SEPARATE ACCOUNT VL OF FIRST VARIABLE LIFE INSURANCE CO
497J, 1997-01-10
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I:\COMMON\497FILNG.DOC

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VIA EDGAR
January 10, 1996


Securities and Exchange Commission
Division of Investment Management
Office of Insurance Products
450 Fifth Street, N.W.
Washington, D.C.  20549


Re:   First Variable Life Insurance Company
      Separate Account VL - Registration of Variable Life
        Insurance Contract Interests
      File No. 333-05053

Dear Sir/Madam:

On behalf of the above-captioned  Registrant and pursuant to Securities Act Rule
497(j),  we hereby certify that the prospectus  that would have been filed under
Rule 497(b) does not differ in any  substantial  way from that  contained in the
Registrant's most recent Pre-Effective Amendment No. 1, which Amendment has been
filed electronically.

If you have any questions, please feel free to contact the undersigned.

Sincerely,

/s/Arnold R. Bergman
Arnold R. Bergman
Vice President - Legal & Administration


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