<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
---------------
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (date of earliest event report) JUNE 17, 1996
The Money Store Inc. (as Representative under a Pooling and
Servicing Agreement dated as of February 29, 1996 providing
for the issuance of TMS SBA Loan-Backed Adjustable Rate
Certificates, Series 1996-1, Class A and Class B), The Money
Store Investment Corporation, The Money Store Commercial
Mortgage Inc. and The Money Store of New York, Inc.
The Money Store, Inc.
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(Exact name of regristrant as specified in its charter)
33-98734
New Jersey 33-84492 68-6127681
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State or other (Commission (IRS Employer
jurisdiction File Number) ID Number)
of incorporation)
2840 Morris Avenue, Union, New Jersey 07083
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(Address of principal executive officer)
Registrant's Telephone Number,
including area code: 908-686-2000
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n/a
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(Former name or former address, if changed since last report)
<PAGE>
Item 5 Other Events
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Attached herein as Annex A is a copy of the Monthly Statement sent to Class A
Certificate holders with respect to the June 17, 1996 Remittance Date.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
THE MONEY STORE INC.
THE MONEY STORE INVESTMENT CORPORATION
THE MONEY STORE COMMERCIAL MORTGAGE INC.
THE MONEY STORE OF NEW YORK INC.
By: \S\ Harry Puglisi
-----------------------------------
Name: Harry Puglisi
Title: Treasurer
Dated: June 17, 1996
<PAGE>
SERVICER'S CERTIFICATE
IN ACCORDANCE WITH SECTION 6.09 OF THE POOLING AND SERVICING AGREEMENT DATED AS
OF MARCH 29, 1996, THE MONEY STORE INVESTMENT CORPORATION REPORTS THE FOLLOWING
INFORMATION PERTAINING TO SERIES 1996 - 1 FOR THE JUNE 12, 1996 DETERMINATION
DATE
1 AVAILABLE FUNDS $4,539,897.97
2 (A) AGGREGATE CLASS A CERTIFICATE
PRINCIPAL BALANCE AS REPORTED
IN THE PRIOR MONTH 92,298,382.68
(B) AGGREGATE CLASS B CERTIFICATE
PRINCIPAL BALANCE AS REPORTED
IN THE PRIOR MONTH 6,947,190.10
(C) AGGREGATE POOL PRINCIPAL BALANCE
AS REPORTED IN THE PRIOR MONTH 93,783,173.78
3 PRINCIPAL PREPAYMENTS RECEIVED DURING
DUE PERIOD
(A) NUMBER OF ACCOUNTS 6
(B) DOLLARS 718,425.64
4 PRODUCT OF THE UNGUARANTEED PERCENTAGE
MULTIPLIED BY CURTAILMENTS RECEIVED
DURING THE DUE PERIOD 2,932.61
5 PRODUCT OF THE UNGUARANTEED PERCENTAGE
MULTIPLIED BY ALL EXCESS AND MONTHLY
PAYMENTS IN RESPECT OF PRINCIPAL
RECEIVED DURING THE DUE PERIOD 199,764.03
6 AGGREGATE AMOUNT OF INTEREST RECEIVED
NET OF THE AGENT OF THE SBA's FEE,
PREMIUM PROTECTION FEE, ADDITIONAL FEE
AND PORTION PAYABLE TO REGISTERED HOLDERS 1,241,453.53
7 (A) AMOUNT OF MONTHLY ADVANCE 0.00
(B) AMOUNT OF COMPENSATING INTEREST 2,423.66
8 DELINQUENCY AND FORECLOSURE INFORMATION
(SEE EXHIBIT K)
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<TABLE>
<CAPTION>
SERIES 1996-1
<S> <C> <C>
9 PRODUCT OF THE UNGUARANTEED PERCENTAGE
MULTIPLIED BY REALIZED LOSSES ON A
LIQUIDATED LOAN 0.00
10 (A) CLASS A INTEREST DISTRIBUTION AMOUNT:
(i) ACCRUED INTEREST 476,874.90
(ii) SHORTFALL, IF ANY, ON A PRECEDING
REMITTANCE DATE PLUS INTEREST 0.00
