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Previous: WILSONS THE LEATHER EXPERTS INC, 10-K405, 2000-04-10 |
Next: HAND BRAND DISTRIBUTION INC, 10KSB40, 2000-04-10 |
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of the earliest event reported): April 10, 2000
(March 15, 2000)
New York Bagel Enterprises, Inc.
(Exact name of Registrant as specified in its charter)
0-21205
(Commission file number)
Kansas 73-1369185
(State or other jurisdiction of
incorporation or organization) (I.R.S. Employer Identification No.)
115 East 8th Street
Stillwater, Oklahoma 74074
(Address of principal executive offices, including zip code)
405-624-3700
(Registrant's telephone number, including area code)
<PAGE>
Item 5. Other Events.
On March 15, 2000, New York Bagel Enterprises, Inc., filed the first
monthly report with the United States Bankruptcy Court for the District of
Kansas concerning the fiscal-month period ended February 23, 2000. The
monthly report filed with the Bankruptcy Court will be filed as an exhibit.
Item 7. Financial Statements and Exhibits.
(c) Exhibits.
99. Monthly Report for the period ended February 23, 2000 filed on March 15,
2000 with the United States Bankruptcy Court for the District of Kansas.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
NEW YORK BAGEL ENTERPRISES, INC.
/s/Richard Randall Webb
__________________________________________
Richard Randall Webb
Chief Financial Officer, Treasurer
and Secretary
Dated: March 30, 2000
<PAGE>
UNITED STATES BANKRUPTCY COURT
FOR THE DISTRICT OF KANSAS
IN RE: NEW YORK BAGEL
CASE NO. 00-10275
DEBTOR(S) CHAPTER 11
MONTHLY REPORT
FOR MONTH OF FEBRUARY 23, 2000
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
1 PROVIDE THE FOLLOWING INFORMATION REGARDING SALARIES/WAGES
PAID/DUE.
GROSS AMOUNT OF EXECUTIVE SALARIES PAID 16,942.31
NAME TITLE
ROBERT J GERESI C E O 9,096.16
RICHARD R WEBB C F O 7,846.15
GROSS AMOUNT OF OTHER WAGES PAID 207,082.23
WERE ANY WAGES/ SALARIES DUE BUT NOT PAID FOR THIS CURRRENT
MONTH? YES X NO . IF YES, PROVIDE THE EMPLOYEE'S NAME
AND TITLE AND AMOUNT DUE.
SEE SCHEDULE 1A
2 PROVIDE THE FOLLOWING INFORMATION REGARDING TAXES PAID/DUE.
ARE ALL POST-PETITION FEDERAL AND STATE TAXES PAID OR DEPOSITED
FOR THE PERIOD? YES NO X
PROVIDE DOLLAR DETAIL OF TAXES FOR THIS PERIOD.
AMOUNT DUE TAXES PAID
TYPE OF TAX FOR MONTH DURING MONTH
CK # DATE AMOUNT
FEDERAL WITHHOLDING 22527 FEB 8,00 28613.13
FICE WITHHOLDING 54127.94 FEB 22,00 25514.81
EMPLOYER'S FICA
STATE WITHHOLDING NOT DUE UNTIL 3/15/00
SALES TAX NOT DUE UNTIL 3/15/00, 3/20/00 AND 3/25/00
OTHER TAXES
ATTACH PHOTOCOPIES OF IRS FORM 6123 AND SIMILAR RECEIPT FROM THE STATE
TAXING AUTHORITY TO VERIFY THE DEPOSITS OR PAYMENTS
PAGE 1 OF 3
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
3 DOES ALL INSURANCE COVERAGE REMAIN IN EFFECT? YES X NO
TYPE CARRIER POLICY # EXP DATE
PROPERTY DAMAGE TRAVELERS BINDER 105403 MARCH 2000
LIABILITY TRAVELERS BINDER 105422 MARCH 2000
WORKERS COMP PREFERRED EMPLYRS BINDER 105382 MARCH 2000
PREFERRED EMPLYRS BINDRE 105402 MARCH 2000
OTHER
AUTOMOBILE TRAVELERS BINDER 105423 MARCH 2000
PROPERTY/LIABILITY TRAVELERS BINDER 105420 MARCH 2000
4 DO ALL REQUIRED LICENSES REMAIN IN EFFECT? YES X NO
DESCRIPTION RENEWAL DATE
FOOD/HEALTH VARIES BY STORE
5 LIST DEBTS INCURRED WHICH HAVE NOT BEE PAID.
(I.E. UTLITY BILLS, REPAIR BILLS, PROFESSIONAL FEES)
DATE INCURRED CREDITOR PURPOSE AMOUNT
SEE SEPARATE SCHEDULE #5
TOTAL
PAGE 2 OF 3
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
6 CHECK [ X] THAT THE FOLLOWING FORMS ARE ATTACHED:
RECEIPTS AND DISBURSEMENTS STATEMENT X
INCOME STATEMENT X
BALANCE SHEET (QUARTERLY ONLY) X
COPY OF BANK STATEMENT (S) X
FORM 6123 X
COPY OF CHAPTER 11 QUARTERLY FEE
PAYMENT REPORT (INCLUDE FOR MONTH
DURING WHICH FEE IS PAID)
I (WE) DECLARE UNDER PENALTY OF PERJURY THAT THIS REPORT AND ATTACHED
STATEMENTS ARE TRUE AND CORRECT TO THE BEST OF MY (OUR) KNOWLEDGE AND
BELIEF.
DATED: MARCH 13, 2000 DEBTOR: ROBERT J GERESI *
CO-DEBTOR: **
* THIS REPORT MUST BE SIGNED BY AN INDIVIDUAL HAVING SUFFICIENT KNOWLEDGE
OF THE FACTS TO MAKE A TRUTHFUL AND FULL STATEMENT.
** IF THIS IS A JOINT PETITION, BOTH HUSBAND AND WIFE MUST SIGN.
NOTE: THIS REPORT AND ATTACHED STATEMENTS ARE DUE FOR EACH
CALENDAR MONTH PERIOD FROM TIME OF FILING PETITION (FIRST REPORT
WILL BE FOR A SHORT PERIOD) UNTIL THE CASE IS DISMISSED,
CONVERTED OR A PLAN IS CONFIRMED. THE REPORT IS DUE THE 15TH OF
THE MONTH FOLLOWING THE REPORTING PERIOD. (IE. JANUARY REPORT
IS DUE FEBRUARY 15TH)
REV. 6/93 PAGE 3 OF 3
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
SCHEDULE 1A - ACCRUED PAYROLL
NAME OF EMPLOYEE CK # GROSS NET
DEBORAH FARRIS 23241 703.36 529.48
ROBERT J GERESI 23242 4,846.16 3,097.79
AMY R LITTLEFIELD 23243 50.00 46.11
ROBBIE SASSER 23244 1,161.54 887.20
VINCE VRANA 23245 3,600.00 2,408.74
RICHARD R WEBB 23246 4,153.85 2,950.76
KRISTIN L AHOLT 23247 132.52 122.02
KIMERLE D BOONE 23248 117.97 105.94
TARA L BUCK DEARDEUFF 23249 276.84 255.67
ANTHONY W BUJAK 23250 217.49 181.05
BROOKE M CARTER 23251 38.64 35.68
KIRSTEN A CERCY 23252 46.76 43.14
JASON L CRULL 23253 865.39 664.04
NATT T EALES 23254 158.59 136.74
KEVIN FORSMAN 23255 279.93 227.55
BO E GALLIMORE 23256 507.82 394.81
MARVIN K HAMILTON 23257 260.82 213.32
AMANDA M HRABAN 23258 87.73 80.72
RANSOM E JACKSON 23259 215.67 196.64
JESSICA L JENKINS 23260 64.57 59.50
PATRICK B JOHNSON FRASIER 23261 482.50 376.45
ROBERT A JOHNSON 23262 155.31 142.84
KEVIN L VANDEVENTER 23263 303.81 280.56
TERR A BUJAK 23264 468.81 384.17
ERIN M COPELAND 23265 235.56 211.49
KERRY E ENGER 23266 846.16 650.52
AMBER E HENDRIX 23267 149.50 138.06
ROBBIE L HOLCOMB 23268 211.35 195.19
JENNIFER A KARBS 23269 206.48 189.25
COREY D LAWYER 23270 46.46 42.87
ELIZABETH A LAWYER 23271 259.10 235.55
NEDRA J MADRON 23272 186.02 157.49
CORT T MASSEY 23273 196.25 180.00
AMANDA J MILLER 23274 87.55 80.80
SHEILA D ROGGOW 23275 144.21 132.70
MICHAEL J ARTHURS 23276 308.21 248.60
KRISTYNA L ARTZ 23277 268.41 218.98
ALLISON D AVERY 23278 278.79 226.71
AMANDA M BUIE 23279 126.48 112.44
JENNIFER J BURGELL 23280 42.36 39.10
AMANDA B BUSNELL 23281 119.12 106.81
LINDSEY M ERHARDT 23282 144.92 126.40
ELAINE M FAIRBANKS 23283 230.90 191.07
JAMIE L GLANDON 23284 214.01 178.45
KIMBERLY GORDON 23285 121.46 111.92
AMANDA N GRESH 23286 174.79 148.99
ANTHONY J HOUCHIN 23287 191.51 161.61
JEREMY N HUGHES 23288 134.57 118.61
SHANNON M LAMBERT 23289 299.63 242.24
RYAN E MARLEN 23290 264.56 216.09
JOHN T MCFARLAND 23291 128.85 114.24
ANN M MCMILLIN 23292 95.84 88.13
CHRISTEN V MOORMAN 23293 1,392.31 1,039.30
HEATHER M NUNLEY 23294 137.58 120.88
GALT M ORMISTON 23295 189.52 175.02
BRANDI R ROBERTS 23296 59.46 54.80
NATASHA Y ROCKLEY 23297 323.22 276.94
SHELLIE A SCHOVANEC 23298 81.73 75.45
WILLIAM B STOOKEY 23299 166.29 142.56
JOSH W STROM 23300 98.32 90.79
JUDD L STROM 23301 320.89 275.21
AMANDA SULLIVAN 23302 368.52 293.14
JESSICA L BOOKOUT 23303 1,019.23 767.10
MATTHEW S BOOKOUT 23304 865.39 658.86
JOSHEPH A BROWN 23305 600.00 554.10
RONALD J CORONATO 23306 418.08 329.48
BETHANY L DEESE 23307 385.89 305.91
SARA J KELCY 23308 3,007.22 247.88
JEREMY J KERBY 23309 436.86 335.70
ROBERT C MALDONADO 23310 883.47 676.76
ADAM M SOUTHERLAND 23311 459.18 347.03
FAY A VRANA 23312 461.44 388.32
TRENT L BARNES 23313 884.62 659.05
ELIZABETH A HUSBY 23314 319.88 257.23
JACQUETTA Y LANGSTON 23315 387.82 324.76
YVETTE L LEDEAU 23316 439.08 405.49
VINCENT D LEWIS 23317 67.30 62.15
PAUL A MALVEAUX 23318 95.24 87.87
MELINDA J MCPHETRIDGE 23319 455.26 356.67
JONATHAN M MOULDER 23320 257.01 235.67
PETER ROBERSON 23321 238.55 219.07
GREG E THORSEN 23322 36.00 33.25
SHARON L BROWN 23323 380.63 351.43
DAVID K DUNCAN 23324 168.00 143.85
MELISSA D HARDIN 23325 169.28 155.60
ROBERT C LORENZ 23326 391.88 310.31
EMILY A LYTLE 23327 84.98 78.21
KIRSTEN D SCHOOK 23328 884.62 677.57
TRACY S SHAW 23329 177.68 163.22
KATE A ZERBST 23330 333.00 266.91
KENDRA S CAMPBELL 23331 166.26 142.54
NATHAN L GIFFORD 23332 177.27 150.87
KIRK M JORGENSEN 23333 326.25 261.92
ZANE M KESSLER 23334 204.51 171.33
DAVID R KLEIN 23335 280.20 227.76
CALLIE A LIDDELL 23336 90.09 82.87
SUZANNE F LINDSAY 23337 1,276.92 804.13
BRAD L MILBURN 23338 74.52 68.82
JOEL C PRICE 23339 192.35 176.48
DAVID M SEVER 23340 285.04 231.37
MARILYN F ST AUBIN 23341 319.45 291.39
CHAD E VANHORN 23342 179.76 165.10
ANDREW C WATKINS 23343 264.24 215.86
SHILDON R WOOLARD 23344 190.02 160.50
GLENDA D BATES 23345 123.65 110.27
KATHRIN E BATES 23346 413.34 326.01
CHAD L BENNETT 23347 557.83 430.39
CHAD CLINGMAN 23348 152.75 131.33
GLENN R EATON 23349 246.43 202.64
BETO L ENGST 23350 399.23 315.68
LISA GARRISON 23351 484.26 405.33
DAVIN J HARRISON 23352 38.06 35.15
JEREMY W HOLLARS 23353 341.97 290.89
JOSHUA A JANACEK 23354 923.08 686.11
SEANTA LANG 23355 129.63 114.83
JOHN D LEON 23356 467.49 431.73
NANCY J MIZELLE VOUCHER 30.52 -
LAVERN MOURNING 23357 969.33 378.64
LACEY M NALL 23358 70.13 64.60
BILLY W SEAMSTER 23359 658.80 519.70
JOSE URESTI 23360 166.97 153.49
DENA L WOOD 23361 73.44 60.12
MARK R BAILEY 23362 1,153.85 775.84
FRANK J BARANOWSKI 23362 121.22 108.41
ANDREW J CARLETON 23364 350.41 297.12
GALIEO V CATRON 23365 408.31 339.88
STEFANIE M DAY 23366 227.80 210.38
CASEY L DUNCAN 23367 80.27 74.11
BRANDON L JOHNSON 23368 484.16 377.65
KARI M LAUDERDALE 23369 180.08 153.00
DARCI D MCCURDY 23370 423.97 351.38
DAVE K MCINNIS 23371 179.94 165.26
MICHELLE E MOON 23372 257.75 211.02
TAMARAH M MOORE 23373 218.09 181.49
RHETT A MURPHY 23374 204.88 171.62
JUSTIN R PARK 23375 185.38 157.00
KATIE R PICKENS 23376 297.64 240.76
RUSHING L RICHARD 23377 344.19 292.53
LISA K SMITH 23378 440.85 381.28
KEELY M TROUT 23379 147.47 128.33
TIFFANY I WOODS 23380 172.25 147.06
JOSEPH C AYALA 23381 243.24 224.63
SARAH A AYALA 23382 594.00 455.92
JOSEPH D CALDWELL 23383 273.75 240.07
HENRY S DANGERFIELD 23384 356.80 329.51
STACY L EDWARDS 23385 660.00 574.79
MEARA B EICHERT 23386 235.68 217.65
JOHN D GABRIEL 23387 558.00 448.51
CHRISTOPHER R GREEN 23388 1,000.00 773.56
PHILLIP B HICKMAN 23389 77.63 71.69
KRISTEN D HILL 23390 227.58 205.56
MICHAEL M KENNETT 23391 114.75 103.49
JOSEPH P LEMIEUX 23392 839.38 660.56
TIFFANY A MALY 23393 245.47 201.93
CHRIS J MILLER 23394 518.00 419.95
KELSEY N MISHKIN 23395 204.54 187.49
SERKAN A OZTURK 23396 305.78 246.81
TION L PUETZ 23397 167.06 143.14
MATTHEW D RICHEY 23398 488.25 450.90
STEPHANIE M ROYCE 23399 280.30 258.86
MICHAEL G SHCULZ 23400 158.29 136.50
MICHAEL J SPRADLIN 23401 545.99 502.92
AARON M THORNHILL 23402 666.00 506.41
GRANT H VANCIL 23403 112.99 104.34
THOMAS G VARNER 23404 236.25 211.99
MATTHEW W WAGONER 23405 342.16 315.99
JONATHAN C WARD 23406 81.25 75.01
KAYT E WEAVER 23407 103.27 94.71
DUSTIN E BLACK 23408 224.90 203.57
BENJAMIN D BRUCE 23409 89.71 82.53
ANDREW S CASSELL 23410 291.94 236.52
SARAH E DEVERGES 23411 131.17 106.30
DAYTON DIGIACOMO 23412 302.28 276.36
LESLIE A FINE 23413 376.72 316.55
JEREMY LEAL 23414 123.09 113.41
MARY A LEHMAN 23415 194.43 178.36
DAVID F NOBLE 23416 142.86 124.86
JOH H PHELPS 23417 1,026.93 722.51
KINA D BAILEY 23418 371.20 295.13
KEITH CREIGHTON 23419 1,026.93 96.01
WESLEY L GALLOWAY 23420 94.50 86.90
LARESSA MORENO HARTLEY 23421 720.00 594.20
TENA M THIERRY 23422 399.75 350.91
DOUG N WILKINSON 23423 263.90 239.20
JENNIFER L WILKINSON 23424 485.75 440.55
BRIDGET L BRADEN 23425 173.80 160.50
CHRISTOPHER D CLEMENTS 23426 138.42 127.83
BILLY R COX 23427 586.20 486.50
DARLENE M CURRIN 23428 511.35 397.37
BETHANY J GARCIA 23429 205.59 189.86
JOSHUA R JACKSON 23430 410.28 323.77
JOSHUA J ONLEY 23431 387.55 357.90
ROBIN L PETRONE 23432 730.77 583.99
KELSEY L ROYCE 23433 345.24 275.95
CHRIS L SCHLUNEGER 23434 449.54 370.08
AMANDA N WAYMAN 23435 36.85 34.04
KATHRYN L WILLIAMSON 23436 280.03 227.63
JOSEPH L AZAR 23437 375.36 298.19
RHONDA E BLAYLOCK 23438 1,423.08 1,071.21
EDMUND C BROWN 23439 594.51 456.28
MATTHEW W CAMPBELL 23440 107.93 98.28
ABBIE E CONKLING 23441 262.50 214.55
RACHEL R CONKLING 23442 108.00 98.32
JAIME M DERECSKEY 23443 711.54 556.46
WESTON T EDWARDS 23444 69.69 64.36
HERBERT W FLYNN 23445 68.16 62.94
CHRISTINE A HURSH 23446 38.50 35.55
JASON D LIKE 23447 301.88 243.92
REBECCA L NOTT 23448 150.00 130.23
JOE M PALMER 23449 225.00 186.67
BRENDAN M SMITH 23450 163.88 151.05
PENNY M SPIEGEL 23451 324.00 260.26
RACHEL A STOUT 23452 281.89 229.01
JOHN M UNDERWOOD 23453 103.50 94.88
DAVID K UPTGRAFT 23454 520.00 403.55
ROBERT D WASSON 23455 230.52 190.80
CHARISSA L BALL 23456 97.86 90.37
DARCIL BROWN 23457 504.74 392.00
ANDREA L HOVER 23458 84.42 77.97
EMILY E MANSKE 23459 21.66 20.01
TANISHA J OVALLE 23460 223.93 184.70
AMBER D PALMITTER 23461 505.51 437.79
ETHEL A RUGGLES 23462 505.18 392.40
CHERISE SCHNEIDER 23463 172.80 159.58
TALITHA R SCHNEIDER 23464 157.25 145.22
JOSEPH R SCHUMACHER 23465 477.33 371.84
EBONY M SIMON 23466 519.19 402.75
RICHARD C WALLACE 23467 1,200.00 893.28
COURTNEY E BISHOP 23468 112.35 102.19
JACKI D CINOTTO 23469 438.83 343.40
OMAR GARCIA 23470 556.17 449.25
JAY A GOULD 23471 1,046.15 837.05
JENNY D GRIGGS 23472 130.73 115.67
BENJAMIN C HIGGINS 23473 1,138.00 838.79
JESSICA L MORGAN 23474 191.63 160.84
ASHLEY E NORTHRUP 23475 175.61 149.01
ASHLEY F NORTON 23476 312.38 250.01
JEREMY A DAWKINS 23477 576.40 464.17
SHELLEY T DAWKINS 23478 493.63 383.86
BRANDON C WHITE 23479 826.93 647.87
MELINDA L AKINS 23480 249.51 204.92
SARAH A BLAKE 23481 122.63 109.49
JEREMY T CANNON 23482 180.38 165.55
VILLIAM W CHANCE 23483 250.86 222.88
KATIE C CIAMBELLA 23484 203.78 186.82
JESSICA A CONSTANTINE 23485 205.23 171.87
CELESTE I DERRINGER 23486 664.00 536.37
DAVID R DOWDNEY 23487 46.35 42.81
JOHN B GARLING 23488 248.85 193.68
RYAN W GIBSON 23489 189.67 160.24
MAJIX S JOHNSON 23490 474.06 397.73
DONALD J LEMONIER 23491 174.83 149.01
REBECCA J LUCAS 23492 357.57 285.06
LAUREL L MCLAUCHLIN 23493 201.43 169.03
NATHAN R MICHAEL 23494 185.09 169.92
STEVE L MICHAEL 23495 91.00 73.22
JACQUELINE M MICHIE 23496 134.42 118.50
REBEKA L NOULLES 23497 124.12 110.63
CHRISTOPHER B OLIVER 23498 336.50 247.99
BRENT E PLAZICO 23499 203.99 186.99
ANGELINA M REID 23500 368.16 327.56
WILLIAM J RIEG 23501 198.77 167.05
RYAN M SHANNON 23502 166.14 142.45
TYLER M STEER 23503 121.26 108.44
RACHEL S SWENTON 23504 138.23 121.37
JAMES D TRENT 23505 42.17 38.93
JASON L WRIGHT 23506 258.15 211.32
BROOKE J BIGBIE 23507 78.38 72.38
MARK E BUSHEY 23508 91.80 84.71
MITCH K COATHEY 23509 279.13 244.07
JASON M DRENNAN 23510 361.26 287.78
HOLLY L KINDRICK 23511 27.50 25.39
AMY E KOTZUR 23512 121.28 111.75
SCOTTY J MURRAY 23513 131.79 116.49
REBEKA R OBERLY 23514 853.85 662.65
MICHAEL W ROBERTS 23515 108.87 98.99
ROCKY A SKARDA 23516 177.68 151.17
MATTHEW A VANHORN 23517 79.38 73.09
SCOTT D WHITE 23518 85.90 79.04
SARA A ANIKIENKO 23519 357.84 281.21
BRANDY S BREWER 23520 321.11 254.00
NATHAN C FEDOR 23521 36.05 32.52
JESSICA J MANSELL 23522 136.99 124.82
TARA L MASSENGATE 23523 242.77 214.19
LUIS J MAYEN 23524 69.38 62.62
TONYA MORROW 23525 401.39 370.68
CHISTAL PREWITT 23526 284.13 226.60
JULIE E PRICE 23527 320.63 253.64
CRYSTAL R TAYLOR 23528 846.16 656.69
TANYA V UDICK 23529 475.61 385.80
REGINA F WILSON 23530 653.85 497.87
COMPANY TOTALS 104,340.70 86,140.07
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
ITEM # 5 ACCOUNTS PAYABLE DETAIL TRIAL BALANCE
NAME OF VENDOR VENDOR # INVOICE # AMOUNT
KGE KANSAS GAS SERVICE 5 021400/41 66.53
021400/41B 227.43
021400/44 169.97
021400/45 144.25
VENDOR TOTAL 608.18
BELLSOUTH IN US FUNDS 33 02044/151 115.88
GREAT PLAINS COCA COLA 82 65387759 171.00
65513446 57.00
67231675 42.75
VENDOR TOTAL 270.75
OKLAHOMA GAS & ELECTRIC 132 020800/23 412.29
020800/51 922.72
020800/51B 36.08
VENDOR TOTAL 1,371.09
GMAC 140 021500 343.16
PSO 265 020800/35 34.25
020800/35B 369.84
VENDOR TOTAL 404.09
CITY OF TULSA 274 021600/36 29.23
021800/35 62.50
VENDOR TOTAL 91.73
INSURANCE MANAGEMENT ASSO. 378 021000 10,769.00
AIRBORNE EXPRESS 392 X1993854 50.70
ADT SECURITY SYSTEMS IN 437 68612928 37.84
DELANO BAKERY 494 149853 24.80
149920 82.35
VENDOR TOTAL 107.15
SOUTHWESTERN BELL TELE 542 021100/21 67.43
021100/31 55.96
VENDOR TOTAL 123.39
ORKIN EXTERMINATING CO 713 28248858 33.00
31834876 33.00
31834899 33.00
VENDOR TOTAL 99.00
LUCENT TECHNOLOGIES 853 021400 312.79
CITY OF OKLAHOMA CITY 978 021600/22 25.00
021600/23 25.00
VENDOR TOTAL 50.00
TULSA FRUIT COMPANY 1222 287270 14.10
290399 13.05
290830 36.55
291573 34.38
292016 16.01
VENDOR TOTAL 114.09
TCI CABLEVISION OF TULSA 1491 021500/35 45.42
SWISHER 1566 4819745 14.00
4856841 14.00
4856867 13.50
4856858 13.50
VENDOR TOTAL 55.00
COX COMMUNICATIONS 1597 021400/45 53.52
FALCON CAPTIAL LLC 1654 76090 314.40
76091 379.74
VENDOR TOTAL 694.14
ORKIN EXTERMINATING 2037 33317740 33.00
VENICE ENTERPRISES, INC. 2069 15828 1,621.40
ORKIN EXTERMINATING 2164 32368672 38.50
PAYROLL EXPRESS 2197 021600 474.50
ENDO'S COFFEE ROASTERY 2285 395 202.50
FARM FRESH DSD DIV 2286 303980 21.24
IKON OFFICE SOLUTIONS 2400 569050 60.00
IOS CAPITAL 2405 46597939 346.38
OKLAHOMA STATE DEPT HEALTH 26000 044236 100.00
48054 100.00
VENDOR TOTAL 200.00
PITNEY BOWES 2604 308779 26.70
ROBBINS RESTAURANT REPAIR 2616 4662 580.00
REPORT TOTALS 19,321.14
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
RECEIPTS AND DISBURSEMENTS STATEMENT
FOR THE MONTH ENDING FEBRUARY 23, 2000
1 BEGINNING CHECKBOOK BALANCE (11,914)
2 CASH RECEIPTS FOR THE MONTH
COLLECTION OF ACCOUNT RECEIVABLE 1,155
CASH SALES 508,532
SALARY
PROCEED FROM LOANS 100,000
GOVERNMENT PAYMENTS
OTHER (INTEREST, DIVIDENDS, GIFTS)
TOTAL CASH RECEIPTS FOR THE MONTH 609,685
3 CASH DISBURSEMENTS FOR THE MONTH
PER ATTACHED LIST OF DISBURSEMENTS (534,549) (534,549)
OTHER
4 ENDING CHECKBOOK BALANCE (1+2-3) 63,224
ONE BANK ACCOUNT NOT RECONCILED - STMT NOT RECEIVED AS OF 3/14/00
CASH SUMMARY - END OF MONTH
ACCOUNT NO OR LOCATION
PETTY CASH/CASH ON HAND ALL STORES 9,448
REGUALR CHECKING MAIN/STILLWATER/OKC/TULSA
WICHITA/NORMAN/ALABAMA 30,164
PAYROLL/TAX ACCOUNT MAIN PAYROLL ACCT IN STILL 23,612
CD
OTHER
TOTAL (SHOULD AGREE WITH 4. ABOVE) 63,224
NOTE: A COPY OF A BANK STATEMENT FROM EACH BANK ACCOUNT AND A
RECONCILIATION BETWEEN THE STATEMENT AND YOUR CHECKBOOK MUST ACCOMPANY
THIS STATEMENT.
