DIAL CORP /NEW/, 11-K, 2000-05-30

DIAL CORP /NEW/
11-K, 2000-05-30
SOAP, DETERGENTS, CLEANG PREPARATIONS, PERFUMES, COSMETICS
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<center><font size=2>SECURITIES AND EXCHANGE COMMISSION<BR>
Washington, D.C. 20549
<BR><BR><BR>
<B>FORM 11-K</B>
<BR><BR><BR><BR>
<B>ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE
<BR>SECURITIES EXCHANGE ACT OF 1934</B></font></center>
<BR><BR>
<P><font size=2>For the fiscal year ended December 31, 1999</font></P>
<P><font size=2>Commission file number: 1-11793</font></P>
<P><font size=2> </font></P>
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<P><font size=2>A.</font></P></TD>
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<P><font size=2>Full title of the Plan and address of the Plan, if different from that of the issuer named below:</font></P></TD></TR>
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<P><font size=2> </font></P></TD></TR>
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<TD vAlign=top width=48>
<P><font size=2> </font></P></TD>
<TD colSpan=2 vAlign=top width=519>
<P><font size=2>The Dial Corporation 401(k) Plan</font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=605>
<P><font size=2> </font></P></TD></TR>
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<P><font size=2>B.</font></P></TD>
<TD colSpan=3 vAlign=top width=567>
<P><font size=2>Name of issuer of the securities held pursuant to the Plan and the address of its principal executive office:</font></P></TD></TR>
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vAlign=top width=605>
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<P><font size=2> </font></P></TD>
<TD vAlign=top width=48>
<P><font size=2> </font></P></TD>
<TD colSpan=2 vAlign=top width=519>
<P><font size=2>THE DIAL CORPORATION</font></P></TD></TR>
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<P><font size=2> </font></P></TD>
<TD vAlign=top width=48>
<P><font size=2> </font></P></TD>
<TD colSpan=2 vAlign=top width=519>
<P><font size=2>15501 NORTH DIAL BOULEVARD</font></P></TD></TR>
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<P><font size=2> </font></P></TD>
<TD vAlign=top width=48>
<P><font size=2> </font></P></TD>
<TD colSpan=2 vAlign=top width=519>
<P><font size=2>SCOTTSDALE, ARIZONA 85260-1619</font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=605>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=605>
<P><font size=2> </font></P></TD></TR>
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<P><font size=2> </font></P></TD>
<TD vAlign=top width=48>
<P><font size=2> </font></P></TD>
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<P><font size=2> </font></P></TD>
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<P><font size=2>SIGNATURE</font></P></TD></TR></TABLE>
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<P><font size=2> </font></P>
<P><font size=2><I>The Plan</I>. Pursuant to the
requirements of the Securities Exchange Act of 1934, The Freeman Cosmetic
Corporation Capital Accumulation Plan has duly caused this annual report to be
signed on its behalf by the undersigned thereunto duly authorized.</font></P>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
</TD></TR></TABLE>
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<TD vAlign=top width=213>
<P><font size=2> </font></P></TD>
<TD colSpan=2 vAlign=top width=426>
<P><font size=2>THE DIAL CORPORATION</font></P></TD></TR>
<TR>
<TD vAlign=top width=213>
<P><font size=2> </font></P></TD>
<TD colSpan=2 vAlign=top width=426>
<P><font size=2>401(k) PLAN</font></P></TD></TR>
<TR>
<TD vAlign=top width=213>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=42>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=383>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=213>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=42>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=383>
<P><font size=2> </font></P></TD></TR>
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<P><font size=2> </font></P></TD>
<TD vAlign=top width=42>
<P><font size=2>By</font></P></TD>
<TD vAlign=top width=383>
<P><font size=2>/s/ Susan J. Riley</font></P></TD></TR>
<TR>
<TD vAlign=top width=213>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=42>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=383>
<P><font size=2>Susan J. Riley</font></P></TD></TR>
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<P><font size=2> </font></P></TD>
<TD vAlign=top width=42>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=383>
<P><font size=2>Executive Vice President and Chief Financial Officer of</font></P></TD></TR>
<TR>
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<P><font size=2> </font></P></TD>
<TD vAlign=top width=42>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=383>
<P><font size=2>The Dial Corporation</font></P></TD></TR></TABLE>



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<P><font size=2> </font></P>
<P><font size=2>DATE:  May 25, 2000</font></P><BR>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
<HR NOSHADE SIZE=1>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
<center><font size=2>
THE DIAL CORPORATION 401(k) PLAN<BR><BR></font><BR>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
<font size=2>Financial Statements for the Years Ended December 31, 1999<BR>
and 1998, Supplemental Schedules for the Year Ended<BR>
December 31, 1999, and Independent Auditors' Report<BR>
<BR></font></center>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
<HR NOSHADE SIZE=1>
<P><font size=2> </font></P>
</TD></TR></TABLE>
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<TD colSpan=2 vAlign=top width=638>
<P><font size=2><B>THE DIAL CORPORATION</B></font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2><B>401(k) PLAN</B></font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
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<P><font size=2><B>TABLE OF CONTENTS</B></font></P></TD></TR>
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<P><font size=2> </font></P></TD></TR>
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<P><font size=2>Page</font></P></TD></TR>
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<P><font size=2> </font></P></TD>
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<P><font size=2> </font></P></TD></TR>
