SEPARATE ACCOUNT KGC OF FIRST ALLMERICA FIN LIFE INS CO, 497J, 1997-05-09

SEPARATE ACCOUNT KGC OF FIRST ALLMERICA FIN LIFE INS CO
497J, 1997-05-09

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                                                 May 5, 1997
         
Securities and Exchange Commission       
450 Fifth Avenue, N.W.
Washington D.C. 20549

RE:  SEPARATE ACCOUNT KGC OF FIRST ALLMERICA FINANCIAL LIFE INSURANCE
     COMPANY ("REGISTRANT")     
     FORM N-4 (FILE NOS. 333-10395 AND 811-7771)
     POST-EFFECTIVE AMENDMENT NO. 1 UNDER THE SECURITIES ACT OF 1933, AND
     AMENDMENT NO. 2 UNDER THE INVESTMENT COMPANY ACT OF 1940
          
Dear Sirs:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, 
Registrant certifies that the form of prospectus and Statement of Additional 
Information that would have been filed under paragraph (b) or (c) of this 
section would not have differed from that contained in the most recent 
registration statement or amendment, and that the text of the most recent 
registration statement or amendment has been filed electronically. 

No copies of the cross-reference sheet are being filed because it has not 
been amended.

If you have any questions or would like further information, please call me 
at (508) 855-3877.

                                            Very truly yours,

                                            /s/ Sylvia Kemp-Orino

                                            Sylvia Kemp-Orino
                                            Assistant Vice President & Counsel
FAFLIC Custom