCK 01167P101 622 50250 SH SOLE 50250 0 0
ALBERTSONS INC COMMON STOCK 013104104 4425 137216 SH SOLE 129096 0 8120
ALBERTSONS INC COMMON STOCK 013104104 42 1317 SH OTHER 1317 0 0
ALCOA INC COMMON STOCK 013817101 83 1000 SH SOLE 1000 0 0
ALCOA INC COMMON STOCK 013817101 216 2600 SH OTHER 2600 0 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 1703 92973 SH SOLE 92973 0 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 322 17582 SH OTHER 1575 0 16007
ALLSTATE CORP COMMON STOCK 020002101 1224 50881 SH SOLE 50297 0 584
ALLSTATE CORP COMMON STOCK 020002101 1620 67326 SH OTHER 52586 11040 3700
ALLTEL CORP COMMON STOCK 020039103 26 314 SH SOLE 314 0 0
ALLTEL CORP COMMON STOCK 020039103 275 3328 SH OTHER 3328 0 0
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 1623 21396 SH SOLE 20396 0 1000
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 1780 23466 SH OTHER 4266 18600 600
AMERICAN BANCSHARES INC FLA COMMON STOCK 02408H106 399 33275 SH SOLE 33275 0 0
AMERICAN CMNTY PPTYS TR COMMON STOCK 02520N106 67 21150 SH OTHER 0 0 21150
AMERICAN EXPRESS CO COMMON STOCK 025816109 17672 106296 SH SOLE 101951 165 4180
AMERICAN EXPRESS CO COMMON STOCK 025816109 7108 42754 SH OTHER 31892 9162 1700
AMERICAN GEN CORP COMMON STOCK 026351106 217 2860 SH SOLE 2860 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 181 2392 SH OTHER 2392 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 12706 323709 SH SOLE 311784 145 11780
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 11293 287721 SH OTHER 219021 65300 3400
AMERICAN INTL GROUP INC COMMON STOCK 026874107 7001 64752 SH SOLE 63867 295 590
AMERICAN INTL GROUP INC COMMON STOCK 026874107 7203 66619 SH OTHER 44599 19071 2949
AMGEN INC COMMON STOCK 031162100 1721 28650 SH SOLE 28650 0 0
AMGEN INC COMMON STOCK 031162100 148 2456 SH OTHER 2456 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 64 900 SH SOLE 900 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 686 9680 SH OTHER 5900 2400 1380
APARTMENT INVT & MGMT CO CL A COMMON STOCK 03748R101 2263 56843 SH SOLE 56843 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 7627 74185 SH SOLE 67460 0 6725
APPLE COMPUTER INC COMMON STOCK 037833100 458 4455 SH OTHER 805 3650 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 85 3094 SH SOLE 3094 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 340 12385 SH OTHER 11088 816 481
ATLANTIC COAST AIRLS HLDGS INC COMMON STOCK 048396105 2448 103054 SH SOLE 103054 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1210 13992 SH SOLE 13992 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 2983 34491 SH OTHER 22233 5392 6866
ATMI INC COMMON STOCK 00207R101 1482 44820 SH SOLE 44820 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 403 7480 SH SOLE 7480 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1401 26000 SH OTHER 26000 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 344 4725 SH SOLE 4725 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 1381 18950 SH OTHER 17600 1350 0
AXENT TECHNOLOGIES INC COMMON STOCK 05459C108 1966 93626 SH SOLE 93626 0 0
BANK NEW YORK INC COMMON STOCK 064057102 168 4200 SH SOLE 3400 800 0
BANK NEW YORK INC COMMON STOCK 064057102 64 1600 SH OTHER 1600 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 7980 159012 SH SOLE 147882 0 11130
BANK OF AMERICA CORP COMMON STOCK 060505104 2126 42368 SH OTHER 31346 2329 8693
BANK ONE CORP COMMON STOCK 06423A103 450 14073 SH SOLE 14073 0 0
