<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Harding Loevner
financial statements at October 31, 2000
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 3
<NAME> Multi-Asset Global Portfolio
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-END> OCT-31-2000
<INVESTMENTS-AT-COST> 6,499,513
<INVESTMENTS-AT-VALUE> 7,192,842
<RECEIVABLES> 17,749
<ASSETS-OTHER> 42,330
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 7,252,921
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 26,955
<TOTAL-LIABILITIES> 26,955
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,092,423
<SHARES-COMMON-STOCK> 576,884
<SHARES-COMMON-PRIOR> 537,249
<ACCUMULATED-NII-CURRENT> 112,059
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 330,046
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 691,438
<NET-ASSETS> 7,225,966
<DIVIDEND-INCOME> 69,320
<INTEREST-INCOME> 196,863
<OTHER-INCOME> 0
<EXPENSES-NET> 91,595
<NET-INVESTMENT-INCOME> 174,588
<REALIZED-GAINS-CURRENT> 354,097
<APPREC-INCREASE-CURRENT> 64,015
<NET-CHANGE-FROM-OPS> 592,700
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 194,827
<DISTRIBUTIONS-OF-GAINS> 274,145
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 24,999
<NUMBER-OF-SHARES-REDEEMED> 21,625
<SHARES-REINVESTED> 36,261
<NET-CHANGE-IN-ASSETS> 626,662
<ACCUMULATED-NII-PRIOR> 108,597
<ACCUMULATED-GAINS-PRIOR> 273,795
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 73,073
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 135,181
<AVERAGE-NET-ASSETS> 7,309,150
<PER-SHARE-NAV-BEGIN> 12.28
<PER-SHARE-NII> 0.35
<PER-SHARE-GAIN-APPREC> 0.77
<PER-SHARE-DIVIDEND> 0.36
<PER-SHARE-DISTRIBUTIONS> 0.51
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.53
<EXPENSE-RATIO> 1.25
</TABLE>
