FARM FAMILY HOLDINGS INC
8-K, 1997-10-16
FIRE, MARINE & CASUALTY INSURANCE
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                                 UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                     FORM 8K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                        Date of Report: October 15, 1997



                           FARM FAMILY HOLDINGS, INC.
                       
  A Delaware Corporation   Commission File No. 1-11941   IRS No. 14-1789227

                   344 Route 9W, Glenmont, New York 12077-2910
                  Registrant's telephone number: (518) 431-5000


<PAGE>


Item 5.  Other Events


On  October  15,  1997,  Farm  Family  Holdings,  Inc.  issued  a press  release
announcing the beginning of an Odd-Lot Shareowner Program which will provide all
stockholders  owning fewer than 100 shares of common stock of the Company with a
convenient means of selling their shares in the open market at reduced brokerage
fees and without any cost to the Company.


Item 7.  Financial Statements and Exhibits


The following exhibits are filed as part of this report:

Exhibit Index

Exhibit 99 - Press Release


                                   Signatures

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                           FARM FAMILY HOLDINGS, INC.
                                                  (Registrant)




October 15, 1997                      /s/ Philip P. Weber
- ----------------                     -----------------------------------------
    (Date)                                      Philip P. Weber
                                               President and CEO







<PAGE>



Exhibit 99


                                                                    News Release




FOR RELEASE:  IMMEDIATE                                CONTACT:Timothy A. Walsh
                                                       Executive Vice President 
                                                       - Finance & Treasurer
                                                       (518) 431-5410



            Farm Family Holdings Announces Odd-Lot Shareowner Program

Glenmont, New York - October 15, 1997 -- Farm Family Holdings,  Inc. (NYSE: FFH)
today announced it will begin an Odd-Lot  Shareowner  Program which will provide
all  stockholders  owning  fewer than 100 shares of common  stock of the Company
with a  convenient  means of selling  their shares in the open market at reduced
brokerage   fees  and  without  any  cost  to  the  Company.   The  Company  has
approximately  28,000  registered  holders owning fewer than 100 shares.  Shares
sold in the Program will be sold in the open market through BNY Brokerage,  Inc.
Participation in the Program is voluntary.

Information  regarding  the  Program  will be mailed to  stockholders  beginning
today.  The Program will expire  November 17, 1997. Farm Family  Holdings,  Inc.
reserves the right to extend, amend or terminate the Program at any time.

Farm Family Holdings is the parent of Farm Family Casualty  Insurance Company, a
specialized,  regional  property  and  casualty  insurer of farms,  agricultural
related  businesses,   and  residents  and  businesses  of  rural  and  suburban
communities.



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