<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities
and Exchange Act of 1934
Date of Report: July 25, 1996
(Date of earliest event reported)
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
(Exact name of registrant as specified in governing instruments)
New York
(State or other Jurisdiction of Incorporation)
60 Wall Street
18th Floor
New York, New York 10260
(Address of Principal Executive Offices) (Zip Code)
(212) 648-9344
(Registrant's telephone number, including area code)
Commission File Number 33-89374
04-3290980(I.R.S. Employer Identification NO.)
Not Applicable
(Former name, former address and former fiscal year if changed since
last report)
<PAGE>
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
FORM 8-K
INDEX
<TABLE>
<CAPTION>
<S> <C> <C>
ITEM DESCRIPTION PAGE NUMBER
Item 5. Other Event 3
Item 7. Financial Statements and
Exibit 3
Signatures 3
Exibit A Trustee's Report to
Bondholders 4
</TABLE>
<PAGE>
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
FORM 8-K
ITEMS AND SIGNATURES
ITEMS
Item 5. Other Events
See Exhibit A, the Trustee's Report to Bondholders as of July 25, 1996 attached
hereto.
Item 7. Financial Statements and Exibits
See Exhibit A, the Trustee's Report to Bondholders as of July 25, 1996 attached
hereto.
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
SIGNATURES
Pursuant to the requirement of the Securities Exchange Act of 1934, the
registrar has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
(Registrant)
Date:July 25, 1996
By:
Name Karen Beard
Title: Assistant Vice President
State Street Bank and Trust Company
as Trustee
<PAGE>
STATE STREET BANK and TRUST COMPANY
Corporate Trust Department
Securities Administration
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
FORM 8-K
REPORT TO CERTIFICATEHOLDERS
EXIBIT A
CONTENTS
<TABLE>
<CAPTION>
CONTENT PAGE NUMBER
<S> <C>
QUICK REFERENCE I
FOR EASY ISSUE AND FACTOR
INFORMATION
PAYMENT SUMMARY 1
OTHER INFORMATION 1
ADVANCES AND FEES
PRINCIPAL DISTRIBUTION DETAIL 2
FOR DETAILED INFORMATION
INTEREST DISTRIBUTION DETAIL 3
FOR DETAILED PAYMENT INFORMATION
SUPPLEMENT COLLATERAL DETAILS
</TABLE>
<PAGE>
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
"PAYMENT DATE: July 25, 1996"
<TABLE>
<CAPTION>
QUICK REFERENCE
BEGINNING CERT. INTEREST PRINCIPAL INTEREST ENDING
REGULAR BALANCE RATE TYPE DIST. DIST. BALANCE
CLASS FACTOR % FACTOR
<S> <C> <C> <C> <C> <C> <C>
A1 0.97808 7.2190 VAR 2.12798 5.88400 0.97596
A1X* 0.00000 1.7800 FIX 0.00000 1.48333 0.00000
A2 1.00000 7.3490 VAR 0.00000 6.12418 1.00000
A2X* 0.00000 1.6500 FIX 0.00000 1.37500 0.00000
B 1.00000 7.5690 VAR 0.00000 6.30752 1.00000
