<PAGE>
As filed with the Securities and Exchange Commission on February 20, 1998.
Registration No. 333 - 7509
811 - 7689
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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 [X]
Pre-Effective Amendment No.
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Post-Effective Amendment No. 3
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and
REGISTRATION STATEMENT UNDER THE [X]
INVESTMENT COMPANY ACT OF 1940
Amendment No. 4
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PFL RETIREMENT BUILDER VARIABLE ANNUITY ACCOUNT
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(Exact Name of Registrant)
PFL LIFE INSURANCE COMPANY
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(Name of Depositor)
4333 Edgewood Road N.E., Cedar Rapids, Iowa 52499-0001
(Address of Depositor's Principal Executive Offices)
Depositor's Telephone Number, including Area Code
(319) 297-8468
Frank A. Camp, Esquire
PFL Life Insurance Company
4333 Edgewood Road, N.E.
Cedar Rapids, Iowa 52499-0001
(Name and Address of Agent for Service)
Copy to:
Frederick R. Bellamy, Esquire
Sutherland, Asbill and Brennan L.L.P.
1275 Pennsylvania Avenue, N.W.
Washington, D.C. 20004-2404
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It is proposed that this filing will become effective:
immediately upon filing pursuant to paragraph (b) of Rule 485.
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X on March 23, 1998 pursuant to paragraph (b)(1)(iii) of Rule 485.
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60 days after filing pursuant to paragraph (a)(i) of Rule 485
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on pursuant to paragraph (a)(i) of Rule 485
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If appropriate, check the following box:
X This post-effective amendment designates a new effective date
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for a previously filed post-effective amendment.
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This filing incorporates by reference the Prospectus, Statement of
Additional Information and Part C of the Post-Effective Amendment No. 1 filed on
April 29, 1997.
This filing incorporates by reference the Prospectus, Statement of
Additional Information and Part C of the Post-Effective Amendment No. 2 filed on
December 23, 1997.
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SIGNATURES
As required by the Securities Act of 1933 and the Investment Company Act of
1940, the Registrant hereby certifies that this Amendment to the Registration
Statement meets the requirements for effectiveness pursuant to paragraph (b) of
Rule 485 and has caused this Registration Statement to be signed on its behalf,
in the City of Cedar Rapids and State of Iowa, on this 19th day of February,
1998.
PFL RETIREMENT BUILDER
VARIABLE ANNUITY ACCOUNT
PFL LIFE INSURANCE COMPANY
Depositor
*
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William L. Busler
President
As required by the Securities Act of 1933, this Registration Statement has been
signed by the following persons in the capacities and on the duties indicated.
<TABLE>
<CAPTION>
Signatures Title Date
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<S> <C> <C>
* Director February __, 1998
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Patrick S. Baird
/s/ Craig D. Vermie Director February 19, 1998
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Craig D. Vermie
* Director February __, 1998
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William L. Busler
* Director February __, 1998
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Patrick E. Falconio
* Director February __, 1998
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Douglas C. Kolsrud
* Vice President and February __, 1998
- - ------------------------------- Corporate Controller
Robert J. Kontz
* Treasurer February __, 1998
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Brenda K. Clancy
</TABLE>
* By: Craig D. Vermie, attorney in fact.
