SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
----------------
FORM 10-Q/A
Amendment No. 1
(Mark One)
[ X ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended September 30, 1996
OR
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the transition period from __________ to __________
Commission file number 0-28696
Home Bancorp of Elgin, Inc.
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
Delaware 36-4090333
(STATE OR OTHER JURISDICTION OF (I.R.S. EMPLOYER
INCORPORATION OR ORGANIZATION) IDENTIFICATION NO.)
16 North Spring Street, Elgin, Illinois 60120
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)
(ZIP CODE)
(847) 742-3800
(REGISTRANT'S TELEPHONE NUMBER INCLUDING AREA CODE)
N/A
----------------------------------------------------
(Former name, former address and former fiscal year,
if changed from last Report)
Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding twelve months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. Yes X No .
---- ----
Indicate the number of shares outstanding of each of the issuer's
classes of common stock as of the latest practicable date.
Outstanding at
Class September 30, 1996
----- ------------------
Common Stock,
par value $.01 7,009,250
<PAGE>
Part II -- OTHER INFORMATION
-----------------
Item 6. Exhibits and Reports on Form 8-K
(a) Exhibit 27 -- Corrected Financial Data Schedule*
- --------------
*Submitted only with filing in electronic format.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
HOME BANCORP OF ELGIN, INC.
---------------------------
(Registrant)
By: /s/ Lyle N. Dolan
--------------------------------
Lyle N. Dolan
Executive Vice President and Chief
Financial and Accounting Officer
November 15, 1996
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheets and the statements of income of Home Bancorp of
Elgin, Inc. and Subsidiary and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> JAN-01-1996
<PERIOD-END> SEP-30-1996
<CASH> 4,159,159
<INT-BEARING-DEPOSITS> 84,080,342
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 6,121,068
<INVESTMENTS-MARKET> 6,135,717
<LOANS> 266,566,100
<ALLOWANCE> 914,831
<TOTAL-ASSETS> 370,532,391
<DEPOSITS> 266,455,605
<SHORT-TERM> 0
<LIABILITIES-OTHER> 5,116,630
<LONG-TERM> 0
0
0
<COMMON> 70,000
<OTHER-SE> 98,890,065
<TOTAL-LIABILITIES-AND-EQUITY> 370,532,391
<INTEREST-LOAN> 15,802,201
<INTEREST-INVEST> 1,060,411
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 16,862,612
<INTEREST-DEPOSIT> 8,221,925
<INTEREST-EXPENSE> 8,259,186
<INTEREST-INCOME-NET> 8,603,426
<LOAN-LOSSES> 90,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 9,586,212
<INCOME-PRETAX> (140,979)
<INCOME-PRE-EXTRAORDINARY> (89,821)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (89,821)
<EPS-PRIMARY> (0.09)
<EPS-DILUTED> (0.09)
<YIELD-ACTUAL> 3.96
<LOANS-NON> 1,499,722
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 551,141
<ALLOWANCE-OPEN> 825,857
<CHARGE-OFFS> 1,026
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 914,831
<ALLOWANCE-DOMESTIC> 914,831
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