C 1.00000 7.7490 VAR 0.00000 6.45752 1.00000
D 1.00000 8.1790 VAR 0.00000 6.81585 1.00000
DX* 0.00000 1.2124 VAR 0.00000 1.01029 0.00000
E 1.00000 8.9990 VAR 0.00000 7.49918 1.00000
F 1.00000 8.9990 VAR 0.00000 7.49918 1.00000
G 1.00000 8.9990 VAR 0.00000 7.49918 1.00000
NR 1.00000 8.9990 VAR 0.00000 7.49918 1.00000
R-I 0.00000 0.0000 N/A 0.00000 0.00000 0.00000
R-II 0.00000 0.0000 N/A 0.00000 0.00000 0.00000
COMPONENT
CLASS
DX-B* 0.00000 1.4300 FIX 0.00000 0.42058 0.00000
DX-C* 0.00000 1.2500 FIX 0.00000 0.42893 0.00000
DX-D* 0.00000 0.8200 FIX 0.00000 0.16078 0.00000
* NOTIONAL CLASS
</TABLE>
Account Administrator: Santosh Hamal, Ph. (617)664-5423
Account Officer: Karen Beard, Ph. (617) 664-5465
Street Connection: For factor & rate by CUSIP, Ph. (617) 664-5500
Street Fax: Secondary Market reports. Fax# (617) 664-5600
<PAGE>
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
"PAYMENT DATE: July 25, 1996"
<TABLE>
<CAPTION>
PAYMENT SUMMARY
REGULAR PRINCIPAL PRINCIPL INTEREST INTEREST TOTAL
CLASS PAYABLE ADJ. PAYABLE ADJ. PAYABLE
<S> <C> <C> <C> <C> <C>
A1 "179,165.37" 0.00 "495,403.48" 0.00 "674,568.85"
A1X* 0.00 0.00 "122,152.07" 0.00 "122,152.07"
A2 0.00 0.00 "190,798.92" 0.00 "190,798.92"
A2X* 0.00 0.00 "42,838.13" 0.00 "42,838.13"
B 0.00 0.00 "65,150.34" 0.00 "65,150.34"
C 0.00 0.00 "77,819.53" 0.00 "77,819.53"
D 0.00 0.00 "46,933.94" 0.00 "46,933.94"
DX* 0.00 0.00 "29,567.29" 0.00 "29,567.29"
E 0.00 0.00 "58,096.17" 0.00 "58,096.17"
F 0.00 0.00 "58,096.17" 0.00 "58,096.17"
G 0.00 0.00 "51,639.37" 0.00 "51,639.37"
NR 0.00 0.00 "38,760.53" 0.00 "38,760.53"
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
TOTAL "$179,165.37" 0.00 "$1,277,255.94" 0.00 "$1,456,421.31"
COMPONENT
CLASS
DX-B* 0.00 0.00 "12,308.73" 0.00 "12,308.73"
DX-C* 0.00 0.00 "12,553.13" 0.00 "12,553.13"
DX-D* 0.00 0.00 "4,705.43" 0.00 "4,705.43"
*NOTIONAL CLASS
</TABLE>
<PAGE>
J.P. Morgan Commercial Mortgage Finance Corp., Mortgage
Pass-Through Certificates Series 1995-C1
Payment Date: JULY 25, 1996
<TABLE>
<CAPTION>
OTHER INFORMATION
CURRENT UNREIMBURSED
<S> <C> <C>
PRINCIPAL AND INTEREST ADVANCES "$57,672.26" "$57,672.26"
PRINCIPAL PORTION "$8,410.06" "$8,410.06"
INTEREST PORTION "$49,262.20" "$49,262.20"
SERVICING ADVANCES $0.00 $0.00
</TABLE>
INTEREST ON ADVANCES "$426.67"
SERVICING FEE "$7,096.64"
SPECIAL SERVICING FEE $0.00
<PAGE>
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
"PAYMENT DATE: July 25, 1996"
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION DETAIL
SCHED. UNSCHED.
PRIN. PRIN. DIST. BEGINNING ENDING
DIST. DIST. CERTIFICATE BALANCE BALANCE
CLASS AMOUNT AMOUNT PRIN.
