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Exhibit 99
Banc of America Securities
Bank of America Mortgage Securities, Inc.
BOAMS 2000-A
5/1 Jumbo Hybrid ARM Product
Collateral Description
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Product Jumbo 30 Year 5/1 Hybrid ARM
Amount 225,000,000 +/-5%
Settle December 29, 2000
Gross WAC 8.043% +/-15bps
WAC Range Range [less than]=275 bps
Servicing Fee 25 bps
W.A. Gross Margin 275 bps +/-5 bps
Caps 5/2/5
W.A. Months to Roll 58 +/-2 mos
WAM 358 +/-2 mos
Weighted Average LTV [less than]=78.00%
LTV (greater than) 80% and (less than) 90.01% [less than]6.00%
LTV (greater than) 90% [less than]5.00%
Maximum Loan Amount $1,000,000
Average Loan Balance $445,000 +/-$20,000
Occupancy [greater than]90% Owner Occupied
[greater than]90% Primary
[less than]8% Secondary
[less than]2% Investor
Delinquency All Current
Property Type [greater than]85% SF and PUD
Documentation Type [greater than]95% Full/Reduced
Loan Purpose [less than]6% cash-out
State Concentration [less than]70% CA
Zip Code Concentration No Greater than 1%
Delivery Variance Plus/Minus 5%
PMI All Loans [greater than] 80% LTV
Approximate Subordination 2.00% +/-50 bps
MI coverage to bring the LTV down
to 60% on all loans
Expected Rating Agencies 2 of the 3: Moody's, S&P and Fitch
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