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
TOTAL DISBURSEMENTS - SUMMARY
NAME OF VENDOR CK # DESCRIPTION AMOUNT
BUILDERS INC 50860 RENT 2,696.82
MVP LIMITED PARTNERSHIP 50861 RENT 2,868.49
MARK D ATKINSON 50862 RENT 999.65
RUTH FISHER 50863 RENT 851.72
BAGEL LAND 50864 RENT 2,577.58
CAMPUS CORNER ASSOCIATES 50865 RENT 1,950.00
EDMOND PLAZA CORP 50866 RENT 1,763.90
KOLL MANAGEMENT SERVICE 50867 RENT 1,429.78
92 BRIXTON SQUARE LTD 50868 RENT 1,371.71
H W ALLEN CO 50869 RENT 2,401.86
LIGHTHOUSE ONE 50870 RENT 2,703.61
FEDERAL EXPRESS 50871 SUPPLIES 216.08
PRICE EDWARDS 50872 RENT 3,335.17
CITY OF THE VILLAGE 50873 UTILITIES 182.66
OKLAHOMA NATURAL GAS 50874 UTILITIES 1,272.73
CITY OF TULSA 50875 UTILITIES 268.25
INSURANCE MANAGEMENT ASSO 50876 INSURANCE 10,730.00
INTERVEST FIRST PLACE 50877 RENT 1,859.70
SOUTHWESTERN BELL TELE 50878 UTILITIES 131.05
PARK LANE SHOPPING CENTER 50879 RENT 1,434.48
CITY OF OKLAHOMA CITY 50880 UTILITIES 307.17
WOODYARD TRUST 50881 RENT 515.52
HARRY MARTON 50882 RENT 515.52
QUICK TRIP 50883 RENT 2,613.89
BRADLEY FAIR 50884 RENT 3,580.76
CITY OF TUSCALOOSA 50885 UTILITIES 34.84
B & E ENTERPRISES 50886 RENT 2,924.99
ALABAMA GAS CORPORATION 50887 UTILITIES 100.94
L.P.V. PROPERTIES 50888 RENT 3,241.03
J. R. BRADLEY 50889 RENT 224.14
PAYROLL EXPRESS 50890 PROFESSIONAL 1,046.75
PRINCIPLE LIFE INSURANCE 50891 HEALTH INSURANCE 6,950.17
PAYROLL CHECKS PAYROLL 180,622.52
PAYROLL CHECKS PAYROLL TAXES 34,221.85
BANK RECONCILIATIONS CASH OVER/SHORT 490.97
BANK RECONCILIATIONS BANK CHARGES 2,714.81
AUTOMATIC PAYMENT - KMAZ LEGAL 15,000.00
AUTOMATIC PAYMENT - COMERCIAL EQUITY INSURANCE 2,833.00
PAID OUTS COST OF SALES 212,742.03
PAID OUTS REPAIRS 7,280.85
PAID OUTS CASH OVER/SHORT 1,489.00
PAID OUTS ADVERTISING 3,864.39
PAID OUTS OPERATING SUPPIES 7,379.16
PAID OUTS UTILITIES 2,809.78
TOTAL DISBURSEMENTS FOR PERIOD 534,549.32
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
CHECK REGISTER FOR OPERATIONS
NAME OF VENDOR CK # DESCRIPTION AMOUNT
BUILDERS INC 50860 RENT 2,696.82
MVP LIMITED PARTNERSHIP 50861 RENT 2,868.49
MARK D ATKINSON 50862 RENT 999.65
RUTH FISHER 50863 RENT 851.72
BAGEL LAND 50864 RENT 2,577.58
CAMPUS CORNER ASSOCIATES 50865 RENT 1,950.00
EDMOND PLAZA CORP 50866 RENT 1,763.90
KOLL MANAGEMENT SERVICE 50867 RENT 1,429.78
92 BRIXTON SQUARE LTD 50868 RENT 1,371.71
H W ALLEN CO 50869 RENT 2,401.86
LIGHTHOUSE ONE 50870 RENT 2,703.61
FEDERAL EXPRESS 50871 SUPPLIES 216.08
PRICE EDWARDS 50872 RENT 3,335.17
CITY OF THE VILLAGE 50873 UTILITIES 182.66
OKLAHOMA NATURAL GAS 50874 UTILITIES 1,272.73
CITY OF TULSA 50875 UTILITIES 268.25
INSURANCE MANAGEMENT ASSO 50876 INSURANCE 10,730.00
INTERVEST FIRST PLACE 50877 RENT 1,859.70
SOUTHWESTERN BELL TELE 50878 UTILITIES 131.05
PARK LANE SHOPPING CENTER 50879 RENT 1,434.48
CITY OF OKLAHOMA CITY 50880 UTILITIES 307.17
WOODYARD TRUST 50881 RENT 515.52
HARRY MARTON 50882 RENT 515.52
QUICK TRIP 50883 RENT 2,613.89
BRADLEY FAIR 50884 RENT 3,580.76
CITY OF TUSCALOOSA 50885 UTILITIES 34.84
B & E ENTERPRISES 50886 RENT 2,924.99
ALABAMA GAS CORPORATION 50887 UTILITIES 100.94
L.P.V. PROPERTIES 50888 RENT 3,241.03
J. R. BRADLEY 50889 RENT 224.14
PAYROLL EXPRESS 50890 PROFESSIONAL 1,046.75
PRINCIPLE LIFE INSURANCE 50891 HEALTH INSURANCE 6,950.17
TOTAL DISBURSEMENTS 63,100.96
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
CHECK REGISTER FOR PAYROLL ACCOUNT
NAME OF EMPLOYEE CK # AMOUNT
DEBOARH FARRIS 22591 624.55
ROBERT GERESI 22592 2,773.77
AMY LITTLEFIELD 22593 91.93
ROBBIE SASSER 22594 746.50
VINCE VRANA 22595 2,408.74
RICHARD WEBB 22596 2,686.07
KRISTIN AHOLT 22597 51.49
KIMBERLE BOONE 22598 77.22
TARA BUCK DEARDEUFF 22599 288.79
ANTHONY BUJAK 22600 228.52
KIRSTEN CERCY 22601 51.13
JASON CRULL 22602 664.04
KEVIN FORSMAN 22603 219.37
BO GALLIMORE 22604 388.41
SEAN HADFIELD 22605 60.44
MARVIN HAMILTON 22606 267.84
AMANDA HRABAN 22607 123.62
CHRISTOPHER HUMMEL 22608 144.44
RANSON JACKSON 22609 195.53
JESSICA JENKINS 22610 104.30
PATRICK JOHNSON FRASIER 22611 363.61
ROBERT JOHNSON 22612 13.70
MOZHGAN SHARIAT 22613 229.99
KEVIN VANDEVENTER 22614 360.16
TERRY BUJAK 22615 333.56
ERIN COPELAND 22616 251.38
KERRY ENGER 22617 650.52
LORI GEIGER 22618 46.47
AMBER HENDRIX 22619 136.16
ROBBIE HOLCOMB 22620 175.54
JENNIFER KARBS 22621 145.78
COREY LAWYER 22622 60.52
ELIZABETH LAWYER 22623 207.06
CORT MASSEY 22624 206.70
AMANDA MILLER 22625 19.64
JENNIFER ROARK 22626 17.46
SHEILA ROGGOW 22627 212.06
MICHAEL ARTHURS 22628 225.88
KRISTYNA ARTZ 22629 192.72
ALLISON AVERY 22630 174.30
AMANDA BUIE 22631 83.94
AMANDA BUSHNELL 22632 119.31
LINDSEY ERHARDT 22633 103.86
ELAINE FAIRBANKS 22634 224.02
JAMIE GLANDON 22635 175.60
KIMBERLY GORDON 22636 172.17
AMANDA GRESH 22637 170.22
ANTHONY HOUCHIN 22638 187.74
JEREMY HUGHES 22639 103.71
SHANNON LAMBERT 22640 204.16
RYAN MARLEN 22641 215.01
JOHN MCFARLAND 22642 154.57
ANN MCMILLIN 22643 75.62
CHRISTEN MOORMAN 22644 1,039.30
HEATHER NUNLEY 22645 106.98
BRANDI ROBERTS 22646 87.66
NATASH ROCKLEY 22647 171.18
SHELLIE SCHOVANEC 22648 111.90
WILLIAM STOOKEY 22649 213.02
JUDD STROM 22650 334.19
AMAND SULLIVAN 22651 306.61
JESSICA BOOKOUT 22652 787.10
MATHEW BOOKOUT 22653 611.14
JOSEPH BROWN 22654 428.07
JANET CONDREN 22655 354.71
STEVEN CONDREN 22656 242.44
RONALD CORONATO 22657 342.31
BETHANY DEESE 22658 317.52
SARA KELCY 22659 226.36
JEREMY KERBY 22660 374.00
ROBERT MALDONADO 22661 676.76
JONATHAN MOULDER 22662 189.72
KYLE ODONLEY 22663 146.26
BILLY SEAMSTER 22664 572.27
ADAM SOUTHERLAND 22665 306.57
FAY VRANA 22666 332.19
TRENT BARNES 22667 659.05
ELIZABETH HUSBY 22668 2,225.76
JACQUETTA LANGSTON 22669 269.37
YVETTE LEDEAU 22670 435.69
PAUL MALVEAUX 22671 89.11
PETER ROBERSON 22672 242.25
GREG THORSEN 22673 334.81
SHARON BROWN 22674 393.05
DAVID DUNCAN 22675 113.06
MELISSA HARDIN 22676 169.42
ROBERT LORENZ 22677 293.12
EMILY LYTLE 22678 163.79
YOUNES MERBOUHI 22679 227.72
KIRSTEN SCHOOK 22680 677.57
TRACY SHAW 22681 174.86
KATE ZERBST 22682 209.20
KENDRA CAMPBELL 22683 185.58
NATHAN GIFFORD 22684 117.90
JENNIFER HENDERSON 22685 265.35
KIRK JORGENSEN 22686 226.12
DAVID KLEIN 22687 321.14
CALLIE LIDDELL 22688 111.90
SUZANNE LINDSAY 22689 804.13
BRAD MILBURN 22690 172.96
JOEL PRICE 22691 187.69
ERICA SCHAFER 22692 50.48
DAVID SEVER 22693 230.47
ROBERT SIMMONS 22694 145.06
MARILYN ST AUBIN 22695 260.47
CHAD VANHORN 22696 154.42
ANDREW WATKINS 22697 199.93
SHILOH WOOLARD 22698 232.14
CHAD BENNETT 22699 420.18
CHAD CLINGMAN 22700 139.84
GLENN EATON 22701 129.55
BETO ENGST 22702 311.53
LISA GARRISON 22703 289.12
DAVIN HARRISON 22704 193.99
JEREMY HOLLARS 22705 262.46
JOSHUA JANACEK 22706 479.33
JOHN LEON 22707 467.17
NANCY MIZELLE 22708 429.29
LAVERN MOURNNG 22709 422.16
LACEY NALL 22710 82.73
BRANDY TAYLOR 22711 151.21
JOSE URESTI 22712 197.59
DENA WOOD 22713 91.23
MARK BAILEY 22714 775.84
FRANK BARANOWSKI 22715 43.11
ANDREW CARLETON 22716 322.83
GALILEO CATRON 22717 321.42
STEFANIE DAY 22718 210.61
CASEY DUNCAN 22719 136.59
TOBY FULLBRIGHT 22720 110.18
BRANDON JOHNSON 22721 189.14
KARI LAUDERDALE 22722 104.60
DARCI MCCURDY 22723 434.20
DAVE MCINNIS 22724 202.70
MICHELLE MOON 22725 265.29
TAMARAH MOORE 22726 78.77
RHETT MURPHY 22727 255.97
IVY NGUYEN 22728 108.54
KATIE PICKENS 22729 247.18
RUSHING RICHARD 22730 250.39
LISA SMITH 22731 330.32
CRYSTAL TERREBONNE 22732 317.47
KEELY TROUT 22733 89.97
TIFFANY WOODS 22734 52.81
JOSEPH AYALA 22735 195.98
SARA AYALA 22736 455.92
JOSEPH CALDWELL 22737 373.17
HENRY DANGERFIELD 22738 118.20
STACY EDWARDS 22739 574.79
MEARA EICHERT 22740 180.75
JOHN GABRIEL 22741 573.68
CHRISTOPHER GREEN 22742 773.56
PHILLIP HICKMAN 22743 95.64
KRISTEN HILL 22744 199.79
MICHAEL KENNETT 22745 357.68
ERIC KIDWELL 22746 81.20
JOSEPH LEMIEUX 22747 587.15
TIFFANY MALY 22748 178.23
CHRIS MILLER 22749 419.95
KELSEY MISHKIN 22750 136.12
SERKAN OZTURK 22751 204.35
TION PUETZ 22752 140.43
CHRISTINA REYES 22753 290.29
MATTHEW RICHEY 22754 547.53
STEPHANIE ROYCE 22755 209.12
MICHAEL SCHULZ 22756 167.25
MICHAEL SPRADLIN 22757 481.21
AARON THRONHILL 22758 519.27
GRANT VANCIL 22759 112.63
THOMAS VARNER 22760 168.72
MATTHEW WAGONER 22761 382.88
JONATHAN WARD 22762 93.67
KAYT WEAVER 22763 115.47
EMILY WEBB 22764 89.72
BENJAMIN BRUCE 22765 153.35
ANDREW CASSELL 22766 319.37
DAYTON DIGIACOMO 22767 346.83
LESLIE FINE 22768 82.94
JEREMY LEAL 22769 27.59
MARY LEHMAN 22770 96.41
DAVID NOBLE 22771 190.25
JON PHELPS 22772 722.51
STEVE RALSTON 22773 350.31
SHAVONE TAYLOR 22774 211.13
KEITH CREIGHTON 22775 796.01
WESLEY GALLOWAY 22776 161.99
LISA GONZALES 22777 42.85
LARESSA MORENO HARTLEY 22778 594.20
JEREMY SIZEMORE 22779 47.65
TENA THIERRY 22780 442.68
DOUG WILKINSON 22781 127.93
JENNIFER WILKINSON 22782 255.89
JOSEPH AZAR 22783 303.79
BRIDGET BRADEN 22784 54.89
CHRISTOPHER CLEMENTS 22785 173.93
BILLY COX 22786 350.36
DARLEN CURRIN 22787 478.23
BETHANY GARCIA 22788 110.28
JOSHUA JACKSON 22789 293.50
MICHAEL KING 22790 17.26
LAYNA MELVER 22791 130.11
JOSHUA ONLEY 22792 336.93
ROBIN PETRONE 22793 583.99
BRIANNA RAY 22794 84.97
CHRIS SCHLUNGER 22795 335.17
SHARON TIPTON 22796 336.04
AMANDA WAYMAN 22797 289.51
RHONDA BLAYLOCK 22798 1,089.28
EDMUND BROWN 22799 536.59
MATTHEW CAMPBEL 22800 194.32
RACHEL CONKLING 22801 112.07
JAIME DERECSKEY 22802 556.46
HERBERT FLYNN 22803 112.31
IVY HALLFOR 22804 96.04
REBECCA NOTT 22805 112.07
SHANON OWENS 22806 101.54
JOE PALMER 22807 183.91
JESSIE PITTS 22808 173.44
PENNY SPIEGEL 22809 313.76
RACHEL STOUT 22810 176.22
JOHN UNDERWOOD 22811 87.46
DAVID UPTGRAFT 22812 398.32
MAURICE WALLACE 22813 74.32
ROBERT WASSON 22814 118.16
CHARISSA BALL 22815 15.41
JAMIE BARLOW 22816 284.22
DARCIL BROWN 22817 395.94
COURTNEY CUMINGS 22818 155.57
JAY GATES 22819 548.80
RHONDA GILMER 22820 498.64
BRIDGET HARRISON 22821 113.51
LINDA HAYES 22822 109.87
ANDREA HOOVER 22823 38.34
CARISSA LITTLEJOHN 22824 377.97
TANISHA OVALLE 22825 314.45
AMBER PALMITIER 22826 429.22
ETHEL RUGGLES 22827 354.97
CHERISE SCHNEIDER 22828 143.73
TALITHA SCHNEIDER 22829 158.71
JOSEPH SCHUMACHER 22830 285.85
CAROL SHIVELY 22831 583.11
EBONY SIMON 22832 284.21
RYAN SMITH 22833 30.70
RICHARD WALLACE 22834 893.28
COURTNEY BISHOP 22835 169.06
JACKI CINOTTO 22836 295.54
OMAR GARCIA 22837 447.65
JAY GOULD 22838 837.05
JENNY GRIGGS 22839 101.56
BENJAMIN HIGGINS 22840 674.06
JESSICA MORGAN 22841 110.95
ASHLEY NORTHRUP 22842 154.36
MARISSA PHAM 22843 190.63
MELISSA SEAMSTER 22844 345.27
JEREMY DAWKINS 22845 494.53
SHELLEY DAWKINS 22846 193.14
KRISTEN DEBOISE 22847 65.49
VINCENT MANUEL 22848 87.10
PALOMA SORIA 22849 150.15
SARAH STEVENS 22850 167.16
RYAN UTTER 22851 217.31
BRANDON WHITE 22852 647.87
STEPHANIE WHITE 22853 266.22
MELINDA AKINS 22854 207.96
CHAD ANGLIN 22855 78.89
SARAH BLAKE 22856 100.91
RICKY BROWN 22857 16.79
MARK BUSHEY 22858 80.16
WILLIAM CHANCE 22859 142.56
KATIE CIAMBELLA 22860 230.88
PAUL CONSTANTIKES 22861 33.01
CELESTE DERRINGER 22862 711.32
CASEY DICK 22863 123.80
MEGHANN FREEHLING 22864 76.20
JOHN GARLING 22865 35.43
MAJIX JOHNSON 22866 398.39
AMBER KANALY 22867 25.09
HOLLY KINDRICK 22868 156.08
AMY KING 22869 124.11
DONALD LEMONIER 22870 148.47
LAUREL MCLAUCHLIN 22871 148.57
NATHAN MICHAEL 22872 120.83
STEVE MICHAEL 22873 421.01
ROBIN OVERLY 22874 601.59
BRETN PLAXICO 22875 176.47
ANGELINA REID 22876 116.99
WILLIAM RIEG 22877 176.00
ERIN SAUNDERS 22878 132.84
RYAN SHANNON 22879 60.17
TYLER STEER 22880 152.04
JAMES TRENT 22881 39.68
JASON WRIGHT 22882 195.31
BROOKE BIGBIE 22883 59.68
MITCH COATHEY 22884 215.67
JASON DRENNAN 22885 265.05
AMY KOTZUR 22886 92.38
RUSTY KOTZUR 22887 151.79
SCOTTY MURRAY 22888 77.92
REBEKHA OBERLY 22889 635.17
MICHAEL ROBERTS 22890 86.15
ROCKY SKARDA 22891 101.90
MATTHEW VANHORN 22892 60.14
SCOTT WHITE 22893 91.18
LAKINDA ADAMS 22894 273.21
JESSICA BELLE 22895 173.28
MICHAEL DANIELSON 22896 441.98
MATTHEW EARNEST 22897 161.45
WILLIAM EDWARDS 22898 369.03
LAWRENCE GILMORE 22899 237.23
KARY GOOLSBY 22900 1,585.31
TWANN HATCHETT 22901 501.49
SYRETTA HINSON 22902 675.87
JUSTIN LENT 22903 293.05
JANICE MERRILL 22904 427.10
OWEN MURRY 22905 310.54
MICHAEL PRESLEY 22906 330.30
JOHUA REDDING 22907 456.59
TAYLOR SEAGRAVES 22908 282.11
RICHARD SHERMAN 22909 355.17
KEILA SHIPMAN 22910 263.25
JOHN TEW 22911 309.03
CHRISTOPHER WRIGHT 22912 322.80
SARA ANIKIENKO 22913 221.28
BRANDY BREWER 22914 145.09
ALICIA LAVENDER 22915 107.80
JESSICA MANSELL 22916 238.07
TARA MASSENGALE 22917 220.68
LUIS MAYEN 22918 175.17
CHARLES MCDOWELL 22919 59.17
TONYA MORROW 22920 262.58
CHISTAL PREWITT 22921 252.96
JULIE PRICE 22922 273.51
CRYSTAL TAYLOR 22923 656.69
TANYA UDICK 22924 376.78
REGINA WILSON 22925 497.87
COMMERCE BANK 22927 28,613.13
COMMERCE BANK 22928 548.88
COMMERCE BANK 22929 4,451.62
COMMERCE BANK 22930 608.22
DEBOARH FARRIS 22931 624.55
ROBERT GERESI 22932 3,097.79
AMY LITTLEFIELD 22933 23.09
ROBBIE SASSER 22934 746.50
VINCE VRANA 22935 2,408.74
RICHARD WEBB 22936 2,950.76
KRISTIN AHOLT 22937 79.85
KIMBERLE BOONE 22938 43.78
TARA BUCK DEARDEUFF 22939 239.92
ANTHONY BUJAK 22940 173.24
BROOKE CARTER 22941 16.39
KIRSTEN CERCY 22942 99.85
JASON CRULL 22943 664.04
KEVIN FORSMAN 22944 210.72
BO GALLIMORE 22945 398.99
SEAN HADFIELD 22946 21.10
MARVIN HAMILTON 22947 213.00
AMANDA HRABAN 22948 96.92
CHRISTOPHER HUMMEL 22949 19.67
RANSON JACKSON 22950 234.35
JESSICA JENKINS 22951 46.35
PATRICK JOHNSON FRASIER 22952 346.70
ROBERT JOHNSON 22953 60.85
MOZHGAN SHARIAT 22954 119.89
KEVIN VANDEVENTER 22955 315.14
TERRY BUJAK 22956 387.34
ERIN COPELAND 22957 217.44
KERRY ENGER 22958 650.52
AMBER HENDRIX 22959 101.40
ROBBIE HOLCOMB 22960 176.54
JENNIFER KARBS 22961 124.45
COREY LAWYER 22962 48.12
ELIZABETH LAWYER 22963 259.72
CORT MASSEY 22964 144.40
AMANDA MILLER 22965 68.35
SHEILA ROGGOW 22966 103.39
MICHAEL ARTHURS 22967 233.88
KRISTYNA ARTZ 22968 152.74
ALLISON AVERY 22969 269.45
AMANDA BUIE 22970 73.12
AMANDA BUSHNELL 22971 99.03
LINDSEY ERHARDT 22972 94.03
ELAINE FAIRBANKS 22973 187.73
JAMIE GLANDON 22974 166.09
KIMBERLY GORDON 22975 182.88
AMANDA GRESH 22976 207.12
ANTHONY HOUCHIN 22977 185.58
JEREMY HUGHES 22978 104.57
SHANNON LAMBERT 22979 218.70
RYAN MARLEN 22980 184.68
JOHN MCFARLAND 22981 137.25
ANN MCMILLIN 22982 91.23
CHRISTEN MOORMAN 22983 1,039.30
HEATHER NUNLEY 22984 102.03
GALT ORMISTON 22985 53.26
BRANDI ROBERTS 22986 99.80
NATASH ROCKLEY 22987 238.12
SHELLIE SCHOVANEC 22988 110.52
WILLIAM STOOKEY 22989 141.51
JUDD STROM 22990 227.60
AMANDA SULLIVAN 22991 258.31
JESSICA BOOKOUT 22992 767.10
MATTHEW BOOKOUT 22993 591.14
JOSEPH BROWN 22994 554.10
JANET CONDREN 22995 302.22
STEVEN CONDREN 22996 242.14
RONALD CORONATO 22997 323.04
BETHANY DEESE 22998 309.20
BENJAMIIN GERGENS 22999 18.28
SARA KELCY 23000 263.75
JEREMY KERBY 23001 316.06
ROBERT MALDONADO 23002 676.76
KYLE ODONLEY 23003 166.07
ADAM SOUTHERLAND 23004 287.62
FAY VRANA 23005 338.89
TRENT BARNES 23006 659.05
VICTOR FIELDS 23007 120.04
ELIZABETH HUSBY 23008 255.16
LEAH KABARITI 23009 7.54
JACQUETTA LANGSTON 23010 322.66
YVETTE LEDEAU 23011 423.06
PAUL MALVEAUX 23012 67.69
MELINDA MCPHETRIDGE 23013 194.11
PETER ROBERSON 23014 236.51
GREG THORSEN 23015 335.48
SHARON BROWN 23016 295.75
DAVID DUNCAN 23017 110.06
MELISSA HARDIN 23018 176.93
ROBERT LORENZ 23019 238.23
EMILY LYTLE 23020 122.97
KIRSTEN SCHOOK 23021 677.57
TRACY SHAW 23022 144.45
KATE ZERBST 23023 210.23
KENDRA CAMPBELL 23024 129.70
NATHAN GIFFORD 23025 77.41
KIRK JORGENSEN 23026 222.24
ZANE KESSLER 23027 15.22
DAVID KLEIN 23028 310.82
CALLIE LIDDELL 23029 138.15
SUZANNE LINDSAY 23030 804.13
BRAD MILBURN 23031 87.44
JOEL PRICE 23032 116.51
DAVID SEVER 23033 171.20
ROBERT SIMMONS 23034 142.14
MARILYN ST AUBIN 23035 282.25
CHAD VANHORN 23036 128.46
ANDREW WATKINS 23037 204.46
SHILOH WOOLARD 23038 177.64
KATHRIN BATES 23039 140.33
CHAD BENNETT 23040 428.03
CHAD CLINGMAN 23041 108.61
GLENN EATON 23042 131.41
BETO ENGST 23043 304.28
LISA GARRISON 23044 357.53
DAVIN HARRISON 23045 149.22
JEREMY HOLLARS 23046 256.59
JOSHUA JANACEK 23047 487.04
JOHN LEON 23048 528.14
NANCY MIZELLE 23049 231.58
LAVERN MOURNNG 23050 115.36
LACY NALL 23051 79.76
BILLY SEAMSTER 23052 541.13
JOSE URESTI 23053 194.70
DENA WOOD 23054 98.13
MARK BAILEY 23055 775.84
FRANK BARANOWSKI 23056 197.62
ANDREW CARLETON 23057 251.34
GALILEO CATRON 23058 328.21
STEFANIE DAY 23059 241.79
CASEY DUNCAN 23060 58.61
BRANDON JOHNSON 23061 112.71
KARI LAUDERDALE 23062 143.82
DARCI MCCURDY 23063 442.18
DAVE MCINNIS 23064 193.76
MICHELLE MOON 23065 236.04
TAMARAH MOORE 23066 119.77
RHETT MURPHY 23067 205.61
JUSTIN PARK 23068 92.86
KATIE PICKENS 23069 238.53
RUSHING RICHARD 23070 308.78
LISA SMITH 23071 377.89
KEELY TROUT 23072 105.01
TIFFANY WOODS 23073 106.69
JOSEPH AYALA 23074 137.97
SARAH AYALA 23075 455.92
JOSEPH CALDWELL 23076 367.96
HENRY DANGERFIELD 23077 273.36
STACY EDWARDS 23078 574.79
MEARA EICHERT 23079 160.52
JOHN GABRIEL 23080 614.21
CHRISTOPHER GREEN 23081 773.56
PHILLIP HICKMAN 23082 45.14
KRISTEN HILL 23083 119.19
MICHAEL KENNETT 23084 403.38
JOSEPH LEMIEUX 23085 606.65
TIFFANY MALY 23086 251.05
CHRIS MILLER 23087 419.95
KELSEY MISHKIN 23088 187.11
SERKAN OZTURK 23089 203.35
TION PUETZ 23090 119.79
MATTHEW RICHEY 23091 504.58
STEHPANIE ROYCE 23092 221.36
MICHAEL SCHULZ 23093 189.59
MICHAEL SPRADLIN 23094 559.91
AARON THRONHILL 23095 453.07
GRANT VANCIL 23096 116.93
THOMAS VARNER 23097 168.72
MATTHEW WAGONER 23098 396.39
KAYT WEAVER 23099 112.91
DUSTIN BLACK 23100 235.22
BENJAMIN BRUCE 23101 164.33
ANDREW CASSELL 23102 276.77
SARAH DEVERGES 23103 66.84
DAYTON DIGIACOMO 23104 257.64
LESLIE FINE 23105 292.40
JEREMY LEAL 23106 34.01
MARY LEHMAN 23107 195.98
DAVID NOBLE 23108 204.06
JON PHELPS 23109 722.51
STEVE RALSTON 23110 54.97
KEITH CREIGHTON 23111 796.01
WESLEY GALLOWAY 23112 106.33
LARESSA MORENO HARTLEY 23113 594.20
TENA THIERRY 23114 394.06
DOUG WILKINSON 23115 194.15
JENNIFER WILKINSON 23116 366.63
JOSEPH AZAR 23117 185.46
BRIDGET BRADEN 23118 66.59
CHRISTOPHER CLEMENTS 23119 78.73
BILLY COX 23120 420.98
DARLENE CURRIN 23121 491.07
BETHANY GARCIA 23122 88.48
JOSHUA JACKSON 23123 373.60
