ACCREDITED HOME LENDERS INC
8-K, 2000-08-04
REAL ESTATE INVESTMENT TRUSTS
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington D. C. 20549

                                    Form 8-K

                Current Report Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported):  July 25, 2000

                      ACCREDITED MORTGAGE LOAN TRUST 2000-1
                        Asset Backed-Notes, Series 2000-1


Delaware (governing law of          333-07219      PENDING
Pooling and Servicing Agreement)    (Commission    IRS EIN
(State or other                     File Number)
jurisdiction


        11000 Broken Land Parkway
                                                             21044
        Columbia, MD                                        (Zip Code)
        (Address of principal executive offices)


       Registrant's telephone number, including area code:  (410) 884-2000



          Former name or former address, if changed since last report)


ITEM 5.  Other Events

On July 25, 2000 a distribution was made to holders of ACCREDITED  MORTGAGE LOAN
TRUST 2000-1 Asset Backed-Notes, Series 2000-1



  ITEM 7.  Financial Statements and Exhibits

        (c)  Exhibits furnished in accordance with Item 601(a) of
  Regulation S-K

             Exhibit Number                      Description
                                 Monthly report distributed to holders of
             EX-99.1             Asset Backed-Notes, Series
                                 2000-1, relating to the July 25,
                                 2000 distribution.






Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                      ACCREDITED MORTGAGE LOAN TRUST 2000-1
                        Asset Backed-Notes, Series 2000-1

              By:   Wells Fargo Bank Minnesota, N.A., as Indenture Trustee
              By:   /s/ Sherri Sharps, Vice President
              By:   Sherri Sharps, Vice President
              Date: 08/03/2000


                                INDEX TO EXHIBITS

Exhibit Number                   Description

EX-99.1        Monthly  report  distributed  to holders of Asset  Backed-Notes,
               Series 2000-1, relating to the July 25, 2000 distribution.






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