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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-END> SEP-30-2000
<CASH> 1,044,510
<INT-BEARING-DEPOSITS> 10,487,609
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 84,000
<INVESTMENTS-MARKET> 84,000
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<ALLOWANCE> 3,462,000
<TOTAL-ASSETS> 178,057,455
<DEPOSITS> 133,286,697
<SHORT-TERM> 16,000,000
<LIABILITIES-OTHER> 684,989
<LONG-TERM> 0
0
0
<COMMON> 10,319
<OTHER-SE> 15,339,128
<TOTAL-LIABILITIES-AND-EQUITY> 178,057,455
<INTEREST-LOAN> 3,477,749
<INTEREST-INVEST> 3,488
<INTEREST-OTHER> 121,634
<INTEREST-TOTAL> 3,602,871
<INTEREST-DEPOSIT> 1,804,141
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<INTEREST-INCOME-NET> 1,331,071
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<INCOME-PRETAX> (626,339)
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<EPS-BASIC> (0.45)
<EPS-DILUTED> (0.45)
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</TABLE>
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