BANK ONE CORP COMMON STOCK 06423A103 10334 322937 SH OTHER 317662 1875 3400
BAXTER INTL INC COMMON STOCK 071813109 3117 49630 SH SOLE 43635 0 5995
BAXTER INTL INC COMMON STOCK 071813109 125 1995 SH OTHER 695 1300 0
BECTON DICKINSON & CO COMMON STOCK 075887109 43 1600 SH SOLE 1600 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 647 24000 SH OTHER 24000 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 7588 123262 SH SOLE 123262 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 13370 217177 SH OTHER 161139 41322 14716
BELLSOUTH CORP COMMON STOCK 079860102 2957 63165 SH SOLE 63165 0 0
BELLSOUTH CORP COMMON STOCK 079860102 10236 218666 SH OTHER 145258 49148 24260
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 284 155 SH SOLE 155 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 201 110 SH OTHER 5 105 0
BESTFOODS COMMON STOCK 08658U101 2302 43800 SH SOLE 43800 0 0
BESTFOODS COMMON STOCK 08658U101 3177 60446 SH OTHER 40694 4552 15200
BIOMET INC COMMON STOCK 090613100 240 6000 SH SOLE 6000 0 0
BIOMET INC COMMON STOCK 090613100 24 600 SH OTHER 600 0 0
BOEING CO COMMON STOCK 097023105 91 2202 SH SOLE 1902 0 300
BOEING CO COMMON STOCK 097023105 1329 32079 SH OTHER 19915 11964 200
BRIGGS & STRATTON CORP COMMON STOCK 109043109 375 7000 SH SOLE 7000 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 54 1000 SH OTHER 1000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 5927 92335 SH SOLE 92335 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 6770 105467 SH OTHER 54842 45825 4800
BROADCOM CORP COMMON STOCK 111320107 406 1490 SH SOLE 1490 0 0
BROADCOM CORP COMMON STOCK 111320107 27 100 SH OTHER 100 0 0
BROOKTROUT TECHNOLOGY INC COMMON STOCK 114580103 2673 144010 SH SOLE 144010 0 0
BUCKLE INC COMMON STOCK 118440106 1878 126760 SH SOLE 126760 0 0
BUILDING ONE SVCS CORP COMMON STOCK 120114103 1378 146024 SH SOLE 146024 0 0
BUSH INDS INC CL A COMMON STOCK 123164105 206 12000 SH OTHER 0 0 12000
CABLEVISION SYS CORP CL A COMMON STOCK 12686C109 302 4000 SH OTHER 0 0 4000
CAMPBELL SOUP CO COMMON STOCK 134429109 213 5500 SH SOLE 5500 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 132 3400 SH OTHER 2600 800 0
CANANDAIGUA WINE CL A COMMON STOCK 137219200 275 5400 SH OTHER 0 0 5400
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 2014 41786 SH OTHER 1797 15732 24257
CARDINAL HEALTH INC COMMON STOCK 14149Y108 5864 122479 SH SOLE 112005 0 10474
CARDINAL HEALTH INC COMMON STOCK 14149Y108 298 6233 SH OTHER 2159 74 4000
CAROLINA PWR & LT CO COMMON STOCK 144141108 62 2029 SH SOLE 2029 0 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 315 10340 SH OTHER 1820 8520 0
CATERPILLAR INC COMMON STOCK 149123101 225 4787 SH SOLE 4787 0 0
CATERPILLAR INC COMMON STOCK 149123101 694 14750 SH OTHER 6000 7950 800
CBRL GROUP INC COMMON STOCK 12489V106 475 48970 SH SOLE 48970 0 0
CBS CORP COMMON STOCK 12490K107 147 2300 SH SOLE 2300 0 0
CBS CORP COMMON STOCK 12490K107 2812 43988 SH OTHER 38988 3000 2000
CENDANT CORP COMMON STOCK 151313103 9170 345230 SH SOLE 307710 0 37520
CENDANT CORP COMMON STOCK 151313103 208 7830 SH OTHER 7830 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 147 7350 SH SOLE 7350 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 274 13700 SH OTHER 12500 1200 0
CEPHALON INC COMMON STOCK 156708109 2823 81690 SH SOLE 81690 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 500 6442 SH SOLE 6442 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 354 4556 SH OTHER 1556 3000 0
