R&G FINANCIAL CORP
10-Q, EX-27, 2000-08-15
INVESTORS, NEC
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<TABLE> <S> <C>

<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                                6-MOS
<FISCAL-YEAR-END>                      DEC-31-2000
<PERIOD-START>                         JAN-01-2000
<PERIOD-END>                           JUN-30-2000
<CASH>                                  28,511,272
<INT-BEARING-DEPOSITS>                  18,418,722
<FED-FUNDS-SOLD>                        10,000,000
<TRADING-ASSETS>                        13,722,890
<INVESTMENTS-HELD-FOR-SALE>          1,068,355,220
<INVESTMENTS-CARRYING>                  26,783,636
<INVESTMENTS-MARKET>                    26,676,373
<LOANS>                              1,827,732,330
<ALLOWANCE>                             10,431,358
<TOTAL-ASSETS>                       3,270,878,556
<DEPOSITS>                           1,523,602,232
<SHORT-TERM>                         1,417,059,939
<LIABILITIES-OTHER>                     47,339,946
<LONG-TERM>                                      0
                            0
                             75,000,000
<COMMON>                                41,053,406
<OTHER-SE>                             166,823,033
<TOTAL-LIABILITIES-AND-EQUITY>       3,270,878,556
<INTEREST-LOAN>                         76,778,438
<INTEREST-INVEST>                       22,945,537
<INTEREST-OTHER>                        11,270,178
<INTEREST-TOTAL>                       110,994,153
<INTEREST-DEPOSIT>                      36,057,346
<INTEREST-EXPENSE>                      77,501,319
<INTEREST-INCOME-NET>                   33,492,834
<LOAN-LOSSES>                            2,850,000
<SECURITIES-GAINS>                         154,765
<EXPENSE-OTHER>                         39,902,366
<INCOME-PRETAX>                         25,968,635
<INCOME-PRE-EXTRAORDINARY>              25,968,635
<EXTRAORDINARY>                                  0
<CHANGES>                                        0
<NET-INCOME>                            20,194,839
<EPS-BASIC>                                   0.60
<EPS-DILUTED>                                 0.59
<YIELD-ACTUAL>                                7.81
<LOANS-NON>                             70,743,741
<LOANS-PAST>                               523,997
<LOANS-TROUBLED>                                 0
<LOANS-PROBLEM>                         77,064,704
<ALLOWANCE-OPEN>                         8,970,605
<CHARGE-OFFS>                            1,813,686
<RECOVERIES>                               424,440
<ALLOWANCE-CLOSE>                       10,431,358
<ALLOWANCE-DOMESTIC>                    10,431,358
<ALLOWANCE-FOREIGN>                              0
<ALLOWANCE-UNALLOCATED>                          0


</TABLE>


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