JOSHUA ONLEY 23124 330.56
ROBIN PETRONE 23125 583.99
KELSEY ROYCE 23126 40.60
CHRIS SCHLUNGER 23127 363.48
AMANDA WAYMAN 23128 206.72
KATHRYN WILLIAMSON 23129 216.04
RHONDA BLAYLOCK 23130 1,089.28
EDMUND BROWN 23131 451.27
MATTHEW CAMPBEL 23132 257.66
ABBIE CONKLING 23133 33.94
RACHEL CONKLING 23134 118.93
JAIME DERECSKEY 23135 556.46
WESTON EDWARDS 23136 114.29
HERBERT FLYNN 23137 113.97
REBECCA NOTT 23138 170.95
JOE PALMER 23139 176.71
JESSIE PITTS 23140 80.13
PENNY SPIEGEL 23141 355.02
RACHEL STOUT 23142 212.68
JOHN UNDERWOOD 23143 157.88
DAVID UPTGRAFT 23144 456.46
MAURICE WALLACE 23145 254.60
ROBERT WASSON 23146 120.88
CHARISSA BALL 23147 74.09
JAMIE BARLOW 23148 287.15
DARCIL BROWN 23149 455.77
JAY GATES 23150 533.11
RHONDA GILMER 23151 548.75
BRIDGET HARRISON 23152 64.41
ANDREA HOOVER 23153 133.15
CARISSA LITTLEJOHN 23154 260.45
TANISHA OVALLE 23155 390.77
AMBER PALMITIER 23156 422.04
ETHEL RUGGLES 23157 309.53
CHERISE SCHNEIDER 23158 151.88
TALITHA SCHNEIDER 23159 89.75
JOSEPH SCHUMACHER 23160 245.76
CAROL SHIVELY 23161 584.89
EBONY SIMON 23162 378.75
RICHARD WALLACE 23163 893.28
COURTNEY BISHOP 23164 99.43
JACKI CINOTTO 23165 293.21
OMAR GARCIA 23166 416.44
JAY GOULD 23167 837.05
JENNY GRIGGS 23168 134.57
BENJAMIN HIGGINS 23169 682.71
JESSICA MORGAN 23170 154.53
ASHLEY NORTHRUP 23171 149.86
MARISSA PHAM 23172 71.61
MELISSA SEAMSTER 23173 257.77
JEREMY DAWKINS 23174 495.97
SHELLEY DAWKINS 23175 426.51
KRISTEN DEBOISE 23176 129.24
CICELY DEMPSEY 23177 38.68
VINCENT MANUEL 23178 260.34
PALOMA SORIA 23179 74.90
SARAH STEVENS 23180 47.90
RYAN UTTER 23181 173.00
BRANDON WHITE 23182 647.87
MICHAEL ABSHIER 23183 63.82
MELINDA AKINS 23184 156.98
SARAH BLAKE 23185 78.79
WILLIAM CHANCE 23186 121.84
KATIE CIAMBELLA 23187 145.93
JESSICA CONSTANTINE 23188 160.20
CELESTE DERRINGER 23189 591.29
CASEY DICK 23190 29.27
MEGHANN FREEHLING 23191 17.46
JOHN GARLING 23192 178.61
RYAN GIBSON 23193 140.18
MAJIX JOHNSON 23194 355.69
AMY KING 23195 100.28
DONALD LEMONIER 23196 148.47
REBECCA LUCAS 23197 133.39
LAUREL MCLAUCHLIN 23198 117.31
NATHAN MICHAEL 23199 245.88
STEVE MICHAEL 23200 556.82
JACQUELINE MICHIE 23201 78.01
MATTHEW NEWBY 23202 47.96
REBEKAH NOULLES 23203 78.67
ROBIN OBERLY 23204 332.64
CHRISTOPHER OLIVER 23205 143.81
BRENT PLAXICO 23206 88.40
ANGELINA REID 23207 393.01
WILLIAM RIEG 23208 82.13
DWAYNE ROBINETT 23209 49.17
ERIN SAUNDERS 23210 92.39
RYAN SHANNON 23211 111.68
TYLER STEER 23212 108.69
RACHEL SWENTON 23213 65.99
JAMES TRENT 23214 47.96
JASON WRIGHT 23215 190.06
BROOKE BIGBIE 23216 43.23
MITCH COATHEY 23217 214.49
JASON DRENNAN 23218 197.03
AMY KOTZUR 23219 97.64
RUSTY KOTZUR 23220 21.38
SCOTTY MURRAY 23221 58.05
REBEKHA OBERLY 23222 662.65
MICHAEL ROBERTS 23223 74.45
ROCKY SKARDA 23224 130.05
SCOTT WHITE 23225 93.96
KARY GOOLSBY 23226 346.62
SARA ANIKIENKO 23227 234.13
BRANDY BREWER 23228 147.57
ALICIA LAVENDER 23229 118.62
JESSICA MANSELL 23230 182.86
TARA MASSENGALE 23231 149.85
LUIS MAYEN 23232 105.52
CHARLES MCDOWELL 23233 123.45
TONYA MORROW 23234 237.61
CHISTAL PREWITT 23235 211.55
JULIE PRICE 23236 152.63
CRYSTAL TAYLOR 23237 656.69
TANYA UDICK 23238 379.87
REGINA WILSON 23239 497.87
TOTAL PAYROLL AND PAYROLL TAXES 214,844.37
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
BALANCE SHEET
ASSETS
CASH 63,224.36
ACCOUNTS RECEIVABLE 195,757.21
CREDIT CARD RECEIVABLE 9,669.38
NOTES RECEIVABLE 11,674.64
INVENTORY 171,579.55
PREPAID - OTHER 1,899.84
PREPAID INCOME TAXES 65,470.91
TOTAL CURRENT ASSETS 519,275.89
INVESTMENT IN LAB 2,787,938.43
LEASE ACQUISITION COST 89,980.75
TOTAL OTHER ASSETS 2,877,919.18
RESTAURANT EQUIPMENT 2,398,807.48
FURNITURE & FIXTURES 151,665.99
LEASEHOLD IMPROVEMENTS 3,059,653.19
DELIVERY VEHICLES 52,902.51
ACCUMULATED DEPRECIATION (1,929,456.11)
IMPAIRMENT RESERVE (722,643.46)
TOTAL FIXED ASSETS 3,010,929.60
TOTAL ASSETS 6,408,124.67
LIABILITIES AND STOCKHOLDERS EQUITY
ACCOUNTS PAYABLE 979,493.56
INTERCOMPANY PAYABLE - LAB 497,849.36
ACCOUNTS PAYABLE - TAX WITHHOLDINGS 39,542.20
ACCOUNTS PAYABLE - SALES TAXES 36,531.03
ACCRUED PAYROLL 86,140.07
ACCRUED LIABILITIES - LEGAL FEES 19,350.34
ACCRUED LIABILITIES - AUDIT FEES 25,000.00
ACCRUED LIABILITIES - PROPERTY TAXES 94,572.62
ACCRUED LIABILITIES - INTEREST PAYABLE 60,871.68
ACCRUED LIABILITIES - OTHER 3,979.00
ACCRUED LIABILITIES - INSURANCES 1,222.35
CLOSED LEASE RESERVES 283,995.38
TOTAL CURRENT LIABILITIES 2,128,547.59
NOTES PAYABLE - NATIONS 1,632,395.71
DEBENTURES PAYABLE 48,710.93
NOTES PAYABLE - COMMERCIAL EQUITY 85,387.77
NOTES PAYABLE - SHAREHOLDERS 200,000.00
DEFERRED RENT 81,721.40
DEFERRED TAXES PAYABLE (23,293.00)
TOTAL LONG-TERM LIABILITIES 2,024,922.81
COMMON STOCK 46,675.00
TREASURY STOCK (17,947.90)
ADDITIONAL PAID IN CAPITAL 13,390,769.48
RETAINED EARNINGS - PRIOR (10,950,940.95)
RETAINED EARNINGS - CURRENT YEAR (213,874.36)
TOTAL SHAREHOLDERS EQUITY 2,254,654.27
TOTAL LIABILITIES AND SHAREHOLDERS EQUITY 6,408,124.67
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
INCOME STATEMENT - TOTALS
PERIOD YEAR TO DATE
507,797.44 INCOME - SALES 1,072,670.91
FRANCHISE/ROYALTY 10,000.00
734.69 OTHER INCOME 3,270.51
GAIN/LOSS OF SALE OF ASSETS (115,651.09)
508,532.13 TOTAL INCOME 970,290.33
212,590.31 COST OF SALES 453,459.34
295,941.82 GROSS MARGIN 516,830.99
214,461.06 SALARIES & BENEFITS 442,207.37
18,091.66 PAYROLL TAXES 37,934.27
232,552.72 TOTAL PAYROLL RELATED EXPENSES 480,141.64
EXPENSES
7,280.85 REPAIRS & MAINTENANCE 14,314.65
13,596.30 UTILITIES 34,778.87
48,058.98 RENT EXPENSE - BUILDINGS 89,919.13
2,534.62 RENT EXPENSE - EQUIPMENT 4,780.55
2,005.67 RENT EXPENSE - VEHICLES 2,969.69
254.90 RENT EXPENSE - OTHER 454.70
10,212.16 OPERATING SUPPLIES & EXPENSES 37,608.62
1,979.97 CASH OVER/SHORT 2,470.87
392.07 SECURITY 502.64
2,714.81 BANK/CREDIT CARD SERVICE CHARGES 5,329.09
17,043.00 LEGAL/ACCOUNTING/CONSULTING 12,852.39
14,285.83 INSURANCE - GENERAL/WORKERS COMP 24,739.99
4,410.42 INSURANCE - HEALTH 10,365.17
698.74 TRAVEL EXPENSES 1,842.62
(746.16) INTEREST EXPENSE (1,051.58)
3,864.39 ADVERTISING AND PROMOTIONS 8,686.31
128,586.55 TOTAL EXPENSES 250,563.71
(65,197.45) NET INCOME/(LOSS) (213,874.36)
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
INCOME STATEMENT - GENERAL & ADMINISTRATIVE
PERIOD YEAR TO DATE
INCOME FROM FRANCHISE OPERATIONS
ROYALTIES 10,000.00
648.50 OTHER INCOME 2,392.09
15,236.20 ADMINISTRATIVE INCOME 32,186.79
GALIN/LOSS ON SALE OF ASSETS (115,651.09)
15,884.70 TOTAL INCOME FROM FRANCHISE (71,072.21)
OPERATING EXPENSES
SALARIES - ADMINSTRATIVE 41,920.90
7,200.00 SALARIES - AREA MANAGERS 14,400.00
2,249.64 PAYROLL TAXES 4,434.40
REPAIRS & MAINT - VEHICLES 54.60
REPAIRS & MAINT - GASOLINE 382.08
UTILITIES - WATER 85.45
UTILITIES - ELECTRICAL 154.73
UTILITIES - NATURAL GAS 107.66
1,075.86 RENT - BUILDINGS 2,275.86
1,403.78 RENT - EQUIPMENT 1,488.48
596.45 RENT - VEHICLES 1,180.73
15,000.00 OUTSIDE SERVICES - LEGAL 15,000.00
OUTSIDE SERVICES - ACCOUNTING/AUDIT (5,000.00)
2,043.00 OUTSIDE SERVICES - PAYROLL PROCESSING 546,850.00
OUTSIDE SERVICES - CONSULTING 1,000.00
OUTSIDE SERVICES - STOCK XFER COST (3,616.11)
405.62 INSURANCE - HEALTH 1,443.99
129.95 INSURANCE - WORKERS COMP 308.50
2,833.00 INSURANCE - GENERAL LIABILITY 2,833.00
51.56 OFFICE SUPPLIES 289.23
655.21 POSTAGE & SHIPPING 1,324.36
650.97 TELEPHONE 2,441.56
109.10 SERVICE CHARGES 198.93
(5,671.90) MISCELLANEOUS EXPENSES 3,108.00
TRAVEL - AIR 217.50
TRAVEL - AUTO/GROUND 5.00
50,653.24 TOTAL OPERATING EXPENSES 91,507.35
INTEREST INCOME
(746.16) INTEREST INCOME (1,650.51)
INTEREST EXPENSE - OTHER 598.93
(746.16) TOTAL INTEREST INCOME (1,051.58)
(34,022.38) NET INCOME/(LOSS) (161,527.98)
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
INCOME STATEMENT - STORE OPERATIONS
PERIOD YEAR TO DATE
INCOME FROM COMPANY OWNED STORES
475,371.56 FOOD SALES 1,004,848.82
32,512.07 SALES - OTHER 68,700.51
507,883.63 TOTAL SALES FROM STORES 1,073,549.33
COST OF SALES
167,111.21 FOOD COST 367,841.28
17,718.13 PAPER GOODS 36,770.19
530.28 PROMO ITEMS 565.28
27,230.69 OTHER 48,282.59
212,590.31 TOTAL COST OF SALES 453,459.34
295,293.32 GROSS MARGIN 620,089.99
SALARIES AND BENEFITS
51,064.70 SALARIES - MANAGERS 103,150.27
133,875.36 SALARIES - EMPLOYEES 281,923.70
184,940.06 TOTAL LABOR 385,073.97
CONTROLLABLE EXPENSES
1,967.40 REPAIRS & MAINT - BUILDINGS 5,796.10
5,282.37 REPAIRS & MAINT - EQUIPMENT 8,384.65
31.08 REPAIRS & MAINT - VEHICLES 79.30
560.49 REPAIRS & MAINT - GASOLINE 971.35
3,032.82 UTILITIES - WATER 7,357.65
7,963.88 UTILITIES - ELECTRICAL 19,570.06
2,599.60 UTILITIES - NATURAL GAS 7,503.32
1,409.22 RENT - VEHICLES 1,788.96
254.90 RENT - PARKING GARAGE 454.70
3,430.71 OPERATING SUPPLIES 7,164.94
1,010.76 POSTAGE & SHIPPING 1,925.65
16.93 UNIFORMS 470.04
5,339.63 CLEANING 10,610.90
2,773.07 LAUNDRY 5,562.61
283.77 SMALLWARES 433.61
27.30 PRINTING 27.30
1,819.15 TELEPHONE 4,763.61
- DUES 30.00
60.00 DONATIONS 110.00
392.07 SECURITY EXPENSE 502.64
1,624.13 CREDIT CARD DISCOUNT FEES 3,485.69
981.58 SERVICE CHARGES 1,644.47
7.79 VENDING (149.64)
(551.94) MISCELLANEOUS EXPENSE (698.66)
1,979.97 CASH OVER/SHORT 2,470.87
(86.85) BAD CHECKS (346.89)
138.25 TRAVEL - AUTO/GROUND 249.25
- TRAVEL - MILEAGE 17.44
- ADVERTISING - NEWSPAPER 101.64
835.33 ADVERTISING - LOCAL 1,839.29
- ADVERTISING - YELLOW PAGES 709.50
3,029.06 PROMOTIONAL 6,035.88
46,212.47 TOTAL CONTROLLABLE EXPENSES 98,866.23
FIXED AND INDIRECT EXPENSES
15,842.02 PAYROLL TAXES 33,499.87
396.00 LICENSES AND FEES 542.00
46,983.12 RENT - BUILDINGS 87,643.27
1,130.84 RENT - EQUIPMENT 3,292.07
4,004.80 INSURANCE - HEALTH 8,921.18
4,834.88 INSURANCE - WORKERS COMP 9,971.49
6,488.00 INSURANCE - GENERAL LIABILITY 11,627.00
15,236.20 ADMINISTRATIVE EXPENSE 32,186.79
94,915.86 TOTAL FIXED AND DIRECT EXPENSES 187,683.67
326,068.39 TOTAL EXPENSES 671,623.87
(30,775.07) PROFIT BEFORE MANAGER BONUSES (51,533.88)
400.00 MANAGER BONUSES 812.50
(31,175.07) NET INCOME/(LOSS) FROM STORES (52,346.38)
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF MAIN ACCOUNT
ACCOUNT NUMBER: 6037805
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 (33,220.80)
DEPOSITS IN TRANSIT 1,700.00
200.00
1,500.00
12,700.00
100.00
100.00
1,500.00
2,700.00
2,200.00
800.00
700.00
SERVICE CHARGES 107.50
(108.10)
DEPOSIT FROM LAB 10,000.00
STOPY PAYMENT ON ALLIANT CK 13,737.73
WIRE FROM SALE IN MONTGOMERY 5,671.90
WIRE TRANSFER TO COMMERCIAL EQUITY FOR D&O INSURANCE (2,833.00)
TRANSFER TO NEW ACCOUNT (ASSET SALE) (100.00)
ADJUSTED BALANCE PER GENERAL LEDGER 17,455.23
BALANCE PER BANK 27,104.38
OUTSTANDING CHECKS (9,649.15)
ADJUSTED BANK BALANCE 17,455.23
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 1
2/29/00
ACCOUNT # 6037805
NEW YORK BAGEL ENTERPRISES, INC
OPERATING ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
603 780 5 COMMERCIAL CHECKING
PREVIOUS BALANCE 1/31/00 (21,691.05)
+DEPOSIS/CREDITS 43 201,484.40
-CHECKS/DEBITS 46 152,596.87
-SERVICE CHARGES (92.10)
+INTEREST PAID -
CURRENT BALANCE 27,104.38
- ------------------------DESCRIPTIVE TRANSACTIONS-----------------------------
DATE TRACER DESCRIPTION AMOUNT
2/01 4CUSTOMER DEPOSIT 10,000.00
2/01 130201NEW YORK BAGEL(T ACH XFER 5,300.00
2/01 130201NEW YORK BAGEL(T ACH XFER 4,800.00
2/01 130201NEW YORK BAGEL(T ACH XFER 3,300.00
2/01 130201NEW YORK BAGEL(T ACH XFER 15,300.00
2/01 37WIRE TRANSFER 5,671.90
2/01 33NSF/OD FEE REVERSAL 107.50
2/01 INSUFFICIENT FUNDS
2/01 37WIRE FEE (8.00)
2/02 120202NEW YORK BAGEL(T ACH XFER 5,800.00
2/02 120202NEW YORK BAGEL(T ACH XFER 4,500.00
2/02 120202COMMERCIAL EQUITY ACH XFER (2,833.00)
2/02 120202KLENDA MITCHELL ACH XFER (7,000.00)
2/03 230203NEW YORK BAGEL(T ACH XFER 2,700.00
2/03 230203INTERNET BANKING FUNDS XFER 500.00
2/03 230203INTERNET BANKING FUNDS XFER 1,050.00
2/03 230203INTERNET BANKING FUNDS XFER 2,100.00
2/04 120204NEW YORK BAGEL(T ACH XFER 1,500.00
2/08 210208NEW YORK BAGEL(T ACH XFER 1,200.00
2/09 120209NEW YORK BAGEL(T ACH XFER 100.00
2/09 120209NEW YORK BAGEL(T ACH XFER 1,000.00
2/09 120209INTERNET BANKING FUNDS XFER 100.00
2/09 120209INTERNET BANKING FUNDS XFER 250.00
2/09 120209INTERNET BANKING FUNDS XFER 50.00
2/09 120209INTERNET BANKING FUNDS XFER 400.00
2/10 230210INTERNET BANKING FUNDS XFER (6,555.00)
2/11 120211NEW YORK BAGEL(T ACH XFER 200.00
2/11 120211NEW YORK BAGEL(T ACH XFER 3,455.00
2/11 120211INTERNET BANKING FUNDS XFER 550.00
2/11 120211INTERNET BANKING FUNDS XFER 300.00
2/11 120211INTERNET BANKING FUNDS XFER 650.00
2/11 120211INTERNET BANKING FUNDS XFER 1,400.00
2/14 140214NEW YORK BAGEL(T ACH XFER 2,600.00
2/14 140214INTERNET BANKING FUNDS XFER 400.00
2/14 140214INTERNET BANKING FUNDS XFER 1,250.00
2/14 140214INTERNET BANKING FUNDS XFER (750.00)
2/14 140214INTERNET BANKING FUNDS XFER (5,000.00)
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 2
2/29/00
ACCOUNT # 6037805
NEW YORK BAGEL ENTERPRISES, INC
OPERATING ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
2/15 99600DIRECT BANKER FEE (70.60)
2/18 931STOP PAYMENT FEE (21.50)
2/22 34WIRE TRANSFER 100,000.00
2/22 34WIRE FEE (8.00)
2/23 120223INTERNET BANKING FUNDS XFER (50,000.00)
2/24 150224NEW YORK BAGEL(T ACH XFER 1,700.00
2/24 150224NEW YORK BAGEL(T ACH XFER 200.00
2/24 150224NEW YORK BAGEL(T ACH XFER 1,500.00
2/24 150224NEW YORK BAGEL(T ACH XFER 12,700.00
2/24 150224INTERNET BANKING FUNDS XFER 100.00
2/24 150224INTERNET BANKING FUNDS XFER 100.00
2/25 150224INTERNET BANKING FUNDS XFER 1,500.00
2/25 130225NEW YORK BAGEL(T ACH XFER 2,700.00
2/25 130225NEW YORK BAGEL(T ACH XFER 2,200.00
2/28 140228NEW YORK BAGEL(T ACH XFER 800.00
2/29 120229NEW YORK BAGEL(T ACH XFER 700.00
- ---------------------------CHECKS PAID---------------------------------------
NO. DATE AMOUNT NO. DATE AMOUNT
507282-16 950.00 508692-24 2,401.86
507452-04 352.37 508702-25 2,703.61
507522-02 146.80 508712-28 216.08
507662-04 585.57 508722-25 3,335.17
507722-14 2,074.28 508732-25 182.66
507742-01 2,875.00 508742-25 1,272.73
507752-01 2,222.92 508752-25 268.25
507762-03 2,222.92 508762-28 10,730.00
507772-01 3,615.00 508772-29 1,859.70
507782-02 2,222.92 508792-25 1,434.48
507792-01 2,222.92 508802-25 307.17
507812-02 2,814.29 508822-25 515.52
507822-02 5,336.07 508832-28 2,613.89
508602-25 2,696.82 508842-28 3,580.76
508612-23 2,868.49 508872-28 100.94
508622-24 999.65 508892-25 224.14
508642-23 2,577.58 508902-28 1,046.75
508662-24 1,763.90 508912-25 6,950.17
508672-25 1,429.78 2-28 100.00
508682-25 1,371.71
- ----------------------------DAILY BALANCE SUMMARY----------------------------
DATE BALANCE DATE BALANCE DATE BALANCE
1-31 (21,691.05) 2-01 11,844.51 2-02 1,791.43
2-03 5,918.51 2-04 6,480.57 2-08 7,680.57
2-09 9,580.57 2-10 3,025.57 2-11 9,580.57
2-14 7,506.29 2-15 7,435.69 2-16 6,485.69
2-18 6,464.19 2-22 106,456.19 2-23 51,010.12
2-24 63,644.71 2-25 45,852.50 2-28 28,264.08
2-29 27,104.38
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
<PAGE>
PAGE 3
2/29/00
ACCOUNT # 6037805
NEW YORK BAGEL ENTERPRISES, INC
OPERATING ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
AVERAGE LEDGER BALANCE FOR THIS CYCLE IS 17,707.47
MINIMUM LEDGER BALANCE FOR THIS CYCLE IS 1,791
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF PAYROLL ACCOUNT
ACCOUNT NUMBER: 6033757
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 2,415.12
TRANSFER FROM OPERATING ACCOUNT 50,000.00
2/10/00 6,555.00
2/14/00 5,000.00
DEPOSITS IN TRANSIT 2,100.00
1,200.00
400.00
500.00
650.00
1,100.00
200.00
50.00
3,800.00
3,600.00
2,700.00
700.00
50.00
450.00
12,600.00
2,200.00
7,800.00
CHECKS ISSUED NOT RECORED ON LEDGER YET (18.28)
(404.02)
(30,083.64)
(4,432.26)
(304.99)
(304.99)
(1,373.58)
(822.45)
(2,530.80)
ADJUSTED BALANCE PER GENERAL LEDGER 63,795.11
BALANCE PER BANK 112,696.85
OUTSTANDING CHECKS (48,901.74)
ADJUSTED BALANCE PER BANK 63,795.11
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 20000
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 1
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
OPERATING ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
603 375 7 COMMERCIAL CHECKING
PREVIOUS BALANCE 1/31/00 21,641.98
+DEPOSIS/CREDITS 113 381,302.46
-CHECKS/DEBITS 673 (290,247.59)
-SERVICE CHARGES -
+INTEREST PAID -
CURRENT BALANCE 112,696.85
- -------------------------DESCRIPTIVE TRANSACTIONS----------------------------
DATE TRACER DESCRIPTION AMOUNT
2-01 130201INTERNET BANKING FUNDS XFER 1,700.00
2-01 130201INTERNET BANKING FUNDS XFER 700.00
2-01 130201INTERNET BANKING FUNDS XFER 1,900.00
2-01 130201INTERNET BANKING FUNDS XFER 4,200.00
2-02 120202NEW YORK BAGEL AL ACH XFER 300.00
2-02 120202NEW YORK BAGEL AL ACH XFER 3,500.00
2-02 120202INTERNET BANKING FUNDS XFER 600.00
2-02 120202INTERNET BANKING FUNDS XFER 1,000.00
2-02 120202INTERNET BANKING FUNDS XFER 1,600.00
2-03 230203NEW YORK BAGEL AL ACH XFER 700.00
2-03 230203NEW YORK BAGEL AL ACH XFER 600.00
2-03 230203NEW YORK BAGEL AL ACH XFER 8,600.00
2-03 101WIRE TRANSFER DEBIT (8,012.00)
2-04 120204NEW YORK BAGEL AL ACH XFER 2,400.00
2-04 120204NEW YORK BAGEL AL ACH XFER 800.00
2-04 120204NEW YORK BAGEL AL ACH XFER 6,600.00
2-04 120204INTERNET BANKING FUNDS XFER 150.00
2-04 120204INTERNET BANKING FUNDS XFER 750.00
2-04 120204INTERNET BANKING FUNDS XFER 1,300.00
2-07 250207NEW YORK BAGEL AL ACH XFER 3,700.00
2-07 250207NEW YORK BAGEL AL ACH XFER 1,700.00
2-07 250207NEW YORK BAGEL AL ACH XFER 6,700.00
2-07 250207INTERNET BANKING FUNDS XFER 550.00
2-07 250207INTERNET BANKING FUNDS XFER 950.00
2-07 250207INTERNET BANKING FUNDS XFER 1,200.00
2-08 210208NEW YORK BAGEL AL ACH XFER 5,200.00
2-08 210208NEW YORK BAGEL AL ACH XFER 7,100.00
2-08 210208NEW YORK BAGEL AL ACH XFER 14,300.00
2-08 210208INTERNET BANKING FUNDS XFER 2,600.00
2-08 210208INTERNET BANKING FUNDS XFER 400.00
2-08 210208INTERNET BANKING FUNDS XFER 1,700.00
2-08 210208INTERNET BANKING FUNDS XFER 3,300.00
2-09 120209NEW YORK BAGEL AL ACH XFER 3,500.00
2-09 120209NEW YORK BAGEL AL ACH XFER 7,200.00
2-10 230210NEW YORK BAGEL AL ACH XFER 3,600.00
2-10 230210NEW YORK BAGEL AL ACH XFER 600.00
