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<TABLE> <S> <C>
<ARTICLE> 5
<S> <C> <C>
<PERIOD-TYPE> YEAR 9-MOS
<FISCAL-YEAR-END> DEC-31-1999 SEP-30-2000
<PERIOD-START> JAN-01-1999 JAN-01-2000
<PERIOD-END> DEC-31-1999 SEP-30-2000
<CASH> 13,393,646 14,832,585
<SECURITIES> 0 0
<RECEIVABLES> 2,704,434 2,622,167
<ALLOWANCES> 624,291 575,706
<INVENTORY> 0 0
<CURRENT-ASSETS> 17,312,204 18,847,679
<PP&E> 16,444,606 17,560,502
<DEPRECIATION> 10,539,515 11,777,804
<TOTAL-ASSETS> 23,946,438 25,331,798
<CURRENT-LIABILITIES> 1,385,098 1,413,668
<BONDS> 0 0
0 0
0 0
<COMMON> 12,812 12,871
<OTHER-SE> 22,269,508 23,046,927
<TOTAL-LIABILITY-AND-EQUITY> 23,946,438 25,331,798
<SALES> 0 0
<TOTAL-REVENUES> 17,104,682 14,595,463
<CGS> 0 0
<TOTAL-COSTS> 0 0
<OTHER-EXPENSES> 0 0
<LOSS-PROVISION> 1,130,183 851,870
<INTEREST-EXPENSE> 41,279 18,742
<INCOME-PRETAX> (204,861) 712,059
<INCOME-TAX> 0 0
<INCOME-CONTINUING> (204,861) 712,059
<DISCONTINUED> 0 0
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> (204,861) 712,059
<EPS-BASIC> (.03) .11
<EPS-DILUTED> (.03) .11
</TABLE>
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