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SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (date of earliest event report) 20-May-96
The Money Store Inc. (as Representative) and TMS Auto Holdings,
Inc. (as Seller) under a Pooling and Servicing Agreement dated as
of November 30, 1995 providing for the issuance of TMS Auto Grantor
Trust Asset Backed Certificates, Series 1995-2)
The Money Store Inc.
TMS Auto Holdings, Inc.
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(Exact name of regristrant as specified in its charter)
Delaware 33-94518 22-6680064
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State or other (Commission (IRS Employer
jurisdiction of File Number) ID Number)
incorporation)
2840 Morris Avenue, Union, New Jersey 07083
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(Address of principal executive officer)
Registrant's Telephone Number,
including area code: 908-686-2000
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n/a
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(Former name or former address, if changed since last report)
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ITEM 5 Other Events
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Attached herein as Annex A is a copy of the Monthly Statement sent to
Class A Certificate holders with respect to the May 20, 1996 Remittance Date.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
THE MONEY STORE INC.
TMS AUTO HOLDINGS, INC.
By: /s/ James K. Ransom
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James K. Ransom
Vice President
Dated: May 25, 1996
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TMS AUTO RECEIVABLES TRUST 1995-2
5.90% Asset Backed Certificates
SERVICER'S CERTIFICATE
IN ACCORDANCE WITH SECTION 14.09 OF THE POOLING AND SERVICING
AGREEMENT DATED AS OF DECEMBER 19, 1995, THE MONEY STORE AUTO
FINANCE INC. REPORTS THE FOLLOWING INFORMATION PERTAINING
TO SERIES 1995 - 2 FOR THE MAY 13, 1996 DETERMINATION DATE
DISTRIBUTION DATE 05/20/96 MONTHLY PERIOD Apr-96
A. Information Regarding the Current Monthly Distribution :
I. CERTIFICATES
(a) The aggregate amount of the distribution to
Certificateholders from the Collection Account 2,014,468.38
(b) The amount of the distribution set forth in A. 1. (a)
above in respect of interest from the Collection
Account 248,674.48
(c) The amount of the distribution set forth in A. 1. (a)
above in respect of principal from the Collection
Account 1,765,793.90
(d) The amount of such distribution payable out of amounts
withdrawn from the Spread Account or pursuant to a
claim on the Policy (Deficiency Claim Amount) 0.00
(e) The amount of the distribution set forth in A. 1. (a)
above per $1,000 interest 33.5744730
(f) The amount of the distribution set forth in A. 1. (b)
above per $1,000 interest 4.1445747
(g) The amount of the distribution set forth in A. 1. (c)
above per $1,000 interest 29.4298983
(h) The amount of the distribution set forth in A. 1. (d)
above per $1,000 interest 0.0000000
B. Information Regarding the Performance of the Trust :
I. POOL AND CERTIFICATE BALANCES
(a) The Pool Balance as of the close of business
on the last day of the preceding Monthly Period 52,424,771.77
(b) The Certificate Balance as of the close of business
on the last day of the preceding Monthly Period,
after giving effect to payments allocated to
principal set forth in Paragraph A. 1. (c) above 52,424,771.77
(c) The Certificate Factor as of the close of business
on the last day of the preceding Monthly Period 0.8737462
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2. SERVICING FEE
(a) The aggregate amount of the Servicing Fee paid to the
Servicer with respect to the preceding Monthly Period
from the Collection Account 122,968.79
(b) The amount of such Servicing Fee per $ 1,000 interest 2.0494798
(c) The amount of any unpaid Servicing Fee 0.00
(d) The change in the amount of any unpaid Servicing Fee
from the previous Distribution Date 0.00
3. OTHER FEES
(a) The aggregate amount of Trustee Fees paid to the
Trustee from the Collection Account 333.33
(b) The aggregate amount of Insurance Premium paid to the
Certificate Insurer from the Collection Account 10,921.83
4. PAYMENT SHORTFALLS
(a) The amount of the Interest Carryover Shortfall
after giving effect to the payments set forth in
Paragraph A. 1. (b) above 0.00
(b) The amount of such Interest Carryover Shortfall
per $1,000 Interest 0.0000000
(c) The change in the amount of the Interest Carryover
Shortfall from the previous Distribution Date 0.00
(d) The amount of the Principal Carryover Shortfall
after giving effect to the payments set forth in
Paragraph A. 1. (c) above 0.00
(e) The amount of such Principal Carryover Shortfall
per $1,000 Interest 0.0000000
(f) The change in the amount of the Principal Carryover
Shortfall from the previous Distribution Date 0.00
5. REALIZED LOSSES
(a) Realized Losses for the Period funded by the Spread
Account 147,891.18
