IMC SECURITIES INC
8-K, 1996-10-25
ASSET-BACKED SECURITIES
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- --------------------------------------------------------------------------------



                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported)
                                October 23, 1996



                              IMC Securities, Inc.
             -------------------------------------------------------
             (Exact name of registrant as specified in its charter)

<TABLE>
<CAPTION>
      <S>                            <C>                          <C>    

                 Delaware                     333-4911                  59-3284026
            -----------------            ------------------        --------------------
     (State or Other Jurisdiction    (Commission File Number)         (I.R.S. Employer
           of Incorporation)                                         Identification No.)

</TABLE>

   
       3450 Buschwood Park Drive                                     
            Tampa Florida                                    33618
       --------------------------                     ----------------------
       (Address of Principal                               (Zip Code)
         Executive Offices)


        Registrant's telephone number, including area code (813) 932-2211


                                    No Change
       ----------------------------------------------------------------------
          (Former name or former address, if changed since last report)




<PAGE>



Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.

(a)               Not applicable

(b)               Not applicable

(c)               Exhibits:

              23.1   Consent of Coopers & Lybrand, L.L.P. (Independent Auditors 
                     of Financial Security Assurance, Inc.)





<PAGE>



                                   SIGNATURES



         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                IMC SECURITIES, INC. as
                                  Depositor




                                By:      /s/ Thomas Middleton
                                   -------------------------------------------- 
                                   Name:  Thomas Middleton
                                   Title: President, Chief Operating Officer
                                          and Assistant Secretary




Dated:  October 23, 1996


                                                                              

<PAGE>



                                  EXHIBIT INDEX


Exhibit No.      Description                                            Page No.

23.1             Consent of Coopers & Lybrand, L.L.P. (Independent
                 Auditors of Financial Security Assurance, Inc.)











                                                                    Exhibit 23.1



                         [Coopers & Lybrand Letterhead]


                       CONSENT OF INDEPENDENT ACCOUNTANTS

                                 ---------------

We consent to the incorporation by reference in the Prospectus  Supplement dated
October 18, 1996 (to  Prospectus  dated July 23, 1996) of IMC  Securities,  Inc.
relating to IMC Home Equity Loan Pass-Through Certificates, Series 1996-4 of our
report  dated  January 17,  1996,  on our audits of the  consolidated  financial
statements of Financial  Security Assurance Inc. and Subsidiaries as of December
31, 1995 and 1994,  and for each of the three years in the period ended December
31,  1995.  We also  consent  to the  reference  to our Firm  under the  caption
"Experts".



                                               /s/ Coopers & Lybrand L.L.P.
                                               ---------------------------------
                                               Coopers & Lybrand L.L.P.



New York, New York
October 23, 1996


                




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