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SEPARATE ACCOUNT KG
(KEMPER GATEWAY ADVISOR)
ALLMERICA FINANCIAL LIFE INSURANCE AND ANNUITY COMPANY
FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY
SUPPLEMENT TO PROSPECTUS DATED JUNE 23, 1999
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Under M. Optional Minimum Guaranteed Annuity Payout Rider, Conditions of
Election of the Minimum Guaranteed Annuity Payout Rider, the second bullet
point is amended to read as follows:
The Owner may not elect a Rider with a ten-year waiting period if at the time
of election the Owner has reached his/her 87th birthday. The Owner may not
elect a Rider with a fifteen-year waiting period if at the time of election
the Owner has reached his/her 82nd birthday.
***
SUPPLEMENT DATED OCTOBER 8, 1999