(iii) CLASS A INTEREST DISTRIBUTION AMOUNT
ADJUSTMENT (18,202.39)
ADJUSTED CLASS A INTEREST DISTRIBUTION AMOUNT 458,672.51
4.93196247
(B) CLASS B INTEREST DISTRIBUTION AMOUNT:
(i) ACCRUED INTEREST 39,078.00
(ii) SHORTFALL, IF ANY, ON A PRECEDING
REMITTANCE DATE PLUS INTEREST 0.00
(iii) CLASS B INTEREST DISTRIBUTION AMOUNT
ADJUSTMENT (1,491.67)
ADJUSTED CLASS B INTEREST DISTRIBUTION AMOUNT 37,586.33
5.36947571
(C) CLASS A PRINCIPAL DISTRIBUTION AMOUNT:
(i) UNGUARANTEED PERCENTAGE OF PAYMENTS
AND OTHER RECOVERIES OF PRINCIPAL 856,643.73
(ii) PRINCIPAL PORTION OF THE UNGUARANTEED
INTEREST PURCHASED FOR BREACH OF
WARRANTY AND RECEIVED BY THE TRUSTEE 0.00
(iii) SUBSTITUTION ADJUSTMENTS 0.00
(iv) UNGUARANTEED PERCENTAGE OF LOSSES THAT
WERE LIQUIDATED 0.00
(v) UNGUARANTEED PERCENTAGE OF SBA LOAN
DELINQUENT 24 MONTHS OR UNCOLLECTIBLE 0.00
(vi) RECALCULATED PRINCIPAL ADJUSTMENT 1,743.75
TOTAL CLASS A PRINCIPAL DISTRIBUTION AMOUNT 858,387.48
9.22997290
(D) CLASS B PRINCIPAL DISTRIBUTION AMOUNT:
(i) UNGUARANTEED PERCENTAGE OF PAYMENTS
AND OTHER RECOVERIES OF PRINCIPAL 64,478.55
(ii) PRINCIPAL PORTION OF THE UNGUARANTEED
INTEREST PURCHASED FOR BREACH OF
WARRANTY AND RECEIVED BY THE TRUSTEE 0.00
(iii) SUBSTITUTION ADJUSTMENTS 0.00
(iv) UNGUARANTEED PERCENTAGE OF LOSSES THAT
WERE LIQUIDATED 0.00
(v) UNGUARANTEED PERCENTAGE OF SBA LOAN
DELINQUENT 24 MONTHS OR UNCOLLECTIBLE 0.00
(vi) RECALCULATED PRINCIPAL ADJUSTMENT 131.25
TOTAL CLASS B PRINCIPAL DISTRIBUTION AMOUNT 64,609.80
9.22997143
11 (A) AMOUNT AVAILABLE IN THE SPREAD ACCOUNT
IN CASH AND FROM LIQUIDATION OF
PERMITTED INSTRUMENTS 2,613,855.74
(B) TRANSFER FROM SPREAD ACCOUNT TO CERTIFICATE
ACCOUNT PURSUANT TO SECTION 6.02(b) (i) 0.00
</TABLE>
2
<PAGE>
<TABLE>
<CAPTION>
SERIES 1996-1
<S> <C> <C>
12 (A) AGGREGATE CLASS A CERTIFICATE PRINCIPAL
BALANCE AFTER DISTRIBUTIONS TO BE MADE
ON THE REMITTANCE DATE 91,439,995.20
983.22575484
(B) AGGREGATE CLASS B CERTIFICATE PRINCIPAL
BALANCE AFTER DISTRIBUTIONS TO BE MADE
ON THE REMITTANCE DATE 6,882,580.30
983.22575714
(C) POOL PRINCIPAL BALANCE AFTER DISTRIBUTIONS
TO BE MADE ON THE REMITTANCE DATE 98,322,077.83
1,040.03144558
13 (A) EXCESS SPREAD 298,130.23
(B) EXTRA INTEREST 311,946.30
(C) SPREAD ACCOUNT BALANCE 2,613,855.74
(D) SPECIFIED SPREAD ACCOUNT REQUIREMENT 3,441,272.72
14 (A) WEIGHTED AVERAGE MATURITY 235.552
(B) WEIGHTED AVERAGE SBA LOAN INTEREST RATE 10.428%
15 (A) SERVICING FEE FOR THE RELATED DUE PERIOD 114,091.83
(B) PREMIUM PROTECTION FEE FOR THE RELATED
DUE PERIOD 125,134.93
(C) AMOUNTS TO BE DEPOSITED TO THE EXPENSE
ACCOUNT 4,689.16
16 AMOUNT OF REIMBURSEMENTS PURSUANT TO:
(A) SECTION 5.04 (b) 0.00
(B) SECTION 5.04 (c) 0.00
(C) SECTION 5.04 (d)(ii) 5,910.60
(D) SECTION 5.04 (e) 0.00
(E) SECTION 5.04 (f) 114,753.29
17 (A) CLASS A REMITTANCE RATE 6.200%
(B) CLASS B REMITTANCE RATE 6.750%
</TABLE>
3
<PAGE>
<TABLE>
<CAPTION>
SERIES 1996-1
<S> <C> <C>
18 OTHER INFORMATION AS REQUESTED 0.00
</TABLE>
<PAGE>
I, Harry Puglisi, Treasurer, represent that The Money Store Investment
Corporation complied with section 6.09 of the Pooling and Servicing Agreement
dated March 29, 1996 pertaining to Series 1996 - 1 in preparing the accompanying
Servicer's Certificate.
THE MONEY STORE INVESTMENT CORPORATION
By: \S\ Harry Puglisi
--------------------------
HARRY PUGLISI
TREASURER