CHECKPOINT SYS INC COMMON STOCK 162825103 102 10000 SH SOLE 10000 0 0
CHEVRON INC COMMON STOCK 166751107 3758 43382 SH SOLE 43082 0 300
CHEVRON INC COMMON STOCK 166751107 3555 41035 SH OTHER 27295 8760 4980
CHUBB CORP COMMON STOCK 171232101 518 9200 SH SOLE 9200 0 0
CHUBB CORP COMMON STOCK 171232101 766 13603 SH OTHER 11703 1900 0
CIGNA CORP COMMON STOCK 125509109 648 8046 SH SOLE 8046 0 0
CIGNA CORP COMMON STOCK 125509109 229 2847 SH OTHER 2847 0 0
CIRCUIT CITY STORES INC COMMON STOCK 172737108 10210 226584 SH SOLE 211049 150 15385
CIRCUIT CITY STORES INC COMMON STOCK 172737108 1118 24807 SH OTHER 19377 2630 2800
CISCO SYS INC COMMON STOCK 17275R102 21899 204425 SH SOLE 191719 500 12206
CISCO SYS INC COMMON STOCK 17275R102 3839 35837 SH OTHER 29213 4624 2000
CITIGROUP INC COMMON STOCK 172967101 3438 61739 SH SOLE 60578 187 974
CITIGROUP INC COMMON STOCK 172967101 4783 85884 SH OTHER 41699 34293 9892
CLOROX CO COMMON STOCK 189054109 222 4400 SH SOLE 4400 0 0
CLOROX CO COMMON STOCK 189054109 1904 37800 SH OTHER 12400 25400 0
COASTAL CORP COMMON STOCK 190441105 5629 158835 SH SOLE 147550 0 11285
COASTAL CORP COMMON STOCK 190441105 87 2465 SH OTHER 2465 0 0
COCA COLA CO COMMON STOCK 191216100 7652 131365 SH SOLE 130600 245 520
COCA COLA CO COMMON STOCK 191216100 24633 422885 SH OTHER 283455 123617 15813
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1742 26800 SH SOLE 26800 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 937 14420 SH OTHER 12420 2000 0
COLONIAL BANCGROUP INC COMMON STOCK 195493309 1129 108845 SH SOLE 108845 0 0
COLORADO MEDTECH INC COMMON STOCK 19652U104 872 108975 SH SOLE 108975 0 0
COLUMBIA/HCA HEALTHCARE CORP COMMON STOCK 197677107 10 325 SH SOLE 325 0 0
COLUMBIA/HCA HEALTHCARE CORP COMMON STOCK 197677107 231 7871 SH OTHER 3396 4475 0
COMERICA INC COMMON STOCK 200340107 207 4425 SH SOLE 4425 0 0
COMERICA INC COMMON STOCK 200340107 60 1275 SH OTHER 1275 0 0
COMMERCIAL NET LEASE REALTY IN COMMON STOCK 202218103 149 15000 SH OTHER 0 0 15000
COMMSCOPE INC COMMON STOCK 203372107 668 16577 SH SOLE 16577 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 592 21875 SH SOLE 21875 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 493 18217 SH OTHER 2992 6374 8851
CONCENTRIC NETWORK CORP DEL COMMON STOCK 20589R107 277 9000 SH OTHER 0 0 9000
CONEXANT SYS INC COMMON STOCK 207142100 84 1266 SH SOLE 1266 0 0
CONEXANT SYS INC COMMON STOCK 207142100 361 5434 SH OTHER 5434 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 59 1700 SH SOLE 1700 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 210 6082 SH OTHER 6082 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 223 7693 SH SOLE 7693 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 327 11275 SH OTHER 11275 0 0
CORNING INCORPORATED COMMON STOCK 219350105 39 300 SH SOLE 300 0 0
CORNING INCORPORATED COMMON STOCK 219350105 941 7300 SH OTHER 2300 5000 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 456 5000 SH OTHER 0 0 5000
CSX CORP COMMON STOCK 126408103 184 5854 SH SOLE 5854 0 0
CSX CORP COMMON STOCK 126408103 168 5358 SH OTHER 4808 550 0
CVS CORP COMMON STOCK 126650100 547 13725 SH SOLE 13625 0 100
CVS CORP COMMON STOCK 126650100 425 10660 SH OTHER 9795 865 0
DANA CORP COMMON STOCK 235811106 204 6816 SH OTHER 6816 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 131 7200 SH SOLE 7200 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 320 17675 SH OTHER 10425 7000 250
