<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
balance sheet and the statement of earnings of Carver Bancorp, Inc. for the
three-month period ended June 30, 2000 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0001016178
<NAME> CARVER BANCORP, INC.
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-END> JUN-30-2000
<CASH> 13,026,977
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 21,900,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 9,984,733
<INVESTMENTS-CARRYING> 77,388,245
<INVESTMENTS-MARKET> 75,124,406
<LOANS> 277,455,258
<ALLOWANCE> 2,988,567
<TOTAL-ASSETS> 419,306,640
<DEPOSITS> 283,315,254
<SHORT-TERM> 96,820,343
<LIABILITIES-OTHER> 5,913,111
<LONG-TERM> 507,668
0
1,000
<COMMON> 23,144
<OTHER-SE> 32,726,120
<TOTAL-LIABILITIES-AND-EQUITY> 419,306,640
<INTEREST-LOAN> 5,297,881
<INTEREST-INVEST> 1,575,004
<INTEREST-OTHER> 209,350
<INTEREST-TOTAL> 7,082,235
<INTEREST-DEPOSIT> 2,027,405
<INTEREST-EXPENSE> 3,392,955
<INTEREST-INCOME-NET> 3,689,280
<LOAN-LOSSES> 469,719
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,727,400
<INCOME-PRETAX> 173,201
<INCOME-PRE-EXTRAORDINARY> 173,201
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 149,320
<EPS-BASIC> 0.04
<EPS-DILUTED> 0
<YIELD-ACTUAL> 7.26
<LOANS-NON> 1,899,353
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,237,077
<ALLOWANCE-OPEN> 2,935,314
<CHARGE-OFFS> 418,000
<RECOVERIES> 2,031
<ALLOWANCE-CLOSE> 2,988,567
<ALLOWANCE-DOMESTIC> 2,988,567
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,153,870
</TABLE>