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Letterhead of
The American Franklin Life Insurance Company
#1 Franklin Square
Springfield, Illinois 62713
(217) 528-2011
May 1, 1997
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: Separate Account VA-1 of The American Franklin Life Insurance
Company (1933 Act Registration No. 333-10489; 1940 Act
Registration No. 811-7781)
Ladies and Gentlemen:
On behalf of Separate Account VA-1 of The American Franklin Life Insurance
Company, a registered investment company (the "Fund"), and in lieu of filing the
Fund's Prospectus and Statement of Additional Information under Rule 497(c)
under the Securities Act of 1933, as amended, I hereby certify pursuant to Rule
497(j) that the forms of Prospectus and Statement of Additional Information that
would have been filed under Rule 497(c) would not have differed from the
Prospectus and Statement of Additional Information contained in Post-Effective
Amendment No. 1 to the Fund's Registration Statement on Form N-4, which was
filed electronically with the Securities and Exchange Commission on April 29,
1997.
If you have any questions about this filing, please contact the undersigned
at (217) 528-2011.
Very truly yours,
/s/ Ross D. Friend
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ROSS D. FRIEND
Senior Vice President
General Counsel and Secretary
VIA EDGAR
