<PAGE> 1
UNITES STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
May 16, 2000
(Date of Report)
ST. JOSEPH CAPITAL CORPORATION
------------------------------------------------------
(Exact name of registrant as specified in its charter)
DELAWARE 333-6581 35-1977746
- --------------------------------- ----------- ------------------
(State or other jurisdiction Commission (I.R.S. Employer
of incorporation or organization) File Number Identification No.)
3820 EDISON LAKES PARKWAY, MISHAWAKA, IN 46545
----------------------------------------------
(Address of principal executive offices)
(219) 273-9700
------------------------
(Registrant's telephone number including area code)
N/A
---------------------
(Former name, former address and former fiscal year,
if changed since last report)
ITEM 1. CHANGES IN CONTROL OF REGISTRANT
Not Applicable
ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS
Not Applicable
ITEM 3. BANKRUPTCY OR RECEIVERSHIP
Not Applicable
ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT
Not Applicable
ITEM 5. OTHER EVENTS
St. Joseph Capital Corporation officially topped $100 million in Total
Loans earlier this month, John W. Rosenthal Chairman, President & Chief
Executive Officer, announced at their Annual Meeting of Shareholders.
ITEM 6. RESIGNATIONS OF REGISTRANT'S DIRECTORS
Not Applicable
1
<PAGE> 2
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS
(C) EXHIBITS
99.1 News Release dated May 16, 2000.
ITEM 8. CHANGE IN FISCAL YEAR
Not Applicable
ITEM 9. SALES OF EQUITY SECURITIES PURSUANT TO REGULATION S
Not Applicable
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
ST. JOSEPH CAPITAL CORPORATION
(Registrant)
Date: May 16, 2000 /S/ Edward R. Pooley
---------------------------------------
Edward R. Pooley
Principal Financial Officer
<PAGE> 1
EXHIBIT 99.1
NEWS RELEASE
Contacts:
John Rosenthal 219-273-9700
Edward Pooley 800-890-2798
Fax: 219-273-0791
E-mail: [email protected]
[email protected]
FOR IMMEDIATE RELEASE
ST. JOSEPH CAPITAL BANK'S TOTAL LOANS TOP $100 MILLION
Mishawaka, Indiana - May 16, 2000 - St. Joseph Capital Corporation (OTC:
"SJOE"), will announce today at its Annual Meeting of Shareholders that the Bank
has surpassed $100 million in total loans. "This is a significant milestone and
a meaningful achievement for a de novo bank that is barely three years old,"
said Patrick D. Novitzki, Senior Vice President.
John W. Rosenthal Chairman, President and Chief Executive Officer said, "St.
Joseph Capital Bank's robust loan growth is attributable to a number of factors
including the current strength of the local economy and the effectiveness of our
market penetration strategies. These factors have led to an ever increasing
share of the market."
"The most significant element in our rapid loan growth," Mr. Rosenthal
continued, "is the overwhelming acceptance of our overall banking concept by our
clients. That concept or philosophy is predicated on a high level of
personalized service delivered by a seasoned staff of hometown banking
professionals."
St. Joseph Capital Corporation is a bank holding company whose headquarters are
located in Mishawaka, Indiana. Its sole subsidiary, St. Joseph Capital Bank,
provides a broad array of banking services to businesses and individuals in the
Michiana area. Its stock is an Over-the-Counter "bulletin board" stock and
trades under the symbol "SJOE".
St. Joseph Capital Bank is a Member of the Federal Deposit
Insurance Corporation.
########
