UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 2 )*/
Wintrust Financial Corporation
- -------------------------------------------------------------------------------
(Name of Issuer)
Common Stock
- -------------------------------------------------------------------------------
(Title of Class of Securities)
97650W108
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(CUSIP Number)
Check the following box if a fee is being paid with this statement [ ].
(A fee is not required only if the filing person: (1) has a previous statement
on file reporting beneficial ownership of more than five percent of the
class of securities described in Item 1; and (2) has filed no amendment
subsequent thereto reporting beneficial ownership of five percent or less
of such class.) (See Rule 13d-7.)
*/ The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which
would alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of
that section of the Act but shall be subject to all other provisions of the
Act (however, see the Notes).
(Continued on following pages)
Page 1 of 5 pages
<PAGE>
CUSIP No. 97650W108 13G Page 2 of 5 Pages
- -------------------------- ---------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Emmett D. McCarthy
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OR ORGANIZATION
U.S.A.
NUMBER OF 5 SOLE VOTING POWER
SHARES
BENEFICIALLY 45,241
OWNED BY
EACH 6 SHARED VOTING POWER
REPORTING
PERSON 416,013
WITH
7 SOLE DISPOSITIVE POWER
45,241
8 SHARED DISPOSITIVE POWER
416,013
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
461,254
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
[ ]
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
5.3%
12 TYPE OF REPORTING PERSON*
IN
*SEE INSTRUCTION BEFORE FILLING OUT!
Page 2 of 5 pages
<PAGE>
Item 1(a) Name of Issuer:
Wintrust Financial Corporation
(b) Address of Issuer's Principal Executive Offices:
727 North Bank Lane
Lake Forest, Illinois 60045
Item 2(a) Name of Person Filing:
Emmett D. McCarthy
(b) Address of Principal Business Office:
The address of the principal business office of each of the
above-named persons is:
570 Crabtree Lane
Lake Forest, Illinois 60045
(c) Citizenship:
U.S.A.
(d) Title of Class of Securities:
Common Stock
(e) CUSIP Number:
97650W108
Item 3 If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b),
check whether the person filing is a:
Not Applicable
(a) ( ) Broker or Dealer registered under Section 15 of the Act
(b) ( ) Bank as defined in Section 3(a)(6) of the Act
(c) ( ) Insurance Company as defined in Section 3(a)(19) of the Act
(d) ( ) Investment Company registered under Section 8 of the
Investment Company Act
(e) ( ) Investment Adviser registered under Section 203 of the
Investment Advisers Act of 1940
(f) ( ) Employee Benefit Plan, Pension Fund which is subject to the
provisions of the Employee Retirement Income Security Act
of 1974 or Endowment Fund
(g) ( ) Parent Holding Company, in accordance with
Section 240.13d-1 (b)(1)(ii)(G)
(h) ( ) Group, in accordance withss.240.13d-1 (b)(1)(ii)(H)
Page 3 of 5 pages
<PAGE>
Item 4 Ownership
(a) Amount Beneficially Owned 461,254 shares
----------------
(b) Percent of Class 5.3%
----------------
(c) Number of shares as to which such person has:
(i) Sole power to vote
or to direct the vote 45,241 shares*
----------------
(ii) Shared power to vote
or to direct the vote 416,013 shares**
------------------
(iii) Sole power to dispose
or to direct the
disposition of 45,241 shares*
----------------
(iv) Shared power to dispose
or to direct the
disposition of 416,013 shares**
------------------
-------------
* Includes 28,874 shares held in the Sarah Katherine
Adams Trust, an irrevocable trust of which
Mr. McCarthy is trustee. Mr. McCarthy disclaims
beneficial ownership of such shares.
** Includes 169,930 shares, 28,962 shares subject
to currently exercisable warrants and 17,689
shares subject to currently exercisable options
to purchase shares which are held in the Alan W.
Adams Family Trust, and 152,781 shares, 28,962
shares subject to currently exercisable warrants
and 17,689 shares subject to currently
exercisable options to purchase shares which are
held in the Sarah K. Adams Family Trust, both
irrevocable trusts of which Mr. McCarthy is
co-trustee. Mr. McCarthy disclaims beneficial
ownership of these shares.
Item 5 Ownership of Five Percent or Less of a Class
If this statement is being filed to report the
fact that as of the date hereof the reporting
person has ceased to be the beneficial owner of
more than five percent of the class of
securities, check the following [ ].
Not Applicable.
Item 6 Ownership of More than Five Percent on Behalf of Another Person
See Item 4 above.
Item 7 Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on by the Parent Holding Company.
Not Applicable.
Item 8 Identification and Classification of Members of the Group
Not Applicable.
Page 4 of 5 pages
<PAGE>
Item 9 Notice of Dissolution of Group
Not Applicable.
Item 10 Certification
By signing below I certify that, to the best of my
knowledge and belief, the securities referred to above
were acquired and are held in the ordinary course of
business and were not acquired and are not held for the
purpose of or with the effect of changing or influencing
the control of the issuer of the securities and were not
acquired and are not held in connection with or as a
participant in any transaction having that purpose or
effect.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement is true,
complete and correct.
Date: March 21, 2000
/s/ Emmett D. McCarthy
------------------------
Emmett D. McCarthy
Page 5 of 5 pages