2-10 230210NEW YORK BAGEL AL ACH XFER 1,000.00
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 2
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
2-10 230210NEW YORK BAGEL AL ACH XFER 5,100.00
2-10 230210INTERNET BANKING FUNDS XFER 250.00
2-10 230210INTERNET BANKING FUNDS XFER 450.00
2-10 230210INTERNET BANKING FUNDS XFER 1,000.00
2-10 230210INTERNET BANKING FUNDS XFER 6,555.00
2-11 2CUSTOMER DEPOSIT 359.80
2-11 120211NEW YORK BAGEL AL ACH XFER 2,000.00
2-11 120211NEW YORK BAGEL AL ACH XFER 2,600.00
2-14 140214NEW YORK BAGEL AL ACH XFER 100.00
2-14 140214NEW YORK BAGEL AL ACH XFER 2,700.00
2-14 140214NEW YORK BAGEL AL ACH XFER 8,800.00
2-14 140214INTERNET BANKING FUNDS XFER 5,000.00
2-15 210215NEW YORK BAGEL AL ACH XFER 6,800.00
2-15 210215NEW YORK BAGEL AL ACH XFER 800.00
2-15 210215NEW YORK BAGEL AL ACH XFER 3,100.00
2-15 210215NEW YORK BAGEL AL ACH XFER 10,700.00
2-15 210215INTERNET BANKING FUNDS XFER 200.00
2-15 210215INTERNET BANKING FUNDS XFER 250.00
2-15 210215INTERNET BANKING FUNDS XFER 1,850.00
2-15 210215INTERNET BANKING FUNDS XFER 3,400.00
2-16 160216NEW YORK BAGEL AL ACH XFER 2,200.00
2-16 160216NEW YORK BAGEL AL ACH XFER 500.00
2-16 160216NEW YORK BAGEL AL ACH XFER 100.00
2-16 160216NEW YORK BAGEL AL ACH XFER 7,600.00
2-16 160216INTERNET BANKING FUNDS XFER 150.00
2-16 160216INTERNET BANKING FUNDS XFER 300.00
2-16 160216INTERNET BANKING FUNDS XFER 650.00
2-17 180217NEW YORK BAGEL AL ACH XFER 2,100.00
2-17 180217NEW YORK BAGEL AL ACH XFER 100.00
2-17 180217NEW YORK BAGEL AL ACH XFER 700.00
2-17 180217NEW YORK BAGEL AL ACH XFER 4,700.00
2-17 180217INTERNET BANKING FUNDS XFER 200.00
2-17 180217INTERNET BANKING FUNDS XFER 600.00
2-17 180217INTERNET BANKING FUNDS XFER 1,100.00
2-18 120218NEW YORK BAGEL AL ACH XFER 3,700.00
2-18 120218NEW YORK BAGEL AL ACH XFER 800.00
2-18 120218NEW YORK BAGEL AL ACH XFER 3,900.00
2-18 120218 NEW YORK BAGEL AL ACH XFER 6,500.00
2-18 120218 INTERNET BANKING FUNDS XFER 550.00
2-18 120218 INTERNET BANKING FUNDS XFER 250.00
2-18 120218 INTERNET BANKING FUNDS XFER 1,400.00
2-18 120218 INTERNET BANKING FUNDS XFER 1,400.00
2-22 260222 NEW YORK BAGEL AL ACH XFER 10,200.00
2-22 260222 NEW YORK BAGEL AL ACH XFER 200.00
2-22 260222 NEW YORK BAGEL AL ACH XFER 2,700.00
2-22 260222 NEW YORK BAGEL AL ACH XFER 15,300.00
2-22 260222 INTERNET BANKING FUNDS XFER 50.00
2-22 260222 INTERNET BANKING FUNDS XFER 350.00
2-22 260222 INTERNET BANKING FUNDS XFER 1,150.00
CONTINUED ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 3
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
2-22 260222INTERNET BANKING FUNDS XFER 350.00
2-23 5CUSTOMER DEPOSIT 404.02
2-23 5CUSTOMER DEPOSIT 30,083.64
2-23 120223NEW YORK BAGEL AL ACH XFER 3,700.00
2-23 120223NEW YORK BAGEL AL ACH XFER 800.00
2-23 120223NEW YORK BAGEL AL ACH XFER 5,900.00
2-23 120223NEW YORK BAGEL AL ACH XFER 9,800.00
2-23 120223INTERNET BANKING FUNDS XFER 50,000.00
2-23 120223INTERNET BANKING FUNDS XFER 900.00
2-23 120223INTERNET BANKING FUNDS XFER 1,200.00
2-23 120223INTERNET BANKING FUNDS XFER 3,900.00
2-25 130225INTERNET BANKING FUNDS XFER 500.00
2-25 130225INTERNET BANKING FUNDS XFER 400.00
2-25 130225INTERNET BANKING FUNDS XFER 1,200.00
2-25 130225INTERNET BANKING FUNDS XFER 2,100.00
2-28 140228NEW YORK BAGEL AL ACH XFER 2,700.00
2-28 140228NEW YORK BAGEL AL ACH XFER 3,600.00
2-28 140228NEW YORK BAGEL AL ACH XFER 3,800.00
2-28 140228INTERNET BANKING FUNDS XFER 50.00
2-28 140228INTERNET BANKING FUNDS XFER 200.00
2-28 140228INTERNET BANKING FUNDS XFER 1,100.00
2-28 140228INTERNET BANKING FUNDS XFER 650.00
2-29 120229NEW YORK BAGEL AL ACH XFER 7,800.00
2-29 120229NEW YORK BAGEL AL ACH XFER 2,200.00
2-29 120229NEW YORK BAGEL AL ACH XFER 12,600.00
2-29 120229INTERNET BANKING FUNDS XFER 450.00
2-29 120229INTERNET BANKING FUNDS XFER 50.00
2-29 120229INTERNET BANKING FUNDS XFER 700.00
- ---------------------------CHECKS PAID---------------------------------------
NO. DATE AMOUNT NO. DATE AMOUNT
50322-01 5,349.77 222372-22 261.87
50392-22 30,083.64 222632-07 28.27
50402-22 404.02 222712-07 17.79
50502-29 340.00 222852-10 57.13
208772-11 30.27 222922-15 322.44
215832-04 41.28 222952-02 4.42
216812-03 191.92 222962-03 29.77
217642-04 22.78 222972-02 24.87
217702-01 25.39 223132-03 35.82
218942-02 18.58 223412-03 131.93
220172-08 53.41 223482-03 112.20
220182-03 58.76 223532-10 130.60
220202-03 145.85 223562-08 58.98
221002-07 120.66 223582-01 118.37
221132-07 67.69 223602-10 89.93
221762-09 270.93 223632-04 135.86
222052-04 141.78 223832-02 101.90
222092-01 49.91 223862-01 328.42
CONTINUED ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 4
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
224012-04 59.17 22614-204 360.16
224322-18 248.00 226152-07 333.56
224392-14 58.34 226162-04 251.38
224732-02 59.21 226172-07 650.52
224742-01 100.62 226182-15 46.47
224762-02 115.04 226192-07 136.16
224772-02 61.17 226202-07 175.54
225082-01 22.93 226212-10 145.78
225212-07 229.97 226222-11 60.52
225272-08 86.81 226232-08 207.06
225292-01 41.93 226242-09 206.70
225352-17 11.77 226252-08 19.64
225372-03 20.18 226262-09 17.46
225382-07 105.78 226272-09 212.06
225422-04 82.05 22628-215 225.88
225472-08 19.02 22629-208 192.72
225492-07 28.21 226302-09 174.30
225562-16 79.02 226312-09 83.94
225602-14 128.99 226322-10 119.31
225682-28 250.63 226332-04 103.86
225712-22 246.88 226342-11 224.02
225722-03 219.22 226352-09 175.60
225772-07 78.93 226362-08 172.17
225872-11 38.91 226372-14 170.22
225882-24 1,710.45 22638-207 187.74
225892-07 411.30 22639-208 103.71
225902-02 3,426.79 226402-08 204.16
225912-07 624.55 226412-07 215.01
225922-14 2,773.77 226432-09 75.62
225932-09 91.93 226442-04 1,039.30
225942-10 746.50 226452-09 106.98
225952-07 2,408.74 226462-08 87.66
225962-07 2,686.07 226472-11 171.18
225972-09 51.49 226482-09 111.90
225982-10 77.22 226492-09 213.02
225992-09 288.79 226502-07 334.19
226002-09 228.52 226512-16 306.61
226012-08 51.13 226522-07 787.10
226022-04 664.04 226532-07 611.14
226032-07 219.37 226542-04 428.07
226042-04 388.41 226552-08 354.71
226052-09 60.44 226562-07 242.44
226062-04 267.84 226572-04 342.31
226072-09 123.62 226582-07 317.52
226082-07 144.44 226592-07 226.36
226092-11 195.53 226602-04 374.00
226112-07 363.61 226612-08 676.76
226122-09 13.70 226622-07 189.72
226132-18 229.99 226632-04 146.26
CONTINUED ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 5
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
226642-08 572.27 227142-08 775.84
226652-07 306.57 227152-09 43.11
226662-07 332.19 227162-08 322.83
226672-07 659.05 227172-08 321.42
226682-07 225.76 227182-08 210.61
226692-07 269.37 227192-09 136.59
226702-15 435.69 227202-09 110.18
226712-07 89.11 227212-07 189.14
226722-07 242.25 227222-10 104.60
226732-07 334.81 227232-07 434.20
226742-08 393.05 227242-24 202.70
226752-07 113.06 227252-07 265.29
226762-08 169.42 227262-14 78.77
226772-07 293.12 227272-09 255.97
226782-11 163.79 227282-08 108.54
226792-09 227.72 227292-07 247.18
226802-07 677.57 227302-15 250.39
226822-07 209.20 227312-04 330.32
226832-24 185.58 227322-07 317.47
226842-08 117.90 227342-08 52.81
226852-17 265.35 227352-09 195.98
226862-08 226.12 227362-07 455.92
226872-11 321.14 227372-04 373.17
226882-23 111.90 227382-09 118.20
226892-07 804.13 227392-04 574.79
226902-24 172.96 227402-04 180.75
226912-10 187.69 227412-04 573.68
226922-28 50.48 227422-10 773.56
226932-08 230.47 227432-08 95.64
226942-08 145.06 227442-07 199.79
226952-07 260.47 227452-08 357.68
226962-25 154.42 227472-07 587.15
226972-07 199.93 227482-07 178.23
226982-07 232.14 227492-07 419.95
226992-08 420.18 227502-08 136.12
227002-08 139.84 227512-04 204.35
227012-08 129.55 227522-09 140.43
227022-07 311.53 227532-07 290.29
227032-07 289.12 227542-04 547.52
227042-09 193.99 227552-04 209.12
227052-08 262.46 227562-07 167.25
227062-08 479.33 227572-07 481.21
227072-09 467.17 227582-08 519.27
227082-07 429.29 227592-11 112.63
227092-07 422.16 227602-09 168.72
227102-09 82.73 227612-07 382.88
227112-08 151.21 227622-18 93.67
227122-15 197.59 227632-08 115.47
227132-09 91.23 227652-08 153.35
CONTINUED ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 6
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
227662-09 319.37 228162-08 284.22
227672-09 346.83 228172-07 395.94
227682-04 82.94 228182-16 155.57
227692-09 27.59 228192-07 548.80
227702-08 96.41 228202-09 498.64
227712-08 190.25 228212-23 113.51
227722-09 722.51 228222-07 109.87
227732-04 350.31 228232-22 38.34
227742-08 211.13 228242-07 377.97
227752-07 796.01 228252-07 314.45
227762-11 161.99 228262-07 429.22
227772-16 42.85 228272-09 354.97
227782-04 594.20 228282-08 143.73
227792-04 47.65 228292-08 158.71
227802-07 442.68 228302-08 285.85
227812-07 127.93 228312-07 583.11
227822-07 255.89 228322-08 284.21
227832-09 303.79 228342-08 893.28
227852-07 173.93 228352-08 169.06
227862-07 350.36 228362-07 295.54
227872-08 478.23 228372-08 447.65
227882-15 110.28 228382-07 837.05
227892-09 293.50 228392-08 101.56
227902-08 17.26 228402-08 674.06
227912-09 130.11 228412-17 110.95
227922-09 336.93 228422-08 154.36
227932-09 583.99 228432-07 190.63
227942-08 84.97 228442-10 345.27
227952-04 335.17 228452-08 494.53
227962-07 336.04 228462-07 193.14
227972-08 289.51 228472-08 65.49
227982-04 1,089.28 228482-15 87.10
227992-09 536.59 228492-24 150.15
228002-10 194.32 228502-08 167.16
228012-07 112.07 228512-15 217.31
228022-07 556.46 228522-10 647.87
228032-07 112.31 228532-08 266.22
228042-09 96.04 228542-07 207.96
228052-08 112.07 228552-25 78.89
228062-11 101.54 228562-07 100.91
228072-10 183.91 228572-23 16.79
228082-08 173.44 228582-07 80.16
228092-08 313.76 228592-08 142.56
228102-07 176.22 228602-07 230.88
228112-09 87.46 228622-08 711.32
228122-07 398.32 228632-07 123.80
228132-08 74.32 228642-15 76.20
228142-07 118.16 228652-07 35.43
228152-08 15.41 228662-07 398.39
CONTINUED ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 7
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
228672-24 25.09 229172-07 220.68
228682-18 156.08 229182-07 175.17
228692-10 124.11 229192-28 59.17
228702-07 148.47 229202-09 262.58
228712-07 148.57 229212-10 252.96
228722-09 120.83 229222-09 273.51
228732-07 421.01 229232-07 656.69
228742-08 601.59 229242-07 376.78
228752-18 176.47 229252-07 497.87
228762-07 116.99 229272-10 28,613.13
228772-07 176.00 229282-16 548.88
228782-22 132.84 229292-16 4,451.62
228792-07 60.17 229302-16 608.22
228802-07 152.04 229312-22 624.55
228812-08 39.68 229322-23 3,097.79
228822-07 195.31 229332-24 23.09
228832-08 59.68 229342-24 746.50
228842-11 215.67 229352-23 2,408.74
228852-07 265.05 229362-22 2,950.76
228862-08 92.38 229372-24 79.85
228872-08 151.79 229382-24 43.78
228882-09 77.92 229402-24 173.24
228892-08 635.17 229412-25 16.39
228902-07 86.15 229422-23 99.85
228922-07 60.14 229432-18 664.04
228932-07 91.18 229442-24 210.72
228942-07 273.21 229452-18 398.99
228952-09 173.28 229462-24 21.10
228962-09 441.98 229472-18 213.00
228972-14 161.45 229482-24 96.92
228982-07 369.03 229492-28 19.67
228992-07 237.23 229502-24 234.35
229002-07 1,585.31 229512-28 46.35
229012-09 501.49 229532-24 60.85
229022-07 675.87 229552-22 315.14
229032-07 293.05 229562-18 387.34
229042-10 427.10 229572-24 217.44
229052-07 310.54 229582-18 650.52
229062-28 330.30 229592-24 101.40
229072-07 456.59 229602-24 176.54
229082-10 282.11 229612-24 124.45
229092-22 355.17 229622-28 48.12
229102-09 263.25 229632-23 259.72
229112-10 309.03 229642-24 144.40
229122-09 322.80 229652-23 68.35
229132-07 221.28 229662-24 103.39
229142-07 145.09 229672-23 233.88
229152-09 107.80 229682-24 152.74
229162-07 238.07 229692-24 269.45
CONTINUED ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 8
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
229702-23 73.12 230272-25 15.22
229712-25 99.03 230282-29 310.82
229722-18 94.03 230292-23 138.15
229732-24 187.73 230302-23 804.13
229742-24 166.09 230312-24 87.44
229762-22 207.12 230322-23 116.51
229772-18 185.58 230332-24 171.20
229782-24 104.57 230342-23 142.14
229792-23 218.70 230352-23 282.25
229802-22 184.68 230372-23 204.46
229822-22 91.23 230382-23 177.64
229832-22 1,039.30 230392-22 140.33
229842-24 102.03 230402-22 428.03
229852-23 53.26 230412-22 108.61
229862-24 99.80 230422-23 131.41
229882-23 110.52 230432-22 304.28
229892-24 141.51 230442-22 357.53
229912-24 258.31 230452-22 149.22
229922-22 767.10 230462-23 256.59
229932-22 591.14 230472-22 487.04
229942-18 554.10 230482-22 528.14
229952-22 302.22 230492-23 231.58
229962-22 242.14 230502-29 115.36
229972-18 323.04 230512-22 79.76
229982-22 309.20 230522-23 541.13
230002-18 263.75 230532-23 194.70
230012-18 316.06 230542-23 98.13
230022-22 676.76 230552-23 775.84
230032-18 166.07 230562-23 197.62
230042-22 287.62 230572-23 251.34
230052-23 338.89 230582-25 328.21
230062-22 659.05 230592-24 241.79
230072-22 120.04 230602-25 58.61
230082-23 255.16 230612-23 112.71
230102-22 322.66 230622-24 143.82
230112-25 423.06 230632-24 442.18
230122-23 67.69 230642-24 193.76
230132-22 194.11 230652-24 236.04
230142-22 236.51 230662-28 119.77
230152-23 335.48 230682-23 92.86
230162-22 295.75 230692-22 238.53
230172-22 110.06 230702-22 308.78
230182-22 176.93 230712-22 377.89
230192-22 238.23 230732-23 106.69
230212-23 677.57 230742-22 137.97
230232-22 210.23 230752-22 455.92
230242-24 129.70 230762-18 367.96
230252-24 77.41 230772-24 273.36
230262-28 222.24 230782-18 574.79
CONTINUED ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 9
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
230792-18 160.52 231312-23 451.27
230802-18 614.21 231322-23 257.66
230812-23 773.56 231332-23 33.94
230822-23 45.14 231342'-22 118.93
230832-22 119.19 231352-22 556.46
230842-29 403.38 231362-22 114.29
230852-22 606.65 231372-22 113.97
230862-18 251.05 231382-24 170.95
230872-22 419.95 231392-23 176.71
230882-23 187.11 231402-23 80.13
230892-18 203.35 231422-22 212.68
230902-24 119.79 231432-22 157.88
230922-18 221.36 231442-22 456.46
230932-22 189.59 231452-23 254.60
230942-22 559.91 231462-22 120.88
230952-25 453.07 231472-23 74.09
230962-24 116.93 231482-23 287.15
230972-23 168.72 231492-23 455.77
230982-22 396.39 231502-25 533.11
230992-23 112.91 231512-22 548.75
231002-24 235.22 231522-23 64.41
231012-18 164.33 231542-25 260.45
231022-24 276.77 231552-22 390.77
231032-29 66.84 231562-22 422.04
231042-23 257.64 231572-24 309.53
231052-18 292.40 231582-23 151.88
231062-24 34.01 231592-23 89.75
231072-23 195.98 231602-23 245.76
231082-24 204.06 231612-22 584.89
231092-25 722.51 231622-23 378.75
231112-22 796.01 231632-23 893.28
231122-24 106.33 231642-23 99.43
231132*18 594.20 231652-23 293.21
231142-22 394.06 231662-23 416.44
231152-22 194.15 231672-23 837.05
231162-22 366.63 231682-23 134.57
231172-22 185.46 231692-22 682.71
231192-23 78.73 231702-24 154.53
231202-22 420.98 231712-23 149.86
231212-24 491.07 231722-22 71.61
231222-23 88.48 231732-24 257.77
231232-23 373.60 231742-23 495.97
231242-23 330.56 231762-24 129.24
231252-22 583.99 231792-24 74.90
231262-18 40.60 231802-23 47.90
231272-18 363.48 231822-22 647.87
231282-22 206.72 231832-24 63.82
231292-22 216.04 231842-22 156.98
231302-18 1,089.28 231852-23 78.79
CONTINUED ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 10
2/29/00
ACCOUNT # 6033757
NEW YORK BAGEL ENTERPRISES, INC
PAYROLL ACCOUNT DEBTOR IN POSSESSION
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
231862-28 121.84 232182-22 197.03
231872-23 145.93 232192'-29 97.64
231882-23 160.20 232202-23 21.38
231892-22 591.29 232212-23 58.05
231922-22 178.61 232222-22 662.65
231932-22 140.18 232232-22 74.45
231942-22 355.69 232242-22 130.05
231952-24 100.28 232252-23 93.96
231962-23 148.47 232262-28 346.62
231972-22 133.39 232272-22 234.13
231982-22 117.31 232282-22 147.57
231992-22 245.88 232292-24 118.62
232002-22 556.82 232302-25 182.86
232012-24 78.01 232312-22 149.85
232032-24 78.67 232322-24 105.52
232042-22 332.64 232332-28 123.45
232052-22 143.81 232342-24 237.61
232072-22 393.01 232352-24 211.55
232082'-22 82.13 232362-24 152.63
232112-22 111.68 232372-24 656.69
232122-23 108.69 232382-22 379.87
232132-23 65.99 232392-24 497.87
232152-22 190.06 232402-24 25,514.81
232172-22 214.49 2-08 96.36
- ---------------------------DAILY BALANCE SUMARY------------------------------
DATE BALANCE DATE BALANCE DATE BALANCE
1-31 21,641.98 2-01 24,104.64 2-02 27,292.66
2-03 28,235.01 2-04 29,893.21 2-07 3,370.88
2-08 19,899.12 2-09 18,676.34 2-10 3,419.21
2-11 6,581.82 2-14 19,810.28 2-15 44,940.93
2-16 50,248.16 2-17 59,360.09 2-18 67,801.83
2-22 33,892.34 2-23 117,319.73 2-24 78,995.36
2-25 79,869.53 2-28 90,230.89 2-29 112,696.85
AVERAGE LEDGER BALANCE FOR THIS CYCLE IS 43,506.15
MINIMUM LEDGER BALANCE FOR THIS CYCLE IS 3,370
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF STORE 11 ACCOUNT
ACCOUNT NUMBER: 998320
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 (6,247.72)
CREDIT CARD DISCOUNTS 67160-11 (66.16)
BANK SERVICE CHARGES 67170-11 (45.70)
NORTHERN LEASING 64010-11 (32.08)
BAD CHECKS 67250-11
VISA 12010-11 1,737.09
DEPOSITS IN TRANSIT 117.08
162.73
124.34
29.88
393.18
166.03
50.00
91.72
DEPOSITS FROM SALES 4,478.51
DEPOSITS - WHOLESALE NOT ON PAPERWORK 62.71
142.64
250.44
0.05
DEPOSITS MISSING FROM BANK STATEMENT (50.10)
(72.52)
ACH IN TRANSIT (100.00)
(400.00)
(200.00)
(450.00)
ADJUSTED LEDGER BALANCE 142.12
BALANCE PER BANK STATEMENT 142.12
ADJUSTED BANK BALANCE 142.12
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 1
2/29/00
ACCOUNT # 998320
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
99 832 0 COMMERCIAL CHECKING
PREVIOUS BALANCE 1/31/00 764.21
+DEPOSIS/CREDITS 59 6,871.85
-CHECKS/DEBITS 22 (7,448.24)
-SERVICE CHARGES (45.70)
+INTEREST PAID -
CURRENT BALANCE 142.12
- --------------------------DESCRIPTIVE TRANSACTIONS---------------------------
DATE TRACER DESCRIPTION AMOUNT
2-01 7CUSTOMER DEPOSIT 550.45
2-01 130201INTERNET BANKING FUNDS XFER (700.00)