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<TD vAlign=top width=583>
<P><font size=2>INDEPENDENT AUDITORS' REPORT</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2>1</font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>FINANCIAL STATEMENTS AS OF</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>  DECEMBER 31, 1999 AND 1998 AND FOR THE YEARS THEN ENDED:</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>       Net Assets Available for Benefits</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2>2</font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>       Changes in Net Assets Available for Benefits</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2>3</font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>       Notes to Financial Statements</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2>4-9</font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>SUPPLEMENTAL SCHEDULES AS OF</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>  DECEMBER 31, 1999 AND FOR THE YEAR THEN ENDED:</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>       Assets Held for Investment Purposes</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2>10</font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>       Reportable Transactions</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2>11</font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=55>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=583>
<P><font size=2>EXHIBIT 23 - INDEPENDENT AUDITORS' CONSENT</font></P></TD>
<TD vAlign=top width=55>
<P><font size=2>12</font></P></TD></TR></TABLE>
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<TR>
<TD>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
<HR NOSHADE SIZE=1>
<P><font size=2> </font></P>
<P><font size=2><B>INDEPENDENT AUDITORS' REPORT</B></font></P>
<P><font size=2> </font></P>
<font size=2>Plan Administrator and Plan Participants<BR>
The Dial Corporation 401(k) Plan<BR>
Scottsdale, Arizona</font><BR>
<P><font size=2>We have audited the accompanying statements of net
assets available for benefits of The Dial Corporation 401(k) Plan
(the "Plan"), as of December 31, 1999 and 1998, and the related
statements of changes in net assets available for benefits for the
years then ended.  These financial statements are the
responsibility of the Plan's management. Our responsibility is to
express an opinion on these financial statements based on our
audits.</font></P>
<P><font size=2>We conducted our audits in accordance with auditing
standards generally accepted in the United States of America.
Those standards require that we plan and perform the audit to
obtain reasonable assurance about whether the financial statements
are free of material misstatement. An audit includes examining, on
a test basis, evidence supporting the amounts and disclosures in
the financial statements. An audit also includes assessing the
accounting principles used and significant estimates made by
management, as well as evaluating the overall financial statement
presentation. We believe that our audits provide a reasonable
basis for our opinion.</font></P>
<P><font size=2>In our opinion, such financial statements present
fairly, in all material respects, the net assets available for
benefits of the Plan at of December 31, 1999 and 1998, and the
changes in net assets available for benefits for the years then
ended in conformity with accounting principles generally accepted
in the United States of America.</font></P>
<P><font size=2>Our audits were conducted for the purpose of forming an
opinion on the basic financial statements taken as a whole. The
supplemental schedules as of and for the year ended December 31,
1999 on pages 10 and 11 are presented for the purpose of
additional analysis and are not a required part of the basic
financial statements but are supplementary information required by
the Department of Labor's Rules and Regulations for Reporting and
Disclosure under the Employee Retirement Income Security Act of
1974. These schedules are the responsibility of the Plan's
management. Such schedules have been subjected to the auditing
procedures applied in our audit of the basic 1999 financial
statements and, in our opinion, are fairly stated, in all material
respects when considered in relation to the basic financial
statements taken as a whole.</font></P>
<P><font size=2> </font></P>
<font size=2>/s/ Deloitte & Touche LLP<BR>
Deloitte & Touche LLP</font>
<P><font size=2> </font></P>
<P><font size=2>Phoenix, Arizona<BR>
May 5, 2000 </font></P>
<P><font size=2> </font></P>
<HR NOSHADE SIZE=1>
<P><font size=2> </font></P>
</TD></TR></TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0>
<TR>
<TD colSpan=6 vAlign=top><P><font size=2><B>THE DIAL CORPORATION<BR>
401(k) PLAN</B></font></P>
<P><font size=2><B>STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS<BR>
DECEMBER 31, 1999 AND 1998</B></font><HR NOSHADE SIZE=1></P>
<P><font size=2><B> </B></font></P>
<P><font size=2><B> </B></font></P>
</TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2><B>ASSETS</B></font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=center><font size=2><B>1999</B></font></P></TD>
 <TD vAlign=top width=24><P align=center><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=center><font size=2><B>1998</B></font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=center><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>INVESTMENTS AT FAIR VALUE:</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=center><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>  Shares of registered investment companies:</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=center><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>    Vanguard Windsor II Fund</font></TD>
 <TD vAlign=top width=24><P align=left><font size=2>$</font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>397,974</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2>$</font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>441,857</font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>    T. Rowe Price Stable Value Fund</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>38,291</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>44,691</font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>    Vanguard GMA Fund</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>10,267</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>10,178</font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>  Common stock:</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>     The Dial
