ACACIA NATIONAL VARIABLE ANNUITY SEPARATE ACCOUNT II
497J, 1996-08-30
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<PAGE>   1
August 30, 1996



Via EDGAR Transmission

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

Re:    Acacia National Variable Annuity Separate Account II
       (File Nos. 333-03963 and 811-07627)--Rule 497(j) Certification

Dear Commissioners:

    In lieu of filing with the Commission the definitive Prospectus and
Statement of Additional Information dated August 26, 1996, for Acacia National
Variable Annuity Separate Account II ("Separate Account II"), as
otherwise required by Rule 497(c) under the Securities Act of 1933 (the "1933
Act"), Acacia National Life Insurance Company, on behalf of Separate Account
II, hereby certifies that:

    (1)      the form of Prospectus and Statement of Additional Information 
             that would have been filed under Rule(497(c) would not have 
             differed from that contained in Pre-Effective Amendment No. 1 to 
             Separate Account II's registration statement on Form N-4 under  
             the 1933 Act ("Amendment No. 1"), as filed with the Commission on 
             July 26, 1996; and

    (2)      the text of Amendment No. 1 has been filed with the Commission 
             electronically.

Sincerely,

/s/Ellen Jane Abromson
2nd Vice President and
Associate Counsel


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