2-02 10CUSTOMER DEPOSIT 494.68
2-02 100202MERCHANT BNKCK DEPOSIT 106.01
2-02 120202INTERNET BANKING FUNDS XFER (600.00)
2-03 108CUSTOMER DEPOSIT 176.17
2-03 220202NORTHERN LEASING (32.08)
2-03 100203MERCHANT BNKCK DEPOSIT (66.16)
2-03 230203INTERNET BANKING FUNDS XFER (500.00)
2-04 3CUSTOMER DEPOSIT 300.00
2-04 3CUSTOMER DEPOSIT 124.37
2-04 3CUSTOMER DEPOSIT 50.43
2-04 100204MERCHANT BNKCK DEPOSIT 62.36
2-04 120204INTERNET BANKING FUNDS XFER (150.00)
2-07 73CUSTOMER DEPOSIT 81.11
2-07 73CUSTOMER DEPOSIT 81.93
2-07 73CUSTOMER DEPOSIT 166.04
2-07 120207MERCHANT BNKCK DEPOSIT 87.13
2-07 120207AMERICAN EXPRESS SETTLEMENT 5.44
2-07 250207INTERNET BANKING FUNDS XFER (550.00)
2-08 98CUSTOMER DEPOSIT 123.82
2-08 90208MERCHANT BNKCK DEPOSIT 93.01
2-08 90208AMERICAN EXPRESS SETTLEMENT 5.86
2-08 210208INTERNET BANKING FUNDS XFER (400.00)
2-09 27CUSTOMER DEPOSIT 124.23
2-09 100209MERCHANT BNKCK DEPOSIT 116.67
2-09 120209INTERNET BANKING FUNDS XFER (250.00)
2-10 121CUSTOMER DEPOSIT 229.76
2-10 100210MERCHANT BNKCK DEPOSIT 61.34
2-10 230210INTERNET BANKING FUNDS XFER (250.00)
2-11 63CUSTOMER DEPOSIT 389.31
2-11 100211MERCHANT BNKCK DEPOSIT 43.63
2-11 120211INTERNET BANKING FUNDS XFER (300.00)
2-14 90CUSTOMER DEPOSIT 73.38
2-14 90CUSTOMER DEPOSIT 56.26
2-14 90CUSTOMER DEPOSIT 41.60
2-14 90CUSTOMER DEPOSIT 34.09
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 2
2/29/00
ACCOUNT # 998320
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
2-14 130211MERCHANT BNKCK DEPOSIT 54.71
2-14 140214INTERNET BANKING FUNDS XFER (400.00)
2-15 14CUSTOMER DEPOSIT 37.40
2-15 90215MERCHANT BNKCK DEPOSIT 108.46
2-15 210215INTERNET BANKING FUNDS XFER (250.00)
2-16 100216MERCHANT BNKCK DEPOSIT 154.60
2-16 160216INTERNET BANKING FUNDS XFER (150.00)
2-17 22CUSTOMER DEPOSIT 62.71
2-17 22CUSTOMER DEPOSIT 142.64
2-17 100217MERCHANT BNKCK DEPOSIT 91.46
2-17 180217INTERNET BANKING FUNDS XFER (200.00)
2-18 4CUSTOMER DEPOSIT 250.44
2-18 100218MERCHANT BNKCK DEPOSIT 74.42
2-18 120218INTERNET BANKING FUNDS XFER (250.00)
2-22 37CUSTOMER DEPOSIT 166.03
2-22 37CUSTOMER DEPOSIT 182.04
2-22 37CUSTOMER DEPOSIT 40.74
2-22 37CUSTOMER DEPOSIT 429.34
2-22 37CUSTOMER DEPOSIT 23.86
2-22 110222AMERICAN EXPRESS SETTLEMENT 3.85
2-22 110222MERCHANT BNKCK DEPOSIT 67.06
2-22 110222AMERICAN EXPRESS SETTLEMENT 3.63
2-22 260222INTERNET BANKING FUNDS XFER (350.00)
2-23 22CUSTOMER DEPOSIT 96.26
2-23 90223MERCHANT BNKCK DEPOSIT 33.10
2-23 90223AMERICAN EXPRESS SETTLEMENT 23.09
2-23 120223INTERNET BANKING FUNDS XFER (900.00)
2-24 9CUSTOMER DEPOSIT 79.90
2-24 100224MERCHANT BNKCK DEPOSIT 278.28
2-24 150224INTERNET BANKING FUNDS XFER (100.00)
2-25 96CUSTOMER DEPOSIT 117.08
2-25 100225MERCHANT BNKCK DEPOSIT 51.69
2-25 100225AMERICAN EXPRESS SETTLEMENT 7.16
2-25 130225INTERNET BANKING FUNDS XFER (400.00)
2-28 10CUSTOMER DEPOSIT 162.73
2-28 10CUSTOMER DEPOSIT 124.34
2-28 10CUSTOMER DEPOSIT 29.88
2-28 120228AMERICAN EXPRESS SETTLEMENT 19.02
2-28 120228MERCHANT BNKCK DEPOSIT 97.62
2-28 120228AMERICAN EXPRESS SETTLEMENT 7.25
2-28 140228INTERNET BANKING FUNDS XFER (200.00)
2-29 125CUSTOMER DEPOSIT 91.72
2-29 100229MERCHANT BNKCK DEPOSIT 80.24
2-29 120229INTERNET BANKING FUNDS XFER (450.00)
2-29 999SERVICE CHARGE (45.70)
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 3
2/29/00
ACCOUNT # 998320
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
- ---------------------------DAILY BALANCE SUMMARY-----------------------------
DATE BALANCE DATE BALANCE DATE BALANCE
1-31 764.21 2-01 614.66 2-02 615.35
2-03 193.28 2-04 580.44 2-07 452.09
2-08 274.78 2-09 265.68 2-10 306.80
2-11 439.74 2-14 299.78 2-15 195.64
2-16 200.24 2-17 297.05 2-18 371.91
2-22 938.46 2-23 190.91 2-24 449.09
2-25 225.02 2-28 465.86 2-29 142.12
AVERAGE LEDGER BALANCE FOR THIS CYCLE IS 405.07
MINIMUM LEDGER BALANCE FOR THIS CYCLE IS 187
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF STORE 12 ACCOUNT
ACCOUNT NUMBER: 998309
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 (16,555.28)
CREDIT CARD DISCOUNTS 67160-12 (64.80)
BANK SERVICE CHARGES 67170-12 (65.31)
NORTHERN LEASING 64010-12 (32.08)
BAD CHECKS 67250-12 (20.12)
VISA 12010-12 1,817.51
DEPOSITS NOT ON PAPERWORK 45.00
800.35
0.01
DEPOSITS IN TRANSIT 684.90
846.68
173.19
994.63
ACH IN TRANSIT (100.00)
(1,200.00)
(1,100.00)
(50.00)
DEPOSITS FROM SALES 15,911.56
ADJUSTED LEDGER BALANCE 2,086.24
BALANCE PER BANK STATEMENT 2,086.24
ADJUSTED BANK BALANCE 2,086.24
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 1
2/29/00
ACCOUNT # 998309
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
99 830 9 COMMERCIAL CHECKING
PREVIOUS BALANCE 1/31/00 1,921.88
+DEPOSIS/CREDITS 69 19,046.66
-CHECKS/DEBITS 33 (18,823.00)
-SERVICE CHARGES (59.30)
+INTEREST PAID -
CURRENT BALANCE 2,086.24
- --------------------------DESCRIPTIVE TRANSACTIONS---------------------------
DATE TRACER DESCRIPTION AMOUNT
2-01 8CUSTOMER DEPOSIT 973.64
2-01 100201MERCHANT BNKCK DEPOSIT 28.35
2-01 130201INTERNET BANKING FUNDS XFER (1,900.00)
2-02 102CUSTOMER DEPOSIT 884.65
2-02 230201NOVUS SERVICES SETTLEMENT 7.65
2-02 100202MERCHANT BNKCK DEPOSIT 89.90
2-02 100202MERCHANT BNKCK DEPOSIT 113.86
2-02 100202AMERICAN EXPRESS SETTLEMENT 5.57
2-02 120202INTERNET BANKING FUNDS XFER (1,000.00)
2-03 132CUSTOMER DEPOSIT 749.16
2-03 220202NOVUS SERVICES SETTLEMENT 1.39
2-03 100203MERCHANT BNKCK DEPOSIT 55.66
2-03 8CHARGEBACK ITEM (8.59)
2-03 8CHARGEBACK ITEM (5.52)
2-03 220202NORTHERN LEASING (32.08)
2-03 100203MERCHANT BNKCK DISCOUNT (12.62)
2-03 100203MERCHANT BNKCK DISCOUNT (7.35)
2-03 100203MERCHANT BNKCK DISCOUNT (26.58)
2-03 100203MERCHANT BNKCK DISCOUNT (15.60)
2-03 100203MERCHANT BNKCK DISCOUNT (1.40)
2-03 230203INTERNET BANKING FUNDS XFER (1,050.00)
2-03 8CHARGEBACK FEE (2.00)
2-04 8CHARGEBACK FEE (2.00)
2-04 73CUSTOMER DEPOSIT 485.00
2-04 73CUSTOMER DEPOSIT 411.31
2-04 100204MERCHANT BNKCK DEPOSIT 52.41
2-04 100204MERCHANT BNKCK DISCOUNT (1.25)
2-07 120204INTERNET BANKING FUNDS XFER (750.00)
2-07 4CUSTOMER DEPOSIT 1,052.90
2-07 24CUSTOMER DEPOSIT 576.12
2-07 230204NOVUS SERVICES SETTLEMENT 3.54
2-07 120207MERCHANT BNKCK DEPOSIT 85.89
2-07 120207AMERICAN EXPRESS SETTLEMENT 6.08
2-07 250207INTERNET BANKING FUNDS XFER (950.00)
2-08 90208MERCHANT BNKCK DEPOSIT 57.71
2-08 210208INTERNET BANKING FUNDS XFER (1,700.00)
2-09 120CUSTOMER DEPOSIT 227.85
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 2
2/29/00
ACCOUNT # 998309
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
2-09 120CUSTOMER DEPOSIT 88.89
2-09 100209MERCHANT BNKCK DEPOSIT 30.21
2-09 100209MERCHANT BNKCK DEPOSIT 97.94
2-09 120209INTERNET BANKING FUNDS XFER (50.00)
2-10 102CUSTOMER DEPOSIT 596.74
2-10 100210MERCHANT BNKCK DEPOSIT 45.44
2-10 230210INTERNET BANKING FUNDS XFER (450.00)
2-11 2CUSTOMER DEPOSIT 1,185.97
2-11 100211MERCHANT BNKCK DEPOSIT 44.64
2-11 120211INTERNET BANKING FUNDS XFER (650.00)
2-14 15CUSTOMER DEPOSIT 1,003.37
2-14 91CUSTOMER DEPOSIT 790.27
2-14 130211MERCHANT BNKCK DEPOSIT 73.38
2-14 120214AMERICAN EXPRESS SETTLEMENT 15.28
2-14 140214INTERNET BANKING FUNDS XFER (1,250.00)
2-15 121CUSTOMER DEPOSIT 226.46
2-15 240214NOVUS SERVICES SETTLEMENT 7.62
2-15 90215MERCHANT BNKCK DEPOSIT 61.04
2-15 210215INTERNET BANKING FUNDS XFER (1,850.00)
2-16 8CUSTOMER DEPOSIT 508.27
2-16 100216MERCHANT BNKCK DEPOSIT 30.46
2-16 100216MERCHANT BNKCK DEPOSIT 47.69
2-16 160216INTERNET BANKING FUNDS XFER (300.00)
2-17 1CUSTOMER DEPOSIT 807.44
2-17 5CUSTOMER DEPOSIT 460.96
2-17 210216NOVUS SERVICES SETTLEMENT 17.16
2-17 100217MERCHANT BNKCK DEPOSIT 129.31
2-17 7CHARGEBACK ITEM (6.01)
2-17 180217INTERNET BANKING FUNDS XFER (600.00)
2-17 7CHAGERBACK FEE (2.00)
2-18 137CUSTOMER DEPOSIT 1,085.71
2-18 100218MERCHANT BNKCK DEPOSIT 43.91
2-18 120218INTERNET BANKING FUNDS XFER (1,400.00)
2-22 97CUSTOMER DEPOSIT 338.78
2-22 97CUSTOMER DEPOSIT 418.68
2-22 97CUSTOMER DEPOSIT 104.12
2-22 97CUSTOMER DEPOSIT 208.90
2-22 230218NOVUS SERVICES SETTLEMENT 10.31
2-22 110222MERCHANT BNKCK DEPOSIT 109.31
2-22 260222INTERNET BANKING FUNDS XFER (1,150.00)
2-23 240222NOVUS SERVICES SETTLEMENT 7.29
2-23 90223MERCHANT BNKCK DEPOSIT 72.71
2-23 90223AMERICAN EXPRESS SETTLEMENT 14.95
2-23 120223INTERNET BANKING FUNDS XFER (1,200.00)
2-24 18CUSTOMER DEPOSIT 199.18
2-24 18CUSTOMER DEPOSIT 825.38
2-24 130223NOVUS SERVICES SETTLEMENT 5.26
2-24 100224MERCHANT BNKCK DEPOSIT 115.92
2-24 100224MERCHANT BNKCK DEPOSIT 63.18
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 3
2/29/00
ACCOUNT # 998309
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
2-24 100224MERCHANT BNKCK DEPOSIT 61.39
2-24 150224INTERNET BANKING FUNDS XFER (100.00)
2-25 89CUSTOMER DEPOSIT 320.00
2-25 89CUSTOMER DEPOSIT 684.90
2-25 100225MERCHANT BNKCK DEPOSIT 38.59
2-25 130225INTERNET BANKING FUNDS XFER (1,200.00)
2-28 120228AMERICAN EXPRESS SETTLEMENT 24.07
2-28 120228MERCHANT BNKCK DEPOSIT 48.60
2-28 140228INTERNET BANKING FUNDS XFER (1,100.00)
2-29 98CUSTOMER DEPOSIT 994.63
2-29 98CUSTOMER DEPOSIT 173.19
2-29 98CUSTOMER DEPOSIT 846.68
2-29 260228NOVUS SERVICES SETTLEMENT 8.38
2-29 260228NOVUS SERVICES SETTLEMENT 2.24
2-29 100229MERCHANT BNKCK DEPOSIT 83.22
2-29 120229INTERNET BANKING FUNDS XFER (50.00)
2-29 999SERVICE CHARGE (59.30)
- -------------------------DAILY BALANCE SUMMARY-------------------------------
DATE BALANCE DATE BALANCE DATE BALANCE
1-31 1,921.88 2-01 1,023.87 2-02 1,125.50
2-03 767.97 2-04 965.44 2-07 1,739.97
2-08 97.68 2-09 492.57 2-10 684.75
2-11 1,265.36 2-14 1,897.66 2-15 342.78
2-16 629.20 2-17 1,436.06 2-18 1,165.68
2-22 1,205.78 2-23 100.73 2-24 1,271.04
2-25 1,114.53 2-28 87.20 2-29 2,086.24
AVERAGE LEDGER BALANCE FOR THIS CYCLE IS 1,018.04
MINIMUM LEDGER BALANCE FOR THIS CYCLE IS 87
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF STORE 13 ACCOUNT
ACCOUNT NUMBER: 998056
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 (28,370.90)
CREDIT CARD DISCOUNTS 67160-13 (34.91)
BANK SERVICE CHARGES 67170-13 (142.29)
NORTHERN LEASING 64010-13 (32.08)
BAD CHECKS 67250-13 (29.29)
VISA 12010-13 4,878.78
DEPOSITS FROM SALES 27,242.54
DEPOSITS NOT ON PAPERWORK 448.25
DEPOSITS IN TRANSIT 484.11
547.57
2,157.83
726.47
390.16
ACH IN TRANSIT (1,500.00)
(2,100.00)
(650.00)
(700.00)
ADJUSTED LEDGER BALANCE 3,316.24
BALANCE PER BANK STATEMENT 3,316.24
ADJUSTED BANK BALANCE 3,316.24
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 1
2/29/00
ACCOUNT # 998056
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
99 805 6 COMMERCIAL CHECKING
PREVIOUS BALANCE 1/31/00 4,232.40
+DEPOSIS/CREDITS 78 32,322.46
-CHECKS/DEBITS 30 (33,106.83)
-SERVICE CHARGES (131.79)
+INTEREST PAID -
CURRENT BALANCE 3,316.24
- -----------------------DESCRIPTIVE TRANSACTIONS------------------------------
DATE TRACER DESCRIPTION AMOUNT
2-01 3CUSTOMER DEPOSIT 1,635.21
2-01 240131NOVUS SERVICES SETTLEMENT 10.44
2-01 130201INTERNET BANKING FUNDS XFER (4,200.00)
2-02 60CUSTOMER DEPOSIT 1,529.55
2-02 100202MERCHANT BNKCD DEPOSIT 556.31
2-02 100202AMERICAN EXPRESS SETTLEMENT 14.94
2-02 120202INTERNET BANKING FUNDS XFER (1,600.00)
2-03 3CUSTOMER DEPOSIT 1,381.64
2-03 100203AMERICAN EXPRESS SETTLEMENT 9.51
2-03 8CHARGEBACK ITEM (9.41)
2-03 220202NOVUS SERVICES SETTLEMENT (1.93)
2-03 220202NORTHERN LEASING (32.08)
2-03 100203MERCHANT BNKCD DEPOSIT (32.98)
2-03 230203INTERNET BANKING FUNDS XFER (2,100.00)
2-03 8CHARGEBACK FEE (2.00)
2-04 3CUSTOMER DEPOSIT 361.20
2-04 3CUSTOMER DEPOSIT 570.00
2-04 130203NOVUS SERVICES SETTLEMENT 4.84
2-04 100204MERCHANT BNKCD DEPOSIT 174.83
2-04 100204AMERICAN EXPRESS SETTLEMENT 8.42
2-04 120204INTERNET BANKING FUNDS XFER (1,300.00)
2-07 10CUSTOMER DEPOSIT 856.46
2-07 22CUSTOMER DEPOSIT 1,147.09
2-07 22CUSTOMER DEPOSIT 1,183.24
2-07 120207MERCHANT BNKCD DEPOSIT 131.45
2-07 120207AMERICAN EXPRESS SETTLEMENT 14.23
2-07 250207INTERNET BANKING FUNDS XFER (1,200.00)
2-08 126CUSTOMER DEPOSIT 203.44
2-08 230207NOVUS SERVICES SETTLEMENT 5.78
2-08 230207NOVUS SERVICES SETTLEMENT 8.48
2-08 90208MERCHANT BNKCD DEPOSIT 172.62
2-08 90208AMERICAN EXPRESS SETTLEMENT 4.98
2-08 8CHARGEBACK ITEM (10.83)
2-08 210208INTERNET BANKING FUNDS XFER (3,300.00)
2-08 8CHARGEBACK FEE (2.00)
2-09 27CUSTOMER DEPOSIT 399.72
2-09 100209AMERICAN EXPRESS SETTLEMENT 17.18
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 2
2/29/00
ACCOUNT # 998056
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
2-09 100209MERCHANT BNKCK DEPOSIT 577.19
2-09 120209INTERNET BANKING FUNDS XFER (400.00)
2-10 15CUSTOMER DEPOSIT 1,324.16
2-10 130209NOVUS SERVICES SETTLEMENT 10.25
2-10 100210MERCHANT BNKCK DEPOSIT 87.88
2-10 230210INTERNET BANKING FUNDS XFER (1,000.00)
2-11 4CUSTOMER DEPOSIT 500.69
2-11 210210NOVUS SERVICES SETTLEMENT 31.18
2-11 100211MERCHANT BNKCK DEPOSIT 169.13
2-11 100211AMERICAN EXPRESS SETTLEMENT 6.93
2-11 120211INTERNET BANKING FUNDS XFER (1,400.00)
2-14 15CUSTOMER DEPOSIT 1,804.19
2-14 89CUSTOMER DEPOSIT 1,503.36
2-14 130211NOVUS SERVICES SETTLEMENT 11.09
2-14 130211MERCHANT BNKCK DEPOSIT 134.98
2-14 120214AMERICAN EXPRESS SETTLEMENT 19.02
2-14 120214AMERICAN EXPRESS SETTLEMENT 16.93
2-14 140214INTERNET BANKING FUNDS XFER (750.00)
2-15 18CUSTOMER DEPOSIT 216.41
2-15 18CUSTOMER DEPOSIT 199.52
2-15 240214NOVUS SERVICES SETTLEMENT 3.56
2-15 90215MERCHANT BNKCK DEPOSIT 174.98
2-15 210215INTERNET BANKING FUNDS XFER (3,400.00)
2-16 1CUSTOMER DEPOSIT 584.03
2-16 220215NOVUS SERVICES SETTLEMENT 5.36
2-16 100216MERCHANT BNKCK DEPOSIT 518.70
2-16 160216INTERNET BANKING FUNDS XFER (650.00)
2-17 13CUSTOMER DEPOSIT 1,276.43
2-17 100217MERCHANT BNKCK DEPOSIT 113.75
2-17 100217AMERICAN EXPRESS SETTLEMENT 15.07
2-17 180217INTERNET BANKING FUNDS XFER (1,100.00)
2-18 100218MERCHANT BNKCK DEPOSIT 308.41
2-18 100218AMERICAN EXPRESS SETTLEMENT 26.90
2-18 120218INTERNET BANKING FUNDS XFER (1,400.00)
2-22 2CUSTOMER DEPOSIT 1,315.44
2-22 2CUSTOMER DEPOSIT 381.56
2-22 95CUSTOMER DEPOSIT 461.94
2-22 95CUSTOMER DEPOSIT 355.71
2-22 95CUSTOMER DEPOSIT 1,159.40
2-22 230218NOVUS SERVICES SETTLEMENT 12.50
2-22 110222AMERICAN EXPRESS SETTLEMENT 52.84
2-22 110222MERCHANT BNKCK DEPOSIT 119.43
2-22 110222AMERICAN EXPRESS SETTLEMENT 67.47
2-22 260222INTERNET BANKING FUNDS XFER (350.00)
2-23 100CUSTOMER DEPOSIT 1,266.46
2-23 240222NOVUS SERVICES SETTLEMENT 23.32
2-23 90223MERCHANT BNKCK DEPOSIT 157.19
2-23 90223AMERICAN EXPRESS SETTLEMENT 11.74
2-23 120223INTERNET BANKING FUNDS XFER (3,900.00)
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 3
2/29/00
ACCOUNT # 998056
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
2-24 19CUSTOMER DEPOSIT 1,520.64
2-24 100224MERCHANT BNKCK DEPOSIT 598.79
2-24 150224INTERNET BANKING FUNDS XFER (1,500.00)
2-25 94CUSTOMER DEPOSIT 484.11
2-25 160224NOVUS SERVICES SETTLEMENT 5.78
2-25 100225MERCHANT BNKCK DEPOSIT 104.85
2-25 100225AM 21.44
2-25 130225INTERNET BANKING FUNDS XFER (2,100.00)
2-28 1CUSTOMER DEPOSIT 547.57
2-28 120228AM 11.34
2-28 120228MERCHANT BNKCK DEPOSIT 209.79
2-28 140228INTERNET BANKING FUNDS XFER (650.00)
2-29 108CUSTOMER DEPOSIT 2,157.83
2-29 108CUSTOMER DEPOSIT 726.47
2-29 108CUSTOMER DEPOSIT 390.16
2-29 260228NOVUS SERVICES SETTLEMENT 2.97
2-29 260228NOVUS SERVICES SETTLEMENT 5.02
2-29 100229MERCHANT BNKCK DEPOSIT 109.04
2-29 7CHARGEBACK ITEM (9.05)
2-29 120229INTERNET BANKING FUNDS XFER (700.00)
2-29 108DEPOSIT CORRECTION (4.55)
2-29 7CHARGEBACK FEE (2.00)
2-29 999SERVICE CHARGE (59.30)
- -------------------------DAILY BALANCE SUMMARY-------------------------------
DATE BALANCE DATE BALANCE DATE BALANCE
1-31 4,232.40 2-01 1,678.05 2-02 2,178.85
2-03 1,391.60 2-04 1,210.89 2-07 3,343.36
2-08 425.83 2-09 1,019.92 2-10 1,442.21
2-11 750.14 2-14 3,489.71 2-15 684.18
2-16 1,142.27 2-17 1,447.52 2-18 382.83
2-22 3,959.12 2-23 1,517.83 2-24 2,137.26
2-25 653.44 2-28 772.14 2-29 3,316.24
AVERAGE LEDGER BALANCE FOR THIS CYCLE IS 1,387.48
MINIMUM LEDGER BALANCE FOR THIS CYCLE IS 382
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF VPR ACCOUNT
ACCOUNT NUMBER: 99043291
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 663.67
ACH IN TRANSIT (500.00)
(50.00)
ADJUSTED LEDGER BALANCE 113.67
BALANCE PER BANK STATEMENT 113.67
ADJUSTED BANK BALANCE 113.67
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 1
2/29/00
ACCOUNT # 9043291
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
904 329 1 COMMERCIAL CHECKING
PREVIOUS BALANCE 1/31/00 1,748.88
+DEPOSIS/CREDITS 7 4,772.30
-CHECKS/DEBITS 11 (6,394.06)
-SERVICE CHARGES (13.45)
+INTEREST PAID -
CURRENT BALANCE 113.67
- ---------------------------DESCRIPTIVE TRANSACTIONS--------------------------
DATE TRACER DESCRIPTION AMOUNT
2-01 130201INTERNET BANKING FUNDS XFER (1,700.00)
2-07 70CUSTOMER DEPOSIT 2,563.09
2-07 70CUSTOMER DEPOSIT 188.39
2-08 210208INTERNET BANKING FUNDS XFER (2,600.00)
2-09 120209INTERNET BANKING FUNDS XFER (100.00)
2-10 102CUSTOMER DEPOSIT 583.33
2-11 120211INTERNET BANKING FUNDS XFER (550.00)
2-14 97CUSTOMER DEPOSIT 221.92
2-15 210215INTERNET BANKING FUNDS XFER (200.00)
2-17 29CUSTOMER DEPOSIT 544.75
2-18 120218INTERNET BANKING FUNDS XFER (550.00)
2-22 260222INTERNET BANKING FUNDS XFER (50.00)
2-24 18CUSTOMER DEPOSIT 584.63
2-25 130225INTERNET BANKING FUNDS XFER (500.00)
2-28 140228INTERNET BANKING FUNDS XFER (50.00)
2-29 18CUSTOMER DEPOSIT 86.19
2-29 999SERVICE CHARGE (13.45)
- ------------------------------CHECKS PAID------------------------------------
NO. DATE AMOUNT NO. DATE AMOUNT
25272-11 51.56 25292-28 42.50
- ------------------------SERVICE CHARGE SUMMARY-------------------------------
DESCRIPTION AMOUNT
MAINTENANCE FEE 8.00
DEBITS POSTED FEE 1.87
CREDITS POSTED FEE 1.19
LOCAL DEPOSITED ITEM 0.42
NON-LOCAL DEP ITEMS 1.95
FDIC CHARGE 0.02
CONTINUE ON NEXT PAGE
<PAGE>
STILLWATER NATIONAL BANK AND TRUST COMPANY
[STILLWATER NATIONAL BANK LOGO]
SIXTH AND MAIN STREETS P.O. BOX 1988 STILLWATER, OKLAHOMA 74076
(405)372-2230
OFFICES IN STILLWATER, TULSA, OKLAHOMA CITY, AND CHICKASHA
MEMBER F.D.I.C
STATEMENT
'WWW.BANKSNB.COM
PAGE 2
2/29/00
ACCOUNT # 9043291
NEW YORK BAGEL ENTERPRISES, INC
115 E 8TH AVE
STILLWATER, OK 74074-4601
BANK ONLINE WITH SNB DIRECTBANKER!
