ALLOCATOR 2000 ANNUITY
ACACIA NATIONAL LIFE INSURANCE COMPANY
Supplement to Prospectus dated May 1, 1999
The PORTFOLIO ANNUAL EXPENSES chart at page 6 of the prospectus is corrected so
that expenses for the Strong International Stock Fund II are as follows:
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C>
OTHER TOTAL PORTFOLIO
PORTFOLIO MANAGEMENT FEES EXPENSES ANNUAL EXPENSES
- --------------------------------------------------------------------------------------------------------------------------------
Strong International Stock Fund II 1.00% .62% 1.62%
</TABLE>
The prospectus is further supplemented at page 10 to restate the last sentence
of the first paragraph, and the entire second paragraph, to read as follows:
Acacia Life is in turn a second tier subsidiary of Ameritas Acacia Mutual
Holding Company, a Nebraska mutual insurance holding company.
On January 1, 1999, Ameritas Mutual Insurance Holding Company ("Ameritas
Mutual"), a Nebraska mutual insurance holding company and Acacia Mutual Holding
Corporation ("Acacia Mutual"), a District of Columbia mutual holding corporation
merged and became Ameritas Acacia Mutual Holding Company ("Ameritas Acacia") a
Nebraska mutual insurance holding company. Both Ameritas Acacia and Ameritas
Holding Company, an intermediate holding company, are organized under the
Nebraska Mutual Insurance Holding Company Act. Acacia Life Insurance Company, a
subsidiary of Ameritas Holding Company, is regulated by the District of Columbia
Insurance Department. Ameritas Mutual and its subsidiaries had total assets at
December 31, 1998 of over $4.1 billion and Acacia Life and its subsidiaries had
total assets as of December 31, 1998 of $2.4 billion. The combined group has
total assets of over $6.5 billion.
The date of this Supplement is June 15, 1999.