DAYTON HUDSON CORP COMMON STOCK 239753106 5126 69805 SH SOLE 64565 0 5240
DAYTON HUDSON CORP COMMON STOCK 239753106 2972 40475 SH OTHER 30275 3000 7200
DEERE & CO COMMON STOCK 244199105 20 450 SH SOLE 450 0 0
DEERE & CO COMMON STOCK 244199105 341 7862 SH OTHER 7262 0 600
DELL COMPUTER CORP COMMON STOCK 247025109 292 5720 SH SOLE 5720 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 255 5000 SH OTHER 1800 600 2600
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 155 9870 SH SOLE 9870 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 289 18380 SH OTHER 11915 4720 1745
DIEDRICH COFFEE INC COMMON STOCK 253675102 677 166760 SH SOLE 166760 0 0
DIGENE CORP COMMON STOCK 253752109 9 500 SH SOLE 0 0 500
DIGENE CORP COMMON STOCK 253752109 262 15031 SH OTHER 15031 0 0
DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 502 17175 SH SOLE 14775 0 2400
DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 1284 43891 SH OTHER 28891 6000 9000
DOCUCORP INTL INC COMMON STOCK 255911109 128 18200 SH OTHER 0 0 18200
DOMINION RESOURCES INC VA COMMON STOCK 257470104 273 6950 SH SOLE 6950 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 512 13052 SH OTHER 9086 2466 1500
DONNELLEY R R & SONS CO COMMON STOCK 257867101 233 9400 SH SOLE 9400 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 1558 62800 SH OTHER 41350 19100 2350
DOW CHEMICAL COMPANY COMMON STOCK 260543103 457 3421 SH SOLE 3421 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1306 9773 SH OTHER 5598 2375 1800
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2503 37991 SH SOLE 37991 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 6162 93546 SH OTHER 68692 19454 5400
DUKE ENERGY CORP COMMON STOCK 264399106 1735 34606 SH SOLE 33721 160 725
DUKE ENERGY CORP COMMON STOCK 264399106 1358 27089 SH OTHER 19834 5905 1350
EASTERN ENTERPRISES COMMON STOCK 27637F100 287 5000 SH OTHER 5000 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 16879 254772 SH SOLE 248811 0 5961
EASTMAN KODAK CO COMMON STOCK 277461109 1315 19850 SH OTHER 13648 5852 350
EATON CORP COMMON STOCK 278058102 31 430 SH SOLE 430 0 0
EATON CORP COMMON STOCK 278058102 312 4300 SH OTHER 4300 0 0
ECLIPSYS CORP COMMON STOCK 278856109 2197 85735 SH SOLE 85735 0 0
EDISON INTERNATIONAL INC COMMON STOCK 281020107 5192 198269 SH SOLE 185229 290 12750
EDISON INTERNATIONAL INC COMMON STOCK 281020107 519 19805 SH OTHER 14785 5020 0
EL PASO ENERGY CORP DEL COMMON STOCK 283905107 189 4866 SH SOLE 4866 0 0
EL PASO ENERGY CORP DEL COMMON STOCK 283905107 774 19941 SH OTHER 15723 1826 2392
ELECTRONIC DATA SYSTEMS CORP ( COMMON STOCK 285661104 122 1816 SH SOLE 1816 0 0
ELECTRONIC DATA SYSTEMS CORP ( COMMON STOCK 285661104 182 2720 SH OTHER 2720 0 0
EMC CORPORATION COMMON STOCK 268648102 8512 77909 SH SOLE 72989 100 4820
EMC CORPORATION COMMON STOCK 268648102 1874 17150 SH OTHER 15550 400 1200
EMERSON ELEC CO COMMON STOCK 291011104 2263 39438 SH SOLE 39438 0 0
EMERSON ELEC CO COMMON STOCK 291011104 7399 128965 SH OTHER 89083 35082 4800
ENRON CORP COMMON STOCK 293561106 111 2506 SH SOLE 2506 0 0
ENRON CORP COMMON STOCK 293561106 2436 54898 SH OTHER 54898 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 31083 385827 SH SOLE 373807 264 11756
EXXON MOBIL CORP COMMON STOCK 30231G102 39657 492249 SH OTHER 365081 101237 25931
F & M NATL CORP COMMON STOCK 302374103 940 34096 SH SOLE 34096 0 0
FALCON PRODS INC COMMON STOCK 306075102 155 18000 SH OTHER 0 0 18000
