[FRONT OF FLYER]
PERSONAL FINANCE
Stephen Leeb, Editor Volume XXII, Number 16 o August 23, 1995
A GOOD SERVICE
Three cheers for UNITED SERVICES GOVERNMENT SECURITIES (800-873-8637,
$1,000 initial investment/$50 thereafter), one of the two money market funds in
our Growth, Income and Mutual Fund portfolios.
Because money funds buy essentially the same short-term paper, the only
major difference in their yields is how much in annual fund expenses they bill
to shareholders. To capture the best return, it's critical to stick with money
funds that charge the smallest fees.
At a recent board meeting, United Services elected to maintain its low
expense policy at least through June 30, 1997. Annual fees will lower yields by
no more than .4 percentage points, with the actual number remaining in the .2 to
.3 percent range to ensure a competitive payout. That will enable this
first-rate fund to continue paying its generous yield, now 5.6 percent.
As our feature article on p. 181 points out, the majority of brokerages and
other money fund sponsors bill shareholders for much higher fees. If your money
is socked away in one of these, switch it into United Services Government
Securities or our other selection, Aetna Money Market (800-238-6263, $1,000
minimum/$100 thereafter).
EXCERPTED FROM PERSONAL FINANCE, AUGUST 23, 1995
800-832-2330
[BACK OF FLYER]
- --------------------------------------------------------------------------------
Like all other mutual funds, Fund shares are not backed by the U.S. Government
or its agencies; however, the securities it invests in are. The Fund is managed
to maintain a stable $1 per share value; however, there is not assurance it will
be able to do so. For more information, including charges and expenses, call
1-800-US-FUNDS (1-800-873-8637). Please read the prospectus carefully before
investing. Current effective yield as of 7/15/95, 5.19%. Past performance is no
guarantee of future results. In accordance with SEC guidelines, capital gains on
losses are excluded from yield calculations. During the period, the Fund's
Advisor waived its fees and assumed certain Fund expenses to enhance the Fund's
yield.
- --------------------------------------------------------------------------------
