SURBER RICHARD D
SC 13D, 2000-02-08
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                  SCHEDULE 13D

                    Under the Securities Exchange Act of 1934


                   Golden Opportunity Development Corporation
                                (Name of Issuer)


                         Common Stock, par value $0.001
                         (Title of Class of Securities)


                                   38114T 10 9
                                 (CUSIP Number)


                Richard D. Surber,268 West 400 South, Suite 300,
                           Salt Lake City, Utah 84101
                                  (801)575-8073
                 (Name, address and telephone number of person
                authorized to receive notices and communications)

                                December 14, 1999
             (Date of Event which Requires Filing of This Statement)



If the filing person has previously  filed a statement on Schedule 13G to report
the  acquisition  which is the subject of this  Schedule 13A, and is filing this
schedule because of Rule 13d-1(b)(3) or (4), check the following box ( ).


<PAGE>



                                  SCHEDULE 13D

CUSIP No. 38114T 10 9

1)  NAME OF REPORTING PERSONS

S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

        Richard D. Surber

2)  CHECK THE APPROPRIATE BOX IF EITHER IS A MEMBER OF A GROUP
                                                                       (A) ( X )

                                                                       (B) (   )

3)  SEC USE ONLY

4)  SOURCE OF FUNDS

         OO

5)  CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) or 2(E).        [   ]

6)  CITIZENSHIP OR PLACE OF ORGANIZATION

        Richard D. Surber is a United States Citizen



                           7)  SOLE VOTING POWER                       25,000
NUMBER OF
SHARES
BENEFICIALLY               8)  SHARED VOTING POWER                    163,523
OWNED BY
EACH
REPORTING                  9)  SOLE DISPOSITIVE POWER                  25,000
PERSON WITH

                           10)  SHARED DISPOSITIVE POWER              163,523

11)  AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

        188,523

12)  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES (  )


13)  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

        68.4%

14)  TYPE OF REPORTING PERSON

        IN


<PAGE>



Item 1.  Security and Issuer

     This  schedule  relates to common  stock,  par value  $0.001 per share,  of
Golden Opportunity Development Corporation. ("Common Stock"). Golden Opportunity
Development  Corporation ("Golden  Opportunity") is a Louisiana corporation with
principal offices at 268 West 400 South, Suite 300, Salt Lake City, Utah 84101

Item 2.  Identity and Background

(a)  This schedule is filed by Richard D. Surber, an individual ("Surber").

(b) The business address for Surber is 268 West 400 South,  Suite 300, Salt Lake
City, Utah 84101

(c)  Surber  is an  attorney.  He  is  employed  by  Canton  Financial  Services
Corporation, a sibling company of Golden Opportunity.

(d) Surber has not been convicted in a criminal  proceeding  (excluding  traffic
violations and similar misdemeanors) during the last five years.

(e)  During  the  last  five  years  Surber  has  never  been a party to a civil
proceeding that resulted in a judgment,  decree or final order enjoining  future
violations  of, or prohibiting  or mandating  activities  subject to, federal or
state securities laws of finding any violation with respect to such laws.

(f)   Surber is a United States Citizen

Item 3.  Source and Amount of Funds or Other Consideration

         The 188,523  shares that are the impetus for filing this  schedule were
acquired  as  follows.  25,000  shares  were  acquired  by  Richard  Surber  for
investment  purposes  on October 4, 1999 for  services  rendered  to the Company
pursuant to an employee benefit plan. The 163,523 shares attributed to Surber as
President of Diversified  Holdings I, Inc.  ("Diversified") were acquired by and
are  currently  owned  by  Diversified  on April 2,  1999.  Surber  has no legal
ownership  interest  in said  shares,  the  beneficial  ownership  of  which  is
attributed to him because of his position as President of Diversified.

Item 4.  Purpose of Transaction

         The  following  discussion  states  the  purpose  or  purposes  of  the
acquisition  of  securities  of the issuer and  describes any plans or proposals
resulting  in  material   transactions  with  Golden   Opportunity.

         Surber has no current plans to purchase additional shares or to dispose
of any of his shares in Golden Opportunity.

         Surber is not  aware of any  current  plans or  proposals  which  would
involve any extraordinary corporate transaction, involve any sale or transfer of
a material  amount of the  corporation's  assets,  a change in the  directors or
management of the corporation or change its capitalization or dividend policies,
involve a change in the corporation's  business or corporate structure or change
its charter or by-laws or the status of the common stock of the corporation.


<PAGE>




Item 5.  Interest in Securities of the Issuer

(a) The  aggregate  number  and  percentage  of class of  securities  identified
pursuant to Item 1 beneficially  owned by Surber may be found in rows 7 - 11 and
13 of the cover page.

(b) The powers that Surber has  relative to the shares  discussed  herein may be
found in rows 7 through  10 of the cover  page.  The  quantity  of shares  owned
legally or beneficially by Surber  is 188,523 shares of Common Stock,  25,000 of
which were acquired for services and 163,523 of which are attributable to him as
President of Diversified Holdings I, Inc.

(c) There were no transactions in the class of securities  reported on that were
effected during the last sixty days aside from those discussed in Item 4.

Item 6. Contracts, Arrangements, Understandings or Relationships with Respect to
Securities of the Issuer.

         Richard D. Surber,  the  President  of  Diversified  has  the  power to
control  disposition of and voting of the Diversified  shares.  This arises from
his position as President and CEO of Diversified.

Item 7.  Material to Be Filed as Exhibits.

         None.


         After reasonable  inquiry and to the best of my knowledge and belief, I
certify that the information  set forth in this statement is true,  complete and
correct.

Date: 2/7/00
     -----------                By:  /s/ Richard Surber
                                    -----------------------
                                     Richard Surber


Attention:  Intentional  misstatements  or omissions of fact constitute  Federal
criminal violations (See 18 U.S.C. 1061).




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