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 320 6800 SH SOLE 6800 0 0
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 711 15100 SH OTHER 12600 0 2500
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 7640 122357 SH SOLE 112857 85 9415
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 417 6673 SH OTHER 6673 0 0
FIRST CONSULTING GROUP INC COMMON STOCK 31986R103 2227 143650 SH SOLE 143650 0 0
FIRST DATA CORP COMMON STOCK 319963104 5007 101545 SH SOLE 92040 0 9505
FIRST DATA CORP COMMON STOCK 319963104 53 1065 SH OTHER 1065 0 0
FIRST INDL RLTY TR INC COMMON STOCK 32054K103 2420 88205 SH SOLE 88205 0 0
FIRST UNION CORP COMMON STOCK 337358105 750 22766 SH SOLE 22766 0 0
FIRST UNION CORP COMMON STOCK 337358105 1718 52153 SH OTHER 26783 12848 12522
FLEETBOSTON FINL CORP COMMON STOCK 339030108 7064 202915 SH SOLE 183989 0 18926
FLEETBOSTON FINL CORP COMMON STOCK 339030108 1115 32026 SH OTHER 26526 5500 0
FORD MTR CO DEL COMMON STOCK 345370100 790 14813 SH SOLE 14813 0 0
FORD MTR CO DEL COMMON STOCK 345370100 1424 26711 SH OTHER 24229 1562 920
FORT JAMES CORP COMMON STOCK 347471104 2482 90671 SH SOLE 78321 0 12350
FORT JAMES CORP COMMON STOCK 347471104 70 2571 SH OTHER 2571 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 157 4740 SH SOLE 4740 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 47 1420 SH OTHER 1420 0 0
FPIC INS GROUP INC COMMON STOCK 302563101 2356 141190 SH SOLE 141190 0 0
FPL GROUP INC COMMON STOCK 302571104 161 3768 SH SOLE 3768 0 0
FPL GROUP INC COMMON STOCK 302571104 692 16153 SH OTHER 6025 8728 1400
FRITZ COS INC COMMON STOCK 358846103 1667 158790 SH SOLE 158790 0 0
FURNITURE BRANDS INTERNATIONAL COMMON STOCK 360921100 1797 81666 SH SOLE 81666 0 0
GANNETT INC COMMON STOCK 364730101 1160 14225 SH SOLE 14225 0 0
GANNETT INC COMMON STOCK 364730101 820 10058 SH OTHER 1800 2058 6200
GAP INC COMMON STOCK 364760108 5371 116770 SH SOLE 106340 0 10430
GAP INC COMMON STOCK 364760108 78 1700 SH OTHER 1200 500 0
GENERAL ELEC CO COMMON STOCK 369604103 37106 239780 SH SOLE 238967 355 458
GENERAL ELEC CO COMMON STOCK 369604103 71554 462385 SH OTHER 336957 88400 37028
GENERAL INSTR CORP DEL COMMON STOCK 370120107 2462 28960 SH SOLE 25250 0 3710
GENERAL INSTR CORP DEL COMMON STOCK 370120107 35 415 SH OTHER 415 0 0
GENERAL MLS INC COMMON STOCK 370334104 1580 44190 SH SOLE 44190 0 0
GENERAL MLS INC COMMON STOCK 370334104 2567 71812 SH OTHER 40612 26700 4500
GENERAL MTRS CORP COMMON STOCK 370442105 1064 14643 SH SOLE 14643 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 2080 28610 SH OTHER 18560 7350 2700
GENOME THERAPEUTICS CORP COMMON STOCK 372430108 161 10000 SH OTHER 0 0 10000
GEORGIA PAC CORP COMMON STOCK 373298108 5316 104739 SH SOLE 97001 0 7738
GEORGIA PAC CORP COMMON STOCK 373298108 635 12519 SH OTHER 10237 0 2282
GILLETTE CO COMMON STOCK 375766102 736 17874 SH SOLE 17574 0 300
GILLETTE CO COMMON STOCK 375766102 457 11106 SH OTHER 5906 5200 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 687 13745 SH OTHER 930 680 12135
GLOBAL IMAGING SYS INC COMMON STOCK 37934A100 1052 85881 SH SOLE 85881 0 0
GOLD BANC CORP INC COMMON STOCK 379907108 1173 130330 SH SOLE 130330 0 0
GOLDEN WEST FINANCIAL CORP COMMON STOCK 381317106 101 3000 SH SOLE 3000 0 0
GOLDEN WEST FINANCIAL CORP COMMON STOCK 381317106 121 3600 SH OTHER 0 1500 2100
GOODYEAR TIRE & RUBR CO COMMON STOCK 382550101 263 9375 SH OTHER 5750 1000 2625
GPU INC COMMON STOCK 36225X100 3394 114073 SH SOLE 105338 0 8735