<S> <C> <C> <C> <C> <C>
A1 "179,165.37" 0.00 "179,165.37" "82,349,709.86" "82,170,544.49"
A1X* 0.00 0.00 0.00 "82,349,709.86" "82,170,544.49"
A2 0.00 0.00 0.00 "31,155,000.00" "31,155,000.00"
A2X* 0.00 0.00 0.00 "31,155,000.00" "31,155,000.00"
B 0.00 0.00 0.00 "10,329,000.00" "10,329,000.00"
C 0.00 0.00 0.00 "12,051,000.00" "12,051,000.00"
D 0.00 0.00 0.00 "6,886,000.00" "6,886,000.00"
DX* 0.00 0.00 0.00 "29,266,000.00" "29,266,000.00"
E 0.00 0.00 0.00 "7,747,000.00" "7,747,000.00"
F 0.00 0.00 0.00 "7,747,000.00" "7,747,000.00"
G 0.00 0.00 0.00 "6,886,000.00" "6,886,000.00"
NR 0.00 0.00 0.00 "5,168,634.00" "5,168,634.00"
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
TOTAL"$179,165.37" 0.00 "$179,165.37" "$170,319,343.86" "$170,140,178.49"
COMPONENT CLASS
DX-B* 0.00 0.00 0.00 "10,329,000.00" "10,329,000.00"
DX-C* 0.00 0.00 0.00 "12,051,000.00" "12,051,000.00"
DX-D* 0.00 0.00 0.00 "6,886,000.00" "6,886,000.00"
*NOTIONAL CLASS
</TABLE>
<PAGE>
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
"PAYMENT DATE: July 25, 1996"
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION DETAIL
COLLATERAL DISTRIBUTION
VALUE NET CERTIFICATE
ACCRUED PREPAYMENT PREPAYMENT ADJUSTED PRE- INTEREST
CERTIFICATE INTEREST INTEREST INTEREST PAYMENT FOR PRIOR
INTEREST EXCESS SHORTFALL AMOUNT PREMIUM DISTRIBUTION
DATES
CLASS
<S> <C> <C> <C> <C> <C> <C>
A1 "495,403.46" 0.00 0.00 0.00 0.00 0.00
A1X "122,152.07" 0.00 0.00 0.00 0.00 0.00
A2 "190,798.92" 0.00 0.00 0.00 0.00 0.00
A2X* "42,838.13" 0.00 0.00 0.00 0.00 0.00
B "65,150.34" 0.00 0.00 0.00 0.00 0.00
C "77,819.53" 0.00 0.00 0.00 0.00 0.00
D "46,933.94" 0.00 0.00 0.00 0.00 0.00
DX* "29,567.29" 0.00 0.00 0.00 0.00 0.00
E "58,096.17" 0.00 0.00 0.00 0.00 0.00
F "58,096.17" 0.00 0.00 0.00 0.00 0.00
G "51,639.37" 0.00 0.00 0.00 0.00 0.00
NR "38,760.53" 0.00 0.00 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00 0.00
TOTAL "$1,277,255.94" 0.00 0.00 0.00 0.00 0.00
COMPONENT CLASS
DX-B* "12,308.73" 0.00 0.00 0.00 0.00 0.00
DX-C* "12,553.13" 0.00 0.00 0.00 0.00 0.00
DX-D* "4,705.43" 0.00 0.00 0.00 0.00 0.00
*NOTIONAL CLASS
</TABLE>
<PAGE>
J.P. Morgan Commerical Mortgage Finance Corp., Mortgage
Pass-Through Certificates, Series 1995-C1
"PAYMENT DATE: JuLY 25, 1996"
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION DETAIL(continued)
CLASS UNPAID DISTRIBUTION DISTRIBUTABLE
CERTIFICATE INTEREST CERTIFICATE INTEREST
<S> <C> <C>
A1 0.00 "495,403.48"
A1X 0.00 "122,152.07"
A2 0.00 "190,798.92"
A2X 0.00 "42,838.13"
B 0.00 "65,150.34"
C 0.00 "77,819.53"
D 0.00 "46,933.94"
DX* 0.00 "29,567.29"
E 0.00 "58,096.17"
F 0.00 "58,096.17"
G 0.00 "51,639.37"
NR 0.00 "38,760.53"
R-I 0.00 0.00
R-II 0.00 0.00
TOTAL 0.00 "$1,277,255.94"
COMPONENT CLASS
DX-B* 0.00 "12,308.73"
DX-C* 0.00 "12,553.13"
DX-D* 0.00 "4,705.43"
*NOTIONAL CLASS
</TABLE>
Disclaimer Notice
Notice: This report has been prepared by or based on information furnished
to State Street Bank and "Trust Company(""State Street"") by one or more
third parties(e.g., Servicer, Master Servicer, etc.). "State Street shall not
have and does not undertake responsibility for the accuracy or completeness
thereof or the sufficency thereof for any particular purpose. "State Street"
has not independently verified information received from third parties, " and
shall have no liablity for any inaccuracies therein or caused thereby.