I:\COMMON\497FILNG.DOC
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VIA EDGAR
January 10, 1996
Securities and Exchange Commission
Division of Investment Management
Office of Insurance Products
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: First Variable Life Insurance Company
Separate Account VL - Registration of Variable Life
Insurance Contract Interests
File No. 333-05053
Dear Sir/Madam:
On behalf of the above-captioned Registrant and pursuant to Securities Act Rule
497(j), we hereby certify that the prospectus that would have been filed under
Rule 497(b) does not differ in any substantial way from that contained in the
Registrant's most recent Pre-Effective Amendment No. 1, which Amendment has been
filed electronically.
If you have any questions, please feel free to contact the undersigned.
Sincerely,
/s/Arnold R. Bergman
Arnold R. Bergman
Vice President - Legal & Administration