GPU INC COMMON STOCK 36225X100 112 3768 SH OTHER 2088 1680 0
GRAINGER W W INC COMMON STOCK 384802104 215 4500 SH OTHER 4500 0 0
GROUP MAINTENANCE AMER CORP COMMON STOCK 39943E107 2019 188895 SH SOLE 188895 0 0
GTE CORP COMMON STOCK 362320103 11233 159191 SH SOLE 152640 350 6201
GTE CORP COMMON STOCK 362320103 6460 91547 SH OTHER 78659 11338 1550
HALLIBURTON CO COMMON STOCK 406216101 665 16517 SH SOLE 16517 0 0
HALLIBURTON CO COMMON STOCK 406216101 1212 30113 SH OTHER 24069 2700 3344
HANGER ORTHOPEDIC GRP INC NEW COMMON STOCK 41043F208 1343 134320 SH SOLE 134320 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 8367 176612 SH SOLE 163532 0 13080
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 411 8686 SH OTHER 6286 2000 400
HEINZ H J CO COMMON STOCK 423074103 1190 29879 SH SOLE 29229 250 400
HEINZ H J CO COMMON STOCK 423074103 618 15520 SH OTHER 12195 3175 150
HEWLETT PACKARD CO COMMON STOCK 428236103 5020 44134 SH SOLE 44134 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 8233 72380 SH OTHER 54180 17170 1030
HNC SOFTWARE INC COMMON STOCK 40425P107 423 4000 SH OTHER 4000 0 0
HOME DEPOT INC COMMON STOCK 437076102 723 10548 SH SOLE 10548 0 0
HOME DEPOT INC COMMON STOCK 437076102 967 14100 SH OTHER 2850 7650 3600
HONEYWELL INTL INC COMMON STOCK 438516106 1240 21500 SH SOLE 21500 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 1893 32818 SH OTHER 24318 8500 0
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 127 15427 SH SOLE 15427 0 0
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 15 1863 SH OTHER 146 0 1717
HUDSON UNITED BANCORP COMMON STOCK 444165104 1703 66611 SH SOLE 66611 0 0
IMMUNEX CORP NEW COMMON STOCK 452528102 219 2000 SH SOLE 2000 0 0
IMMUNEX CORP NEW COMMON STOCK 452528102 88 800 SH OTHER 0 0 800
IMPERIAL CR COML MTG INVT CORP COMMON STOCK 45272T102 2683 235890 SH SOLE 235890 0 0
IMS HEALTH INC COMMON STOCK 449934108 27 985 SH SOLE 985 0 0
IMS HEALTH INC COMMON STOCK 449934108 283 10400 SH OTHER 1800 8600 0
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KELLOGG CO COMMON STOCK 487836108 64 2080 SH SOLE 2080 0 0
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LCC INTL INC CL A COMMON STOCK 501810105 3014 151170 SH SOLE 151170 0 0
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MCGRAW HILL INC COMMON STOCK 580645109 247 4000 SH SOLE 4000 0 0
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MCI WORLDCOM INC COMMON STOCK 55268B106 3694 69611 SH OTHER 51707 750 17154
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MEDICONSULT COM INC COMMON STOCK 58469J100 88 14000 SH OTHER 14000 0 0
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MERCK & CO INC COMMON STOCK 589331107 15507 230802 SH OTHER 178798 35370 16634
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MERRILL LYNCH & CO INC COMMON STOCK 590188108 5602 67239 SH SOLE 62379 0 4860
MERRILL LYNCH & CO INC COMMON STOCK 590188108 195 2335 SH OTHER 1335 1000 0
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PEPSI BOTTLING GROUP INC COMMON STOCK 713409100 52 3120 SH OTHER 3120 0 0
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PHILIP MORRIS COS INC COMMON STOCK 718154107 2221 96565 SH OTHER 78415 15150 3000
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QUAKER OATS CO COMMON STOCK 747402105 36 546 SH SOLE 546 0 0
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SBC COMMUNICATIONS INC COMMON STOCK 78387G103 8516 174681 SH OTHER 129890 30311 14480