- ----------------------------DAILY BALANCE SUMMARY----------------------------
DATE BALANCE DATE BALANCE DATE BALANCE
1-31 1,748.88 2-01 48.88 2-07 2,800.36
2-08 200.36 2-09 100.36 2-10 683.69
2-11 82.13 2-14 304.05 2-15 104.05
2-17 648.80 2-18 98.80 2-22 48.80
2-24 633.43 2-25 133.43 2-28 40.93
2-29 113.67
AVERAGE LEDGER BALANCE FOR THIS CYCLE IS 303.50
MINIMUM LEDGER BALANCE FOR THIS CYCLE IS 40
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF OKLAHOMA CITY ACCOUNT
ACCOUNT NUMBER: 000000623809811
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 (11,513.19)
CREDIT CARD DISCOUNTS 67160-021 (633.73)
BANK SERVICE CHARGES 67170-021 (246.05)
BAD CHECKS 67250-021 (10.71)
CREDIT CARD RECEIPTS 12010-021 23,541.08
MISCELLANEOUS DEPOSIT 12000-021 200.55
DEPOSIT IN TRANSIT 93.10
303.82
435.26
789.13
924.38
1,042.87
1,180.03
136.26
279.14
324.74
360.48
577.67
592.92
594.70
613.93
713.47
754.64
760.36
955.74
1,023.98
1,030.00
1,171.81
1,624.46
1,941.52
57.74
170.90
237.07
313.73
464.06
608.82
824.10
1,009.29
1,562.42
ACH IN TRANSIT (12,700.00)
(3,800.00)
MISCELLANEOUS DEPOSIT CORRECTION 12000-021 26.31
ADJUSTED LEDGER BALANCE 18,336.80
BALANCE PER BANK STATEMENT 18,336.80
ADJUSTED BANK BALANCE 18,336.80
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
[BANK1ONE LOGO]
BANK ONE OKLAHOMA, NA
P.O. BOX 92102
BEDFORD, TX 76095-2102
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
115 E 8TH ST
STILLWATER OK 74074 FEB 1 THROUGH FEB 29, 2000
PAGE 1 OF 13
_____________________________________________________________________________
BANK ONE COMMERCIAL CHECKING
ACCOUNT NUMBER 000000623809811
NUMBER OF CHECKS PAID 0BEGINNING BALANCE 13,801.91
NUMBER OF WITHDRAWALS 36CHECKS PAID -
NUMBER OF DEPOSITS/ADDITION 501OTHER WITHDRAWALS (155,615.79)
INTEREST PAID THIS PERIOD 0DEPOSITS 160,150.68
INTEREST PAID THIS YEAR 0BALANCE AS OF FEB. 29 18,336.80
_____________________________________________________________________________
OTHER WITHDRAWALS INCLUDING FEES AND LIST POSTED ITEMS
DATE DESCRIPTION AMOUNT
2-01 NEW YORK BAGEL EACH XFR 4,000.00
2-02 DEPOSITED ITEM RETURNED 6.43
2-02 NEW YORK BAGEL EACH XFR 15,300.00
2-03 DEPOSIT ERROR CORRECTION DECREASE 50.00
2-03 MERCHANT BNKCD DEPOSIT 16.59
2-03 MERCHANT BNKCD DEPOSIT 27.70
2-03 MERCHANT BNKCD DEPOSIT 28.17
2-03 MERCHANT BNKCD DEPOSIT 34.90
2-03 MERCHANT BNKCD DEPOSIT 36.68
2-03 MERCHANT BNKCD DEPOSIT 62.06
2-03 MERCHANT BNKCD DEPOSIT 180.52
2-03 NEW YORK BAGEL EACH XFR 3,500.00
2-04 MERCHANT BNKCD DEPOSIT 1.25
2-04 MERCHANT BNKCD DEPOSIT 2.50
2-04 MERCHANT BNKCD FEE 31.39
2-04 MERCHANT BNKCD INTERCHNG 37.48
2-04 MERCHANT BNKCD DISCOUNT 174.49
2-04 NEW YORK BAGEL EACH XFR 8,600.00
2-07 NEW YORK BAGEL EACH XFR 6,600.00
2-08 DEPOSIT ERROR CORRECTION DECREASE 20.30
2-08 NEW YORK BAGEL EACH XFR 6,700.00
2-09 NEW YORK BAGEL EACH XFR 14,300.00
2-10 NEW YORK BAGEL EACH XFR 7,200.00
2-11 NEW YORK BAGEL EACH XFR 5,100.00
2-14 NEW YORK BAGEL EACH XFR 3,455.00
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 2 OF 13
_____________________________________________________________________________
OTHER WITHDRAWALS INCLUDING FEES AND LIST POSTED ITEMS
DATE DESCRIPTION AMOUNT
2-15 NEW YORK BAGEL EACH XFR 8,800.00
2-16 DEPOSITED ITEM RETURNED 4.28
2-16 NEW YORK BAGEL EACH XFR 10,700.00
2-17 NEW YORK BAGEL EACH XFR 7,600.00
2-18 NEW YORK BAGEL EACH XFR 4,700.00
2-22 NEW YORK BAGEL EACH XFR 6,500.00
2-23 NEW YORK BAGEL EACH XFR 15,300.00
2-23 ACCOUNT ANAYLSIS SETTLEMENT CHARGE 246.05
2-24 NEW YORK BAGEL EACH XFR 9,800.00
2-25 NEW YORK BAGEL EACH XFR 12,700.00
2-29 NEW YORK BAGEL EACH XFR 3,800.00
155,615.79
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-01 DEPOSIT 21 28.80
2-01 DEPOSIT 23 100.97
2-01 DEPOSIT 22 294.70
2-01 DEPOSIT 25 538.79
2-01 DEPOSIT 25 735.22
2-01 DEPOSIT 21 859.42
2-01 DEPOSIT 51 933.69
2-01 DEPOSIT 51 1,042.17
2-01 DEPOSIT 22 1,205.35
2-01 DEPOSIT 26 1,425.68
2-01 AMERICAN EXPRESS SETTLEMENT 7.48
2-01 AMERICAN EXPRESS SETTLEMENT 40.61
2-01 MERCHANT BNKCD DEPOSIT 49.12
2-01 MERCHANT BNKCD DEPOSIT 138.41
2-01 MERCHANT BNKCD DEPOSIT 188.27
2-01 MERCHANT BNKCD DEPOSIT 276.56
2-02 DEPOSIT 52 272.71
2-02 DEPOSIT 22 314.27
2-02 DEPOSIT 23 330.15
2-02 DEPOSIT 25 372.89
2-02 DEPOSIT 24 385.23
2-02 DEPOSIT 24 418.49
2-02 DEPOSIT 51 551.04
2-02 DEPOSIT 24 600.39
2-02 DEPOSIT 24 725.04
2-02 DEPOSIT 51 736.96
2-02 DEPOSIT 21 991.47
2-02 DEPOSIT 22 1,278.76
2-02 DEPOSIT 26 1,622.67
2-02 AMERICAN EXPRESS SETTLEMENT 11.92
2-02 AMERICAN EXPRESS SETTLEMENT 27.64
2-02 AMERICAN EXPRESS SETTLEMENT 34.26
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 3 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-02 AMERICAN EXPRESS SETTLEMENT 26.97
2-02 MERCHANT BNKCD DEPOSIT 64.64
2-02 MERCHANT BNKCD DEPOSIT 75.41
2-02 MERCHANT BNKCD DEPOSIT 112.04
2-02 MERCHANT BNKCD DEPOSIT 185.34
2-02 MERCHANT BNKCD DEPOSIT 233.56
2-02 MERCHANT BNKCD DEPOSIT 291.08
2-02 MERCHANT BNKCD DEPOSIT 345.73
2-03 DEPOSIT 22 103.25
2-03 DEPOSIT 24 350.00
2-03 DEPOSIT 52 385.29
2-03 DEPOSIT 23 606.45
2-03 DEPOSIT 24 625.87
2-03 DEPOSIT 22 852.17
2-03 DEPOSIT 21 894.72
2-03 DEPOSIT 25 991.80
2-03 DEPOSIT 26 1,448.42
2-03 AMERICAN EXPRESS SETTLEMENT 5.27
2-03 AMERICAN EXPRESS SETTLEMENT 9.12
2-03 AMERICAN EXPRESS SETTLEMENT 19.36
2-03 AMERICAN EXPRESS SETTLEMENT 40.42
2-03 MERCHANT BNKCD DEPOSIT 239.01
2-04 DEPOSIT 21 51.00
2-04 DEPOSIT 22 174.79
2-04 DEPOSIT 22 176.27
2-04 DEPOSIT 181.80
2-04 DEPOSIT 21 241.40
2-04 DEPOSIT 26 307.46
2-04 DEPOSIT 24 314.84
2-04 DEPOSIT 51 365.54
2-04 DEPOSIT 23 368.42
2-04 DEPOSIT 25 450.80
2-04 DEPOSIT 24 555.35
2-04 AMERICAN EXPRESS SETTLEMENT 1.84
2-04 MERCHANT BNKCD DEPOSIT 31.46
2-04 MERCHANT BNKCD DEPOSIT 79.05
2-04 MERCHANT BNKCD DEPOSIT 80.52
2-04 MERCHANT BNKCD DEPOSIT 101.19
2-04 MERCHANT BNKCD DEPOSIT 112.47
2-04 MERCHANT BNKCD DEPOSIT 155.76
2-07 DEPOSIT 24 25.00
2-07 DEPOSIT 52 37.49
2-07 DEPOSIT 21 248.67
2-07 DEPOSIT 51 284.09
2-07 DEPOSIT 52 304.45
2-07 DEPOSIT 24 389.30
2-07 DEPOSIT 22 539.56
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 4 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-07 DEPOSIT 52 597.79
2-07 DEPOSIT 23 647.97
2-07 DEPOSIT 24 664.02
2-07 DEPOSIT 51 735.27
2-07 DEPOSIT 51 781.72
2-07 DEPOSIT 26 794.57
2-07 DEPOSIT 22 834.46
2-07 DEPOSIT 21 866.25
2-07 DEPOSIT 23 947.17
2-07 DEPOSIT 26 1,152.86
2-07 DEPOSIT 24 1,252.55
2-07 DEPOSIT 51 1,354.45
2-07 DEPOSIT 21 1,421.94
2-07 DEPOSIT 26 1,564.43
2-07 AMERICAN EXPRESS SETTLEMENT 4.96
2-07 AMERICAN EXPRESS SETTLEMENT 5.54
2-07 AMERICAN EXPRESS SETTLEMENT 8.25
2-07 AMERICAN EXPRESS SETTLEMENT 9.04
2-07 AMERICAN EXPRESS SETTLEMENT 10.41
2-07 AMERICAN EXPRESS SETTLEMENT 16.13
2-07 AMERICAN EXPRESS SETTLEMENT 16.44
2-07 AMERICAN EXPRESS SETTLEMENT 25.23
2-07 AMERICAN EXPRESS SETTLEMENT 50.40
2-07 AMERICAN EXPRESS SETTLEMENT 64.15
2-07 MERCHANT BNKCD DEPOSIT 82.95
2-07 AMERICAN EXPRESS SETTLEMENT 85.81
2-07 MERCHANT BNKCD DEPOSIT 107.06
2-07 MERCHANT BNKCD DEPOSIT 113.57
2-07 MERCHANT BNKCD DEPOSIT 133.52
2-07 MERCHANT BNKCD DEPOSIT 167.40
2-07 MERCHANT BNKCD DEPOSIT 171.71
2-07 MERCHANT BNKCD DEPOSIT 228.37
2-08 DEPOSIT 22 180.67
2-08 DEPOSIT 24 301.08
2-08 DEPOSIT 52 302.35
2-08 DEPOSIT 24 405.36
2-08 DEPOSIT 25 416.80
2-08 DEPOSIT 25 438.97
2-08 DEPOSIT 21 444.01
2-08 DEPOSIT 23 493.22
2-08 DEPOSIT 22 711.44
2-08 DEPOSIT 1,124.11
2-08 AMERICAN EXPRESS SETTLEMENT 5.26
2-08 AMERICAN EXPRESS SETTLEMENT 20.92
2-08 AMERICAN EXPRESS SETTLEMENT 24.43
2-08 MERCHANT BNKCD DEPOSIT 33.42
2-08 MERCHANT BNKCD DEPOSIT 36.06
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 5 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-08 AMERICAN EXPRESS SETTLEMENT 59.63
2-08 AMERICAN EXPRESS SETTLEMENT 73.93
2-08 MERCHANT BNKCD DEPOSIT 83.84
2-08 AMERICAN EXPRESS SETTLEMENT 98.26
2-08 MERCHANT BNKCD DEPOSIT 123.02
2-08 AMERICAN EXPRESS SETTLEMENT 125.47
2-08 MERCHANT BNKCD DEPOSIT 146.09
2-08 MERCHANT BNKCD DEPOSIT 225.33
2-08 MERCHANT BNKCD DEPOSIT 398.56
2-09 DEPOSIT 22 66.13
2-09 DEPOSIT 21 309.60
2-09 DEPOSIT 24 526.38
2-09 DEPOSIT 51 581.38
2-09 DEPOSIT 52 646.37
2-09 DEPOSIT 21 777.98
2-09 DEPOSIT 26 1,390.76
2-09 AMERICAN EXPRESS SETTLEMENT 3.05
2-09 AMERICAN EXPRESS SETTLEMENT 7.53
2-09 AMERICAN EXPRESS SETTLEMENT 8.52
2-09 AMERICAN EXPRESS SETTLEMENT 48.34
2-09 AMERICAN EXPRESS SETTLEMENT 87.00
2-09 MERCHANT BNKCD DEPOSIT 147.22
2-09 MERCHANT BNKCD DEPOSIT 193.42
2-09 MERCHANT BNKCD DEPOSIT 206.15
2-09 MERCHANT BNKCD DEPOSIT 217.99
2-09 MERCHANT BNKCD DEPOSIT 245.20
2-09 MERCHANT BNKCD DEPOSIT 254.65
2-09 MERCHANT BNKCD DEPOSIT 539.81
2-10 DEPOSIT 22 31.64
2-10 DEPOSIT 21 69.67
2-10 DEPOSIT 51 77.75
2-10 DEPOSIT 23 112.90
2-10 DEPOSIT 51 115.21
2-10 DEPOSIT 23 154.66
2-10 DEPOSIT 26 220.20
2-10 DEPOSIT 282.63
2-10 DEPOSIT 22 366.00
2-10 DEPOSIT 52 436.37
2-10 DEPOSIT 22 618.13
2-10 AMERICAN EXPRESS SETTLEMENT 4.88
2-10 AMERICAN EXPRESS SETTLEMENT 7.66
2-10 MERCHANT BNKCD DEPOSIT 28.93
2-10 MERCHANT BNKCD DEPOSIT 53.09
2-10 MERCHANT BNKCD DEPOSIT 66.74
2-10 MERCHANT BNKCD DEPOSIT 68.75
2-10 MERCHANT BNKCD DEPOSIT 76.06
2-10 MERCHANT BNKCD DEPOSIT 125.26
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 6 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-10 MERCHANT BNKCD DEPOSIT 144.18
2-10 MERCHANT BNKCD DEPOSIT 242.71
2-11 DEPOSIT 51 21.05
2-11 DEPOSIT 24 25.05
2-11 DEPOSIT 25 88.99
2-11 DEPOSIT 24 310.45
2-11 DEPOSIT 24 395.64
2-11 DEPOSIT 23 597.60
2-11 DEPOSIT 24 609.89
2-11 DEPOSIT 26 802.38
2-11 DEPOSIT 21 920.24
2-11 AMERICAN EXPRESS SETTLEMENT 34.07
2-11 AMERICAN EXPRESS SETTLEMENT 50.23
2-11 MERCHANT BNKCD DEPOSIT 54.24
2-11 MERCHANT BNKCD DEPOSIT 58.97
2-11 MERCHANT BNKCD DEPOSIT 106.43
2-11 MERCHANT BNKCD DEPOSIT 107.61
2-11 MERCHANT BNKCD DEPOSIT 149.42
2-11 MERCHANT BNKCD DEPOSIT 154.68
2-11 MERCHANT BNKCD DEPOSIT 242.89
2-14 DEPOSIT 23 185.78
2-14 DEPOSIT 22 270.00
2-14 DEPOSIT 21 284.57
2-14 DEPOSIT 52 347.45
2-14 DEPOSIT 25 417.33
2-14 DEPOSIT 52 448.88
2-14 DEPOSIT 23 589.91
2-14 DEPOSIT 22 593.95
2-14 DEPOSIT 23 666.01
2-14 DEPOSIT 25 668.14
2-14 DEPOSIT 52 674.71
2-14 DEPOSIT 25 697.51
2-14 DEPOSIT 24 698.38
2-14 DEPOSIT 21 722.65
2-14 DEPOSIT 24 914.35
2-14 DEPOSIT 21 962.28
2-14 DEPOSIT 26 1,305.64
2-14 DEPOSIT 26 1,377.26
2-14 DEPOSIT 26 1,521.35
2-14 AMERICAN EXPRESS SETTLEMENT 3.81
2-14 AMERICAN EXPRESS SETTLEMENT 4.13
2-14 AMERICAN EXPRESS SETTLEMENT 6.21
2-14 AMERICAN EXPRESS SETTLEMENT 6.30
2-14 MERCHANT BNKCD DEPOSIT 9.48
2-14 AMERICAN EXPRESS SETTLEMENT 13.59
2-14 AMERICAN EXPRESS SETTLEMENT 19.38
2-14 AMERICAN EXPRESS SETTLEMENT 22.81
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 7 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-14 AMERICAN EXPRESS SETTLEMENT 24.04
2-14 AMERICAN EXPRESS SETTLEMENT 37.92
2-14 AMERICAN EXPRESS SETTLEMENT 48.95
2-14 AMERICAN EXPRESS SETTLEMENT 86.95
2-14 MERCHANT BNKCD DEPOSIT 90.06
2-14 AMERICAN EXPRESS SETTLEMENT 97.90
2-14 MERCHANT BNKCD DEPOSIT 103.14
2-14 MERCHANT BNKCD DEPOSIT 107.86
2-14 MERCHANT BNKCD DEPOSIT 112.11
2-14 MERCHANT BNKCD DEPOSIT 137.84
2-14 MERCHANT BNKCD DEPOSIT 145.06
2-14 MERCHANT BNKCD DEPOSIT 156.13
2-14 AMERICAN EXPRESS SETTLEMENT 306.02
2-15 DEPOSIT 24 267.85
2-15 DEPOSIT 22 320.05
2-15 DEPOSIT 24 483.56
2-15 DEPOSIT 25 543.96
2-15 DEPOSIT 657.26
2-15 DEPOSIT 22 828.83
2-15 DEPOSIT 24 892.67
2-15 DEPOSIT 22 934.55
2-15 DEPOSIT 21 1,108.49
2-15 AMERICAN EXPRESS SETTLEMENT 6.37
2-15 AMERICAN EXPRESS SETTLEMENT 11.05
2-15 AMERICAN EXPRESS SETTLEMENT 15.20
2-15 AMERICAN EXPRESS SETTLEMENT 22.79
2-15 AMERICAN EXPRESS SETTLEMENT 33.48
2-15 AMERICAN EXPRESS SETTLEMENT 42.60
2-15 MERCHANT BNKCD DEPOSIT 55.40
2-15 MERCHANT BNKCD DEPOSIT 92.62
2-15 MERCHANT BNKCD DEPOSIT 93.18
2-15 MERCHANT BNKCD DEPOSIT 93.36
2-15 MERCHANT BNKCD DEPOSIT 143.27
2-15 MERCHANT BNKCD DEPOSIT 170.96
2-16 DEPOSIT 52 124.14
2-16 DEPOSIT 21 300.08
2-16 DEPOSIT 52 377.21
2-16 DEPOSIT 24 383.18
2-16 DEPOSIT 22 401.33
2-16 DEPOSIT 22 527.27
2-16 DEPOSIT 26 1,536.14
2-16 AMERICAN EXPRESS SETTLEMENT 2.07
2-16 AMERICAN EXPRESS SETTLEMENT 3.71
2-16 AMERICAN EXPRESS SETTLEMENT 13.54
2-16 AMERICAN EXPRESS SETTLEMENT 20.93
2-16 AMERICAN EXPRESS SETTLEMENT 37.97
2-16 AMERICAN EXPRESS SETTLEMENT 73.13
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 8 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-16 MERCHANT BNKCD DEPOSIT 78.67
2-16 MERCHANT BNKCD DEPOSIT 114.46
2-16 MERCHANT BNKCD DEPOSIT 144.36
2-16 MERCHANT BNKCD DEPOSIT 180.76
2-16 MERCHANT BNKCD DEPOSIT 195.81
2-16 MERCHANT BNKCD DEPOSIT 303.38
2-16 MERCHANT BNKCD DEPOSIT 368.87
2-16 MERCHANT BNKCD DEPOSIT 383.47
2-17 DEPOSIT 51 21.05
2-17 DEPOSIT 23 77.68
2-17 DEPOSIT 22 90.55
2-17 DEPOSIT 25 91.96
2-17 DEPOSIT 23 98.62
2-17 DEPOSIT 21 139.20
2-17 DEPOSIT 25 155.26
2-17 DEPOSIT 21 161.80
2-17 DEPOSIT 26 181.03
2-17 DEPOSIT 22 190.00
2-17 DEPOSIT 51 198.99
2-17 DEPOSIT 51 218.11
2-17 DEPOSIT 51 259.02
2-17 DEPOSIT 51 267.59
2-17 DEPOSIT 21 297.58
2-17 DEPOSIT 51 340.72
2-17 DEPOSIT 378.09
2-17 DEPOSIT 51 443.35
2-17 DEPOSIT 22 558.32
2-17 DEPOSIT 52 599.70
2-17 DEPOSIT 23 691.74
2-17 DEPOSIT 51 696.58
2-17 AMERICAN EXPRESS SETTLEMENT 2.67
2-17 AMERICAN EXPRESS SETTLEMENT 3.09
2-17 AMERICAN EXPRESS SETTLEMENT 11.24
2-17 AMERICAN EXPRESS SETTLEMENT 26.03
2-17 MERCHANT BNKCD DEPOSIT 46.54
2-17 MERCHANT BNKCD DEPOSIT 53.96
2-17 MERCHANT BNKCD DEPOSIT 64.05
2-17 MERCHANT BNKCD DEPOSIT 78.07
2-17 MERCHANT BNKCD DEPOSIT 89.25
2-17 MERCHANT BNKCD DEPOSIT 122.27
2-17 MERCHANT BNKCD DEPOSIT 244.62
2-18 DEPOSIT 22 71.14
2-18 DEPOSIT 24 209.74
2-18 DEPOSIT 24 260.25
2-18 DEPOSIT 22 310.00
2-18 DEPOSIT 22 405.31
2-18 DEPOSIT 23 552.96
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 9 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-18 DEPOSIT 21 646.93
2-18 DEPOSIT 51 671.62
2-18 DEPOSIT 51 675.84
2-18 DEPOSIT 24 832.98
2-18 DEPOSIT 26 1,379.77
2-18 AMERICAN EXPRESS SETTLEMENT 9.83
2-18 MERCHANT BNKCD DEPOSIT 40.29
2-18 MERCHANT BNKCD DEPOSIT 43.64
2-18 MERCHANT BNKCD DEPOSIT 53.09
2-18 MERCHANT BNKCD DEPOSIT 80.21
2-18 MERCHANT BNKCD DEPOSIT 84.63
2-18 MERCHANT BNKCD DEPOSIT 145.15
2-18 MERCHANT BNKCD DEPOSIT 147.32
2-18 MERCHANT BNKCD DEPOSIT 161.69
2-22 DEPOSIT 22 14.25
2-22 DEPOSIT ERROR CORRECTION INCREASE 20.89
2-22 DEPOSIT 52 22.25
2-22 DEPOSIT 21 41.46
2-22 DEPOSIT 26 109.02
2-22 DEPOSIT 51 130.43
2-22 DEPOSIT 51 132.19
2-22 DEPOSIT 52 141.23
2-22 DEPOSIT 156.24
2-22 DEPOSIT 24 228.13
2-22 DEPOSIT 21 230.56
2-22 DEPOSIT 23 272.39
2-22 DEPOSIT 23 359.41
2-22 DEPOSIT 24 366.75
2-22 DEPOSIT 52 375.81
2-22 DEPOSIT 51 483.54
2-22 DEPOSIT 21 505.93
2-22 DEPOSIT 24 515.51
2-22 DEPOSIT 540.38
2-22 DEPOSIT 552.89
2-22 DEPOSIT 24 563.07
2-22 DEPOSIT 23 636.01
2-22 DEPOSIT 661.41
2-22 DEPOSIT 22 922.40
2-22 DEPOSIT 24 947.54
2-22 DEPOSIT 26 969.13
2-22 DEPOSIT 986.91
2-22 DEPOSIT 26 1,012.00
2-22 DEPOSIT 21 1,050.38
2-22 DEPOSIT 22 1,190.12
2-22 DEPOSIT 26 1,641.88
2-22 AMERICAN EXPRESS SETTLEMENT 4.96
2-22 AMERICAN EXPRESS SETTLEMENT 6.08
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 10 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-22 AMERICAN EXPRESS SETTLEMENT 7.78
2-22 AMERICAN EXPRESS SETTLEMENT 9.41
2-22 AMERICAN EXPRESS SETTLEMENT 12.07
2-22 AMERICAN EXPRESS SETTLEMENT 15.03
2-22 AMERICAN EXPRESS SETTLEMENT 16.41
2-22 AMERICAN EXPRESS SETTLEMENT 20.11
2-22 AMERICAN EXPRESS SETTLEMENT 23.50
2-22 AMERICAN EXPRESS SETTLEMENT 33.02
2-22 MERCHANT BNKCD DEPOSIT 37.05
2-22 AMERICAN EXPRESS SETTLEMENT 43.41
2-22 MERCHANT BNKCD DEPOSIT 56.32
2-22 AMERICAN EXPRESS SETTLEMENT 59.26
2-22 AMERICAN EXPRESS SETTLEMENT 61.58
2-22 MERCHANT BNKCD DEPOSIT 85.51
2-22 MERCHANT BNKCD DEPOSIT 98.67
2-22 MERCHANT BNKCD DEPOSIT 115.28
2-22 MERCHANT BNKCD DEPOSIT 121.49
2-22 MERCHANT BNKCD DEPOSIT 157.29
2-22 MERCHANT BNKCD DEPOSIT 167.70
2-22 MERCHANT BNKCD DEPOSIT 222.22
2-23 DEPOSIT 22 41.07
2-23 DEPOSIT 123.17
2-23 DEPOSIT 22 209.52
2-23 DEPOSIT 21 852.82
2-23 DEPOSIT 26 890.19
2-23 AMERICAN EXPRESS SETTLEMENT 3.81
2-23 AMERICAN EXPRESS SETTLEMENT 11.72
2-23 AMERICAN EXPRESS SETTLEMENT 16.21
2-23 AMERICAN EXPRESS SETTLEMENT 25.96
2-23 MERCHANT BNKCD DEPOSIT 28.24
2-23 AMERICAN EXPRESS SETTLEMENT 39.29
2-23 AMERICAN EXPRESS SETTLEMENT 57.44
2-23 AMERICAN EXPRESS SETTLEMENT 88.27
2-23 MERCHANT BNKCD DEPOSIT 91.08
2-23 MERCHANT BNKCD DEPOSIT 166.66
2-23 MERCHANT BNKCD DEPOSIT 184.63
2-23 MERCHANT BNKCD DEPOSIT 186.28
2-23 MERCHANT BNKCD DEPOSIT 191.80
2-23 MERCHANT BNKCD DEPOSIT 198.12
2-23 AMERICAN EXPRESS SETTLEMENT 273.55
2-24 DEPOSIT 22.48
2-24 DEPOSIT 23 95.66
2-24 DEPOSIT 120.21
2-24 DEPOSIT 23 120.87
2-24 DEPOSIT 21 150.08
2-24 DEPOSIT 23 189.33
2-24 DEPOSIT 22 209.36
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 11 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-24 DEPOSIT 52 214.50
2-24 DEPOSIT 24 247.22
2-24 DEPOSIT 249.80
2-24 DEPOSIT 26 383.05
2-24 DEPOSIT 52 445.91
2-24 DEPOSIT 52 590.50
2-24 DEPOSIT 24 650.14
2-24 AMERICAN EXPRESS SETTLEMENT 4.30
2-24 MERCHANT BNKCD DEPOSIT 71.59
2-24 MERCHANT BNKCD DEPOSIT 145.82
2-24 MERCHANT BNKCD DEPOSIT 208.95
2-24 MERCHANT BNKCD DEPOSIT 247.52
2-24 MERCHANT BNKCD DEPOSIT 254.43
2-24 MERCHANT BNKCD DEPOSIT 300.86
2-24 MERCHANT BNKCD DEPOSIT 309.29
2-24 MERCHANT BNKCD DEPOSIT 524.55
2-25 DEPOSIT 51 42.10
2-25 DEPOSIT 93.10
2-25 DEPOSIT 51 275.20
2-25 DEPOSIT 24 303.82
2-25 DEPOSIT 22 435.26
2-25 DEPOSIT 21 789.13
2-25 DEPOSIT 22 924.38
2-25 DEPOSIT 1,042.87
2-25 DEPOSIT 26 1,180.03
2-25 AMERICAN EXPRESS SETTLEMENT 11.90
2-25 AMERICAN EXPRESS SETTLEMENT 14.86
2-25 AMERICAN EXPRESS SETTLEMENT 21.03
2-25 MERCHANT BNKCD DEPOSIT 41.85
2-25 MERCHANT BNKCD DEPOSIT 53.43
2-25 MERCHANT BNKCD DEPOSIT 58.70
2-25 MERCHANT BNKCD DEPOSIT 60.59
2-25 MERCHANT BNKCD DEPOSIT 81.02
2-25 MERCHANT BNKCD DEPOSIT 129.47
2-25 MERCHANT BNKCD DEPOSIT 151.25
2-25 MERCHANT BNKCD DEPOSIT 291.32
2-28 DEPOSIT 51 136.26
2-28 DEPOSIT 26 279.14
2-28 DEPOSIT 21 324.74
2-28 DEPOSIT 360.48
2-28 DEPOSIT 24 577.67
2-28 DEPOSIT 25 592.92
2-28 DEPOSIT 594.70
2-28 DEPOSIT 51 613.93
2-28 DEPOSIT 24 713.47
2-28 DEPOSIT 24 754.64
2-28 DEPOSIT 21 760.36
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 12 OF 13
_____________________________________________________________________________
DEPOSITS AND OTHER ADDITIONS
DATE DESCRIPTION AMOUNT
2-28 DEPOSIT 955.74
2-28 DEPOSIT 1,023.98
2-28 DEPOSIT 1,030.00
2-28 DEPOSIT 1,171.81
2-28 DEPOSIT 1,624.46
2-28 DEPOSIT 1,941.52
2-28 AMERICAN EXPRESS SETTLEMENT 4.85
2-28 AMERICAN EXPRESS SETTLEMENT 5.47
2-28 AMERICAN EXPRESS SETTLEMENT 7.55
2-28 AMERICAN EXPRESS SETTLEMENT 10.18
2-28 AMERICAN EXPRESS SETTLEMENT 13.46
2-28 AMERICAN EXPRESS SETTLEMENT 17.09
2-28 AMERICAN EXPRESS SETTLEMENT 19.36
2-28 AMERICAN EXPRESS SETTLEMENT 25.74
2-28 AMERICAN EXPRESS SETTLEMENT 26.58
2-28 AMERICAN EXPRESS SETTLEMENT 46.35
2-28 MERCHANT BNKCD DEPOSIT 55.02
2-28 MERCHANT BNKCD DEPOSIT 66.03
2-28 MERCHANT BNKCD DEPOSIT 71.25
2-28 MERCHANT BNKCD DEPOSIT 109.55
2-28 MERCHANT BNKCD DEPOSIT 134.78
2-28 MERCHANT BNKCD DEPOSIT 148.38
2-28 AMERICAN EXPRESS SETTLEMENT 151.13
2-28 MERCHANT BNKCD DEPOSIT 247.75
2-29 DEPOSIT 57.74
2-29 DEPOSIT 170.90
2-29 DEPOSIT 237.07
2-29 DEPOSIT 313.73
2-29 DEPOSIT 464.06
2-29 DEPOSIT 608.82
2-29 DEPOSIT 824.10
2-29 DEPOSIT 1,009.29
2-29 DEPOSIT 1,562.42
2-29 AMERICAN EXPRESS SETTLEMENT 8.38
2-29 AMERICAN EXPRESS SETTLEMENT 19.00
2-29 AMERICAN EXPRESS SETTLEMENT 30.67
2-29 AMERICAN EXPRESS SETTLEMENT 31.83
2-29 AMERICAN EXPRESS SETTLEMENT 33.71
2-29 AMERICAN EXPRESS SETTLEMENT 37.14
2-29 MERCHANT BNKCD DEPOSIT 62.80
2-29 MERCHANT BNKCD DEPOSIT 79.88
2-29 MERCHANT BNKCD DEPOSIT 98.13
2-29 MERCHANT BNKCD DEPOSIT 120.23
2-29 MERCHANT BNKCD DEPOSIT 192.76
2-29 MERCHANT BNKCD DEPOSIT 245.39
2-29 MERCHANT BNKCD DEPOSIT 256.61
160,150.68
CONTINUES
<PAGE>
ACCT # 000000623809811
TAXPAYER ID# 731369185
NEW YORK BAGEL ENTERPRISES
FEB 1 THROUGH FEB 29, 2000
PAGE 13 OF 13
_____________________________________________________________________________
DAILY ENDING BALANCE
DATE AMOUNT DATE AMOUNT
2-01 17,667.15 2-15 16,762.71
2-02 12,389.38 2-16 11,628.91
2-03 15,023.91 2-17 10,927.64
2-04 9,926.76 2-18 13,010.03
2-07 20,071.71 2-22 23,664.29
2-08 19,623.64 2-23 11,798.07
2-09 11,581.12 2-24 7,754.49
2-10 7,684.54 2-25 1,055.80
2-11 7,314.37 2-26 15,672.14
2-14 18,745.21 2-28 18,336.80
2-29
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WWW.BANKONE.COM/BUSINESS DEMO.