 Corporation Common Stock Fund</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>115,218</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>132,947</font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>    FINOVA Group Inc. Common Stock Fund</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>5,242</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>7,973</font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>    Viad Corp Common Stock Fund</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>103,383</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>127,546</font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2> </font></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>NET ASSETS AVAILABLE FOR BENEFITS</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2>$</font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>670,375</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2>$</font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2>765,192</font></P></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2> </font></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=4></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=4></TD></TR>
 <TR>
 <TD vAlign=top width=337><P><font size=2>See notes to financial statements.</font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=24><P align=left><font size=2> </font></P></TD>
 <TD vAlign=top width=84><P align=right><font size=2> </font></P></TD></TR>
</TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD vAlign=top>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>2</font></CENTER>
<HR NOSHADE SIZE=1><BR><BR>
<P><font size=2><B>THE DIAL CORPORATION<BR>
401(k) PLAN</B></font></P>
<P><font size=2><B>STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS<BR>
YEARS ENDED DECEMBER 31, 1999 AND 1998</B></font><HR NOSHADE SIZE=1></P>
<P><font size=2><B> </B></font></P>
<P><font size=2><B> </B></font></P>
</TD></TR></TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>1999</B></FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>1998</B></FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>INVESTMENT (LOSS)/INCOME:</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>    Dividends</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>49,103</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>48,435</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>    Interest</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>2,484</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>3,028</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>    Net (depreciation)/appreciation in fair value of investments</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>(103,263</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2>)</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>107,343</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>        Total investment (loss)/income</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>(51,676</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2>)</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>158,806</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>DEDUCTIONS:</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>   Benefits paid to participants</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>43,141</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>67,906</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>NET (DECREASE)/INCREASE</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>(94,817</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2>)</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>90,900</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>NET ASSETS AVAILABLE FOR BENEFITS,</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> BEGINNING OF YEAR</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>765,192</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>674,292</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=1></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>NET ASSETS AVAILABLE FOR BENEFITS,</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90>
 <P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> END OF YEAR</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>670,375</FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>765,192</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=4></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=top colspan=2><HR NOSHADE SIZE=4></TD></TR>
 <TR>
 <TD vAlign=top width=260><P><FONT size=2>See notes to financial statements. </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=24><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
</TR></TABLE>




<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD>
<P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>3</font></CENTER>
<HR NOSHADE SIZE=1><BR><BR>
<font size=2><B>THE DIAL CORPORATION<BR>
401(k) PLAN</B></font><BR><BR>
</TD></TR>
<TR>
<TD>
<P><font size=2><B>NOTES TO FINANCIAL STATEMENTS </B></font></P></TD></TR>
<TR>
<TD>
<font size=2><B>YEARS ENDED DECEMBER 31, 1999 AND 1998</B></font>
<HR NOSHADE SIZE=1><BR>
</TD></TR></TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD vAlign=top width=24>
<P><font size=2><B>1.</B></font></P></TD>
<TD colSpan=3 vAlign=top width=616>
<P><font size=2><B>DESCRIPTION OF THE PLAN</B></font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=640>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD colSpan=3 vAlign=top width=616>
<P><font size=2>The following brief description of The Dial Corporation
401(k) Plan (the "Plan"), is provided for general information
purposes only. Participants should refer to the Plan agreement for
more complete information.</font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=640>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD colSpan=3 vAlign=top width=616>
<P><font size=2>For 1999, the Plan adopted Statement of Position 99-3,
<i>Accounting for and Reporting of Certain Defined Contribution
