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GOLD BANC CORP.
INCOME STATEMENTS - RESTATED
(In thousands, except per share data)
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QTR. END QTR. END QTR. END QTR. END YTD QTR. END QTR. END QTR. END YTD
3/31/99 6/30/99 9/30/99 12/31/99 12/31/99 3/31/00 6/30/00 9/30/00 9/30/00
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Interest income -
Loans, including fees $34,723 $36,515 $36,811 $38,349 $146,398 $41,235 $42,365 $43,817 $127,417
Investments 6,075 6,263 6,821 7,301 26,460 6,968 7,383 7,205 21,556
Other 1,250 1,194 879 561 3,884 629 609 987 2,225
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42,048 43,972 44,511 46,211 176,742 48,832 50,357 52,009 151,198
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Interest expense -
Deposits 17,887 17,870 18,464 19,460 73,681 20,676 21,059 23,148 64,883
Borrowings and other 3,191 3,914 3,838 4,129 15,072 3,986 6,008 5,607 15,601
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21,078 21,784 22,302 23,589 88,753 24,662 27,067 28,755 80,484
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Net interest income 20,970 22,188 22,209 22,622 87,989 24,170 23,290 23,254 70,714
Provision for loan losses 1,145 1,459 1,127 1,205 4,936 661 1,014 978 2,653
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Net Interest income after
provision for loan losses 19,825 20,729 21,082 21,417 83,053 23,509 22,276 22,276 68,061
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Other income -
Service charges 2,418 2,656 2,837 2,943 10,854 2,929 2,570 2,580 8,079
Net gain on sale of mortgage loans 299 606 268 363 1,536 90 75 85 250
Gain(Loss) on sale of securities 237 34 (2) (5) 264 (30) 234 15 219
Gain(Loss) on sale of other assets (11) (51) 9 (35) (88) (62) 100 (106) (68)
Unrealized gain(loss) on
trading assets (37) (21) 36 (15) (37) - - (49) (49)
Investment trading fees & commissions 976 868 712 737 3,293 615 653 852 2,120
Other 2,141 2,618 2,509 2,407 9,675 2,618 2,810 2,696 8,124
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6,023 6,710 6,369 6,395 25,497 6,160 6,442 6,073 18,675
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Other expense -
Salaries and employee benefits 8,769 9,543 9,631 10,293 38,236 9,826 9,692 9,825 29,343
Occupancy expense 1,814 2,059 1,946 2,024 7,843 1,999 1,929 1,905 5,833
Depreciation expense 1,295 1,311 1,272 1,197 5,075 1,426 1,514 1,477 4,417
Goodwill amortization expense 394 445 423 438 1,700 462 500 467 1,429
Other 5,171 5,231 4,714 5,698 20,814 5,763 5,314 6,195 17,272
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17,443 18,589 17,986 19,650 73,668 19,476 18,949 19,869 58,294
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Earnings before income taxes
and one-time charges 8,405 8,850 9,465 8,162 34,882 10,193 9,769 8,480 28,442
Income taxes 3,058 3,110 3,163 2,932 12,263 3,044 3,569 2,904 9,517
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Earnings before one-time charges 5,347 5,740 6,302 5,230 22,619 7,149 6,200 5,576 18,925
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Less: investment portfolio
restructure - net of taxes - - - 423 423 - - 1,367 1,367
Less: acqusition's loan loss
provision - net of taxes - - - 4,097 4,097 - - - -
Less: operations of Gold
Mortgage - net of taxes - - 86 (115) (29) 81 195 932 1,208
Less: consolidation/repositioning/pooling
expense - net of taxes - - - 3,353 3,353 7,853 (398) (312) 7,143
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Net earnings $5,347 $5,740 $ 6,216 $(2,528) $14,775 $ (785) $6,403 $ 3,589 $ 9,207
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EPS - Earnings before
one-time charges $ 0.14 $ 0.15 $ 0.17 $ 0.14 $ 0.60 $ 0.19 $ 0.16 $ 0.15 $ 0.50
EPS - Net earnings $ 0.14 $ 0.15 $ 0.17 $ (0.07) $ 0.39 $ (0.02) $ 0.17 $ 0.10 $ 0.24
Weighted average common
shares outstanding 37,523 37,519 37,515 37,489 37,529 37,930 37,769 37,494 37,675
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