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF TULSA ACCOUNT
ACCOUNT NUMBER: 900130512
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 (8,128.95)
CREDIT CARD DISCOUNTS 67160-031 (362.66)
BANK SERVICE CHARGES 67170-031 (99.53)
BAD CHECKS 67250-031 (160.40)
CREDIT CARD RECEIPTS 12010-031 13,779.57
MISCELLANEOUS DEPOSIT 12000-031 2,536.84
NORTHERN LEASING TO RECOOP 12000-001 (1,323.19)
CORRECTION TO DEPOSITS AND SALES 12000-031 (577.75)
12000-031 (1.21)
12000-031 27.46
DEPOSIT IN TRANSIT 167.80
234.00
431.90
203.13
234.37
236.91
348.31
524.65
694.83
34.39
72.43
125.00
187.57
223.00
225.28
241.23
246.13
283.75
306.34
338.00
361.02
398.93
445.03
544.27
661.40
814.36
1,106.64
28.00
60.00
290.23
492.41
583.17
630.00
783.24
898.87
ACH IN TRANSIT (1,700.00)
(2,700.00)
(2,700.00)
ADJUSTED LEDGER BALANCE 12,046.77
BALANCE PER BANK STATEMENT 12,046.77
ADJUSTED BANK BALANCE 12,046.77
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
PAGE 1
STATEMENT DATE: 2 - 29 - 00
ACCOUNT NO: 900130512
ENCLOSURES: 211
HOME EQUITY LOANS OPEN DOORD FOR YOU.
MONEY YOU CAN USE, INTEREST YOU MAY DEDUCT.
NEW YORK BAGEL ENTERPRISES, INC.
250 N. WATER #300
WICHITA, KS 67202-1213
90013 051 2 COMMERCIAL CHECKING 100
PREVIOUS BALANCE 1 - 31 - 00 7,994.95
+DEPOSITS/CREDITS 423 81,197.60
-CHECKS/DEBITS 58 77,070.75
-SERVICE CHARGE 75.03
+INTEREST PAID -
CURRENT BALANCE 12,046.77
- ---------------------------DAILY BALANCE SUMMARY-----------------------------
DATE BALANCE DATE BALANCE DATE BALANCE
1-31 7,994.95 2-01 10,577.05 2-02 9,321.42
2-03 4,554.90 2-04 5,256.45 2-07 8,961.82
2-08 8,731.62 2-09 7,112.90 2-10 5,643.10
2-11 4,655.00 2-14 9,406.00 2-15 9,041.18
2-16 4,388.80 2-17 5,891.79 2-18 7,769.50
2-21 13,844.28 2-22 13,908.41 2-23 5,447.31
2-24 4,478.13 2-25 5,409.68 2-28 10,591.68
2-29 12,046.77
- -----------------------------ELECTRONIC ACTIVITY-----------------------------
DATE TRACER DESCRIPTION AMOUNT
2-01 20101095NOVUS SERVICES SETTLEMENT 4.95
2-01 20108085AMERICAN EXPRESS SETTLEMENT 5.20
2-01 20101208NOVUS SERVICES SETTLEMENT 7.03
2-01 20101157NOVUS SERVICES SETTLEMENT 8.59
2-01 20108074AMERICAN EXPRESS SETTLEMENT 14.60
2-01 20101271NOVUS SERVICES SETTLEMENT 16.34
2-01 20108860MERCHANT BNKCD DEPOSIT 22.46
2-01 20108862MERCHANT BNKCD DEPOSIT 36.75
2-01 20107852MERCHANT BNKCD DEPOSIT 67.82
2-01 20108861MERCHANT BNKCD DEPOSIT 123.59
2-01 20109001NORTHERN LEASING (80.29)
2-01 20108005NEW YORK BAGEL ACH XFR (2,600.00)
2-02 20201737NOVUS SERVICES SETTLEMENT 8.64
2-02 20206040AMERICAN EXPRESS SETTLEMENT 16.50
2-02 20202366MERCHANT BNKCD DEPOSIT 18.17
2-02 20206029AMERICAN EXPRESS SETTLEMENT 20.35
2-02 20205999AMERICAN EXPRESS SETTLEMENT 42.22
2-02 20202367 MERCHANT BNKCD DEPOSIT 42.51
2-02 20204842MERCHANT BNKCD DEPOSIT 81.32
2-02 20202369MERCHANT BNKCD DEPOSIT 87.29
2-02 20202370MERCHANT BNKCD DEPOSIT 103.76
CONTINUED ON NEXT PAGE
<PAGE>
PAGE 2
STATEMENT DATE: 2 - 29 - 00
ACCOUNT NO: 900130512
NEW YORK BAGEL ENTERPRISES INC
2-02 20202368MERCHANT BNKCD DEPOSIT 128.13
2-02 20204776NEW YORK BAGEL ACH XFR (5,300.00)
2-03 20301568NOVUS SERVICES SETTLEMENT 5.67
2-03 20306839AMERICAN EXPRESS SETTLEMENT 7.20
2-03 20306844AMERICAN EXPRESS SETTLEMENT 15.96
2-03 20308486MERCHANT BNKCD DEPOSIT 22.89
2-03 20308487MERCHANT BNKCD DEPOSIT 36.10
2-03 20307909MERCHANT BNKCD DEPOSIT 123.88
2-03 20301633NOVUS SERVICES SETTLEMENT (0.10)
2-03 20308491MERCHANT BNKCD FEE (0.38)
2-03 20301613NOVUS SERVICES SETTLEMENT (0.39)
2-03 20301755NOVUS SERVICES SETTLEMENT (0.53)
2-03 20308490MERCHANT BNKCD DEPOSIT (1.25)
2-03 20308483MERCHANT BNKCD DISCOUNT (3.88)
2-03 20308485MERCHANT BNKCD DISCOUNT (11.97)
2-03 20308482MERCHANT BNKCD INTERCHNG (12.81)
2-03 20308484MERCHANT BNKCD DISCOUNT (29.96)
2-03 20303936NORTHERN LEASING (31.69)
2-03 20303935NORTHERN LEASING (32.04)
2-03 20303938NORTHERN LEASING (32.18)
2-03 20303939NORTHERN LEASING (32.18)
2-03 20303940NORTHERN LEASING (32.18)
2-03 20303941NORTHERN LEASING (32.18)
2-03 20303942NORTHERN LEASING (32.18)
2-03 20303944NORTHERN LEASING (32.18)
2-03 20303945NORTHERN LEASING (32.18)
2-03 20308488MERCHANT BNKCD DEPOSIT (52.47)
2-03 20303937NORTHERN LEASING (60.14)
2-03 20308320NORTHERN LEASING (80.02)
2-03 20308489MERCHANT BNKCD DEPOSIT (91.75)
2-03 20303934NORTHERN LEASING (145.92)
2-03 20303943NORTHERN LEASING (174.51)
2-03 20306787NEW YORK BAGEL ACH XFR (5,800.00)
2-04 20403617AMERICAN EXPRESS SETTLEMENT 6.95
2-04 20400334NOVUS SERVICES SETTLEMENT 7.31
2-04 20403619AMERICAN EXPRESS SETTLEMENT 7.56
2-04 20403646AMERICAN EXPRESS SETTLEMENT 9.79
2-04 20403638AMERICAN EXPRESS SETTLEMENT 31.00
2-04 20403312MERCHANT BNKCD DEPOSIT 50.73
2-04 20403313MERCHANT BNKCD DEPOSIT 102.83
2-04 20403315MERCHANT BNKCD DEPOSIT 132.92
2-04 20402360MERCHANT BNKCD DEPOSIT 137.47
2-04 20403314MERCHANT BNKCD DEPOSIT 199.13
2-04 20403316MERCHANT BNKCD FEE (1.25)
2-04 20402385MERCHANT BNKCD FEE (6.35)
2-04 20402320MERCHANT BNKCD INTERCHNG (21.91)
2-04 20402343MERCHANT BNKCD DISCOUNT (95.92)
2-04 20403317NEW YORK BAGEL ACH XFR (2,700.00)
2-07 20703642AMERICAN EXPRESS SETTLEMENT 2.38
2-07 20704903AMERICAN EXPRESS SETTLEMENT 6.95
2-07 20703625AMERICAN EXPRESS SETTLEMENT 13.03
2-07 20704892AMERICAN EXPRESS SETTLEMENT 23.75
2-07 20703580AMERICAN EXPRESS SETTLEMENT 24.73
2-07 20704819AMERICAN EXPRESS SETTLEMENT 40.25
2-07 20703500MERCHANT BNKCD DEPOSIT 51.03
2-07 20704424MERCHANT BNKCD DEPOSIT 53.74
2-07 20703498MERCHANT BNKCD DEPOSIT 57.55
2-07 20703501MERCHANT BNKCD DEPOSIT 92.79
2-07 20704871AMERICAN EXPRESS SETTLEMENT 95.63
2-07 20705199MERCHANT BNKCD DEPOSIT 98.36
2-07 20703499MERCHANT BNKCD DEPOSIT 119.80
2-07 20704873AMERICAN EXPRESS SETTLEMENT 129.68
2-07 20705182MERCHANT BNKCD DEPOSIT 167.05
2-07 20704732NEW YORK BAGEL ACH XFR (2,400.00)
2-08 20800230NOVUS SERVICES SETTLEMENT 7.06
2-08 20803005AMERICAN EXPRESS SETTLEMENT 9.79
2-08 20800289NOVUS SERVICES SETTLEMENT 12.45
2-08 20803052AMERICAN EXPRESS SETTLEMENT 17.24
CONTINUED ON NEXT PAGE
<PAGE>
PAGE 3
STATEMENT DATE: 2 - 29 - 00
ACCOUNT NO: 900130512
NEW YORK BAGEL ENTERPRISES INC
2-08 20803040AMERICAN EXPRESS SETTLEMENT 20.82
2-08 20803039AMERICAN EXPRESS SETTLEMENT 37.42
2-08 20802601MERCHANT BNKCD DEPOSIT 48.30
2-08 20802603MERCHANT BNKCD DEPOSIT 53.15
2-08 20803150MERCHANT BNKCD DEPOSIT 57.42
2-08 20802604MERCHANT BNKCD DEPOSIT 162.45
2-08 20802602MERCHANT BNKCD DEPOSIT 216.11
2-08 20804111NEW YORK BAGEL ACH XFR (3,700.00)
2-09 20903310AMERICAN EXPRESS SETTLEMENT 20.73
2-09 20903523MERCHANT BNKCD DEPOSIT 22.82
2-09 20903522MERCHANT BNKCD DEPOSIT 33.42
2-09 20903524MERCHANT BNKCD DEPOSIT 44.13
2-09 20903566MERCHANT BNKCD DEPOSIT 98.06
2-09 20903526MERCHANT BNKCD DEPOSIT 121.42
2-09 20903525MERCHANT BNKCD DEPOSIT 170.14
2-09 20903527MERCHANT BNKCD DEPOSIT 237.79
2-09 20903983NEW YORK BAGEL ACH XFR (5,200.00)
2-10 21000099NOVUS SERVICES SETTLEMENT 4.31
2-10 21004946AMERICAN EXPRESS SETTLEMENT 7.56
2-10 21004627MERCHANT BNKCD DEPOSIT 21.48
2-10 21004628MERCHANT BNKCD DEPOSIT 38.87
2-10 21004970AMERICAN EXPRESS SETTLEMENT 42.77
2-10 21004630MERCHANT BNKCD DEPOSIT 74.35
2-10 21004631MERCHANT BNKCD DEPOSIT 95.26
2-10 21005438MERCHANT BNKCD DEPOSIT 116.34
2-10 21004629MERCHANT BNKCD DEPOSIT 149.09
2-10 21005855NEW YORK BAGEL ACH XFR (3,500.00)
2-11 21102468AMERICAN EXPRESS SETTLEMENT 12.48
2-11 21102458AMERICAN EXPRESS SETTLEMENT 13.48
2-11 21102400AMERICAN EXPRESS SETTLEMENT 13.97
2-11 21101973MERCHANT BNKCD DEPOSIT 14.17
2-11 21101974MERCHANT BNKCD DEPOSIT 34.68
2-11 21102441AMERICAN EXPRESS SETTLEMENT 53.06
2-11 21101975MERCHANT BNKCD DEPOSIT 93.53
2-11 21102551MERCHANT BNKCD DEPOSIT 101.43
2-11 21103008NEW YORK BAGEL ACH XFR (3,600.00)
2-14 21406587AMERICAN EXPRESS SETTLEMENT 15.18
2-14 21405786AMERICAN EXPRESS SETTLEMENT 16.97
2-14 21405768AMERICAN EXPRESS SETTLEMENT 26.37
2-14 21403088MERCHANT BNKCD DEPOSIT 36.51
2-14 21406572AMERICAN EXPRESS SETTLEMENT 60.94
2-14 21406571AMERICAN EXPRESS SETTLEMENT 79.34
2-14 21404523MERCHANT BNKCD DEPOSIT 80.04
2-14 21405745AMERICAN EXPRESS SETTLEMENT 86.35
2-14 21404541MERCHANT BNKCD DEPOSIT 96.75
2-14 21403087MERCHANT BNKCD DEPOSIT 102.98
2-14 21403085MERCHANT BNKCD DEPOSIT 105.77
2-14 21403086MERCHANT BNKCD DEPOSIT 106.22
2-14 21405747AMERICAN EXPRESS SETTLEMENT 109.41
2-14 21404731MERCHANT BNKCD DEPOSIT 114.89
2-14 21405694AMERICAN EXPRESS SETTLEMENT 132.63
2-14 21404435NORTHERN LEASING (76.57)
2-14 21404614NEW YORK BAGEL ACH XFR (2,000.00)
2-15 21502645NOVUS SERVICES SETTLEMENT 4.31
2-15 21506385AMERICAN EXPRESS SETTLEMENT 10.84
2-15 21506374AMERICAN EXPRESS SETTLEMENT 17.46
2-15 21506361AMERICAN EXPRESS SETTLEMENT 24.68
2-15 21506322AMERICAN EXPRESS SETTLEMENT 28.26
2-15 21505468MERCHANT BNKCD DEPOSIT 35.03
2-15 21505067MERCHANT BNKCD DEPOSIT 89.40
2-15 21505469MERCHANT BNKCD DEPOSIT 90.02
2-15 21505470MERCHANT BNKCD DEPOSIT 163.14
2-15 21505350NORTHERN LEASING (31.54)
2-15 21505349NORTHERN LEASING (31.57)
2-15 21505217NEW YORK BAGEL ACH XFR (2,600.00)
2-16 21602546AMERICAN EXPRESS SETTLEMENT 8.08
2-16 21601018NOVUS SERVICES SETTLEMENT 8.96
2-16 21602556AMERICAN EXPRESS SETTLEMENT 22.84
CONTINUED ON NEXT PAGE
<PAGE>
PAGE 4
STATEMENT DATE: 2 - 29 - 00
ACCOUNT NO: 900130512
NEW YORK BAGEL ENTERPRISES INC
2-16 21602504AMERICAN EXPRESS SETTLEMENT 25.00
2-16 21604053MERCHANT BNKCD DEPOSIT 25.12
2-16 21604054MERCHANT BNKCD DEPOSIT 31.47
2-16 21602533AMERICAN EXPRESS SETTLEMENT 34.51
2-16 21605828MERCHANT BNKCD DEPOSIT 51.68
2-16 21604055MERCHANT BNKCD DEPOSIT 62.86
2-16 21604057MERCHANT BNKCD DEPOSIT 139.55
2-16 21604056MERCHANT BNKCD DEPOSIT 213.50
2-16 21604058MERCHANT BNKCD DEPOSIT 249.77
2-16 21605918NEW YORK BAGEL ACH XFR (6,800.00)
2-17 21701042NOVUS SERVICES SETTLEMENT 4.31
2-17 21701040NOVUS SERVICES SETTLEMENT 5.60
2-17 21705585AMERICAN EXPRESS SETTLEMENT 12.55
2-17 21705559AMERICAN EXPRESS SETTLEMENT 12.94
2-17 21705602AMERICAN EXPRESS SETTLEMENT 23.42
2-17 21704944MERCHANT BNKCD DEPOSIT 43.52
2-17 21704943MERCHANT BNKCD DEPOSIT 62.02
2-17 21704942MERCHANT BNKCD DEPOSIT 109.96
2-17 21704228MERCHANT BNKCD DEPOSIT 147.54
2-17 21707178NORTHERN LEASING (31.54)
2-17 21704133NEW YORK BAGEL ACH XFR (2,200.00)
2-18 21803676AMERICAN EXPRESS SETTLEMENT 6.23
2-18 21803640AMERICAN EXPRESS SETTLEMENT 12.48
2-18 21803692AMERICAN EXPRESS SETTLEMENT 15.95
2-18 21803290MERCHANT BNKCD DEPOSIT 44.95
2-18 21803677AMERICAN EXPRESS SETTLEMENT 70.31
2-18 21803291MERCHANT BNKCD DEPOSIT 86.92
2-18 21803289MERCHANT BNKCD DEPOSIT 108.35
2-18 21803997MERCHANT BNKCD DEPOSIT 141.61
2-18 21802922NEW YORK BAGEL ACH XFR (2,100.00)
2-22 22200535AMERICAN EXPRESS SETTLEMENT 5.24
2-22 22101633NOVUS SERVICES SETTLEMENT 9.55
2-22 22201817AMERICAN EXPRESS SETTLEMENT 18.88
2-22 22201854AMERICAN EXPRESS SETTLEMENT 24.01
2-22 22201746MERCHANT BNKCD DEPOSIT 39.10
2-22 22101564NOVUS SERVICES SETTLEMENT 48.55
2-22 22200552AMERICAN EXPRESS SETTLEMENT 50.31
2-22 22200453AMERICAN EXPRESS SETTLEMENT 56.55
2-22 22200753MERCHANT BNKCD DEPOSIT 79.54
2-22 22201869AMERICAN EXPRESS SETTLEMENT 80.01
2-22 22200766MERCHANT BNKCD DEPOSIT 86.04
2-22 22201852AMERICAN EXPRESS SETTLEMENT 93.30
2-22 22202492MERCHANT BNKCD DEPOSIT 106.68
2-22 22201744MERCHANT BNKCD DEPOSIT 125.14
2-22 22201745MERCHANT BNKCD DEPOSIT 125.98
2-22 22201743MERCHANT BNKCD DEPOSIT 141.88
2-22 22200511AMERICAN EXPRESS SETTLEMENT 160.77
2-22 22200784MERCHANT BNKCD DEPOSIT 171.51
2-22 22200509AMERICAN EXPRESS SETTLEMENT 183.64
2-22 22200769MERCHANT BNKCD DEPOSIT (25.00)
2-22 22202233NEW YORK BAGEL ACH XFR (3,700.00)
2-23 22302338NOVUS SERVICES SETTLEMENT 2.56
2-23 22302483NOVUS SERVICES SETTLEMENT 4.82
2-23 22302405NOVUS SERVICES SETTLEMENT 9.07
2-23 22303988AMERICAN EXPRESS SETTLEMENT 14.20
2-23 22303967AMERICAN EXPRESS SETTLEMENT 21.85
2-23 22304002AMERICAN EXPRESS SETTLEMENT 26.67
2-23 22303913AMERICAN EXPRESS SETTLEMENT 29.05
2-23 22303122MERCHANT BNKCD DEPOSIT 55.50
2-23 22303121MERCHANT BNKCD DEPOSIT 60.01
2-23 22303965AMERICAN EXPRESS SETTLEMENT 64.20
2-23 22304418MERCHANT BNKCD DEPOSIT 71.96
2-23 22303120MERCHANT BNKCD DEPOSIT 74.22
2-23 22304314NORTHERN LEASING (220.20)
2-23 22303247NEW YORK BAGEL ACH XFR (10,200.00)
2-24 22405259MERCHANT BNKCD DEPOSIT 40.36
2-24 22405258MERCHANT BNKCD DEPOSIT 47.02
2-24 22405256MERCHANT BNKCD DEPOSIT 59.81
CONTINUED ON NEXT PAGE
<PAGE>
PAGE 5
STATEMENT DATE: 2 - 29 - 00
ACCOUNT NO: 900130512
NEW YORK BAGEL ENTERPRISES INC
2-24 22405257AMERICAN EXPRESS SETTLEMENT 69.00
2-24 22405261MERCHANT BNKCD DEPOSIT 70.79
2-24 22406680MERCHANT BNKCD DEPOSIT 142.79
2-24 22405260AMERICAN EXPRESS SETTLEMENT 385.05
2-24 22405262MERCHANT BNKCD DEPOSIT 299.03
2-24 22402459MERCHANT BNKCD DEPOSIT (24.50)
2-24 22404788MERCHANT BNKCD DEPOSIT (3,700.00)
2-25 22503467MERCHANT BNKCD DEPOSIT 3.20
2-25 22503459MERCHANT BNKCD DEPOSIT 3.69
2-25 22500344NEW YORK BAGEL ACH XFR 9.52
2-25 22503362NOVUS SERVICES SETTLEMENT 45.25
2-25 22503361NOVUS SERVICES SETTLEMENT 106.73
2-25 22503360AMERICAN EXPRESS SETTLEMENT 108.90
2-25 22504162AMERICAN EXPRESS SETTLEMENT 112.06
2-25 22503366AMERICAN EXPRESS SETTLEMENT (1,700.00)
2-28 22805928MERCHANT BNKCD DEPOSIT 4.96
2-28 22804539MERCHANT BNKCD DEPOSIT 8.45
2-28 22805906MERCHANT BNKCD DEPOSIT 13.05
2-28 22805938MERCHANT BNKCD DEPOSIT 16.67
2-28 22804557NORTHERN LEASING 22.62
2-28 22805864NEW YORK BAGEL ACH XFR 35.32
2-28 22805172AMERICAN EXPRESS SETTLEMENT 50.89
2-28 22805905AMERICAN EXPRESS SETTLEMENT 51.57
2-28 22804467AMERICAN EXPRESS SETTLEMENT 58.84
2-28 22805169MERCHANT BNKCD DEPOSIT 61.21
2-28 22804514AMERICAN EXPRESS SETTLEMENT 68.18
2-28 22805171MERCHANT BNKCD DEPOSIT 79.46
2-28 22805170MERCHANT BNKCD DEPOSIT 87.55
2-28 22807356MERCHANT BNKCD DEPOSIT 104.26
2-28 22807374NEW YORK BAGEL ACH XFR 137.57
2-28 22806354AMERICAN EXPRESS SETTLEMENT 139.43
2-28 22804515NOVUS SERVICES SETTLEMENT 301.24
2-28 22804215AMERICAN EXPRESS SETTLEMENT (262.30)
2-28 22807207AMERICAN EXPRESS SETTLEMENT (2,700.00)
2-29 22903108MERCHANT BNKCD DEPOSIT 4.93
2-29 22904839NOVUS SERVICES SETTLEMENT 7.93
2-29 22904884AMERICAN EXPRESS SETTLEMENT 19.06
2-29 22904882AMERICAN EXPRESS SETTLEMENT 26.92
2-29 22904994MERCHANT BNKCD DEPOSIT 43.23
2-29 22903783AMERICAN EXPRESS SETTLEMENT 58.08
2-29 22903785MERCHANT BNKCD DEPOSIT 63.00
2-29 22903784AMERICAN EXPRESS SETTLEMENT 122.79
2-29 22903782MERCHANT BNKCD DEPOSIT 125.00
2-29 22903786MERCHANT BNKCD DEPOSIT (6.74)
2-29 22904095MERCHANT BNKCD DEPOSIT (2,700.00)
- --------------------------DESCRIPTIVE TRANSACTIONS---------------------------
DATE SERIAL NODESCRIPTION AMOUNT
34 DEPOSIT 75.00
DEPOSIT 126.87
36 DEPOSIT 188.96
35 DEPOSIT 290.99
DEPOSIT 320.24
DEPOSIT 404.93
36 DEPOSIT 616.51
35 DEPOSIT 623.41
35 DEPOSIT 625.94
34 DEPOSIT 826.44
35 DEPOSIT 855.77
34 DEPOSIT 25.00
DEPOSIT 30.24
36 DEPOSIT 75.00
DEPOSIT 198.68
36 DEPOSIT 243.00
DEPOSIT 310.89
DEPOSIT 543.68
DEPOSIT 659.85
34 DEPOSIT 695.11
CONTINUED ON NEXT PAGE
<PAGE>
PAGE 6
STATEMENT DATE: 2 - 29 - 00
ACCOUNT NO: 900130512
NEW YORK BAGEL ENTERPRISES INC
2-02 36DEPOSIT 714.03
2-03 35DEPOSIT 26.75
2-03 34DEPOSIT 38.59
2-03 DEPOSIT 69.41
2-03 DEPOSIT 99.00
2-03 36DEPOSIT 253.82
2-03 DEPOSIT 368.64
2-03 34DEPOSIT 409.66
2-03 35DEPOSIT 510.98
2-04 34DEPOSIT 17.00
2-04 36DEPOSIT 54.01
2-04 36DEPOSIT 168.30
2-04 DEPOSIT 177.52
2-04 DEPOSIT 260.27
2-04 DEPOSIT 408.92
2-04 34DEPOSIT 616.02
2-04 36DEPOSIT 1,139.25
2-04 35DEPOSIT 20.10
2-07 35DEPOSIT 39.58
2-07 34DEPOSIT 51.00
2-07 35DEPOSIT 65.00
2-07 36DEPOSIT 138.51
2-07 36DEPOSIT 149.95
2-07 DEPOSIT 165.49
2-07 35DEPOSIT 169.46
2-07 DEPOSIT 266.46
2-07 DEPOSIT 317.00
2-07 34DEPOSIT 401.82
2-07 35DEPOSIT 583.10
2-07 DEPOSIT 764.71
2-07 36DEPOSIT 890.37
2-07 DEPOSIT 1,106.10
2-08 DEPOSIT 11.85
2-08 DEPOSIT 28.67
2-08 DEPOSIT 30.24
2-08 34DEPOSIT 102.00
2-08 DEPOSIT 131.10
2-08 36DEPOSIT 218.00
2-08 DEPOSIT 461.24
2-08 34DEPOSIT 543.11
2-08 36DEPOSIT 560.85
2-08 DEPOSIT 740.53
2-09 36DEPOSIT 13.93
2-09 34DEPOSIT 175.00
2-09 DEPOSIT 292.71
2-09 DEPOSIT 295.80
2-09 DEPOSIT 430.86
2-09 36DEPOSIT 468.22
2-09 DEPOSIT 545.01
2-09 34DEPOSIT 611.24
2-10 35DEPOSIT 3.43
2-10 34DEPOSIT 36.00
2-10 35DEPOSIT 42.74
2-10 DEPOSIT 44.80
2-10 35DEPOSIT 66.07
2-10 DEPOSIT 100.00
2-10 36DEPOSIT 105.68
2-10 36DEPOSIT 145.54
2-10 36DEPOSIT 150.00
2-10 34DEPOSIT 232.07
2-10 DEPOSIT 553.84
2-11 34DEPOSIT 59.08
2-11 36DEPOSIT 75.00
2-11 DEPOSIT 109.81
2-11 36DEPOSIT 127.49
2-11 DEPOSIT 358.00
2-11 36DEPOSIT 754.04
2-11 DEPOSIT 791.68
CONTINUED ON NEXT PAGE
<PAGE>
PAGE 7
STATEMENT DATE: 2 - 29 - 00
ACCOUNT NO: 900130512
NEW YORK BAGEL ENTERPRISES INC
2-14 35DEPOSIT 12.44
2-14 35DEPOSIT 35.08
2-14 35DEPOSIT 39.97
2-14 35DEPOSIT 55.09
2-14 36DEPOSIT 83.17
2-14 DEPOSIT 85.00
2-14 36DEPOSIT 136.00
2-14 34DEPOSIT 136.00
2-14 DEPOSIT 191.74
2-14 36DEPOSIT 288.00
2-14 DEPOSIT 300.57
2-14 DEPOSIT 354.46
2-14 36DEPOSIT 363.19
2-14 36DEPOSIT 387.90
2-14 DEPOSIT 421.70
2-14 DEPOSIT 535.64
2-14 34DEPOSIT 582.69
2-14 36DEPOSIT 815.55
2-14 DEPOSIT 833.03
2-15 34DEPOSIT 70.00
2-15 DEPOSIT 305.21
2-15 36DEPOSIT 720.83
2-15 34DEPOSIT 739.11
2-16 DEPOSIT 14.51
2-16 34DEPOSIT 59.82
2-16 DEPOSIT 138.82
2-16 DEPOSIT 182.93
2-16 36DEPOSIT 267.67
2-16 34DEPOSIT 610.53
2-17 35DEPOSIT 31.83
2-17 34DEPOSIT 32.00
2-17 35DEPOSIT 70.99
2-17 36DEPOSIT 87.30
2-17 DEPOSIT 153.02
2-17 DEPOSIT 176.00
2-17 DEPOSIT 187.58
2-17 DEPOSIT 421.57
2-17 DEPOSIT 472.28
2-17 36DEPOSIT 693.94
2-17 34DEPOSIT 986.16
2-18 DEPOSIT 20.83
2-18 DEPOSIT 43.16
2-18 DEPOSIT 60.48
2-18 DEPOSIT 92.58
2-18 DEPOSIT 137.73
2-18 36DEPOSIT 139.79
2-18 DEPOSIT 709.04
2-18 36DEPOSIT 766.88
2-18 DEPOSIT 1,520.42
2-21 DEPOSIT 9.00
2-21 35DEPOSIT 43.78
2-21 34DEPOSIT 97.00
2-21 35DEPOSIT 99.82
2-21 36DEPOSIT 125.00
2-21 DEPOSIT 125.00
2-21 DEPOSIT 147.86
2-21 36DEPOSIT 201.00
2-21 36DEPOSIT 223.31
2-21 DEPOSIT 226.54
2-21 DEPOSIT 244.46
2-21 36DEPOSIT 265.78
2-21 36DEPOSIT 286.00
2-21 36DEPOSIT 455.00
2-21 35DEPOSIT 471.08
2-21 34DEPOSIT 475.00
2-21 DEPOSIT 516.26
2-21 DEPOSIT 543.32
2-21 36DEPOSIT 733.05
CONTINUED ON NEXT PAGE
<PAGE>
PAGE 7
STATEMENT DATE: 2 - 29 - 00
ACCOUNT NO: 900130512
NEW YORK BAGEL ENTERPRISES INC
2-21 35DEPOSIT 786.52
2-22 34DEPOSIT 61.00
2-22 DEPOSIT 130.66
2-22 36DEPOSIT 172.23
2-22 DEPOSIT 573.10
2-22 34DEPOSIT 620.00
2-22 36DEPOSIT 625.46
2-23 36DEPOSIT 162.39
2-23 34DEPOSIT 193.33
2-23 34DEPOSIT 474.68
2-23 DEPOSIT 694.59
2-24 DEPOSIT 33.00
2-24 36DEPOSIT 51.18
2-24 36DEPOSIT 57.60
2-24 DEPOSIT 74.99
2-24 DEPOSIT 141.00
2-24 DEPOSIT 167.80
2-24 DEPOSIT 234.00
2-24 DEPOSIT 350.00
2-24 DEPOSIT 431.90
2-25 34DEPOSIT 203.13
2-25 DEPOSIT 234.37
2-25 36DEPOSIT 236.91
2-25 36DEPOSIT 348.31
2-25 DEPOSIT 524.65
2-25 34DEPOSIT 694.83
2-28 36DEPOSIT 34.39
2-28 36DEPOSIT 51.21
2-28 36DEPOSIT 60.92
2-28 36DEPOSIT 72.43
2-28 36DEPOSIT 125.00
2-28 36DEPOSIT 176.13
2-28 DEPOSIT 187.57
2-28 DEPOSIT 223.00
2-28 36DEPOSIT 225.28
2-28 DEPOSIT 241.23
2-28 DEPOSIT 246.13
2-28 DEPOSIT 283.75
2-28 36DEPOSIT 360.34
2-28 36DEPOSIT 338.00
2-28 DEPOSIT 361.02
2-28 DEPOSIT 398.93
2-28 DEPOSIT 445.03
2-28 36DEPOSIT 544.27
2-28 36DEPOSIT 661.40
2-28 34DEPOSIT 814.36
2-28 36DEPOSIT 1,106.64
2-29 36DEPOSIT 28.00
2-29 34DEPOSIT 60.00
2-29 36DEPOSIT 290.23
2-29 36DEPOSIT 492.41
2-29 36DEPOSIT 583.17
2-29 DEPOSIT 630.00
2-29 36DEPOSIT 783.24
2-29 34DEPOSIT 898.87
2-29 SERVICE CHARGE (75.03)
END OF STATEMENT
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
NEW YORK BAGEL ENTERPRISES, INC
RECONCILIATION OF WICHITA ACCOUNT
ACCOUNT NUMBER: 0000425699
TAX ID NUMBER 73-1369185
FEBRUARY
BALANCE PER G/L FEBRUARY 23, 2000 (26,683.55)
CREDIT CARD DISCOUNTS 67160-041 (296.00)
BANK SERVICE CHARGES 67170-041 (97.32)
BAD CHECKS 67250-041 (36.19)
CREDIT CARD RECEIPTS 12010-041 7,160.59
SALES TO BE RECORDED 7,564.81
18,251.55
DEPOSITS IN TRANSIT 1,269.31
300.00
1,019.04
777.15
746.23
241.35
MISCELLANEOUS DEPOSITS TO RECORD 181.87
5.00
169.23
75.00
ACH IN TRANSIT (1,500.00)
(2,200.00)
(3,600.00)
ADJUSTED LEDGER BALANCE 3,348.07
BALANCE PER BANK STATEMENT 3,348.07
ADJUSTED BANK BALANCE 3,348.07
UNRECONCILED VARIANCE -
<PAGE>
CASE NAME: NEW YORK BAGEL ENTERPRISES, INC.