1. Cram Down Losses 8,575.16
2. Losses on Liquidated
Receivables 139,316.02
(b) Aggregate Realized Losses, if any,
1. Preceding Monthly Period Apr-96 444,204.78
2. Second preceding Monthly Period Mar-96 296,313.60
6. PURCHASE AMOUNTS
The aggregate Purchase Amounts for Receivables,
if any, that were repurchased in such period 0.00
7. PAYAHEAD ACCOUNT
(a) The aggregate Payahead Balance 84,953.80
(b) The change in the Payahead Balance from the
previous Distribution Date (16,855.72
(1) The aggregate Payaheads pursuant to
Section 14.03 for the Monthly Period
which were transferred from the
Collection Account to the Payahead
Account. 35,331.49
(2) The portion of the Payaheads constituting
Scheduled Payments on PreComputed
Receivables or the portion that are
applied to Prepay a PreComputed Receivable
in full pursuant to Section 14.03 which
were transferred from the Payahead
Account to the Collection
Account. 52,187.21
(c) The investment earnings on funds in the
Payahead Account (transferred from the
Payahead to the Collection Account) and
remitted to the Seller as Supplemental
Servicing Fee 309.53
(2)
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8. SPREAD ACCOUNT
(a) The Spread Account balance after giving effect to
distributions made on such Distribution Date 4,910,189.77
(b) The change in the Spread Account balance on such
Distribution Date 364,446.49
(c) The Amount withdrawn from the Spread Account and
payable to the Certificateholders (Deficiency Claim
Amount) 0.00
(d) The Amount withdrawn from the Spread Account and
payable to the Seller (Remaining Funds). 0.00
(e) The investment earnings on funds in the Spread Account
(transferred from the Spread to the Collection Account)
and remitted to the Seller as Supplemental Servicing Fee 16,630.90
9. THE POLICY
The amount distributable from the Policy and payable to the
Certificateholders, after giving effect to withdrawals from
the Spread Account (Deficiency Claim Amount) 0.00
10. THE NOTICES
(a) Pursuant to Section 14.04, there is a Deficiency
Claim Amount of $0.00 to be withdrawn from the
Spread Account to fund the amount payable on the
related Distribution Date for items (i) thru (v)
of Section 14.06 (b)
(b) Pursuant to Section 14A.02, there is a Deficiency
Claim Amount of $0.00 to be withdrawn from the
Policy to fund the amount payable on the related
Distribution Date for items (i) thru (v) of
Section 14.06 (b)
11. TERMINATION OF TRUST
The amount to be distributed to the Certificateholders
from the Collection Account pursuant to the Termination
of the Trust ( Section 20.01 ) 0.00
12. OTHER INFORMATION
Pursuant to Section 13.09 (b) (i)
(a) Delinquency Ratio 4.4346%
(b) Average Delinquency Ratio 3.9796%
(c) Default Rate 4.4525%
(d) Average Default Rate 5.2683%
(e) Net Loss Rate 3.0850%
(f) Average Net Loss Rate 3.4328%
Pursuant to Section 13.09 (b) (ii)
Trigger Event occurred as of NO
Pursuant to Section 13.09 (b) (iii)
Prior Trigger Event Deemed Cured as NO
Pursuant to Section 13.09 (b) (iv)
Insurance Agreement Event of Default NO
**NOTE**Pursuant to Section 14.02 (b)
Amount deposited into the Collection
Account due to mistaken deposits,
postings or checks returned for
insufficient funds to be reimbursed to
the Servicer 0.00
(3)
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I, Harry Puglisi, Treasurer, represent that The Money Store Auto Finance Inc.
complied with section 13.09 of the Pooling and Servicing Agreement dated
December 19, 1995 pertaining to Series 1995 - 2 in preparing the accompanying
Servicer's Certificate.
THE MONEY STORE AUTO FINANCE INC.
BY: /s/ HARRY PUGLISI
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HARRY PUGLISI
TREASURER
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13. PRE-FUND ACCOUNT
(a) The Pre-Fund Account balance after giving effect to
distributions made on such Distribution Date 0.00
(b) The Pre-Fund Account Balance per $ 1,000 interest 0.0000000
(c) The Amount withdrawn from the Pre-Fund Account and
transferred to the Collection Account (payable to the
Certificateholders) 0.00
(d) The amount of Pre-Fund Account distribution per $ 1,000
interest 0.0000000
(e) The interest earnings on funds in the Pre-Fund Account
(transferred from the Pre-Fund to the Collection Account)
and remitted to the Seller as Supplemental Servicing Fee 0.00
14. CAPITALIZED INTEREST ACCOUNT
(a) The Capitalized Interest Account balance after giving
effect to distributions made on such Distribution Date 0.00
(b) The Amount withdrawn from the Capitalized Interest Account
and transferred to the Collection Account (payable to the
Certificateholders) 0.00
(c) The Amount withdrawn from the Capitalized Interest Account
and transferred to the Collection Account (payable to the
Sellers) 0.00
(e) The interest earnings on funds in the Capitalized Interest
Account (transferred from the Capitalized Interest to
the Collection Account) and remitted to the Seller as
Supplemental Servicing Fee 0.00
