<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Harding Loevner
financial statements at October 31, 2000
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 1
<NAME> International Equity Portfolio
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-END> OCT-31-2000
<INVESTMENTS-AT-COST> 291,604,734
<INVESTMENTS-AT-VALUE> 352,258,708
<RECEIVABLES> 12,183,258
<ASSETS-OTHER> 74,652
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 364,516,618
<PAYABLE-FOR-SECURITIES> 15,098,846
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 371,394
<TOTAL-LIABILITIES> 15,470,240
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 262,832,277
<SHARES-COMMON-STOCK> 22,926,774
<SHARES-COMMON-PRIOR> 21,186,793
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 1,068,127
<ACCUMULATED-NET-GAINS> 26,611,629
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 60,670,599
<NET-ASSETS> 349,046,378
<DIVIDEND-INCOME> 4,682,104
<INTEREST-INCOME> 528,917
<OTHER-INCOME> 0
<EXPENSES-NET> 3,596,149
<NET-INVESTMENT-INCOME> 1,614,872
<REALIZED-GAINS-CURRENT> 27,758,433
<APPREC-INCREASE-CURRENT> (24,035,309)
<NET-CHANGE-FROM-OPS> 5,337,996
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2,725,773
<DISTRIBUTIONS-OF-GAINS> 10,285,092
<DISTRIBUTIONS-OTHER> 1,963,260
<NUMBER-OF-SHARES-SOLD> 4,562,142
<NUMBER-OF-SHARES-REDEEMED> 3,591,332
<SHARES-REINVESTED> 769,170
<NET-CHANGE-IN-ASSETS> 20,573,167
<ACCUMULATED-NII-PRIOR> 1,079,745
<ACCUMULATED-GAINS-PRIOR> 9,733,341
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,721,296
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,596,370
<AVERAGE-NET-ASSETS> 362,894,938
<PER-SHARE-NAV-BEGIN> 15.50
<PER-SHARE-NII> 0.09
<PER-SHARE-GAIN-APPREC> 0.36
<PER-SHARE-DIVIDEND> 0.23
<PER-SHARE-DISTRIBUTIONS> 0.50
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 15.22
<EXPENSE-RATIO> 0.99
</TABLE>
