<PAGE> 1
August 30, 1996
Via EDGAR Transmission
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Acacia National Variable Annuity Separate Account II
(File Nos. 333-03963 and 811-07627)--Rule 497(j) Certification
Dear Commissioners:
In lieu of filing with the Commission the definitive Prospectus and
Statement of Additional Information dated August 26, 1996, for Acacia National
Variable Annuity Separate Account II ("Separate Account II"), as
otherwise required by Rule 497(c) under the Securities Act of 1933 (the "1933
Act"), Acacia National Life Insurance Company, on behalf of Separate Account
II, hereby certifies that:
(1) the form of Prospectus and Statement of Additional Information
that would have been filed under Rule(497(c) would not have
differed from that contained in Pre-Effective Amendment No. 1 to
Separate Account II's registration statement on Form N-4 under
the 1933 Act ("Amendment No. 1"), as filed with the Commission on
July 26, 1996; and
(2) the text of Amendment No. 1 has been filed with the Commission
electronically.
Sincerely,
/s/Ellen Jane Abromson
2nd Vice President and
Associate Counsel