CASE NO. 00-10275
CHAPTER 11
MONTHLY REPORTING AFFIDAVIT
FOR THE MONTH ENDING FEBRUARY 23, 2000
DIRECT INQUIRIES TO:
316-383-1254
[INTRUST BANK LOGO]
INTRUST BANK, N.A.
P.O. BOX 1
WICHITA KS 67201-5001
NEW YORK BAGEL ENTERPRISES FEBRUARY 29, 2000
115 E 8TH ST (81)
STILLWATER OK 74074 PAGE 1 OF 11
STATEMENT OF ACCOUNT
0000425699
LET INTRUST BANK ONLINE MAKE IT EASY TO FILE YOUR TAXES WITH
QUICKEN TURBO TAX FOR THE WEB, THE FAST, EASY AND SECURE WAY
TO PREPARE AND FILE YOUR TAXES. VISIT WWW.INTRUSTBANK.COM TODAY!
BUSINESS CHECKING ACCOUNT 0000425699
_____________________________________________________________________________
LOW BALANCE 804.53
AVERAGE BALANCE 5,215.22 AVG COLLECTED BALANCE 4,880.00
81 ENCLOSURES
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
1-31 BEGINNING BALANCE 7,646.26
2-01 DEPOSIT 1,108.51 8,754.77
2-01 DEPOSIT 1,017.68 9,772.45
2-01 DEPOSIT 666.29 10,438.74
2-01 DEPOSIT 5.00 10,443.74
2-01 PREAUTHORIZED CR 169.23 10,612.97
MERCHANT BNKCD
000201 164024500997
2-01 PREAUTHORIZED CR 47.80 10,660.77
MERCHANT BNKCD
000201 164024531992
2-01 PREAUTHORIZED CR 32.16 10,692.93
MERCHANT BNKCD
000201 1152400917
2-01 PREAUTHORIZED WD (2,800.00) 7,892.93
NEW YORK BAGEL ACH XFER
000201
2-02 PREAUTHORIZED CR 238.50 8,131.43
MERCHANT BNKCD
000202 164024532990
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 2 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-02 PREAUTHORIZED CR 105.89 8,237.32
MERCHANT BNKCD
000202 164024500997
2-02 PREAUTHORIZED CR 105.18 8,342.50
MERCHANT BNKCD
000202 164024531992
2-02 PREAUTHORIZED CR 103.81 8,446.31
MERCHANT BNKCD
000202 164024500997
2-02 PREAUTHORIZED CR 8.05 8,454.36
AMERICAN EXPRESS
000202 1152400925
2-02 PREAUTHORIZED WD (3,300.00) 5,154.36
NEW YORK BAGEL ACH XFER
000202
2-03 DEPOSIT 718.80 5,873.16
2-03 DEPOSIT 233.88 6,107.04
2-03 DEPOSIT 143.40 6,250.44
2-03 DEPOSIT 132.28 6,382.72
2-03 DEPOSIT 90.84 6,473.56
2-03 DEPOSIT 83.09 6,556.65
2-03 DEPOSIT 70.47 6,627.12
2-03 DEPOSIT 59.13 6,686.25
2-03 DEPOSIT 51.74 6,737.99
2-03 PREAUTHORIZED CR 110.51 6,848.50
MERCHANT BNKCD
000203 164024500997
2-03 PREAUTHORIZED CR 28.94 6,895.21
MERCHANT BNKCD
000203 164024531992
2-03 PREAUTHORIZED CR 17.77 6,895.21
MERCHANT BNKCD
AMERICAN EXPRESS
000203 1152400917
2-03 CHECK (4.85) 6,900.08
2-03 PREAUTHORIZED WD (4,500.00) 6,895.23
NEW YORK BAGEL ACH XFER 2,395.23
000203
2-03 PREAUTHORIZED WD (63.84) 2,331.39
MERCHANT BNKCD DISCOUNT
000203 164024532990
2-03 PREAUTHORIZED WD (59.75) 2,271.64
MERCHANT BNKCD DISCOUNT
000203 164024500997
2-03 PREAUTHORIZED WD (44.33) 2,227.31
MERCHANT BNKCD DISCOUNT
000203 164024500997
2-03 PREAUTHORIZED WD (43.27) 2,184.04
MERCHANT BNKCD DISCOUNT
000203 164024531992
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 3 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-03 PREAUTHORIZED WD (29.98) 2,154.06
MERCHANT BNKCD DISCOUNT
000203 164024500997
2-03 PREAUTHORIZED WD (23.81) 2,130.25
MERCHANT BNKCD DISCOUNT
000203 164024500997
2-03 PREAUTHORIZED WD (17.55) 2,112.70
MERCHANT BNKCD DISCOUNT
000203 164024532990
2-03 PREAUTHORIZED WD (7.53) 2,105.17
MERCHANT BNKCD DISCOUNT
000203 164024531992
2-03 PREAUTHORIZED WD (0.64) 2,104.53
MERCHANT BNKCD DISCOUNT
000203 164024532990
2-03 PREAUTHORIZED WD (0.30) 2,104.23
MERCHANT BNKCD DISCOUNT
000203 164024531992
2-04 DEPOSIT 771.42 2,875.65
2-04 DEPOSIT 540.78 3,416.43
2-04 PREAUTHORIZED CR 312.36 3,728.79
MERCHANT BNKCD
000204 164024500997
2-04 PREAUTHORIZED CR 104.06 3,832.85
MERCHANT BNKCD
000204 164024532990
2-04 PREAUTHORIZED CR 29.09 3,861.94
MERCHANT BNKCD
000204 164024531992
2-04 PREAUTHORIZED CR 1.93 3,863.87
AMERICAN EXPRESS
000204 1152400925
2-04 RETURN/CHARGEBACK (11.81) 3,852.06
2-04 RETURN/CHARGEBACK (6.85) 3,845.21
2-04 PREAUTHORIZED WD (600.00) 3,245.21
NEW YORK BAGEL ACH XFER
000204
2-04 PREAUTHORIZED WD (2.50) 3,242.71
MERCHANT BNKCD FEE
000204 164024531992
2-04 PREAUTHORIZED WD (1.25) 3,241.46
MERCHANT BNKCD FEE
000204 164024500997
2-04 PREAUTHORIZED WD (1.25) 3,240.21
MERCHANT BNKCD FEE
000204 164024532990
2-07 DEPOSIT 1,381.21 4,621.42
2-07 DEPOSIT 1,234.03 5,855.45
2-07 DEPOSIT 1,109.11 6,964.56
2-07 DEPOSIT 798.62 7,763.18
2-07 DEPOSIT 696.97 8,460.15
2-07 DEPOSIT 662.29 9,122.44
2-07 DEPOSIT 269.32 9,391.76
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 4 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-07 DEPOSIT 179.88 9,571.64
2-07 DEPOSIT 175.96 9,747.60
2-07 PREAUTHORIZED CR 251.49 9,999.09
MERCHANT BNKCD
000207 164024500997
2-07 PREAUTHORIZED CR 122.32 10,121.41
MERCHANT BNKCD
000207 164024500997
2-07 PREAUTHORIZED CR 91.23 10,212.64
AMERICAN EXPRESS
000207 1151005998
2-07 PREAUTHORIZED CR 39.51 10,252.15
MERCHANT BNKCD
000207 164024532990
2-07 PREAUTHORIZED CR 39.07 10,291.22
MERCHANT BNKCD
000207 164024531992
2-07 PREAUTHORIZED CR 25.90 10,317.12
AMERICAN EXPRESS
000207 1152400917
2-07 PREAUTHORIZED CR 20.28 10,337.40
AMERICAN EXPRESS
000207 1151005998
2-07 PREAUTHORIZED CR 15.18 10,352.58
AMERICAN EXPRESS
000207 1152400917
2-07 PREAUTHORIZED WD (1,500.00) 8,852.58
NEW YORK BAGEL ACH XFER
000207
2-08 DEPOSIT 753.76 9,606.33
2-08 PREAUTHORIZED CR 118.03 9,724.36
MERCHANT BNKCD
000208 164024532990
2-08 PREAUTHORIZED CR 57.24 9,781.60
MERCHANT BNKCD
000208 164024531992
2-08 PREAUTHORIZED CR 46.40 9,828.00
AMERICAN EXPRESS
000208 1152400925
2-08 PREAUTHORIZED CR 5.87 9,833.87
AMERICAN EXPRESS
000208 1152400917
2-08 PREAUTHORIZED WD (1,700.00) 8,133.87
NEW YORK BAGEL ACH XFER
000208
2-09 PREAUTHORIZED CR 282.00 8,415.87
MERCHANT BNKCD
000209 164024532990
2-09 PREAUTHORIZED CR 167.41 8,583.28
MERCHANT BNKCD
000209 164024531992
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 5 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-09 PREAUTHORIZED CR 134.77 8,718.05
MERCHANT BNKCD
000209 164024500997
2-09 PREAUTHORIZED CR 92.97 8,811.02
MERCHANT BNKCD
000209 164024500997
2-09 PREAUTHORIZED CR 89.56 8,900.58
MERCHANT BNKCD
000209 164024500997
2-09 PREAUTHORIZED CR 64.83 8,965.41
MERCHANT BNKCD
000209 164024500997
2-09 PREAUTHORIZED CR 20.56 8,985.97
AMERICAN EXPRESS
000209 1151005998
2-09 PREAUTHORIZED CR 12.18 8,998.15
AMERICAN EXPRESS
000209 1152400917
2-09 PREAUTHORIZED WD (7,100.00) 1,898.15
NEW YORK BAGEL ACH XFER
000209
2-10 DEPOSIT 917.31 2,815.46
2-10 DEPOSIT 562.87 3,378.33
2-10 DEPOSIT 440.23 3,818.56
2'-10 DEPOSIT 319.12 4,137.68
2-10 DEPOSIT 280.37 4,418.05
2-10 DEPOSIT 90.59 4,508.64
2-10 PREAUTHORIZED CR 71.82 4,580.46
MERCHANT BNKCD
000210 164024532990
2-10 PREAUTHORIZED CR 40.48 4,620.94
MERCHANT BNKCD
000210 164024531992
2-10 PREAUTHORIZED CR 8.82 4,629.76
AMERICAN EXPRESS
000210 1152400925
2-10 PREAUTHORIZED WD (1,000.00) 3,629.76
NEW YORK BAGEL ACH XFER
000210
2-11 DEPOSIT 1,083.94 4,713.70
2-11 DEPOSIT 943.47 5,657.17
2-11 DEPOSIT 130.88 5,788.05
2-11 DEPOSIT 114.73 5,902.78
2-11 DEPOSIT 86.03 5,988.81
2-11 PREAUTHORIZED CR 125.20 6,114.01
MERCHANT BNKCD
000211 164024500997
2-11 PREAUTHORIZED CR 114.46 6,228.47
MERCHANT BNKCD
000211 164024500997
2-11 PREAUTHORIZED CR 66.16 6,294.63
MERCHANT BNKCD
000211 164024532990
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 6 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-11 PREAUTHORIZED CR 41.67 6,336.30
AMERICAN EXPRESS
000211 1151005998
2-11 PREAUTHORIZED CR 8.76 6,345.06
MERCHANT BNKCD
000211 164024531992
2-11 PREAUTHORIZED CR 7.44 6,352.50
AMERICAN EXPRESS
000211 11524000917
2-11 PREAUTHORIZED WD (1,000.00) 5,352.50
NEW YORK BAGEL ACH XFER
000211
2-14 DEPOSIT 1,077.59 6,430.09
2-14 DEPOSIT 821.93 7,252.02
2-14 DEPOSIT 712.91 7,964.93
2-14 PREAUTHORIZED CR 181.87 8,146.80
MERCHANT BNKCD
000214 164024500997
2-14 PREAUTHORIZED CR 105.63 8,252.43
AMERICAN EXPRESS
000214 1151005998
2-14 PREAUTHORIZED CR 59.80 8,312.23
MERCHANT BNKCD
000214 164024531992
2-14 PREAUTHORIZED CR 54.65 8,366.88
MERCHANT BNKCD
000214 164024532990
2-14 PREAUTHORIZED CR 26.36 8,393.24
AMERICAN EXPRESS
000214 1152400925
2-14 PREAUTHORIZED CR 15.00 8,408.24
AMERICAN EXPRESS
000214 1152400917
2-14 PREAUTHORIZED CR 5.09 8,413.33
AMERICAN EXPRESS
000214 1152400925
2-14 PREAUTHORIZED WD (2,600.00) 5,813.33
NEW YORK BAGEL ACH XFER
000214
2-15 PREAUTHORIZED CR 46.84 5,860.17
MERCHANT BNKCD
000215 16402453990
2-15 PREAUTHORIZED CR 24.30 5,884.47
MERCHANT BNKCD
000215 164024531992
2-15 PREAUTHORIZED CR 21.62 5,906.09
AMERICAN EXPRESS
000215 1152400925
2-15 PREAUTHORIZED WD (2,700.00) 3,206.09
NEW YORK BAGEL ACH XFER
000215
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 7 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-16 PREAUTORIZED CR 183.21 3,389.30
MERCHANT BNKCD
000216 164024531992
2-16 PREAUTORIZED CR 142.86 3,532.16
MERCHANT BNKCD
000216 164024532990
2-16 PREAUTORIZED CR 139.95 3,672.11
MERCHANT BNKCD
000216 164024500997
2-16 PREAUTORIZED CR 133.60 3,805.71
MERCHANT BNKCD
000216 164024500997
2-16 PREAUTORIZED CR 49.49 3,855.20
MERCHANT BNKCD
000216 16402450097
2-16 PREAUTORIZED CR 49.33 3,904.53
MERCHANT BNKCD
000216 164024500997
2-16 PREAUTORIZED WD (3,100.00) 804.53
NEW YORK BAGEL ACH XFER
000216
2-17 DEPOSIT 781.61 1,586.14
2-17 DEPOSIT 508.69 2,094.83
2-17 DEPOSIT 351.16 2,445.99
2-17 DEPOSIT 333.76 2,779.75
2-17 DEPOSIT 327.32 3,107.07
2-17 DEPOSIT 271.76 3,378.83
2-17 DEPOSIT 252.65 3,631.48
2-17 DEPOSIT 228.75 3,860.23
2-17 DEPOSIT 144.67 4,004.90
2-17 DEPOSIT 137.36 4,142.26
2-17 DEPOSIT 122.29 4,264.55
2-17 DEPOSIT 119.17 4,383.72
2-17 DEPOSIT 95.32 4,479.04
2-17 DEPOSIT 77.68 4,556.72
2-17 PREAUTORIZED CR 61.07 4,617.79
MERCHANT BNKCD
000217 16402450097
2-17 PREAUTORIZED CR 41.21 4,659.00
MERCHANT BNKCD
000217 164024532900
2-17 PREAUTORIZED CR 26.18 4,685.18
MERCHANT BNKCD
000217 164024531992
2-17 PREAUTORIZED CR 12.61 4,697.79
AMERICAN EXPRESS
000217 1152400917
2-17 PREAUTORIZED CR 6.20 4,703.99
AMERICAN EXPRESS
000217 1151005988
2-17 PREAUTORIZED WD (100.00) 4,603.99
NEW YORK BAGEL ACH XFER
000217
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 8 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-18 DEPOSIT 1,269.60 5,873.59
2-18 DEPOSIT 1,261.64 7,135.23
2-18 PREAUTHORIZED CR 133.46 7,268.69
AMERICAN EXPRESS
000218 1151005998
2-18 PREAUTHORIZED CR 66.03 7,334.72
MERCHANT BNKCD
000218 164024532990
2-18 PREAUTHORIZED CR 49.83 7,384.55
MERCHANT BNKCD
000218 164024531992
2-18 PREAUTHORIZED WD (700.00) 6,684.55
NEW YORK BAGEL ACH XFER
000218
2-22 DEPOSIT 1,323.77 8,008.32
2-22 DEPOSIT 1,075.82 9,084.14
2-22 DEPOSIT 902.01 9,986.15
2-22 DEPOSIT 794.93 10,781.08
2-22 DEPOSIT 612.08 11,393.16
2-22 DEPOSIT 389.12 11,782.28
2-22 DEPOSIT 253.48 12,035.76
2-22 DEPOSIT 192.01 12,227.77
2-22 PREAUTHORIZED CR 144.79 12,372.56
MERCHANT BNKCD
000222 164024500997
2-22 PREAUTHORIZED CR 72.99 12,445.55
AMERICAN EXPRESS
000222 1152400925
2-22 PREAUTHORIZED CR 38.48 12,484.03
MERCHANT BNKCD
000222 164024531992
2-22 PREAUTHORIZED CR 38.04 12,522.07
MERCHANT BNKCD
000222 164024532990
2-22 PREAUTHORIZED CR 30.49 12,552.56
AMERICAN EXPRESS
000222 1152400917
2-22 PREAUTHORIZED CR 18.61 12,571.17
AMERICAN EXPRESS
000222 1152400925
2-22 PREAUTHORIZED CR 15.27 12,586.44
AMERICAN EXPRESS
000222 1151005998
2-22 PREAUTHORIZED CR 6.40 12,592.84
AMERICAN EXPRESS
000222 1152400917
2-22 PREAUTHORIZED CR 4.97 12,597.81
AMERICAN EXPRESS
000222 1151005998
2-22 PREAUTHORIZED WD (3,900.00) 8,697.81
NEW YORK BAGEL ACH XFER
000222
2-23 DEPOSIT 819.65 9,517.46
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 9 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-23 DEPOSIT 205.31 9,722.77
2-23 DEPOSIT 198.54 9,921.31
2-23 DEPOSIT 110.71 10,032.02
2-23 PREAUTHORIZED CR 92.78 10,124.80
MERCHANT BNKCD
000223 164024500997
2-23 PREAUTHORIZED CR 51.88 10,176.68
MERCHANT BNKCD
000223 164024532990
2-23 PREAUTHORIZED CR 43.67 10,220.35
AMERICAN EXPRESS
000223 1152400917
2-23 PREAUTHORIZED CR 25.03 10,245.38
AMERICAN EXPRESS
000223 1151005998
2-23 PREAUTHORIZED CR 18.59 10,263.97
MERCHANT BNKCD
000223 164024531992
2-23 PREAUTHORIZED CR 16.49 10,280.46
AMERICAN EXPRESS
000223 1152400925
2-23 MAINTENANCE FEE (97.32) 10,183.14
ANALYSIS LOSS/CHR FOR 1/31/2000
2-23 PREAUTHORIZED CR (2,700.00) 7,483.14
NEW YORK BAGEL ACH XFER
000223
2-24 DEPOSIT 830.80 8,313.94
2-24 DEPOSIT 226.97 8,540.91
2-24 DEPOSIT 138.90 8,679.81
2-24 DEPOSIT 116.50 8,796.31
2-24 PREAUTHORIZED CR 219.47 9,015.78
MERCHANT BNKCD
000224 164024500997
2-24 PREAUTHORIZED CR 142.94 9,158.72
MERCHANT BNKCD
000224 164024500997
2-24 PREAUTHORIZED CR 139.39 9,298.11
MERCHANT BNKCD
000224 164024531992
2-24 PREAUTHORIZED CR 122.55 9,420.66
MERCHANT BNKCD
000224 164024500997
2-24 PREAUTHORIZED CR 85.57 9,506.23
MERCHANT BNKCD
000224 164024500997
2-24 PREAUTHORIZED CR 75.16 9,581.39
MERCHANT BNKCD
000224 164024532990
2-24 PREAUTHORIZED CR 70.79 9,652.18
MERCHANT BNKCD
000224 164024500997
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 10 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-24 PREAUTHORIZED CR 6.01 9,658.19
AMERICAN EXPRESS
000224 1151005998
2-24 PREAUTHORIZED WD (5,900.00) 3,758.19
NEW YORK BAGEL ACH XFER
000224
2-25 DEPOSIT 1,269.31 5,027.50
2-25 DEPOSIT 1,025.00 6,052.50
2-25 DEPOSIT 433.85 6,486.35
2-25 DEPOSIT 300.00 6,786.35
2-25 DEPOSIT 297.25 7,083.60
2-25 PREAUTHORIZED CR 134.56 7,218.16
MERCHANT BNKCD
000225 164024500997
2-25 PREAUTHORIZED CR 68.44 7,286.60
MERCHANT BNKCD
000225 164024531992
2-25 PREAUTHORIZED CR 30.49 7,317.09
MERCHANT BNKCD
000225 164024532990
2-25 PREAUTHORIZED WD (1,500.00) 5,817.09
NEW YORK BAGEL ACH XFER
000225
2-28 DEPOSIT 1,019.04 6,836.13
2-28 DEPOSIT 777.15 7,613.28
2-28 PREAUTHORIZED CR 123.02 7,736.30
AMERICAN EXPRESS
000228 1152400917
2-28 PREAUTHORIZED CR 102.77 7,839.07
MERCHANT BNKCD
000228 164024500997
2-28 PREAUTHORIZED CR 88.80 7,927.87
AMERICAN EXPRESS
000228 1151005998
2-28 PREAUTHORIZED CR 82.50 8,010.37
AMERICAN EXPRESS
000228 1151005998
2-28 PREAUTHORIZED CR 55.51 8,065.88
AMERICAN EXPRESS
000228 1152400917
2-28 PREAUTHORIZED CR 27.94 8,093.82
MERCHANT BNKCD
000228 164024531992
2-28 PREAUTHORIZED CR 11.62 8,105.44
AMERICAN EXPRESS
000228 1152400925
2-28 RETURN/CHARGEBACK (12.68) 8,092.76
2-28 PREAUTHORIZED WD (2,200.00) 5,892.76
NEW YORK BAGEL ACH XFER
000228
2-29 DEPOSIT 746.23 6,638.99
2-29 DEPOSIT 241.35 6,880.34
<PAGE>
STATEMENT OF ACCOUNT
0000425699 [INTRUST BANK LOGO]
NEW YORK BAGEL ENTERPRISES
PAGE 11 OF 11
DATE DESCRIPTION ADDITIONSSUBTRACTIONS BALANCE
2-29 PREAUTHORIZED CR 49.99 6,930.33
MERCHANT BNKCD
000229 164024531992
2-29 PREAUTHORIZED CR 17.74 6,948.07
AMERICAN EXPRESS
000229 1152400917
2-29 PREAUTHORIZED WD (3,600.00) 3,348.07
NEW YORK BAGEL ACH XFER
02-29 ENDING TOTALS 48,631.32 (52,929.51) 3,348.07
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