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WISCONSIN ENERGY CORP COMMON STOCK 976657106 217 11250 SH OTHER 1800 9450 0
XEROX CORP COMMON STOCK 984121103 5939 261772 SH SOLE 246507 330 14935
XEROX CORP COMMON STOCK 984121103 2060 90781 SH OTHER 68841 18940 3000
ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 1465 25040 SH SOLE 25040 0 0
ZIONS BANCORPORATION COMMON STOCK 989701107 1285 21715 SH SOLE 18890 0 2825
ZIONS BANCORPORATION COMMON STOCK 989701107 19 325 SH OTHER 325 0 0
AEGON N V ORD SHS AMER REG COMMON STOCK 007924103 118 1232 SH SOLE 1232 0 0
AEGON N V ORD SHS AMER REG COMMON STOCK 007924103 3232 33847 SH OTHER 33847 0 0
BP AMOCO PLC SPSD ADR COMMON STOCK 055622104 13192 222408 SH SOLE 209758 500 12150
BP AMOCO PLC SPSD ADR COMMON STOCK 055622104 5403 91087 SH OTHER 60165 18656 12266
BRITISH TELECOMM PLCADR FINAL COMMON STOCK 111021408 284 1195 SH OTHER 0 1195 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 748 9594 SH SOLE 9252 93 249
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 349 4480 SH OTHER 3733 436 311
ELAN CORP PLC ADR COMMON STOCK 284131208 3661 124099 SH SOLE 108454 0 15645
ELAN CORP PLC ADR COMMON STOCK 284131208 196 6645 SH OTHER 1845 0 4800
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 76 1160 SH SOLE 1160 0 0
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 1866 28400 SH OTHER 28400 0 0
KONINKLIJKE PHILIPS ELCTR NV A COMMON STOCK 500472204 8448 62580 SH SOLE 56657 0 5923
KONINKLIJKE PHILIPS ELCTR NV A COMMON STOCK 500472204 224 1656 SH OTHER 1656 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 258 1350 SH OTHER 200 150 1000
NORTEL NETWORKS CORP COMMON STOCK 656569100 933 9242 SH SOLE 9242 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 70 690 SH OTHER 690 0 0
PRECISION DRILLING CORP COMMON STOCK 74022D100 1465 57045 SH SOLE 57045 0 0
ROYAL DUTCH PETE CO PAR N GLDR COMMON STOCK 780257804 4107 67809 SH SOLE 66263 0 1546
ROYAL DUTCH PETE CO PAR N GLDR COMMON STOCK 780257804 4557 75237 SH OTHER 51957 20480 2800
RYANAIR HLDGS PLC COMMON STOCK 783513104 2579 46788 SH SOLE 46788 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 1044 18604 SH SOLE 18379 0 225
SCHLUMBERGER LTD COMMON STOCK 806857108 1870 33318 SH OTHER 20204 7590 5524
SMITHKLINE BEECHAM P L C ADR COMMON STOCK 832378301 314 4896 SH SOLE 4896 0 0
SMITHKLINE BEECHAM P L C ADR COMMON STOCK 832378301 975 15200 SH OTHER 4800 10400 0
TYCO INTL LTD NEW COMMON STOCK 902124106 8441 216434 SH SOLE 193863 0 22571
TYCO INTL LTD NEW COMMON STOCK 902124106 9542 244656 SH OTHER 2666 600 241390
UNILEVER N V NEW YORK SHS (NEW COMMON STOCK 904784709 534 9808 SH SOLE 9701 107 0
UNILEVER N V NEW YORK SHS (NEW COMMON STOCK 904784709 200 3672 SH OTHER 2054 1618 0
VODAFONE AIRTOUCH PLC LTD SPSD COMMON STOCK 92857T107 973 19655 SH SOLE 19655 0 0
VODAFONE AIRTOUCH PLC LTD SPSD COMMON STOCK 92857T107 1976 39915 SH OTHER 38815 1100 0
MUNIVEST FD INC OTHER 626295109 95 12000 SH OTHER N.A. N.A. N.A.
ALLIANCE CAP MGMT HLDG L P OTHER 01855A101 240 8000 SH OTHER N.A. N.A. N.A.
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 17 417 SH SOLE N.A. N.A. N.A.
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 332 8000 SH OTHER N.A. N.A. N.A.
PLAINS ALL AMERN PIPELINE L P OTHER 726503105 208 16000 SH OTHER N.A. N.A. N.A.
STANDARD & POORS TR UNIT SER 1 OTHER 78462F103 9758 66435 SH SOLE N.A. N.A. N.A.
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