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November 18, 1999
VIA EDGAR
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: Separate Account KG of Allmerica Financial Life Insurance
and Annuity Company ("Separate Account KG"), Form N-4
(File Nos. 333-81019 and 811-7767) Post-Effective Amendment No. 1
under the Securities Act of 1933 and Amendment No. 18 under the
Investment Company Act of 1940, as amended
Dear Sirs or Madams:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, ("1933
Act"), Registrant certifies that the form of Prospectus and Statement of
Additional Information that would have been filed under paragraph (c) of this
section would not have differed from that contained in the most recent
registration statement or amendment, and that the text of the most recent
registration statement or amendment has been filed electronically.
If there should be any questions on this filing, please contact the undersigned
at (508) 855-3877.
Very truly yours,
/s/ John C. Donlon, Jr.
John C. Donlon, Jr.
Assistant Vice President and Counsel