Benefit Plan Investments and Other Disclosure Matters,</i> which
eliminated the disclosure of detailed fund
information.</font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=640>
<P><font size=2> </font></P></TD></TR>


<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD colSpan=3 vAlign=top width=616>
<P><font size=2>The Plan, commonly known as the Taxsaver Investment Plan
("TIP"), was established January 5, 1987. Employees of certain
facilities of The Dial Corporation (the "Company") who are covered
by a collective bargaining agreement are eligible to participate
in the Plan after completing at least 1,000 hours of service in a
12 consecutive month period. Employees are able to contribute to
the Plan by reducing their wages on a pre-tax basis, and make
after-tax contributions, subject to certain
limitations.</font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=640>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD colSpan=3 vAlign=top width=616>
<P><font size=2>The Plan is subject to various regulations, particularly those under Internal Revenue Code Section 401(k) and the Employee Retirement Income Security Act of 1974 ("ERISA").</font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=640>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>a.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Investment Programs</I> - Contributions to this Plan ceased in 1997, but were invested by the Plan's trustee, T. Rowe Price, at the designation of the participants. The Plan has offered participants the following funds in which to
invest pre-tax, after-tax and rollover deposits.</font></P>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>1)</font></P></TD>
<TD vAlign=top width=568>
<P><font size=2><B>Vanguard Windsor II Fund</B> - This fund invests in the common stock of selected companies. The fair value of the fund is dependent upon the market value of the stocks. Any dividends received are reinvested.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD colspan=4><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>4</font></CENTER>
<HR NOSHADE SIZE=1><BR><BR></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>2) </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2><B>T. Rowe Price Stable Value Fund</B> - This fund invests
in a diversified portfolio of Guaranteed Investment Contracts
("GIC") issued by insurance companies, bank investment contracts
issued by financial institutions, and strategic investment
contracts issued by insurance companies, financial institutions
and other entities. Income is earned based upon a blended interest
rate determined by the various investments and is reinvested. The
fair value of the fund approximates the aggregate contract values
of the GIC portfolio and represents contributions made, plus
interest at blended rates, less withdrawals by participants.
Crediting interest rates for the fund's underlying GICs ranged
from approximately 5.35% to 8.41% for 1999 and 3.04% to 6.16% for
1998, resulting in a blended rate of return for the fund of 5.95%
and 6.07%, for 1999 and 1998, respectively.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>3)</font></P></TD>
<TD vAlign=top width=568>
<P><font size=2><B>Vanguard GMA Fund</B> - This fund invests primarily in
Government National Mortgage Association ("GNMA") certificates.
These securities represent ownership in pools of approved mortgage
loans which provide a yield based on the ratios of return of the
GNMA holdings that comprise the portfolio. The fair value of the
fund is dependent upon fluctuations in market
conditions.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>4)</font></P></TD>
<TD vAlign=top width=568>
<P><font size=2><B>The Dial Corporation ("Dial") Common Stock Fund</B> -
This fund invests in the common stock of Dial, and any dividends
paid on the stock are reinvested in the fund. The fair value of
this fund is dependent upon the fluctuations in the market value
of Dial stock.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>5)</font></P></TD>
<TD vAlign=top width=568>
<P><font size=2><B>FINOVA Group Inc. ("FINOVA") Common Stock Fund</B> -
This fund invests in the common stock of FINOVA. Due to this fund
being closed to additional contributions, any dividends paid on
the stock are reinvested according to the participant's
contribution mix. The fair value of this fund is dependent upon
the fluctuation in the market value of FINOVA stock.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>6)</font></P></TD>
<TD vAlign=top width=568>
<P><font size=2><B>Viad Corp ("Viad") Common Stock Fund</B> - This fund
invests in the common stock of Viad. Due to this fund being closed
to additional contributions, any dividends paid on the stock are
reinvested according to the participant's contribution mix. The
fair value of this fund is dependent upon the fluctuation in the
market value of Viad stock.</font></P>
</TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>b.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Contributions</I> - Due to the sale of the London, Ohio
facility to a third party in 1997, no additional contributions
have been allowed to the Plan.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>c.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Payment of Benefits</I> - Benefits are paid to participants
upon termination from the Company, disablement, retirement or
death.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>d.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Hardship Withdrawals</I> - No hardship withdrawals are
permitted.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>e.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Vesting</I> - All contributions to the Plan are 100%
vested and nonforfeitable at all times.</font></P></TD></TR>
<TR>
<TD colspan=4><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>5</font></CENTER>
<HR NOSHADE SIZE=1><BR><BR></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>g.<I></I></font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Participant Accounts</I> - For each participant, various
accounts are maintained to record wage reduction contributions,
after-tax contributions, participant rollover deposits transferred
to the Plan, dividend and interest income and the net
appreciation/depreciation in the fair value of Plan investments.
