Supplement to Personal Finance
ISN'T IT TIME YOU EARNED MORE?
U.S. Government SecuritiesSavings Fund
Lipper's #1 Government Money Market Fund
[GRAPHIC: Photograph of 1995 Performance Achievement Certificate issued to U.S.
Government Savings Fund by Lipper Analytical Services, Inc.]
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Earn More Now.
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5.22%
7-Day Effective Yield
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As of 8/8/96
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5.09%
7-Day Current Yield
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The U.S. Government Securities Savings
Fund, like all money market funds, is: * not
sponsored nor guaranteed by the U.S.
Government * not a deposit of nor endorsed
by any bank * not insured by the FDIC nor
any other agency
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The U.S. Government Securities Savings Fund was ranked #1 out of 69 government
money market funds by Lipper Analytical Services. The fund was ranked #6 out of
110 for the one-year period ending 12/31/95.
[POSTCARD ATTACHED TO BOTTOM RIGHT OF FLYER]
[ ] YES! I need to learn more about the benefits of the
U.S. GOVERNMENT SECURITIES SAVINGS FUND
Please rush me a FREE investment guide today.
[ ] Please enclose an IRA investment guide.
Name ........................................................
Address .....................................................
City, State, Zip Code .......................................
Daytime Phone ...............................................
FOR IMMEDIATE RESPONSE CALL 1-800-557-2297, EXT. 141.
[GRAPHIC: UNITED SERVICES FUNDS LOGO]
INVEST IN THE MONEY FUND RANKED #1 FOR FIVE YEARS.
CONSISTENT PERFORMANCE
Lipper Analytical Services certifies the U.S. Government Securities Savings Fund
ranks #1 among U.S. government money market funds for the 5 year period ending
December 31, 1995.
BONUS BENEFITS
* free checkwriting privileges
* state tax-free dividends
* safety of 100% government securities
* guaranteed low expenses
* 24-hour account information
Higher Yields*
[CHART CREATED USING THE FIGURES IN THE FOLLOWING TABLE]
<TABLE>
<CAPTION>
U.S.
GOVERNMENT AVERAGE AVERAGE BANK
SECURITIES MONEY AVERAGE MONEY
SAVINGS FUND MARKET FUND 6-MONTH CD MARKET
------------ ----------- ---------- ------
<S> <C> <C> <C> <C>
YIELD/RATE* 5.09% 4.87% 4.74% 2.64%
PENALTY-FREE WITHDRAWALS YES YES NO LIMITED
FREE CHECKWRITING PRIVILEGES YES MAYBE NO LIMITED
INVESTS 100% IN YES NO NO NO
U.S. GOVERNMENT SECURITIES
</TABLE>
[BACK OF POST CARD] [BULK MAIL INDICIA]
[UNITED SERVICES FUNDS ADDRESS]
[END OF POSTCARD]
CHOOSING YOUR MONEY MARKET FUND
Money market mutual funds play an important role in almost every financial plan.
These funds can be used as a parking place between investment decisions, as a
cash management tool where you can earn market rates on the money you use for
paying bills or as a savings account when you don't want to risk losing any of
your principal.
Not all money market funds are created equal. It pays to shop around for a fund
with a competitive yield and the features you need.
To help you narrow the list, here are a few questions you can ask yourself:
* How much can I afford to invest? Most funds set minimum investment
requirements. Find one that fits your budget.
* What kind of yield has the fund had? Look for a consistent top performer
* What types of money market securities does the fund invest in? This can
range from U.S. government securities to commercial paper and foreign
securities. Select a fund where you can feel safe.
* Do I need to be able to write checks on this account? Many money market
funds offer checkwriting privileges, but watch out for per check charges.
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* As of 8/8/96. Sources: USA Today, IBC's Money Fund Report. Past performance is
no guarantee of future results. Money market yields may change daily. CDs
generally have a fixed rate of return and are insured by the FDIC up to only
$100,000. The U.S. Government Securities Savings Fund is managed to maintain a
stable $1 per share value; however, there is no guarantee it will be able to do
so. The Advisor of the Fund has guaranteed total fund operating expenses (as a
percentage of net assets) will not exceed 0.40% until 6/30/97, or until such
later date as the Advisor determines. In accordance with SEC guidelines, capital
gains or losses are excluded from yield calculations. A monthly small account
fee will apply if your balance falls below the $1,000 minimum. For more
information, including charges and expenses, call 1-800-US-FUNDS. Please read
the prospectus carefully before investing.
