Rule 424(b)(3)
File No. 33-43407
PRICING SUPPLEMENT NO. 24 DATED JULY 8, 1997
(To Prospectus dated May 18, 1994, and Prospectus Supplement dated April 10,
1996)
[GRAPHIC OMITTED]
MEDIUM-TERM NOTES, SERIES E
DUE FROM NINE MONTHS TO FIFTEEN YEARS FROM DATE OF ISSUE
FLOATING RATE NOTES
-------------------
PRINCIPAL AMOUNT: $45,000,000
INITIAL INTEREST RATE: 1 month LIBOR on July 11, 1997, plus 9 basis
points
INTEREST RATE BASIS: 1 month LIBOR as found on Telerate page 3750
SPREAD: + .09 bp
SPREAD MULTIPLIER: Not applicable
INDEX MATURITY: 1 month LIBOR
INTEREST RATE RESET PERIOD: Monthly
INTEREST RESET DATES: First reset date is August 20, 1997, and
thereafter on third Wednesday of each month
INTEREST PAYMENT PERIOD: Monthly
INTEREST PAYMENT DATES: Third Wednesday of every month
MAXIMUM INTEREST RATE: Not applicable
MINIMUM INTEREST RATE: Not applicable
CALCULATION AGENT: The Chase Manhattan Bank
SETTLEMENT DATE (ORIGINAL ISSUE DATE): July 11, 1997
MATURITY DATE: July 11, 2001
ISSUE PRICE (%): 100%
REDEMPTION: The Notes cannot be redeemed prior to maturity unless the
applicable box is checked and the terms of redemption are
specified below.
|_| The Notes may be redeemed prior to maturity in whole or
from time to time in part.
|_| The Notes may be redeemed prior to maturity in whole only.
Terms of Redemption:
INDENTURE TRUSTEE: The Chase Manhattan Bank, as successor to Chemical Bank