The benefit to which a participant is entitled is the total
benefit which can be provided from the combined amount of these
participant accounts.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>h.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Plan Administration</I> - The Plan is administered by
the Retirement Committee comprised of at least three persons
appointed by the Company's Board of Directors. Expenses incidental
to the operation of the Plan may be paid by the Plan or directly
by the Company. For the years ended December 31, 1999 and 1998,
Plan expenses were paid directly by the Company.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>i.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Plan Termination</I> - While it is the Company's intention to
continue the Plan, the Company has the right to terminate the Plan
provided all employer contributions due at the termination date
have been paid.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2>2.</font></P></TD>
<TD colSpan=3 vAlign=top width=616>
<P><font size=2>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD colSpan=3 vAlign=top width=616>
<P><font size=2>Significant accounting policies are as follows:</font></P></TD></TR>
<TR>
<TD colSpan=4 vAlign=top width=640>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>a.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Basis of Accounting</I> - The financial statements of the Plan are prepared under the accrual method of accounting.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>b.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Investment Valuation and Income Recognition</I> - The Plan's
investments are stated at fair value. Shares of registered
investment companies are valued at quoted market prices.  Common
stock is valued at its quoted market price. Purchases and sales of
securities are recorded on a trade-date basis. Interest income is
recorded on the accrual basis. Dividends are recorded on the
ex-dividend date.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>c.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Payment of Benefits</I> - Benefits are recorded when paid.</font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=568>
<P><font size=2> </font></P></TD></TR>
<TR>
<TD vAlign=top width=24>
<P><font size=2> </font></P></TD>
<TD vAlign=top width=24>
<P><font size=2>d.</font></P></TD>
<TD colSpan=2 vAlign=top width=592>
<P><font size=2><I>Use of Estimates</I> - The preparation of financial
statements in conformity with generally accepted accounting
principles requires management to make estimates and assumptions
that affect the reported amounts of assets and liabilities and
disclosures at the date of the financial statements and the
reported amounts of additions and deductions during the reporting
period. Actual results could differ from those
estimates.</font></P></TD></TR>
<TR>
<TD colspan=4><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>6</font></CENTER>
<HR NOSHADE SIZE=1><BR></TD></TR>
<TR>
<TD colspan=4>
<P><font size=2><B>3.   NET ASSETS BY FUND</B></font></P>
<P><font size=2>The following tables present the net assets of the Plan by fund as
of December 31, 1999 and 1998:</font></P>
<P><font size=2><B>STATEMENT OF NET ASSETS AVAILABLE FOR
BENEFITS WITH FUND INFORMATION<BR>DECEMBER 31, 1999</B></font></P>
<P><font size=2> </font></P>
</TD></TR>
</TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>T. Rowe</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>The Dial</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>FINOVA</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Viad</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>Price</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>Corporation</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Group Inc.</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Corp</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2><B>Vanguard</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>Stable</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Vanguard</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>Common</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Common</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Common</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2><B>Windsor</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>Value</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>GMA</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>Stock</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Stock</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Stock</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2><B>II Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Total</B></FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2><B>ASSETS</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>Investments at fair value:</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> Shares of registered</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>   investment companies:</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    Vanguard Windsor II Fund</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2>397,974</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>397,974</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><FONT size=2>    T. Rowe Price Stable Value<BR>       Fund</FONT></TD>
 <TD vAlign=bottom width=16 align=left><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=76 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2>$</FONT></TD>
 <TD vAlign=bottom width=66 align=right><FONT size=2>38,291</FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=78 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=90 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=78 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=72 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=72 align=right><FONT size=2>38,291</FONT></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    Vanguard GMA Fund</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2>10,267</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>10,267</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>  Common stock:</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    The Dial Corporation</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>115,218</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>115,218</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    FINOVA Group Inc.</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2>5,242</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>5,242</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    Viad Corp</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>103,383</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>103,383</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD colspan=14><HR NOSHADE SIZE=1></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>NET ASSETS AVAILABLE</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>  FOR BENEFITS</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2>397,974</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2>38,291</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2>10,267</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>115,218</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2>5,242</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>103,383</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>670,375</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD colspan=14><HR NOSHADE SIZE=4></TD></TR>
</TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>7</font></CENTER>
<HR NOSHADE SIZE=1><BR>
<P><font size=2><B>STATEMENT OF NET ASSETS AVAILABLE FOR
BENEFITS WITH FUND INFORMATION<BR>DECEMBER 31, 1998</B></font></P>
<P><font size=2> </font></P>
</TD></TR>
</TABLE>





<TABLE border=0 cellPadding=0 cellSpacing=0>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>T. Rowe</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>The Dial</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>FINOVA</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Viad</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>Price</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>Corporation</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Group Inc.</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Corp</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2><B>Vanguard</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>Stable</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Vanguard</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>Common</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Common</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Common</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2><B>Windsor</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>Value</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>GMA</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>Stock</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Stock</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Stock</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=center><FONT size=2><B>II Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Fund</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=center><FONT size=2><B>Total</B></FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD colspan=14><HR NOSHADE SIZE=1></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2><B>ASSETS</B></FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>Investments at fair value:</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> Shares of registered</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>   investment companies:</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    Vanguard Windsor II Fund</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2>441,857</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>441,857</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><FONT size=2>    T. Rowe Price Stable Value<BR>       Fund</FONT></TD>
 <TD vAlign=bottom width=16 align=left><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=76 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2>$</FONT></TD>
 <TD vAlign=bottom width=66 align=right><FONT size=2>44,691</FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=78 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=90 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=78 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=72 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=16 align=right><FONT size=2> </FONT></TD>
 <TD vAlign=bottom width=72 align=right><FONT size=2>44,691</FONT></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    Vanguard GMA Fund</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2>10,178</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>10,178</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>  Common stock:</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    The Dial Corporation</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>132,947</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>132,947</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    FINOVA Group Inc.</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2>7,973</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>7,973</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>    Viad Corp</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>127,546</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>127,546</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD colspan=14><HR NOSHADE SIZE=1></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>NET ASSETS AVAILABLE</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2> </FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2>  FOR BENEFITS</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=left><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=76><P align=right><FONT size=2>441,857</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=66><P align=right><FONT size=2>44,691</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2>10,178</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=90><P align=right><FONT size=2>132,947</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=78><P align=right><FONT size=2>7,973</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>127,546</FONT></P></TD>
 <TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
 <TD vAlign=bottom width=72><P align=right><FONT size=2>765,192</FONT></P></TD></TR>
 <TR>
 <TD vAlign=top width=196><P><FONT size=2> </FONT></P></TD>
 <TD colspan=14><HR NOSHADE SIZE=4></TD></TR>
</TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>8</font></CENTER>
<HR NOSHADE SIZE=1><BR>
</TD></TR></TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD>
<P><FONT size=2><B>4.     RELATED PARTY TRANSACTIONS</B></FONT></P>
<P><FONT size=2>Plan investments include shares of the T. Rowe Price
Stable Value Fund managed by T. Rowe Price. T. Rowe Price is the
trustee as defined by the Plan and, therefore, these transactions
qualify as party-in-interest.</FONT></P>
<P><FONT size=2><B>5.   FEDERAL INCOME TAX STATUS</B></FONT></P>
<P><FONT size=2>The Plan obtained its latest determination letter on
April 8, 1993, in which the Internal Revenue Service stated that
the Plan, as then designed, was in compliance with the applicable
requirements of the Internal Revenue Code. The Plan has been
amended since receiving the determination letter. However, the
Plan administrator and the Plan's tax counsel believe that the
Plan is currently designed and being operated in compliance with
the applicable requirements of the Internal Revenue Code.
