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SEPARATE ACCOUNT KG
(KEMPER GATEWAY PLUS)
ALLMERICA FINANCIAL LIFE INSURANCE AND ANNUITY COMPANY
SUPPLEMENT TO PROSPECTUS DATED OCTOBER 15, 1999 AS REVISED NOVEMBER 15, 1999
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Under FEDERAL TAX CONSIDERATIONS, E. Provisions Applicable to Qualified Employer
Plans, the following is added as the first paragraph:
Federal income taxation of assets held inside a qualified retirement plan and of
earnings on those assets is deferred until distribution of plan benefits begins.
As such, it is not necessary to purchase a variable annuity contract solely to
obtain its tax deferral feature. However, other features offered under this
Contract and described in this Prospectus - such as the minimum guaranteed death
benefit, the guaranteed fixed annuity rates and the wide variety of investment
options - may make this Contract a suitable investment for your qualified
retirement plan.
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SUPPLEMENT DATED DECEMBER 6, 1999
