SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934
(AMENDMENT NO. 3)
CBES Bancorp, Inc.
(Name of Issuer)
COMMON STOCK, PAR VALUE $.01 PER SHARE
(Title of Class of Securities)
124794108
(CUSIP Number)
David H. Hancock
12498 South 71 Highway
Grandview, MO 64030
(Name, Address and Telephone Number of Person Authorized
to Receive Notices and Communications)
OCTOBER 19, 1999
(Date of Event which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to
report the acquisition which is the subject of this Schedule 13D, and is
filing this schedule because of Rule 13d-1 (b) (3) or (4), check the
following box [ ] .
<PAGE>
CUSIP NO. 124794108
1 Name of Reporting Person
SS or IRS Identification Number of Person
David H. Hancock
###-##-####
2 Check the Appropriate Box if a Member of a Group
(a) [ ] (b) [ ]
3 SEC Use Only
4 Source of Funds
Personal Funds
5 Check Box if Disclosure of Legal Proceedings is Required
Pursuant to Item 2(d) or 2(e): [ ]
6 Citizenship or Place of Organization
United States Citizen
7 Sole Voting Power
82,100 Shares
8 Shared Voting Power
-0-
9 Sole Dispositive Power
82,100 Shares
10 Shared Dispositive Power
-0-
11 Aggregate Amount Beneficially Owned by Each Reporting Person
82,100 Shares
12 Check Box if the Aggregate Amount in Row (11) Excludes Certain
Shares [ ]
13 Percent of Class Represented by Amount in Row (11)
8.91%
14 Type of Reporting Person
IN
<PAGE>
ITEM 1. SECURITY AND ISSUER
This statement relates to CBES Bancorp, Inc., common stock, par
value $0.01 per share. The principle and executive offices of CBES are
located at 1001 North Jesse James Road, Excelsior Springs, MO 64024.
ITEM 2. IDENTITY AND BACKGROUND
The person filing this statement is David H. Hancock. Mr.
Hancock's business address is 12498 South 71 Highway, Grandview, MO
64030. Mr. Hancock's present occupation is Chief Executive Officer of
North American Savings Bank, F.S.B., 12498 South 71 Highway, Grandview,
MO 64030.
Mr. Hancock, during the past five years, has not been convicted in
a criminal proceeding (excluding traffic violations or similar
misdemeanors).
Mr. Hancock, during the past five years, has not been a party to
a civil proceeding of a judicial or administrative body of competent
jurisdiction which caused him to be subject to a judgment, decree, or
final order enjoining future violations of or prohibiting or mandating
activities subject to federal or state securities laws or finding any
violation with respect to such laws.
Mr. Hancock is a citizen of the United States of America.
ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATIONS
As of this date, Hancock owns 82,100 shares of stock, all of
which were purchased in open market transactions.
The funds used by Hancock to purchase the stock have come from Hancock's
personal funds.
ITEM 4. PURPOSE OF TRANSACTION
Mr. Hancock has initially acquired the stock for investment
purposes, and may or may not acquire additional stock for investment.
Mr. Hancock reserves the right to change the purpose of this
transaction, provided that he remains in compliance with all federal and
state laws.
ITEM 5. INTEREST AND SECURITIES OF THE ISSUER
Mr. Hancock owns 82,100 shares of stock, which represent
approximately 8.91% of the outstanding stock of CBES Bancorp, Inc.
Mr. Hancock has the sole power to vote and dispose of all the
shares.
During the last 60 days, Hancock has sold shares in the open market as
follows: 10,000 shares on October 19, 1999, at $15.00 per share.
ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS
WITH RESPECT TO SECURITIES OF THE ISSUER.
None
ITEM 7. MATERIAL TO BE FILED AS EXHIBITS.
None
<PAGE>
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete, and correct.
/s/ David H. Hancock
--------------------
David H. Hancock
10/22/98