Therefore, no provision for income taxes has been included in the
Plan's financial statements.</FONT></P>
</TD></TR></TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>9</font></CENTER>
<HR NOSHADE SIZE=1><BR>
<P><FONT size=2><B>THE DIAL CORPORATION<BR>401(k) PLAN</B></font></P>
<P><FONT size=2><B>SUPPLEMENTAL SCHEDULE<BR>
DECEMBER 31, 1999</B></FONT><HR NOSHADE SIZE=1></P>
<P><FONT size=2><B>Item 27a - Schedule of Assets Held for Investment Purposes</B></FONT></P>
<P><FONT size=2><B> </B></FONT></P>
</TD></TR></TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0>
<TR>
<TD vAlign=bottom align=center width=188><FONT size=2><B>Column B</B></FONT></TD>
<TD vAlign=bottom align=center width=181><FONT size=2><B>Column C</B></FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=center width=83><FONT size=2><B>Column D</B></FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=center width=84><FONT size=2><B>Column E</B></FONT></TD></TR>
<TR> <TD vAlign=bottom colspan=7><HR NOSHADE SIZE=1></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=center width=181><FONT size=2><B>Description of Investment</B></FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom align=center width=188><FONT size=2><B>Identity of Issuer,</B></FONT></TD>
<TD vAlign=bottom align=center width=181><FONT size=2><B>Including Collateral, Rate of</B></FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom align=center width=188><FONT size=2><B>Borrower, Lessor or</B></FONT></TD>
<TD vAlign=bottom align=center width=181><FONT size=2><B>Interest, Maturity Date,</B></FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=center width=84><FONT size=2><B>Current</B></FONT></TD></TR>
<TR>
<TD vAlign=bottom align=center width=188><FONT size=2><B>Similar Party</B></FONT></TD>
<TD vAlign=bottom width=181 align=center><FONT size=2><B>Par or Maturity Value</B></FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=center width=83><FONT size=2><B>Cost</B></FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=center width=84><FONT size=2><B>Value</B></FONT></TD></TR>
<TR>
<TD vAlign=bottom colspan=7><HR NOSHADE SIZE=1></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2>Vanguard Windsor II Fund</FONT></TD>
<TD vAlign=bottom width=181><FONT size=2>Mutual Fund (15,938 shares)</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2>$</FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2>332,959</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2>$</FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2>397,974</FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2>T. Rowe Price Stable Value<br>  Fund</FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> GIC Fund (38,291 shares)</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2>38,291</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2>38,291</FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2>Vanguard GMA Fund</FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> Mutual Fund (1,041 shares)</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2>10,603</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2>10,267</FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2>The Dial Corporation</FONT></TD>
<TD vAlign=bottom width=181><FONT size=2>Common Stock (4,739 shares)</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2>64,079</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2>115,218</FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2>FINOVA Group Inc.</FONT></TD>
<TD vAlign=bottom width=181><FONT size=2>Common Stock (148 shares)</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2>1,155</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2>5,242</FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2>Viad Corp</FONT></TD>
<TD vAlign=bottom width=181><FONT size=2>Common Stock (3,709 shares)</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2>41,996</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2>103,383</FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> </FONT></TD>
<TD colspan=2><HR NOSHADE SIZE=1></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD colspan=2><HR NOSHADE SIZE=1></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2>Total assets held for investment</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2> </FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2>  purposes</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2>$</FONT></TD>
<TD vAlign=bottom align=right width=83><FONT size=2>489,083</FONT></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=16><FONT size=2>$</FONT></TD>
<TD vAlign=bottom align=right width=84><FONT size=2>670,375</FONT></TD></TR>
<TR>
<TD vAlign=bottom width=188><FONT size=2> </FONT></TD>
<TD vAlign=bottom width=181><FONT size=2> </FONT></TD>
<TD colspan=2><HR NOSHADE SIZE=4></TD>
<TD vAlign=bottom width=16><FONT size=2> </FONT></TD>
<TD colspan=2><HR NOSHADE SIZE=4></TD></TR>
</TABLE>








<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>10</font></CENTER>
<HR NOSHADE SIZE=1><BR>
<P><FONT size=2><B>THE DIAL CORPORATION<BR>401(k) PLAN</B></FONT></P>
<P><FONT size=2><B>SUPPLEMENTAL SCHEDULE<BR>
YEAR ENDED DECEMBER 31, 1999</B></FONT></P>
<P><FONT size=2><B>Item 27d - Schedule of Reportable
Transactions</B></FONT></P>
<P><FONT size=2><B> </B></FONT></P>
</TD></TR></TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0>
<TR>
<TD vAlign=top width=141><P align=center><FONT size=2><B>Column A</B></FONT></P></TD>
<TD vAlign=top width=16> </TD>
<TD vAlign=top width=96><P align=center><FONT size=2><B>Column B</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2><B>Column C</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2><B>Column D</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=78><P align=center><FONT size=2><B>Column G</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=79><P align=center><FONT size=2><B>Column H</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=77><P align=center><FONT size=2><B>Column I</B></FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16> </TD>
<TD vAlign=top width=96><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=78><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=79><P align=center><FONT size=2><B>Current</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=77><P align=center><FONT size=2> </FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P align=center><FONT size=2><B>Identity</B></FONT></P></TD>
<TD vAlign=top width=16> </TD>
