<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the annual
unaudited financial statements of Wintrust Financial Corporation for the six
months ended June 30, 2000 and 1999, and is qualified in its entirety by
reference to such unaudited consolidated financial statements.
</LEGEND>
<CIK> 0001015328
<NAME> WINTRUST FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 6-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<CASH> 56,552 40,170
<INT-BEARING-DEPOSITS> 189 3,047
<FED-FUNDS-SOLD> 67,658 56,640
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 219,361 185,233
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 1,400,824 1,137,169
<ALLOWANCE> 9,792 7,677
<TOTAL-ASSETS> 1,863,469 1,515,139
<DEPOSITS> 1,629,192 1,334,725
<SHORT-TERM> 51,633 55,205
<LIABILITIES-OTHER> 33,236 14,977
<LONG-TERM> 51,050 31,050
0 0
0 0
<COMMON> 8,850 8,172
<OTHER-SE> 89,508 71,010
<TOTAL-LIABILITIES-AND-EQUITY> 1,863,469 1,515,139
<INTEREST-LOAN> 59,802 45,003
<INTEREST-INVEST> 7,581 5,389
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 67,383 50,392
<INTEREST-DEPOSIT> 34,898 25,766
<INTEREST-EXPENSE> 38,667 27,978
<INTEREST-INCOME-NET> 28,716 22,414
<LOAN-LOSSES> 2,364 1,717
<SECURITIES-GAINS> (25) 0
<EXPENSE-OTHER> 24,998 19,064
<INCOME-PRETAX> 10,137 6,059
<INCOME-PRE-EXTRAORDINARY> 6,441 4,094
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 6,441 4,094
<EPS-BASIC> 0.73 0.50
<EPS-DILUTED> 0.72 0.48
<YIELD-ACTUAL> 3.69 3.56
<LOANS-NON> 3,565 3,139
<LOANS-PAST> 2,617 1,824
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 17,143 6,142
<ALLOWANCE-OPEN> 8,783 7,034
<CHARGE-OFFS> (1,510) (1,232)
<RECOVERIES> 155 158
<ALLOWANCE-CLOSE> 9,792 7,677
<ALLOWANCE-DOMESTIC> 6,743 7,054
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 3,049 623
</TABLE>