GOLD BANC CORP INC
SC 13G, 1997-02-20
NATIONAL COMMERCIAL BANKS
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                             UNITED STATES
                   SECURITIES AND EXCHANGE COMMISSION
                         WASHINGTON, D.C. 20549


                            SCHEDULE 13G


              Under the Securities Exchange Act of 1934
                      (Amendment No. _____)*


                       GOLD BANC CORPORATION, INC.                     
- ------------------------------------------------------------------------
                         (Name of Issuer)

                   Common Stock, par value $1.00 per share             
- -----------------------------------------------------------------------
                  (Title of Class of Securities)

                             379907 10 8                         
                           (CUSIP Number)


Check the following box if a fee is being paid with this statement  X
(A fee is not required only if the filing person:  (1) has a previous
statement on file reporting beneficial ownership of more than five
percent of the class of securities described in Item 1; and (2) has filed
no amendment subsequent thereto reporting beneficial ownership of five
percent or less of such class.)  (See Rule 13d-7.)

*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class
of securities, and for any subsequent amendment containing information
which would alter the disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 (the "Act") or otherwise subject to the liabilities
of that section of the Act but shall be subject to all other provisions
of the Act (however, see the Notes).
<PAGE>
CUSIP No.  379907 10 8        13G

1.   NAME OF REPORTING PERSON

S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

Michael W. Gullion           I.D. NO. _____________________________

2.   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                                       
                                    (a)      [    ]
                                                                       
                                    (b)      [    ]
3.   SEC USE ONLY


4.   CITIZENSHIP OR PLACE OF ORGANIZATION

     United States

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH:

5.   SOLE VOTING POWER:  909,293

6.   SHARED VOTING POWER:  N/A

7.   SOLE DISPOSITIVE POWER:  332,896

8.   SHARED DISPOSITIVE POWER:    N/A

9    AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON: 909,293

10.   CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*:

11.   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9:  21.1%

12.    TYPE OF REPORTING PERSON:   IN

                   *SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>
ITEM 1(a).  NAME OF ISSUER:

            Gold Banc Corporation, Inc.

ITEM 1(b).  ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:

            11301 Nall Avenue
            Leawood, KS  66211

ITEM 2(a).  NAME OF PERSONS FILING:

            Michael W. Gullion

ITEM 2(b).  ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE,
            RESIDENCE:

            11301 Nall Avenue, Box 7368
            Leawood, KS  66211

ITEM 2(c).  CITIZENSHIP:

            United States Citizen

ITEM 2(d).  TITLE OF CLASS OF SECURITIES:

            Common Stock, par value $1.00 per share

ITEM 2(e)   CUSIP NUMBER:

            379907 10 8

ITEM 3.   IF THIS STATEMENT IS FILED PURSUANT TO RULES 13d-1(b) or
          13d-2(b), CHECK WHETHER THE PERSON FILING IS A:

          (a)[  ] Broker or Dealer registered under Section 15 of the
                  Act
 
          (b)[  ] Bank as defined in section 3(a)(6) of the Act

          (c)[  ] Insurance Company as defined in section 3(a)(19) of
                  the act

          (d)[  ]  Investment Company registered under section 8 of the
                   Investment Company Act

          (e)[  ]  Investment Adviser registered under section 203 of
                   the Investment Advisers Act of 1940

          (f)[  ] Employee Benefit Plan, Pension Fund which is subject
                  to the provisions of the Employee Retirement Income
                  Security Act of 1974 or Endowment Fund; see Section
                  240.13d-1(b)(1)(ii)(F)

          (g)[  ] Parent Holding Company, in accordance with Section
                  240.13d-1(b)(ii)(G) (Note:  See Item 7)

          (h)[  ] Group, in accordance with Section 240.13d-
                  1(b)(1)(ii)(H)

                  N/A

ITEM 4.    OWNERSHIP:

           (a)  Amount Beneficially Owned:  891,451 Shares

           (b)  Percent of Class:  20.7%

           (c)  Number of Shares as to which such person has:

                (i)  sole power to vote or to direct the vote-

                     891,451

               (ii)  shared power to vote or to direct the vote-

                      N/A

              (iii)  sole power to dispose or to direct the
                     disposition of - 

                     332,896

             (iv)  shared power to dispose or to direct the
                   disposition of -
 
                   N/A

ITEM 5.   OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS:

          N/A

ITEM 6.   OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER
          PERSON:

          N/A

ITEM 7.   IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH
          ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT
          HOLDING COMPANY:

          N/A

ITEM 8.   IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE
          GROUP:

          N/A

ITEM 9.   NOTICE OF DISSOLUTION OF GROUP:

          N/A

ITEM 10.  CERTIFICATION:

     By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were acquired in the
ordinary course of business and were not acquired for the purpose
of and do not have the effect of changing or influencing the
control of the issuer of such securities and were not acquired in
connection with or as a participant in any transaction having such
purposes or effect.


                          SIGNATURE

   After reasonable inquiry and to the best of the knowledge and
belief of the undersigned, the undersigned certifies that the
information set forth in this statement is true, complete and
correct.


Dated:  February 13, 1997

                               Michael W. Gullion, Individually


                               /s/ Michael W. Gullion


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