<TD vAlign=top width=96><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=78><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=79><P align=center><FONT size=2><B>Value of</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=77><P align=center><FONT size=2><B>Net</B></FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P align=center><FONT size=2><B>of</B></FONT></P></TD>
<TD vAlign=top width=16> </TD>
<TD vAlign=top width=96><P align=center><FONT size=2><B>Description</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=78><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=79><P align=center><FONT size=2><B>Asset on</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=77><P align=center><FONT size=2><B>Gain</B></FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P align=center><FONT size=2><B>Party</B></FONT></P></TD>
<TD vAlign=top width=16> </TD>
<TD vAlign=top width=96><P align=center><FONT size=2><B>Of</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2><B>Purchase</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2><B>Selling</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=78><P align=center><FONT size=2><B>Cost of</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=79><P align=center><FONT size=2><B>Transaction</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=77><P align=center><FONT size=2><B>or</B></FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P align=center><FONT size=2><B>Involved</B></FONT></P></TD>
<TD vAlign=top width=16> </TD>
<TD vAlign=top width=96><P align=center><FONT size=2><B>Asset</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2><B>Price</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2><B>Price</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=78><P align=center><FONT size=2><B>Asset</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=79><P align=center><FONT size=2><B>Date</B></FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=77><P align=center><FONT size=2><B>(Loss)</B></FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P align=left><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16> </TD>
<TD vAlign=top width=96><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=78><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=79><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=77><P align=center><FONT size=2> </FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P align=left><FONT size=2><B>Single Transactions</B></FONT></P></TD>
<TD vAlign=top width=16> </TD>
<TD vAlign=top width=96><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=73><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=78><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=79><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=16><P align=center><FONT size=2> </FONT></P></TD>
<TD vAlign=top width=77><P align=center><FONT size=2> </FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P><FONT size=2>Vanguard Windsor II Fund</FONT></P></TD>
<TD vAlign=bottom width=16> </TD>
<TD vAlign=bottom width=96><P><FONT size=2>Mutual Fund</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
<TD vAlign=bottom width=73><P align=right><FONT size=2>41,146</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=73><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2>41,146</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2>41,146</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P><FONT size=2><B>Series of Transactions</B></FONT></P></TD>
<TD vAlign=bottom width=16> </TD>
<TD vAlign=bottom width=96><P><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=73><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=73><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P><FONT size=2>Vanguard Windsor II Fund</FONT></P></TD>
<TD vAlign=bottom width=16> </TD>
<TD vAlign=bottom width=96><P><FONT size=2>Mutual Fund</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=73><P align=right><FONT size=2>46,027</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=73><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2>46,027</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2>46,027</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2> </FONT></P></TD></TR>
<TR>
<TD vAlign=top width=141><P><FONT size=2>Vanguard Windsor II Fund</FONT></P></TD>
<TD vAlign=bottom width=16> </TD>
<TD vAlign=bottom width=96><P><FONT size=2>Mutual Fund</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=73><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
<TD vAlign=bottom width=73><P align=right><FONT size=2>19,586</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2>13,265</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2> </FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2>19,586</FONT></P></TD>
<TD vAlign=bottom width=16><P align=right><FONT size=2>$</FONT></P></TD>
<TD vAlign=bottom width=78><P align=right><FONT size=2>6,321</FONT></P></TD></TR>
</TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0>
<TR>
<TD colspan=2> </TD>
</TR>
<TR>
<TD vAlign=top width=70>
<P><FONT size=2><B>NOTE:</B></FONT></P></TD>
<TD vAlign=top width=570>
<P><FONT size=2><B>Reportable transactions are those transactions which either singularly or in
series of combined purchases and sales during the year exceed 5% of the fair value of the Plan's
assets at the beginning of the
year.</B></FONT></P></TD></TR></TABLE>
<TABLE border=0 cellPadding=0 cellSpacing=0 width=640>
<TR>
<TD><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>11</font></CENTER>
<HR NOSHADE SIZE=1><BR>
</TD></TR></TABLE>

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<P><font size=2> </font></P>
<P align=right><font size=2><B>EXHIBIT 23</B></font></P>
<P><font size=2> </font></P>
<P><font size=2><B>INDEPENDENT AUDITORS' CONSENT</B></font></P>
<P><font size=2>We consent to the incorporation by reference in Registration
Statement No. 333-10153 of The Dial Corporation on Form S-8 of our report dated
May 5, 2000, appearing in the Annual Report on Form 11-K of The Dial Corporation
401(k) Plan for the year ended December 31, 1999.</font></P>
<font size=2><BR>
/s/ Deloitte & Touche LLP<BR>
Deloitte & Touche LLP
<BR></font>
<P><font size=2>Phoenix, Arizona<BR>
May 23, 2000</font></P>
</TD>
</TR>
<TR>
<TD><P><font size=2> </font></P>
<P><font size=2> </font></P>
<CENTER><font size=2>12</font></CENTER>
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</TD></TR></TABLE>
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